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28/10/2017. ResonanceCapital Review and Daily News from the HYIP Industry


Beware! ResonanceCapital has stopped paying! Do not invest there!

Hi everyone! Hope your Saturday and the rest of your weekend is going well, especially if you happen to be somewhere where the clocks are changing later tonight to give yourself an extra hour in bed tomorrow morning! There ‘s a couple of news to catch up on today which is not always the case in the HYIP industry over the weekend, admins liking to relax as much as the rest of us, so keep reading for that. The first item on today ‘s agenda however is ResonanceCapital, a recent addition to the MNO monitor though not entirely a new program. ResonanceCapital is in fact online and paying existing members officially since last March. It should be noted that the admin has followed a very slow and gradual process of promotion and development, and the program really has been very much a work in progress up until now. Ultimately it ‘s up to you to decide what’s best for your own portfolios anyway, so let’s take a closer look and see what it’s all about.
Technically there are eight plans in ResonanceCapital to choose from. However one of them is just for testing purposes. You can avail of a free $5 deposit if you wish to check out how it all works first, but you will need to make a proper more substantial active investment of $150 or more in another plan in order for this $5 test investment to become active. I’m tempted to skip over this one for obvious reasons, spending $150 to get a $5 test deposit is clearly a bit pointless, though maybe you can think of it as a bonus rather than an actual free investment. But since it’s there for the taking you may as well take advantage, right? The term runs for 28 days which is 4 weeks, and with ResonanceCapital paying you 28% interest per week. That comes to 112% in total, or 12% net profit. So that’s $5.60 back for a $5 deposit you never made. Larger bonuses are available by the way, they increase relative to the amount you are investing though always with the same term and interest rate. They’d also be relatively small compared to the amount of real money you need to spend from your own pocket to unlock them.

The first real investment plan then is called The Start Plan for which ResonanceCapital require a minimum spend of $50 in order to join. The strange thing here is that you can only deposit either a $50 minimum or a $100 maximum, but nothing in between. You may make as many as ten active deposits at any one time though, effectively making the maximum deposit $1,000. The term runs for 168 calendar days, though I don’t know why ResonanceCapital don’t give it its more correct description of 28 weeks due to the fact that members only receive a weekly interest payment. The rate is 6% and includes your principal, so by the end of the term you should have 144% back in total, from which 44% is net profit.

Or to put that into simple monetary terms, let’s say you invested $100 here. ResonanceCapital should repay you at a rate of $6 per week until you have $144 back from them in total by the end of the term. With your principal counted as part of that it also allows you to break-even after 17 weeks so you can’t possibly lose money after that.

The Bronze Plan opens with a minimum investment of $150. It continues upwards after that in blocks of $50, so you can invest $200, $250, $300, etc up to a maximum single transaction of $700. With ten available investment slots that means the real maximum allowed by ResonanceCapital here is $7,000. The term stays at 28 weeks with a single weekly interest payment of 6.2%. This eventually adds up to 148.8% in total, and with your principal counted as part of that it’s 48.8% final net profit for joining.

For bigger spending investors ResonanceCapital have The Silver Plan. You can join for $800, and past that all further investments go up in increments of $200. So you can spend $1,000, $1,200, $1,400 and so on with a maximum limit of $2,000 per single deposit. You may have ten individual deposits so that’s $20,000 in total per account holder. This is a longer term option now, running for 336 calendar days which is 48 weeks. ResonanceCapital offer a reduced interest rate of 3.3% per week here, but as there’s a lot more payments it’s ultimately more profitable at a higher risk. The break even point comes 31 weeks into the term which you later complete with 158.4%. Or with your principal included with that you have 58.4% net profit.

Next on the list we come to The Gold Plan which requires $2,500 to join. Larger deposits can only be made in blocks of $500, so if you want a bigger spend it will cost you $3,000, $3,500, $4,000 and so on like that up to a maximum of $5,500 per deposit and ten deposits allowed. The term stays at 48 weeks with ResonanceCapital offering members a weekly interest rate of 3.5%. This eventually adds up to 168%, principal included, or 68% net profit.

With the remaining plans all costing upwards of $6,000 I guess it’s safe enough to say that members can find any further info they want in their ResonanceCapital account areas. Just to let you know however, the rules are the very same with ResonanceCapital making weekly interest payments for a continuing term of 48 calendar weeks and including your principal. By the way, other than making an investment with the program there are other ways to grow your principal and make a little extra money from ResonanceCapital. There’s a series of reward bonuses available, which at first glance look a bit complicated, but to put it as simply as possible are basically driven by your own performance there. There’s a sort of ranking system in place you see, so depending on how much money is flowing through ResonanceCapital either from you directly or as the result of an active downline you can pick up some extra payments.

I suppose I should say a few brief words about the actual deposit and withdrawal process. At first I thought it was a bit more complicated than it turned out to be, though I still needed to ask the admin for help with it the first time. On closer inspection though ResonanceCapital simply employ very similar methods as many other non GoldCoders based programs where you are required to move money from your account balance to your wallet, and can withdraw it properly from there. In the case of ResonanceCapital you have three separate accounts within your members area. These are your personal account which acts as your wallet, your savings account which is where the business of the site is carried out, i.e. this is where your principal is kept and where your interest payments are sent, and your affiliate account where any ref commissions are paid. So on the toolbar you will see inside your members area you need to click the tab marked “My Finances”. This will then allow you to make new deposits, move money in and out of your wallet (personal account), and ultimately to make a final withdrawal.

On joining the program you will be asked for a mobile phone number. This is for security reasons, because a PIN will be sent there by SMS text message. If you are not comfortable sharing your phone number may opt to receive this PIN code by e-mail instead. After registration is complete you will be able to start investing by first clicking on Account Replenishment inside of your account area. After adding funds you should go to the Main page to choose just how much you would like to invest in each plan by choosing an investment portfolio.

The withdrawal process is quite complicated as well. The first you need to go to “My Finances” and select the option “Transfer between my Accounts” in the drop-down menu. That will give you the option to move funds from your savings to your personal account. After doing this please go back to your “My Finances” section and make a withdrawal request as usual by choosing that option from the drop-down menu. Shouldn’t be as complicated as this, but there you go!

One area where ResonanceCapital is definitely like a typical HYIP is the choice of payment options open to members. For the more conventional style payment handlers the admin is dealing with PerfectMoney, Payeer, AdvCash and NixCoin. For those of you favouring the more direct route and depositing with your own e-currency then BitCoin completes the list. Withdrawals are processed manually and need to be requested from from inside your ResonanceCapital members account area. Transactions can take anything from 2 business days up to a full business week to be completed, and remember with weekends not being counted here any requests being submitted late in the week are not even going to be looked at until Monday. Please note that even if you invest during a particular business week then your account will only be credited by the end of the next business week, Friday evening GMT, so please take this into consideration when choosing the best timing for deposits.

Looking at the more technical side of things now such as design and security, the first thing that will probably catch your eye is the script. This has been completely custom made for the requirements of ResonanceCapital, and developed from scratch so it’s a fair guess that the admin is either highly technically proficient or at least has a decent start up budget. Either one is good, but unfortunately the website is let down by being very poorly explained. A lot more unnecessary effort seems to have went into promotional videos where instead of where it might be more needed such as for a clear and concise step-by-step guide in getting started, or at least an FAQ page. For an extra layer of protection the ResonanceCapital website has the superior Green Bar version of the SSL encryption certificate from Comodo. The hosting provider is CloudFlare who are keeping ResonanceCapital on a dedicated server with their support and protection from DDoS attacks.

Any further questions to the admin or account related issues there ‘s a couple of communication channels open to you. You can simply e-mail the admin directly by fill in your details on the customer support form and submitting it online. Fans of social media websites will also see ResonanceCapital keeping profiles on Facebook, YouTube, and VK. There’s a large selection of e-mail addresses you can write to directly, each one dedicated to a certain area of ResonanceCapital so it goes directly to the person most suited to dealing with that particular issue. Although while the ResonanceCapital website is multi lingual, there’s nothing to suggest that customer support is offered in anything other than English. When setting up your account however you do have the option to receive any follow-up e-mails in either English or Russian.

Just for the record, the line of business that ResonanceCapital claim to be in isn’t really discussed in any great detail other than to say “investments”. Obviously not only is there no guarantee that this has to be profitable all the time, there’s also nothing you can do to independently research and verify that it (whatever “it” is) is even true. So as with all things in the HYIP industry, don’t take any of this too seriously, even though they went to the trouble of getting incorporated in the Pacific island nation of Vanuatu. Look after your own doorstep first and foremost as the saying goes, which means staying well within a spending limit you can comfortably afford to lose, and if joining ResonanceCapital at all then try to use them as a smaller part of a wider more diverse portfolio.

And in the end I would just like to ask you the usual question of whether you believe ResonanceCapital will be a decent addition to your investment portfolios. Are you going to skip it altogether or sit on the fence and watch before making a final decision? Please submit your vote below and compare your fellow investors’s attitude towards the program to yours.

Will you make an active deposit in ResonanceCapital?

View Results

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After nearly four months online LaserOnline is still the #1 program on the MNO monitor, delivering payments of 12% for 12 business days to BitCoin, LiteCoin, Dash, BitCoinCash, Ethereum, PerfectMoney, Payeer, AdvCash, and Payza wallets. The question on investors minds now is whether LaserOnline has reached its saturation point already and whether it would be a wise decision to reinvest or continue investing with fresh funds. Recent developments reported on my blog would indicate that a possible maximum has been reached already and that LaserOnline has been now struggling to finance the huge wave of withdrawals with falling deposits. Obviously every program will try to prevent the unfortunate outcome that any successful HYIP will come to eventually by the measures that we can currently observe in LaserOnline, like saving on funds by cutting their major advertising campaigns and creating a false sense of security among investors by creating and maintaining fake accounts allegedly bringing hundreds of thousands of dollars from new members. Lately we see LaserOnline doing just that, and I would like to be mistaken about the whole thing, but my gut-feeling tells me it all might finish sooner than many of us are going to like. From the latest obviously exaggerated stats the LaserOnline administration is sharing an astronomical figure of 100,000 members (I remember them reporting just 50,000 a couple of weeks ago). It’s only up to you to believe if that number is true, but doubt there’s many more than 20,000 investors in the HYIP industry at any given time, so where are the other 80,000 coming from? The numbers given in the latest update from LaserOnline (reviewed here) looks to me artificially inflated like Kim Kardashian’s rear end:

100,000 USERS – CHECK!
Congratulations dear partners! We hit our first 100,000 users worldwide just now!
It is a very important step where so many doors can be finally opened & hopefully absolute confidence is being established with a strong concrete wall of unbreakable results here at Laser Online! The one and only machine which can provide you 12% Daily Return on your sweet Bitcoins!
Not a member yet? Discover Laser at:


If you’re like me and already in the Halloween spirit and enjoy all things sppoky and macabre then you’ll definitely like the new look of the Bitcy website. It’s been decorated with bats, spiders, and pumpkins so you can enjoy a new Halloween theme while managing your account. Bitcy has been monitored on MNO for nearly two weeks, so the first investors who joined the shortest 2.3% for 15 days should get their principal back in just a couple of days and finish with hopefully 34.5% net profit. If you haven’t read my detailed review of Bitcy posted here I’ll just remind you that the program will only take BitCoin for investments starting from 0.005 BTC. Withdrawals tend to be fast enough, but may take up to 72 hours to be processed once requested in your account. Apart from the 2.3% for 15 days plan there are multiple other riskier offers including those paid on every calendar day and hourly with the principal back on expiry – 2.6% for 25 days, and 0.13% for 1440 hours – and those with once-off payment on expiry – 155% after 15 business days, 550% after 20 business days, 1700% after 40 business days, 1200% after 60 business days, and 7000% after 100 business days. Let’s see if Bitcy delivers a trick or a treat for Halloween night coming in just a couple of days:

Halloween design – Bitcy’s updates
The most mysterious and at the same time funny holiday celebrated in all corners of the world is coming – it’s Halloween. Children are looking forward to it while adults, having been filled with the spirit of this day, get a chance to feel like kids again. To this event we have created a special website design. Even while working on our platform you can experience the unique atmosphere of the Halloween!
Bitcy Limited piously honors tradition. We not only give preference to the most modern technologies and methods of development but also instantly react to the events important for you. Being up-to-date is one of the Bitcy’s core principles and we strive to follow it always.
The night on October 31st is special for everyone – let’s get positive emotions together!


There were quite a few developments in LifeBit starting with their new promotional video. A presenter with the highly Anglicised name of Simon Brown but with a strange non English/US accent talks about the program’s benefits. It will be embedded to the MNOVision soon. It also introduces the Telegram groups available in two languages – English and German. Since the full review of LifeBit was posted on MNO (click here to read it), there were some improvements made to make life easier. There’s just one plan paying 1.5% to 7% daily for an unlimited term and no principal back. There is still a minimum of 0.001 BTC you can invest in the program and all withdrawals are still processed instantly to BitCoin – the only currency LifeBit works with. Now the withdrawal minimum was lowered to 0.0015 BTC (still bigger than the minimum amount you have to join with), however you can reinvest from available balance now by the click of a button. There are no withdrawal fees as they are all absorbed by the admin of LifeBit. I believe that all adds to LifeBit‘s appeal and will allow it to attract more investors in the long run. Here are both updates posted over the last few days:

Big day for LifeBit!
Today is a special day! We will show you a part of our LifeBit team and our philosophy in a professional video! From now on, we will keep you up to date and inform you with the newest information with weekly videos direct from our official LifeBit office in London! We have official Telegram groups now: German group: English group:

No withdraw fees, minimum withdraw lowered, submit all button & 500 member milestone!
Today we edited some new things to our platform to make it more friendly for all investors. You have the option to submit all your funds into our program with just one click. Simply go into the deposit section and click on the “Invest whole account balance” button. You are still able to choose your deposit with the slider above if you don’t want to deposit everything.
We also deleted the withdraw fees and lowered the minimum withdraw to 0.0015 BTC.
We want to say thank you for 500 members! Nearly without any advertisement we were able to scale this company up to this size – and that’s because of you! The LifeBit team says thank you to all of you!


As you might remember from the previous updates posted on my blog the above reviewed ResonanceCapital is holding a conference in Dubai in just a few days time. And now the approximate schedule of events has been made available in PDF format. I’m not sure how many real investors will participate, but I’m pretty sure it sounds quite tedious. I believe that the main goal of the conference is spreading the word about ResonanceCapital‘s investment opportunities around the world by educating the possible leaders in building significant downlines in their local areas. It might just a wise business-sense decision if ResonanceCapital intends to run for a long time eventually turning into one of the leaders of the HYIP market. For now it still remains to be seen, but I wish all participants a good time in Dubai and welcome you to read the latest update containing the program’s schedule:

Hello, dear customers of ResonanceCapital.
Today we would like to share with you the program of events, which has been prepared for each participant of the First International Conference of ResonanceCapital in Dubai.
Below you can see a link to download the program of events in PDF format and a picture for fast view.
Download the program of events in PDF format in English
Dear participants of the ResonanceCapital conference in Dubai,
Upon checking in the hotel, you will also receive a copy of the program of events in English. Please do not print the electronic version and do not bring it with you, because we have prepared the electronic version only for your early familiarity with the schedule of events, so that you see the events expected.
We sincerely wish you a pleasant preparation for the trip. We are looking forward to see you in Dubai.
Yours Faithfully, ResonanceCapital


The final item before we call it a night for this week is the results of the last opinion poll that ran on the MNO TalkBack page. I’ll also be replacing it with another new question still related to the same topic (BitCoin) in a roundabout sort of way. So why BitCoin? Well there can be no denying the massive impact it’s had internationally in recent times, not just on the HYIP industry which is where we will concern ourselves today, but on the wider world of digital e-commerce and independent business. The last headlines that BitCoin grabbed in the mainstream media were of course in relation to its value hitting $6,000 against the US Dollar, just six years after it was valued at $1, and seven years after it the price of one BitCoin was a mere $0.008. With so many BitCoins flooding into the HYIP industry then and their value rising faster than the interest rates being paid to investors using it, it’s easy to see how the financial clout and spending power of the admins smart enough to identify and take advantage is increasing. And it seems you guys generally seem to be in agreement. The last question asked on the MNO TalkBack Poll asked: How much of an impact has the rising value of BitCoin had on the growth of the HYIP industry?

The overwhelming majority of you shared my own feelings on this one, with a clear 63% of you saying “it’s had a major impact”. The remaining voters were split 50/50 with 18.5% in partial agreement but saying “it’s just one of many important factors” and the other 18.5% not being sold on the idea at all, saying “the impact is minor or negligible”.

For the next question I’ll just keep it simple. There’s no need for any background discussion here, I’m just going to suggest making an improvement to the MNO website and you guys can just go ahead and tell me straight out if this is something you would like to use or not. So, if you look at the MNO monitor you will see that almost every single program uses BitCoin these days. And for some time now BitCoin programs outnumber those using PerfectMoney, given that there’s a number of exclusive “BitCoin only” programs around.

I just want to know if some sort of digital e-currency exchange rate widget integrated to the MNO website would help? I mean exchange rates are hugely volatile, changing sometimes literally by the second right in front of our eyes. It would I hope help you in planning and budgeting your investments if you had a real time tracker to keep you up-to-date with Live exchange rates 24/7. So my question for readers this week is as follows:

Would you make use of an integrated Live crypto-currency exchange rate widget on MNO?

Possible answers are simple and I suppose a bit obvious:

– Yes, it would be useful for me
– If better than the service I currently use
– No, this does not interest me at all

As usual thanks in advance to everyone who votes. While I kinda suspect most people who take the time to vote will do so because they are voting yes, I welcome the No voters to explain why they are against it too. The whole idea is to improve MNO for all readers, so if you do or do not think an exchange widget will help then please say why. There are no wrong opinions after all! The poll will run for about a week or so, maybe ten days depending on my work schedule, but certainly long enough to give everyone who wants to vote plenty of time to do so. See you with the results next week!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky listChainGroupService.
From MNO Premium list: LaserOnlineCoinreumCryptoosa, BiostryAlpexTradeBitcy, TerminalSkyNet, GMTForex (the first payments received).
From MNO Standard list: Raizex, LifeBitTradexTop.
From MNO Basic list: DobroFatherTraderBank, ProfitINeed.

That is all for tonight, guys. Enjoy the rest of your weekend and if you’re returning to Winter Time don’t forget to put your clocks back an hour back and enjoy some extra sleep. Remember to always follow MNO on Telegram, Facebook, and Twitter for up-to-date reports, and subscribe for the complete blog posts delivered to your email address regularly here. You can always contact me with your questions and suggestions by submitting the form here or chat with me on Telegram at @mnoblog. I’ll be back on Monday with a review of the brand-new addition to the MNO Premium listing – a program called TerminalSkyNet whose admin has made an effort to fix some issues that I had with it before with the program currently working like clockwork. And of course, you will be able to read all the latest news and updates from the biggest investment programs in the HYIP industry. Only on MNO – For Money Lovers!

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