THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Today I’m going to review EliteFundGroup – another low-ROI HYIP that I think can offer some long term stability. As you know during this festive season many short-term programs will appear but they will vanish into thin air as quick so don’t even try to play them even if they look enticing and promise you millions. On the other hand, EliteFundGroup is a very promising HYIP that is launched just a few days ago and has every chance to become one of the best HYIPs in the coming 2009. So let’s first take a closer look at the plans the program is offering to online investors.

There are two main plans on offer from EliteFundGroup and they can be categorised according to the frequency of the payouts made: daily and weekly.

So the Daily plan promises us 1.4%-1.9% depending on the amount deposited for 35 trading days (7 weeks) and as it you will be able to get 149% – 166.5% (principal included) on your investment just after 7 weeks. The minimum allowed to deposit in Daily plan is $10 with the maximum of $50K.

The Weekly plan is more profitable but you will be paid only once every 7 days. On this plan you can earn 11%-14% weekly for 7 weeks so in the end it will be 177% – 198% profit (principal included). The minimum to deposit in the Weekly plan is also $10 with $50K maximum.

As you can see the plans embrace a low-ROI approach with only 49 days term after which you will recoup your principal. It’s obvious that such plans can be sustainable for many months. EliteFundGroup currently accepts two of the most popular e-currencies in HYIP world now – LibertyReserve and PerfectMoney. Though in the FAQ it’s noticed that the payouts are made to your LibertyReserve account within 1-48 hours after placing a withdrawal request I had a very positive experience with EliteFundGroup and was paid instantly to my LR account. But I repeat that we shouldn’t expect such instant payouts every time unless it’s specified in their FAQ.

As for their other features EliteFundGroup also satisfied my high standards for a quality HYIP. You can see that the layout of the site is neat and professionally designed and can boast optimistic light-blue sky colors and a globe theme. EliteFundGroup is hosted on BlackLotus server so we may say that the site is DDoS-protected which a very important factor for every serious HYI program. One may conclude that the program is using GC modified script or at least it’s partially based on GC as it looks very similar to me. Unfortunately, the program offers no SSL protection for the accounts but I hope the admin will fix this as soon as possible because the security of an online account should be number one priority in my honest opinion. The good thing is that EliteFundGroup though being only four days online is widely advertised now on the main forums and monitors which indicates the serious intentions of the admin. But there’s not a lot of info provided on how the program earns money for its members. Anyway, I will try to conduct an interview with the admin of EliteFundGroup soon and find out more about their plans for the near future and I also feel there are many questions that should be answered. Let’s hope EliteFundGroup will be another great pick for the investors and become a part of your wisely diversified investment portfolio!

Other news for today.

SurfPal appears to have become a scam. Why am I telling this to you? Well, it’s because the admin of SurfPal Enrique behaves exactly like the one from Frogress. He sends some selective withdrawals to some AlertPay customers only and this way keeps a few members bragging in the forums with their payment reports allowing him to recruit the newbies into his scam. The admin stopped answering my emails a long time ago so there is little doubt for me that SurfPal has failed and became another victim of the “Christmas syndrome”. I’m moving SurfPal into Not Paying status on my monitoring page and advise you to stay away from it. The admin probably already withdrew all the funds from other payment processors and is just using selective AlertPay payouts like a trick to attract some new victims. Let’s not allow him do it! Please be aware of that and stop supporting scammers!
P.S. The site was offline for some time but now it’s returned online and the admin sent out another update with another lame excuse:
“Just wanted to let everyone know that We have been under HEAVY DDOS attacks.
The attacks are coming form the admin of hyip365.net
I have received several blackmail e-mails from them and have not gave in.
I can assure anyone that visits that site that the advertisements there are only there because the admins too were threatened by this admin.
I also want to remind everyone that I can only pay as funds are available. Site terms do say that no earnings are guaranteed and I am doing all I can to get people paid on time and at all for that mater.
I will continue to pay what i can when i can. To those who feel that the only way to get paid is to complain, just remember that you have to use the processor to file a complaint, Also if you become accustomed to complaining to a processor that processor will eventually stop this industry or you form using them.
Complaining can only cause a complete stop of payments. So if you feel it is in your best interest or anyone elses.
I will now continue to make more payments as the site is up for now.”

I noticed some rather strange behavior from the administration of DailyDiamondSurf (reviewed here) recently. First they introduced a special Christmas plan of 25% for 5 days with quite a high minimum of $100. Well, it didn’t sound too disturbing for me at first though it raised some questions in my mind. But then this new update came quite unexpectedly when the admin decided to raise the maximum for this Christmas plan from $1,000 to $5,000. This certainly is a very bad sign that will almost inevitably bring the program to the brink of a very possible imminent collapse even before New Year. If there are such big spenders in the program it can destroy it from the inside. Assuming that DailyDiamondSurf is a ponzi-game (the admins didn’t provide any proof to the contrary) such high deposits can’t be sustainable in the long run and it will be very tempting for the administration to shut up shop before Christmas or New Year. I may be mistaken of course but any high-ROI new plans and raising the max limit just before Christmas makes me feel really uncomfortable. I would therefore recommend you to be very cautious with DailyDiamondSurf from now on even though the program is paying very fast so far (I myself got paid for my first expiry last night). I will gladly eat my words if DailyDiamondSurf is still in good health on the 1st of January. So we will just wait and see what happens next! Here’s the latest update from them:
“We are glad to announce that DailyDiamondSurf reach more than 1100 members today!!!
After lots of request to up the maximum deposit (1000$ max) on the plan special Christmas (25% daily 5 days, daily cashout) we decided to increase the actual maximum deposit on this plan to 5000 $.
We would to inform you that payout will be assured the 25th December and the 1st January as usually.
Don’t forget the referral contest active until 1st January!!!”

A low-ROI but already quite popular program PanaMoney (reviewed here) added another payment processor – PerfectMoney. I think this decision should have been made a long time ago because PerfectMoney is quite a popular payment processor among HYIPs and taking into consideration that PanaMoney only accepts two other e-currencies such a decision would seem only logical:
“For the purposes of expanding your opportunities for making transactions with your PanaMoney account, we have added a new payment processor, PerfectMoney. In this way, the currently available payment methods include LibertyReserve, PerfectMoney, V-Money and bank transfers.
If you have any questions in regard to your managed Forex account, you are welcome to contact PanaMoney Customer Support.”

A few updates also came from the admin of AggeroInvestment Roger (interviewed here): there’s some new feature appearing in the “Your Downline” section and the official forum for the members of AggeroInvestment has finally been launched. But let’s look at the update and see what Roger has to tell us:
“1. We’ve added a new feature in the ‘Your Downline’ link in your member’s area. This is especially useful to those who have many downlines. You can now download an Excel CSV file that contains the username and email address of your downlines. You can use the file to email your downlines easily. Simply download a copy to your harddrive and import the csv data to your email clients.
2. Our very own forum is up! One of our good members kindly offered her forum to be our main forum. The link is http://newhoperising.com/index.php. You have to be a member to actually access our forum. Please sign-up with the SAME username as you are using in Aggero. This will help us take care of any of your issues easily. I will also be visiting it regularly as there’s a section in there where you can post any question that needs my reply. My programmer will create an account as well so any suggestions you may have will be seen by him on the ‘Suggestions and Comments’ area. This will be a fun way to communicate with fellow members and a great way to know fellow Aggeroans.”

W-MTFund (reviewed here) sent another weekly update to it’s members this weekend. As you may know W-MTFund is already a very well established low-ROI program running for more than 2 months with weekly variable rates (read my interview with the admin for more details here). This new Christmas update is devoted to the weekly trading results, festive payment schedule, and some other important things. Please read the whole update to find out:
“Dear Member, we are pleased to keep you informed on the new interest rate, the current referral commission and all the other news relating to W-MTFund.
As you already know, during Christmas Holiday we will stop trading: this is how the real business works. Notwithstanding this, our reserve fund will assure the minimum contractual interest rate and a very attractive referral commission. “Variability”, this is our main feature: so Christmas Holiday, when almost all the other programs close, is for W-MTFund a fundamental step to demonstrate its stability and a promotional opportunity too.
We want to sincerely thank all the investors who joined W-MTFund so far. Sadly the global Recession is so serious to indirectly affect even the activities which we are investing in: this is without precedents. Anyway, we believe that our clients can be more than satisfied with our performances. Our goal is to reach a stable 10-11% average weekly rate: we will do our best to achieve it and we will always work with this aim in our mind.
We wish you a Merry Christmas and a Happy New Year!
A) Weekly interest rate
– from Mon, Dec. 22 to Sun, Dec. 28:
Holiday/Vacation (5%)
– MT Basic: 5.00% (=1.00% daily x 5 bd) – MT Standard: 5.50% (=1.10% daily x 5 bd)
– MT Silver: 6.00% (=1.20% daily x 5 bd) – MT Gold: 7.00% (=1.40% daily x 5 bd)
B) MT Basic: average weekly rate
– last 4 weeks: 7.83% (=1.57% daily x 5 bd) – last 26 weeks: 8.99% (=1.80 daily x 5 bd)
C) Current referral commission: +4.50% (10.00%)
Reminder:
– Security recommendations: always keep your login details secret, use the secured connection HTTPS when you log into your account, frequently change the password of your email account, periodically scan your PC with a first-rate antispyware. We are responsible for our script, you are responsible for your account details.
Statistics:
– Days online: 68;
– Total accounts: 1.238 – Active accounts: 888 (MT Basic: 803; MT Standard: 43; MT Silver: 26; MT Gold: 16);
– ALEXA: 177,661;
– STATBRAIN: 4,652 visits per day.
New Payment Processors?
– Would you like W-MTFund to add a new payment processor, besides LR and PM?
Please, let us know which is your favorite PP/e-currency.”

Ok, guys! Now I’ve been in this business for a long time and I thought I’d seen it all. Even in this unpredictable HYIP world I thought I could never be surprised anymore but this news from Mountain-Mining just jumps out fom the crowd for sure. It seems that the admin of Mountain-Mining (interviewed here) wants every investor to be sure that they offer a real investment opportunity investing in Tanzanian natural resources. This is the invitation he sent out recently to visit Tanzania and see for yourself that they are for real. The real McCoy as they say:
“Dear Investors of the Mountain Mining Investment Limited, since today we are using DDOS Protected hosting from BLCC Gold. Our BLCC Gold Protected site is available under www.mountain-mining.net.
Did you ever ask yourself how a Gold Mine is working? Did you ever visit a Gold Mine? If not together with the Mountain-Mining Investment Limited you can change that. We invite you to come to Tanzania and see how we are producing our high returns to Investors.
Our Offer:
Day 1: Arrival in Dar Es Salaam
We pick you up from the airport and you will be accommodate in the New Africa Hotel in Dar Es Salaam.
Day 2: Visit our branch, Journey to Dodoma.
After a nice breakfast in your Hotel our driver will pick you from the Hotel and you will visit our branch in Dar Es Salaam. At noon you will be on the road on the way to Dodoma were we are headquartered. In the evening you will relax in the New Dodoma Hotel.
Day 3: Visit our headquarter
After your breakfast our driver will pick you up and you will visit our headcounters and you have the opportunity to meet our Team including Mr. Jansen and Mrs. Haller.
Day 4: Visit our Mine
After your 2nd night in the New Dodoma Hotel our driver will take you to a small airfield near Dodoma. From here we will flight to our main mine near Lake Victoria. You will be accommodated Mine Guesthouse.
Day 5: Visit our Mine
After your breakfast you will meet Mr. Abdul Magmo our Operations and Mining Director. Than you will tour our mine. You will change into mining gear for your trip underground with experienced underground miners. We provide you with a hard hat, lamp, belt, coveralls and boots. See the operation of a scaling bar, a slusher, a muck machine and an operating jack-leg drill. Enjoy an underground rail ride, a mine rescue station, glass sculptures and the largest gold nugget you will ever see!
Don’t forget to bring your camera! You can spend the whole day or part of it – make your own agenda.
Day 6: Back to Dar Es Salaam.
From our small airfield you will take off back to Dar Es Salaam were you will arrive late evening. There you will be accommodated in the New Africa Hotel again for the next days.
Day 7: Relaxing Day
On the 6th day you can visit Dar Es Salaam, talk again to our team or just relax on the beach before flying back home.
Day 8: Back home
Our driver takes you to the airport and you will take off.
For More Information and Visa Information visit www.mountain-mining.net/visit.htm”
So if you are really interested in visiting Africa some day don’t miss this maybe unique opportunity from Mountain-Mining! If you’re a Mountain-Mining investor you have even more reason to go there and see for yourself what you’re investing your money in. Please also report to me anybody who would dare to take this trip anytime soon. I would be glad to publish your impressions of the journey on my blog.

Christmas is coming in a couple of days and the admins of some programs have already prepared some Christmas gifts for their members. And though sometimes they are quite small any attention from a program’s admin is really great to see. For instance, the admin of 2008-N (interviewed here) is giving away a free $1 bonus to any active member of 2008-N program which is only available for two days before Christmas. So don’t miss the opportunity to get $1 to your LR account absolutely free. Here’s how you can do it in the latest update from the admin of 2008-N (reviewed here):
“Merry Christmas! I said I would give you a special Chiristmas gift when we celebrated our 30 days online. Yes! I decided to give all active members a chance to get $1 free directly to your LibertyReserve account. It’s very simple to get it. You only need send me your username on 2008-N, your LibertyReserve account, and your simple comment of 2008-N before Dec 24th. But you must be an active member and not a monitor admin. Our bonus is only $1 this time. I hope next year I can give you more.”

I would now like to tell you about the payments I received from different programs over the last couple of days: I was paid by DailyDiamondSurf, AggeroInvestment, InoFund, SafeAtom, CapitalCorpex, FXOIC, 12DailyHits, MaxShare, Pioneer-Fund, SilverInvest, ResidualForexIncome, 2008-N, GrandTrade, EKOFunds, IntensifyFunds, URInvest, Giant-Investment, SummitReserve, EmeraldProLtd, HermisCapital, BestFXWorld, LargeSum, PanaMoney, MutualForexFund, NoRiskInvestment, Mountain-Mining, GoldNuggetInvest and EliteFundGroup (the first instant payment received).

Another program recommended to me by one of my readers (and which I found more than promising) was BrainManagement. It offers direct payouts straight to your LibertyReserve or PerfectMoney account. The plans are simple and very similar to what another highly successful program NoRiskInvestment offers: 1.8%-2.4% for 45 business days and 2%-2.6% for 90 business days with the principal returned at the end of your investment term. The minimum to deposit is 10 USD or 10 EUR and the more you deposit the bigger the interest you will receive daily to your LR or PM account. BrainManagement has DDoS-protection from DdoSWiz and is hosted on a dedicated server. Under registration you will be given a number which you should remember and use it to log into your account to see all your stats. I should also point out that all transactions are secured and made via SSL-channel. Probably the best part about the program is that Brain Management Ltd. is an officially registered entity in the British Virgin Islands Financial Services Commission. The program launched just 10 days ago and is definitely a very interesting program that will undoubtedly find a number of fans. I’m going to write a proper review of it on my blog very soon but meanwhile you can check out BrainManagement and sign-up as I consider this program a very promising one.

I’d also just like to say that I don’t think I’ll be updating my blog daily during this festive season but I will try to do it at least once every two days. The blog will continue to be updated daily starting January 1 2009. I sincerely wish you a Merry Christmas and hope that you will spend it with your family and friends as it’s supposed to be! By the way, I’m also sending a special Christmas gift for all the subscribers of my weekly newsletter which they will see in their mailboxes shortly. This is another great advantage to subscribing. See you on my blog soon!