Today I would like to review SummitReserve – the program that has been online for almost a month. It started on September 28 and has about 300 investors so far. It’s not too much but considering that they are not heavily advertised on forums or monitors we can consider this as a moderate success.

SummitReserve only accepts LibertyReserve (both USD and EUR) and is offering three plans for online investors:

1) Starter plan. Utilizing this plan you will get 112%-118% on your investment after 7 days. Your profit margin will depend on the amount invested but the minimum deposit that is allowed here is $10.

2) Premium plan. This plan will pay 15%-20% profit to your LR account weekly during 10 weeks. You will get your principal back as well after expiry. So you will receive 250%-300% in the end (150%-200% profit + principal back). The minimum to invest in this plan is $50.

3) Exclusive plan. This plan is intended for larger investors as the minimum to invest is $100. The profit is high enough but this plan is the riskiest one. You can receive from 170% to 200% depending on the amount deposited (including the principal) after 30 calendar days.

All the payouts are made to your LR account directly and it means you don’t have to request your payout in order to get paid. SummitReserve site doesn’t use a script so the database is completely offline which would help to avoid any disruptions to the service in the near future. The additional advantage is that SummitReserve is protected by BlackLotus that provides quite a decent DDoS-protection service for their clients.

The design of SummitReserve website is not so great, I would just call it average. Nothing special about it that might catch your eye. The investment activities are not known and I hope to approach the admin soon and ask him if SummitReserve has some additional income streams to sustain such high payouts.

My first payouts from SummitReserve have been paid today as I invested in both the Starter plan and the Premium plan. So far I saw a lot of good feedback about SummitReserve and I think it is a a good choice to diversify your investment portfolio.

Other news for today.

It’s always good to see that many committed admins are really improving their sites on an almost daily basis. Undoubtedly, the admin of AggeroInvestment Roger (read my interview with him here) is one such admin. He’s constantly improving his site and of course he’s rewarded for this by an always increasing amount of members. He is also updating the members of AggeroInvestment about the recent changes in regular mewsletters he sends to us. Here’s the latest one I received today:
“Just two things today:
1) The Halloween motif is up if you haven’t seen it yet. I decided to put it up yesterday as I might get busy today and tomorrow being the weekend.
2) Splash page is also up! Please log-in to your accounts to see your splash link. Use that to promote our site some more.
P. S. I’ve been receiving so many support tickets asking questions, when the answers can be found on the FAQ page. Please read the FAQ page as I update it constantly as needed. Help your downlines also if they need help. Write them a short note that they can contact you whenever they have any problems or questions.”

The admin of another program FastProfitSurf (read my review of the program here) Paul is also doing well. The first batch of cashouts have been paid today (I remind you that FastProfitSurf is paying 140%-145% after 10 days). I hope the program will continue in the same positive way and please be ready for the interview with the admin that will be published on my blog next week. This is the latest update from the program:
“First upgrades expired and all payments are done now. I can not believe what an amazing growth our program had. We’re doing so well and the program is growing so fast and that makes me very happy. I want to thank you all for your support. Nothing could have been done without you – our investors. We’ll start next week some contests and a new more aggressive advertise campaign so that everybody to have more options to earn with us. I’ll let you know on monday about all these new surprises that we’re preparing for you. Thanks again for your support. Please post this on forums and blogs so that everybody to can read it. Thank you.”
Please note that if you have registered with FastProfitSurf and haven’t made a deposit for the first 5 days of your membership you might have to re-register again as there was some mistake in the database and the admin accidentally deleted some inactive accounts. He has already apologized for his mistake and he asked everybody whose account was deleted to kindly sign-up again. So if you’re affected you should do it again, and remember that if you don’t upgrade in FastProfitSurf within 20 days your account will be deleted again.

SurfExchange program, offering 10% for 14 days of surfing with payouts made on expiry (read my detailed review here), is also doing great. As I’ve heard the first payouts on expiry have already been processed by the admin. I hope to interview him next week as well. The program has almost hit the 1,000 mark in membership and continues to grow fast. That is a very good achievement especially if you consider that SurfExchange is only 2 weeks online. I hope the admin will keep up the good work and the news from SurfExchange will always be as positive as today:
“We are pleased to inform you that first batch of members upgrade has expired and payment is ongoing. Everyone is been paid promptly without delay.
SurfExchange will soon hit the 1000 membership mark. Everyone is excited and people are rushing in to enjoy the excitement here. At last count, we have hit 900 membership mark in just 14 days and this is absolutely remarkable.
New companies are approaching us to do business and we are consenting for greater things ahead. At 1000 membership mark, we will announce some promo for members benefit.
For the benefit of our members, we have added skype and msn chat id with 2 new staffs as support team to respond to members enquiry. Their names are wilson on skype and rueben on msn. Hope this will do you more good.
Today, we have ask our programmer to modify site script so you might see minor changes. To be included is testimony area for members alone. This is a feed back system to access members satisfaction with SurfExchange. Also, payment proof area will be added and all daily payment fulfilled will be uploaded for members view.
We will also add forum for daily interaction with members.
All this are marked toward our 1000 membership base.
With SurfExchange, you are guaranteed $9000 in just 14 days. This is absolutely unbeatable. Our long term strategy is able to guarantee members huge profit return. Enjoy your weekend. Joe“.

I was wondering if 12DailyForever program is dead or alive. Well, so far I can’t say for sure one way or another with any great certainty. Yes, I have received one payout from them last night, but on the other hand I have three more payouts. And it seems like the admin of the program is no hurry to give us any update on the current situation with the program. So I would not be so excited about a bright future ahead for all 12DailyForever members but of course I will keep you informed and we will see what happens in the next few days before drawing any conclusions.

Let’s talk about HYIPs now. I just received a note from a reader concerning the situation with AlterGold payment processor which is probably closed by now (you can see two words “It works!” now instead of their site). So I would like to publish a statement that my reader received from ResidualForexFund administration (you can read more details about this program on my blog here) regarding AlterGold problem. As you know many programs agreed to compensate AlterGold losses for their members and ResidualForexIncome appears to be no exception from this list. They only stated that it would be a complicated and time-consuming process and you shouldn’t expect too much in the near future. So this is the most important part of the reply my reader received from ResidualForexIncome regarding the situation with AlterGold:
“We are watching this issue and are concern as much as any AG user. We decided to add AG feature because of many requests and it really seemed to be popular and somehow reliable. Nevertheless Mike had to pay enormous exchange fees to get some funds out of AG a month ago. You might know AG itself did not complete any exchange orders. At the moment RFI has considerable amounts stuck in AG system and so far we are observing the situation. But it seems critical of course and we all can nothing but agree to this losses.
But on the other hand we cannot stay a side. We respect our members loyalty and we will do everything possible to partially compensate the losses. It is gonna be quite time consuming and complicated process as we will have to form a special fund credited by extra money from our monthly net profit. But Mike thinks this is the only way out under the current circumstances.”

W-MTFund (read my detailed review of the program here) sent out another weekly update where the payment updates are published. I remind that the weekly interest rate offered by W-MTFund is variable and depends on the performance for the given week. So here are the results for the last trading week from them:
“We are pleased to inform you that the interest rates and the refcom have been updated.
A) Weekly interest rate from Mon, Oct. 27 to Sun, Nov. 2: +1.86%
– MT Basic: 10.28% (=2.05% daily x 5 business days)
– MT Standard: 10.78% (=2.15% daily x 5 business days)
– MT Silver: 11.28% (=2.25% daily x 5 business days)
– MT Gold: 12.28% (=2.45% daily x 5 business days)
B) Average weekly rate:
– last 4 weeks: 8.70% – last 26 weeks: 8.43%
C) Referral commission: +0.25% – Current referral commission: 6.25%“.

If you are a member of SilverInvest (read my interview with the admin Louise here for more details) you might have noticed that there are extra security features now added to the site including virtual keyboard to prevent keylogger programs from stealing your personal info: “We want to inform you that our virtual keyboard and other improvements are now fully operational“. I remind you that SilverInvest program is involved in trading on the silver market and the admin currently offers some bonuses for the investors willing to make their deposits within the next few days. By the way, the weekly payment for this week from SilverInvest was 5%.

InoFund seems to be doing great as well and I keep receiving my instant payments on a daily basis. I remind you that the program is paying 1% for 3 days, 2% for 14 days and 3% for 31 days with principal being returned at the end of your investment terms (read more details in my review of InoFund published here). Although there are some dishonest members that are trying to cheat on InoFund program and benefit from referral commissions by creating multiple accounts. So today a warning update from the admin was issued:
“During the investigation, we found that some members of InoFund trying to generate SELF-REF-COMMISSION, Multiple InoFund Inc accounts are not allowed, so from this time all multiple accounts WILL BE PERMANENTLY BLOCKED.
We monitor IP addresses very carefully, so don’t try to cheat InoFund, you will be detected and banned.”

With great disappointment I have to report that the admin of QuantumInv Alicia stopped paying to some of the members. The payouts are still being done selectively and I was paid on Friday. Though the main difference between my blog and other blogs and monitors is that I don’t tolerate selective payouts. If I receive a complaint from one of my readers and it is not resolved by the admin of a program in an appropriate time like happened with the admin of QuantumInv there will be measures taken by me to ensure that nobody else will suffer losses from this program. I would like to emphasize it to every admin: if you do make selective payouts and don’t have an explanation as to why a member of your program is not paid while others are you will be put to “Waiting” and then “Not Paying” status on my monitoring page, your banners will be suspended (even if you paid for them) and before the review or interview of your program there will be a warning sign there. I will do everything to protect the readers of my blog and don’t let you scam innocent members. So please consider this – I’m not just another junk monitor which you can use and my reviews are unbiased. I always tell the truth and what I feel about a program and this is my way of working in this industry. My readers should get the most unbiased and detailed info on a program they are considering to invest with and then make a reasonable decision. Please consider this before applying for monitoring as scammers are not welcome on my blog!

To wrap up today’s news I would just like to mention the payments I received over the last two days. So I was paid by MegaLido, Tradelite, AggeroInvestment, GrandEarners, FastProfitSurf, MaxShare, SafeAtom, ANOI, BlueBorgartFunds, SilverInvest, InoFund, GoldNuggetInvest, VolcanoInvest, Commoditex, SurfExchange and TopProfitWorld. I’ll see you on my blog tomorrow!