Hi, my dear readers! The New Year is just around the corner and I hope you are already preparing to celebrate it. So let’s start today’s update with some great and exciting news to raise your spirits!

First of all let me assure you that AggeroInvestment running at full force and back on track now and all the payments are top of the admin’s list of priorities. They are processed within 24 hours but usually much faster. It’s again proving my point of view that Roger is a great admin and his program is one of the best surfing programs around now. You can read more details about Roger and AggeroInvestment (paying up to 127.5% in 15 days by the way) in my interview with him published here. But today I would like to remind you that AggeroInvestment is open for new members finally and it will remain in open status till further notice from the admin. Well, I don’t know when it will happen so I would like to encourage you not to sit on the fence here and join AggeroInvestment right now. You can always upgrade later at you earliest convenience and meanwhile you familiarise yourself with the program and test how it works. And by the way, if you have some questions or are new to surfing please don’t hesitate to contact me at abramsonp@gmail.com and I will gladly help you. You can’t register without having a sponsor in AggeroInvestment and the advantages of being my referral are numerous. I will help you on your way to success with AggeroInvestment and you can always rely on my help. Note that I have a very good relationship with the admin Roger and you can expect all your issues to be solved in no time (in the unlikely case you ever have any).

I’m proud that AggeroInvestment is #1 on my monitoring page and among my top recommended programs. Other surfing programs come and go but AggeroInvestment is with us for 4 months already because the admin really has a talent for keeping things going in the right direction. I’m expecting really smooth operation from this program for months ahead. So don’t miss this opportunity if you’re not a member of AggeroInvestment yet! Moreover, the admin Roger has just announced exciting contest dedicated to marking the 4th month of the program being online. The prizes are great but the rules are quite complicated so please read carefully, take part in this competition and maybe you will become one of 10 lucky winners. The contest is on for only a few days so don’t miss your chance:
“CONTEST RULES:
1. Contest runs from December 27th to January 2nd. Prizes will be awarded on Monday January 5th. There will be ONLY 10 lucky winners!
2. Members will earn ‘coupons’ (or entries) based on their participation. The more you participate, the higher your chances of winning.
3. Upgrade between 12/27/2008 to 01/02/2009 and you will earn coupons (new deposits total only):
— Upgrade between $1-$250 = 1 coupon
— Upgrade between $251-$500 = 2 coupons
— Upgrade between $501-$750 = 3 coupons
— Upgrade between $751-$1000 = 4 coupons
— Upgrade between $1001-$1250 = 5 coupons
— Upgrade between $1251-$1500 = 6 coupons
— Upgrade between $1501-$1750 = 7 coupons
— Upgrade between $1751-$2000 = 8 coupons
— Upgrade between $2001-$2250 = 9 coupons
— Upgrade between $2251-$2500 = 10 coupons
— Upgrade between $2501-$2750 = 11 coupons
— Upgrade between $2751-$2999 = 12 coupons
— Upgrade $3000 = 15 coupons
4. Sign up a new member and:
— If they upgrade between $1-$1000, you get 1 coupon
— If they upgrade between $1001-$2000, you get 2 coupons
— If they upgrade between $2001-$3000, you get 3 coupon
— *Upgrades are total amount at the end of the contest.
5. Top 3 referrers (new referrals only) for that week will earn 6, 4, and 2 coupons respectively.
6. Top 3 posters at all our forums (relevant/helpful and payment screenshot posts only) will earn 6, 4, and 2 coupons respectively.
7. At the end of the contest, the system will tally all coupons and you will receive an email on January 3rd with your total coupons accumulated and coupon numbers. Winners will be chosen on Sunday January 4th via random penny transactions every 10 or so minutes using LibertyReserve. We will match the last 4 digits of the LR transaction number with your coupon numbers starting from the last prize all the way to the first prize to decide who the winners are.
*If the last 4 digits doesn’t match any coupon then we will do another transaction until all prizes have been given away.
**If a prize is drawn to the same winner then he/she will get the bigger prize and another drawing will be done for the smaller prize. In the end, we will have 10 different winners.
8 . The prizes are:
1st – $500 directly to your main payment processor’s cash balance
2nd – XBOX 360 Bundle with 60 GB Harddrive (Est. retail price $350)
3rd – Archos 605 Wi-Fi 80GB Portable Media Player – will be shipped to you directly (Est. retail price $320) (Or an Apple 8GB Ipod Touch 2nd Generation if you so choose)
4th-5th – Apple 8GB Ipod Touch 2nd Generation – will be shipped to you directly (Est. retail price $250 each)
6th-7th – Canon Powershot 10 MegaPixel Digital Camera (Est. retail price $200 each)
8th – Nintendo DS Lite Bundle (Est. retail price $170)
9th-10th – Sandisk Sansa 4GB MP3 Player (Est. retail price $100 each)
Get ready!!! We start tonight midnight!!!”

The admin of Youmilex Edward (interviewed here) has also announced another contest with some sweet cash prizes for the members of his program. I remind you that Youmilex program is paying 125% after 10 days and has been running smoothly for more about 10 weeks already (read my detailed review of the program here). This time the contest allows you to show off your writing skills if you have any and here are the rules of the new contest from Youmilex:
“It’s time for a new contest! Write a review of our program and send it to us via the contact form using the following title format: Review [xxx] where xxx is your Youmilex ID.
This time only one submission per member is allowed and all members, both free and active are allowed to participate. There are only cash prizes in this contest and here is what 5 lucky winners get:
1. $50 cash sent to a payment processor of choice
2. $40 cash sent to a payment processor of choice
3. $30 cash sent to a payment processor of choice
4. $20 cash sent to a payment processor of choice
5. $10 cash sent to a payment processor of choice
The contest lasts from the moment you get this newsletter and to the 7h of January. Referral commissions for the duration of the contest are raised to 7%! Good Luck!”

W-MTFund (reviewed here) sent out another weekly update to its members. As you may know the program is paying weekly variable interest that depends on their trading performance (read more details in my interview with the admin of W-MTFund published here). Another update that is traditionally received by the members at the end of a week contained beside stats some important info regarding temporary downtimes the site experienced recently, issues with banned Chinese IPs and voting on forums. Here’s the complete version of the latest update from the admin of W-MTFund:
“We are pleased to keep you informed on the new interest rate, the current referral commission and all the other news relating to W-MTFund.
A) Weekly interest rate – from Mon, Dec. 29 to Sun, Jan. 4: Holiday/Vacation (5%)
– MT Basic: 5.00% (=1.00% daily x 5 bd) – MT Standard: 5.50% (=1.10% daily x 5 bd)
– MT Silver: 6.00% (=1.20% daily x 5 bd) – MT Gold: 7.00% (=1.40% daily x 5 bd)
B) MT Basic: average weekly rate
– last 4 weeks: 7.00% (=1.40% daily x 5 bd)
– last 26 weeks: 8.83% (=1.76 daily x 5 bd)
C) Current referral commission: 10.00%
Scheduled Payouts:
– Next week we will process the withdrawals twice: on Tuesday, Dec. 30 and on Saturday, Jan, 3 (no payouts on Thursday, Jan. 1, 2009).
Temporary Outages:
– During the current holiday we are improving our system, modifying the script in order to add new payment processors and checking the status all our members’ accounts. When we will be directly working on the website, it will be temporary unavailable. We apologize for this inconvenience.
Members from China
– Our DDoS protection provider has been forced to blacklist many IP addresses from China because we received both SYN floods and huge DDoS floods from there. This issue should be temporary. In the meantime, we suggest our Chinese customers to use a proxy to access our website.
About forums
– If a problem occurred, we strongly suggest our customers to immediately contact our support staff and then, later and if necessary, to post at forums. Posting emotional “warnings” without a complete understanding of the problem (granting that a problem really exists) is neither the best way to promote your favorite program nor to protect your investment, especially in the hyip market. Investing in the hyip field requires a minimum basic knowledge: we expect all our customers to have this basic knowledge.”

BestFXWorld (reviewed here) added more plans. They are mostly short-term with a high minimum to deposit: 119.99% in 1 day ($150 minimum to deposit), 130% after 3 days ($200 minimum) and 160% after 6 days ($400 minimum). Despite BestFXWorld returning online and resuming payments I would not advise you to go with the short-term plans. It’s always really strange when an admin of any program opens some short-term plans together with one long-term one. It usually indicates that the program is on the verge of collapse and the admin is collecting some money before disappearing forever. I may be wrong of course but that’s my impression after looking closely at the newly added plans anyway. Taking into account that we are in the very dangerous Christmas period it may be really risky to deposit too much into the short-term plans offered by BestFXWorld. Anyway, here’s the latest update from the admin of:
“Monthly News :
1-Domain bestfxworld.com & bestfxworld.biz Unsuspended.
2-New Plan Added (Monitoring admin, please Update our Plans in your site)
3-New E-currency Added such as Credit card * PayPal * Web Money Z.
4-Our Company Is Open in Xmas & NO Holiday (it means during these days you can WD your profit As Usual,with out any Delay)
If you have any problem, question or suggestion, please reply this email.”

The admin of URInvest Paul (interviewed here) announced that his program will work on Christmas and New Year holidays as usual and that the profit will be added to members’ account respectively. Here’s the latest update from URInvest:
“This is a short Program Update:
We have been asked by many users and visitors about whether URInvest will be crediting earnings during the holidays.
The answer is YES and earnings-wise, there is “business as usual” at URInvest.
Timely withdrawal requests processing is our number one task, but we are also asking all our users to kindly accept the fact that during holidays, your support requests might get delayed with replies. We hope to meet your understanding on this, as our staff members have families and are celebrating too.
Happy holidays season to all from URInvest!!!”

On the other hand LargeSum (reviewed here) announced some delays with withdrawals that will be processed as usual starting from January, 5. I see no reason to panic here as LargeSum program proved by their three year payout history that the investors have nothing to worry about despite the present “silly season”. Here’s the latest update for members:
“Dear members! The project LargeSum is happy to congratulate you and with Merry Christmas and a Happy New Year! Taking into account the limited schedule of the banks and stock exchanges work during the Christmas holidays as well as temporal close of any kind of activity within the period of Christmas holidays, the payouts for all the working programs and the profit withdrawal requests for LargeSum clients will be on hold till January 5. The profit will be calculated according to the program terms anyway. After the January 5 all pending requests at that time will be completed immediately and the normal work will be restored. The work of the support service will be limited as well. Live chat will not be available most of the time. There also can happen certain delays answering your e-mails. Most of the support staff goes on vacation till January 5. Once the holidays are over the proper work of the support service will be restored. Merry Christmas & Happy New Year!”

The same goes for CapitalCorpex (reviewed here). The program announced some days non-business days and the profit will not be credited to members’ account during these days. Here’s the update from CapitalCorpex program:
“At CapitalCorpex we wish a nice new year for all members. Our working hours changed a little during new year holidays.
We are close on Thursday, Jan 1st and Friday, Jan 2nd. Because of the forex market is close on these two days, we have to stop calculate profit on Thursday & Friday. So you don’t have any profit on Thursday & Friday. However all other operations as Support, Deposit and Withdrawal will be done as usual. All operations back to normal on Monday, Jan 5th.”

You might have noticed that Mountain-Mining (reviewed here) didn’t process the payouts on Thursday and Friday this week. This was as you might guess due to Christmas holidays and the investors were warned about this on the Mountain-Mining site:
“25th and 26th December 2008 – No daily payments during the Christmas holidays“.
Also Mountain-Mining company came out with some annual results in their investment activities that they reached in the year of 2008. Here’s the update from the management staff of the company:
“Dodoma,?December 24th, 2008?–?2008 was an eventful year for the Mountain Mining Investment Limited, and it fully met our expectations. From our two current assets alone, we aim to grow our annual attributable gold production output from this year’s approximate 400 000 ozpa to 600 000 in 2012. The lifespan is expected to stretch to 2015. At the beginning of 2009, we are start our Nickel operation near Mwanza in our new Growsholt Mine asset. (65% owned by the Mountain-Mining Investment Limited) This reflects expected higher growth, and higher total returns.
2008 operational information: Total production: 398,000oz Total cash costs:$272/oz (2007 Total production: 327,000oz)“.
By the way, if you’re interested to know more about Mountain-Mining program and the investment plans it’s offering please refer to my interview with the admin published here.

Pioneer-Fund (reviewed here) updated their site with some Christmas wishes to the members. Here’s what I read from their website:
“Merry Christmas to every member of Pioneer-Fund. May this truly be the most wonderful time of the year. We suffered terribly in 2008, a lot of people were thrown out of work in face of financial crisis, financial crisis wiped people’s dream in a jiffy. Pioneer-Fund trying to keep our members to become rich, but we know our limitations, we can’t make all the world to become rich, so to wish 2009 will be a great year is the only thing we can do. Merry Christmas everyone!”

Some great news came today to the members of MegaLido that originally invested in the program via StrictPay payment processor and were at a loss (i.e. paid to MegaLido account more than they received from it). For such victims of MegaLido StrictPay issued some refunds that will be some kind of consolation for those who lost their money. So at least if you’re a member of StrictPay you can be assured that your funds are at least partially protected and can expect them to be returned in some way. Please read more about StrictPay payment processor in my interview with the admin here and open your account if you don’t have one yet. Yes, the account requires verification but it gives you and your money much higher protection than other processors. Here’s the update for the members of MegaLido from StrictPay:
“StrictPay Customers! As some of you know, we had frozen the MegaLido account (StrictPay Account 37553) while we were waiting for them to give their customers a more current update. They had updated their customers that they would return to regular operations towards the end of December, and we were hoping to hear news from them sometime before the December 20th date they stated. At this point we have not heard any new updates from them, and feeling that a week past that date is enough time for them to have updated their customers or us, we have made a decision concerning the funds left in their account.
We have decided to refund the remaining funds in their account, and this email is being sent to all customers that have had any transactions with StrictPay account 37553. We feel this decision is in the best interest of both our customers and our company. Please keep in mind that the refund is going to be based on the amount of those funds left in their StrictPay account, and that is the only refund we can give. Our account analysis will determine the exact amount of refund for each customer to insure that everyone is treated fairly.
Also keep in mind that any customers that have received more funds to their StrictPay account than they sent to MegaLido will not be receiving a refund of any amount. We only have access to StrictPay records, and we do not have any records showing how MegaLido customers may have sent or received funds via alternate methods.
Refunds are being processed within the next 24 to 48 hours, and can be found in your transaction history labeled as MegaLido Refund. Thank you for your understanding and patience during this process, and we appreciate you choosing StrictPay as your payment option. Team StrictPay“.

This is not all about StrictPay. They also refunded to the admin of 12DailyForever which appeared to piggyback some members’ funds in MegaLido account and lost some as well. And this is the best part: the funds will not be returned to him (as he was a scammer himself) but to the members of his program as a refund. Moreover, all the members of 12DailyForever were refunded by StrictPay in full so they didn’t lose any money! Isn’t it great? I myself received my last deposit made into 12DailyForever already and I think that such practice of refunding from StrictPay administration shows genuine concern for the members of scamming programs and their willingness to help those in need. In my opinion StrictPay really stands out from the crowd in this matter, refunding even members that didn’t request a refund. I suppose we must really appreciate this approach and show our full support to StrictPay payment processor. I must remind you that before that many members of Tradelite were refunded by what was left in Tradelite account. And this update should be interesting for all 12DailyForever members (please check your StrictPay account if you upgraded in 12DailyForever via StrictPay and were not in profit):
“This email is being sent to all customers that have had any transactions with StrictPay account 40665, 12DailyForever. This customer received a refund from MegaLido yesterday which was enough to cover the funds that were owed to the customers. We are processing refunds to bring all customers to even, meaning no one will have lost money with this merchant. We thank you for your continued support and patience during this process, and we appreciate you choosing StrictPay as your payment option. Team StrictPay“.

By the way, if you are still expecting that MegaLido or SafeAtom will return you should really curb your enthusiasm. They both had some problems, they both stopped communicating and delayed payouts. Do you honestly believe that SafeAtom for instance will be able to continue after this long silence? If they had some problems or were on Christmas vacation like many of you suggested why not put some small update on their site and comfort the members? Of course, SafeAtom was another victim of massive Christmas withdrawal syndrome when a lot of people are withdrawing money and not many reinvesting.

Of course under such conditions the programs can’t function properly and pay to the members as if nothing happened. I think this Christmas downturn made DailyDiamondSurf to introduce high-profitable short-term Christmas plan of 25% for 5 days which was the first step to its complete demise that obviously happened already. The program is still paying to some investors but don’t be deceived by “paid” votes on the forums. As always the collapse of any program, especially autosurf program, will start with selective payouts that will spread like wildfire causing many members to panic and not reinvest. So the outcome was predictable and honestly, I warned you about reinvesting in DailyDiamondSurf a couple of days ago. I hope you took my advice and were in profit already. Therefore I have no choice but to put DailyDiamondSurf to Not Paying status on my monitoring page.

12DailyHits shared the same fate and is also going to Not Paying status. The last payouts were made on December, 22 and it seems the admin is really behind the promised 3 business day schedule. We shouldn’t expect more from 12DailyHits and I already wrote this program off and moved it to Not Paying status. Unfortunately, all the autosurfs I monitored were unable to overcome Christmas crisis (except AggeroInvestment of course).

By the way, if you’re a member of Olympex-Group (reviewed here) note that the program is paying selectively and only for small amounts (though the payments are still instant). Many members with large amounts in their accounts recently became literally hostages of the program being prevented from withdrawing anything above only a token amount. They received emails similar to this one:
“Dear, OG IBC Abuse commission has noticed suspicious activity in your account (multiple login attempts from different IP addresses etc.). There is a high possibility that your account has been hijacked. Now you can withdraw no more than $5 daily. Please provide us with a scan of your Passport or Driver’s license to verify that you are an account holder. PS: I must remind you that communication between you and Olympex Group IBC staff is private and is not subject to disclosure, otherwise we’ll have to suspend your account.”
They couldn’t complain to any forum or monitoring site because they were threatened to have their accounts suspended if they did. Some of the investors of Olympex-Group complained to me and I honestly told them that the only way to get your money back is to agree to their conditions of limited daily withdrawals and not complain. As I saw the accounts of some of the members that actually complained were suspended and their funds forfeited while the smarter guys got their withdrawals in full after some time when they agreed to the conditions Olympex-Group forced them to take. So sometimes it would be a better decision to play such games like Olympex-Group wisely and get your money back eventually than whine and complain and have your account frozen as a result of such actions. I remind you that Olympex-Group company doesn’t exist and don’t have any office in London. I honestly told you about it in my review and advised you to play in Olympex-Group at your own risk. And again I repeat that Olympex-Group has a Paying status on my monitoring page but it pays only small amounts so be careful with this program.

Finally some warning about EKOFunds. One of my readers told me that he was not paid yesterday and I myself didn’t get a reply from the admin regarding this. That’s why I have to move EKOFunds to Waiting status and recommend you to hold off from depositing there until the situation is clear. By the way, today nobody received any payout from EKOFunds though the day is almost over. That’s certainly a bad sign. Does it mean another successful program bit the dust during this festive season? I don’t know yet and we will wait and see.

I would like to add that I received payments from the following programs today or yesterday: FXOIC, NoRiskInvestment, BrainManagement, AggeroInvestment, HermisCapital, SilverInvest, EliteFundGroup, Youmilex, LargeSum, BestFXWorld, W-MTFund, GoldNuggetInvest, Giant-Investment, EKOFunds, ANOI, InoFund, GrandTrade, MajorBarter, Olympex-Group, 2008-N, IntensifyFunds, URInvest, CapitalCorpex, SummitReserve, ResidualForexIncome and EmeraldProLtd.

Also I joined QuickYield today that is paying 1.5%-2.5% daily for an unlimited term (only LibertyReserve is accepted with the minimum of $10). I must say I made an exception for QuickYield because the program is using unlicensed GoldCoders script and is hosted on a shared server. Beside these disadvantages the fact that the program has been paying for more than 130 days now speaks volumes. I have my own point of view on this program and I will tell you about this in my detailed review that will follow on my blog soon. I will try to update my blog again once more before the New Year so I’ll see soon. And happy New Year everybody!