May 4th, 2018 Archives

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Beware! Menchor has stopped paying! Do not invest there!

Hello everybody, and for any Star Wars fans among you “May the Fourth be with you!” I hope you’re all looking forward to the weekend as it’s pretty rare these days I get to say we’re at the end of a busy business week. A slowdown doesn’t mean a complete closure of the entire HYIP industry after all, because if you were following the most recent updates on MNO you should have noticed the introduction of several new programs. Today is no exception as I’m going to be introducing yet another brand new addition to my monitor’s Premium List. More on that in the news section so keep reading for more info, hopefully I’ll be able to look into it in more detail over the weekend and do a more detailed review by early next week (most likely Monday). Back to today however and I want to start with a closer look at another new program called Menchor. This is, potentially anyway, a lucrative HYIP that allows investors a degree of flexibility to determine their own investment terms, although not exactly a “perpetual” style investment plan that pays members indefinitely, it is something similar and makes hourly interest payments. So let’s begin our update for today with a closer look at Menchor and whether you think you might have room for them in your own investment portfolios.

Starting as usual then with the program’s investment plans, actually there’s only one of them. For the moment Menchor is working exclusively with cryptocurrencies, with BitCoin being the operational currency of choice if you like. Exchange rates vary from one currency to another, but you need a 0.001 BTC minimum to join, which at the moment translates to around a $10 equivalent value if joining with another cryptocurrency. Your investment will still operate in BitCoin, it will just be converted at the exchange rate of the day when investing or withdrawing.
So, once you’re in you’ll find that technically speaking the investment term runs for a full year, 365 calendar days. That makes Menchor a long term program by any definition. The reality however is quite different. The plan has a nominal expiry date of 365 days, but you’re really only obligated to remain a member for one single calendar day (24 hours). After that it’s entirely up to you how long you want to stick around for, you may request your principal back anytime and move on, or else leave it in place and continue drawing an interest payment. The fee for returning your principal is 5%, so obviously don’t leave too soon or you might find yourself at a loss.

The interest rate you now earn will depend on how much you decide to invest, as like most online HYIPs Menchor try to entice bigger and bigger deposits with higher interest rates. Investors are paid by the hour. For the overwhelming majority of investors though this will be The Argentum Plan and applies to all deposits between the 0.001 BTC minimum up to a maximum of 0.999 BTC. Menchor will then pay you 0.15% interest per hour everyday after that, either for a year or until you decide to leave, whichever comes first. This adds up to 3.6% interest over the course of a full 24 hour calendar day. You are free to reclaim your principal back anytime you feel you are ready to leave after you have completed one day. It’s difficult (more like pointless to be honest) to try and offer a practical example of how something like this might work. After all, there’s as many potential strategies as there are investors. Whether you decide to treat Menchor as a one day, short term, mid term, or longer term investment program is up to you. You leave when you feel the time is right to leave – perhaps you have reached your initial investment goal, maybe you think you’ve gotten the best out of the program and it’s time to go, or maybe you have something better to do with your money – you need to ask for your money back. Personally as a monitor my own strategy has to be to stay with Menchor for how ever long the program manages to survive, which may or may not be a suitable strategy for you but still a possible alternative you can consider.

The same basic rules and principles apply to bigger spending investors, except as I said already Menchor improve the daily rates on larger deposits. For example The Aurum Plan which applies to deposits between at least 1 BTC and up to a maximum of 4.999 BTC offers a payment of 0.175% per hour on each calendar day. This adds up to 4.2% over the course of each full calendar day. Keeping in mind that Menchor will deduct 5% from your principal when you ask for it back, you can do your own calculations on what your potential earnings could be for a maximum term of 365 days.

And finally just for information purposes, anyone spending upwards of 5 BTC with no maximum limit, Menchor have The Platinum Plan. Once again you are only required to stay a member for one day of the plan’s full 365 day duration. For how ever many days you stay, Menchor offer you 0.2% interest for each hour, adding up to 4.8% during each full day, and your principal returned (minus a 5% fee) on request.

If that’s the type of thing that appeals to you and you think you’d like to go ahead and join Menchor then the next item up for discussion will be what your payment options are. Not exactly an extensive and complete list, Menchor currently work exclusively with digital cryptocurrencies to move money in and out of the program. BitCoin, Ethereum, LiteCoin, DogeCoin, Dash, and BitcoinCash are all accepted starting from 0.001 BTC or equivalent from the cryptocurrency of your choice. Payments are made manually in some cases, i.e. Ethereum, Dash, and BitcoinCash, and will need to be requested from inside your private Menchor members account area. You are required to allow a maximum of 24 hours for all transactions to be completed. BitCoin, LiteCoin, and DogeCoin investors on the other hand are offered instant payouts. Smaller investors please take note that Menchor has a minimum withdrawal policy of 0.0005 BTC, around $5 at the time of writing, so make sure you have enough in your account before requesting. If you do decide to join then Menchor have included a handy little calculator on the website where you can play around with the numbers yourself and see how much you can earn per day depending on your investment. Just remember to enter all your payment details when joining the program, otherwise the script won’t know where to send your money.

If we are all clear about that then I would like to talk a bit more on some of the practical information you are going to need in order to work your account with Menchor more efficiently. Specifically I’m referring to how to make an investment, how to make a profit withdrawal, and how to claim back your principal. It’s nothing too complicated, but it’s just that as Menchor have their own script it’s going to be a little different from most of the generic programs you might be more used to dealing with. So, to make an investment you need to click the “Make Deposit” tab in your account area. Enter the amount you wish to invest via any of the accepted payment systems (you will see the daily profit that you can expect to earn from this amount under the sum), or else take the option of re-investing from your balance if you prefer. Proceed to pay the exact amount shown directly from your cryptocurrency wallet, and confirm. Alternatively you can also just go to the end of the page for a “Quick deposit”. This is basically just a template with a pre-filled suggested deposit amount for any of the three plans. If that suits you better, you need only click the “Spend” button and follow instructions from there.

Next you’ll need to know how to withdraw profit. So from your account if your account balance is higher than 0.0005 BTC (the minimum to withdraw) you may either click on “withdraw” tab on top of the page, or the “Withdraw funds” button in your account dashboard. Both will lead you to the same page which will show your available balance. Then finally when you think the time is right to release your principal you are free to make a full or partial withdrawal if you want to leave a smaller part of your principal in place if you wish to continue earning. For that purpose you need to go to the “Active Deposits” area in your account. Next to the relevant deposit on the right side under the Action tab you will see the Release button, though this only becomes visible after the first 24 hours. Remember that once you click on this the funds are then transferred to your available balance from which you can request it fully or partially while reinvesting the remaining amount for another term. The 5% fee will be automatically deducted by the script, so take this into consideration as well.

On the technical side of things then Menchor are hosted on a dedicated server with the support and protection of DDoSGuard. The website is running off a script that’s been custom built especially to meet the program’s own unique needs and requirements. Despite being unique to Menchor it shouldn’t take longer than a few minutes to play around with the various features inside your member’s area to become familiar with everything and see how easy it is to navigate and overall customer friendly. And for an added layer of protection Menchor has a superior Green Bar SSL encryption certificate by Comodo for safer browsing and more secure transactions. For greater transparency you can see all the latest transactions by clicking the “Paid out” tab at the top of the page. As these are all made anonymous to digital cryptocurrencies and members usernames are created and assigned to them automatically by the Menchor script, they can be verified by anyone without any real loss of privacy. The Menchor domain incidentally is registered for ten years which is a rare thing showing the admin’s attention to detail though unlikely the program will last even close to that.

If you have any further questions for the admin or account related issues you need to have dealt with then you can get in touch with Menchor by a variety of methods. You are first asked to read through their FAQ page before doing anything else as this is quite extensive and should be able to clear up a lot of your queries. Those new to the HYIP industry, and even some of the more experienced players for that matter, might find the “How to Start” page very handy for getting to grips with the whole Menchor investment process. If that doesn’t help you can try the Menchor Live Chat via the widget built-in on the bottom right side of the page. You may also get in touch by filling in your details on the online customer support form and submitting it via the contacts page, or else by writing directly to the e-mail address listed. Incidentally, Menchor also list a postal address, although experienced HYIP players will know to dismiss this out-of-hand as most likely a virtual address for correspondence. It’s located in the UK if you’re interested, which is where Menchor is incorporated as a company. It does however come with a telephone number so you can give that a try if you expect someone might answer. Of a lot more practical use I would say is the Telegram group you can join for chat and support. Other social media profiles include Facebook, Twitter, and even a YouTube account. You’ll find a couple of introductory videos (one of which is on the MNO monitor) talking at a bit more length about the business interests of Menchor, supposedly the automated trading of cryptocurrencies. Finally in addition to all of that Menchor have also launched a regional representative scheme where members can get more involved in things like support and promotion for improved referral commission rates. With the program still brand new there haven’t been many takers just yet, but if this interests you then check the Menchor website for details and contact the admin for any further information you might need to apply.

The alleged business interests supporting Menchor are, as I just said, allegedly from the automated trading of digital currencies. Even if the actual claims being made aren’t exactly new, as with just about every other online HYIP falls short of giving us any solid information you can research and verify. So despite the good layout, preparation, and design of Menchor, you still need always to remember that it’s just an online HYIP with all the potential risks that accompany potential rewards. So establish what your spending limit is, make sure it’s based on what you can afford to lose rather than what you dream of earning, and if you do decide that Menchor is right for you then also try and keep them as a smaller part of a wider more diverse portfolio.

At this stage I know a lot of you will probably have come to a decision one way or another about joining Menchor or passing on it to wait for something else. Perhaps you wouldn’t mind sharing your thoughts on that with your fellow MNO readers? Please vote in the following poll which as always remains completely anonymous and untraceable. It’s not really the immediate results that are all that interesting, rather looking back much later when we see a more definitive picture of the program’s fortunes, good or bad, to see how many people made the correct judgment call. So:

Will you make an active deposit in Menchor?

View Results

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I want to start today’s news section by introducing the newest addition to the MNO Premium List, a program called BitLandis. Despite the program seemingly being online for almost seven months now it has spent six of them as a “sleeper”, so I hope the following BitLandis has built up over this period will help it get even more famous. With a relatively uncomplicated but great looking website one simple investment plan paying 2.2% for 30 calendar days with principal back on expiry BitLandis also promises instant payouts to all accepted payment options – BitCoin, PerfectMoney, Payeer, and AdvCash. I managed to put this to the test already and was paid instantly, so I’ve moved BitLandis to Paying status on the MNO monitor and will work on a more detailed review for Monday. Those of you who like BitLandis can join for a $30 minimum and expect a 66% net profit. One interesting feature though allows you the option to release your principal at anytime by paying a 10% exit fee. For that to happen when signed-in to your account in BitLandis go to My Investments and click the “Release” button next to your deposit. As withdrawals are processed instantly smaller investors of BitLandis should note that the minimum withdrawal is set to $0.50 for PerfectMoney, Payeer, and AdvCash, and 0.0002 BTC for BitCoin.

As you see from what’s said already there is nothing complicated about BitLandis. In fact the GoldCoders script it runs off just adds to that simplicity. The level of security is also acceptable with BitLandis hosted on a dedicated server with support and protection against malicious attacks by Genius Security and has an EV SSL-certificate from Comodo. The Live Chat and the UK certificate of incorporation are also displayed so might prove useful for inexperienced investors. The news section of the BitLandis website is regularly updated and the latest newsletter was posted just a few days ago to commemorate the first 200 days online. It covers the recent achievements and improvements the site has undergone. Here’s the newsletter in full and for more details on BitLandis please check next Monday’s review on MNO:

It is glad to announce that BitLandis Limited has been successfully online for 200 days! We are proud to say that we never miss a payment since we were online, and 3 investors have achieved over $300,000 profit.
During the past 200 days, over $5,000,000 fund has been collected from our investors, and put into our bitcoin trading system. Thanks to the upgoing cryptocurrency market and our professional trading team, our company has gained over $12,000,000 trading profit. This is a great achieve both for our company and our lovely investors.
At present, BitLandis Limited has been becoming more and more popular, our alexa is now 103,117. Per our investors’ request, we have also added advcash payment processor. We will continue to improve our system and service!
200 days online is not an end but a new start for our company. Let’s prosper together with the cryptocurrency market! Thanks for your support all the way!
With best regards, BitLandis Limited


I would like to express my sincere gratitude to the admin of UltraFXLimited who shared a link to the detailed and comprehensive review of his program (posted here) with the membership of his website. Along with the MNO review which was the main subject of the latest newsletter from UltraFXLimited issued last night, he also mentioned the addition of AdvCash as a payment method, joining PerfectMoney, Payeer, and BitCoin plus the Live chat support now available. Moreover, the admin has agreed to answer some interview questions for the MNO blog which I’ll be sending, so I hope it will be interesting and entertaining to read. For now, you can check the UltraFXLimited website yourself and decide whether it’s worth a spot in your HYIP portfolios. The program offers six investment plans in total – four of which pays you on every calendar day and returns principal on expiry (2.2% for 14 days, 2.4% for 30 days, 2.6% for 50 days, 2.9% for 60 days) while another two will just have your principal and profit on expiry in one lump sum (145% after 14 days, 500% after 60 days). The main peculiarity of UltraFXLimited worth mentioning is the real-time conversion of deposits and withdrawals to BTC as opposed to the usual USD. Read the latest news from UltraFXLimited below:

UltraFXLimited Review
UltraFXLimited has been online since 3 days and we are very happy to bring a good news to all of our clients.
1. ADVCash payment system already has been added.
2. Live Chat support has been added (Working 12 Hours in a day)
Also we are happy to announce that, a detailed review of our program has been published by Paul Abramson, on his blog, which is one of the largest platform from where you can get detailed news and other matters concerning the HYIP industry. The answers for most of the common questions that you will have can be found out in the published review. We invite everyone to take a look at the published review here,
Several big updates waiting on next week. Stay tuned
Regards, David Zane, CEO UltraFXLimited

In other news the UltraFXLimited admin gave advance warning that some usuers may experience some unavoidable downtime as a result of some important maintenance work. Helpfully this has been arranged for the weekend at a time when traffic should be at an absolute minimum, so all going according to plan most members won’t even know it ever happened. The website isn’t expected to be hit, but could possibly be offline for about ten minutes or so. Speaking as the owner of a website myself I know these things are sometimes unavoidable, but with the advance warning it shouldn’t have any serious affect. The information on that is sent from the UltraFXLimited admin below:

UltraFXLimited – Server Issue Resolved
Today Morning we have face some unexpected issues with our virtual server cluster. Our tech team already resolved the issues. May be during this time our website was not working but Now every thing is fine and working normally. Also, please be informed, that scheduled maintenance is required on our server to improve the reliability and security of the network. The maintenance will be performed at 01:00 GMT +3 on May 05, 2018. This should not affect the our website, “but a one-time interruption of no more than 10 minutes is possible.” We apologize for any inconvenience this may cause.
Regards, David Zane, CEO UltraFXLimited


The OctoinCoin (OCC) crypto-currency keeps trading at ridiculously low levels of about $2.50 per coin, which looks like a disaster for something that was self-evaluated at $100 per coin only a few months ago. Some members of Octoin which was once highly ranked on the MNO monitor and currently resides on hold due to uncertainty paid a high price for having their funds tied in Octoin (reviewed here) forcibly converted into OCC. Some members of Octoin though do try to play on the exchange rates of the currency and might even profit from either buying it low and selling high, or by investing the OCC money into the Octoin investment plans and waiting for better times. Perhaps there is little hope that an upcoming update in OctoinCoin wallets due to which members are required to make sure they run the latest version of the software will help heal the wounds somehow. Who knows! Anyway, the latest update on the Octoin website deals with that issue and gives all the necessary links you might need to back up your existing OCC wallet before installing the new version, if you haven’t done so yet:

Important announcement! Global technical update!
Dear users,
We notify you that soon a big update of OctoinCoin desktop wallets will take place. Anyone who uses a crypto-wallet and stores there OctoinCoins must update it to the latest version. Otherwise, your funds will be frozen and inaccessible for withdrawal to stock exchanges and other purses.
ATTENTION! It is very important! We ask you not to ignore this news and as soon as possible to update your wallet to the latest version.
You can download it from the links:
Mac OS:
ATTENTION! We remind you that before updating you need to make backup of the installed purse. How to do it, you can learn from the following links:
For Windows:
For Mac:
For all questions you are interested in, you can contact technical support
OctoinCoin – your reliable partner in the cryptomir!


Here is the list of the programs from my monitor that paid me for the last 48 hours:
From MNO Sticky list: UltraFXLimited.
From MNO Premium list: AK47Capital, Menchor, BitLandis (the first instant payment received).
From MNO Standard list: –
From MNO Basic list: WorldMiningSnowbit.

That’s all for today, guys. Enjoy your weekend as I will here in Israel where I’m spending my last few days visiting Georgia (the country, not the US state) for the first time on Monday. I intend to make efficient use of my time on the plane by writing the review of BitLandis so as to have it finished by Monday evening along with the daily news from the biggest programs in the HYIP industry. The month of May has only started and I have lots of work to catch up on, so hopefully it will continue this way and we finally see an improvement in the industry. Anyway, fingers crossed, but in any case MNO is here to stay for as long as readers needs my help. By the way, you can always rely on getting a response from to your questions, so do not hesitate to contact me here, write to me directly at, or chat with me live on Telegram @mnoblog. For all the latest up-to-date events from the monitored programs and the newest additions please follow MNO on Telegram, Facebook, and Twitter, or subscribe here if you wish to receive regular news and updates directly to your mailbox. See you soon again on MNO – For Money Lovers!

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