BEWARE! THIS PROGRAM STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! Well as I mentioned yesterday I have another couple of new programs lined up that I want to discuss and review for you. So first of all today I want to take a look at a site called CentFusion that was passed my way recently by a friend. It’s a short term high risk venture that has the potential to be quite profitable for smart players. The first thing that caught my eye here though was not the program itself but the script. It seems to be the first, that I know of anyway, using the revitalized Waylex script which is making a welcome return to the HYIP arena after its latest overhaul. As many of you may not be familiar with this script however, I will take the liberty of going into more detail than usual on how to navigate the site. Not that it’s that difficult. But first let’s start with the plans.

As I said, this is a risky one so bear that in mind. There are six plans in CentFusion and they are divided into two sections. The standard plans and the premium plans. Three standard plans pay daily and three premium plans pay on expiry. They work as follows.

Standard 1 pays 38% daily for 3 days (114% return) on amounts from $1 to $499. Standard 2 pays 39% daily for 3 days (117% return) on amounts from $500 to $999. And standard 3 pays 40% daily for 3 days (120% return) on deposits of $1000 and more. All three plans do not return your principal.

Then we have the three premium plans which pay on expiry. They work like this.

Premium 1 pays 115% after 3 days on deposits from $1 to $499. Premium 2 pays 120% after 3 days on amounts from $500 to $999. And finally premium 3 pays 125% also after 3 days on deposits of $1000 and more. These are the total returns and do not include your principal. PerfectMoney and LibertyReserve are the only two payment processors accepted at the moment.

I have to say that having thought it through and made some calculations I am not that enthusiastic about the premium plans. They involve a much higher risk, but I’m afraid they simply do not provide a significantly better return to make it a worthwhile one. For instance the standard 1 plan will give you a total return of 114% but also gives you the at least partial comfort of daily payouts. The premium 1 plan offers no such peace of mind for a mere 1% more. Maybe bigger investors are more pleased about it. Ultimately it’s your own decision anyway on what to do with your money. Payments are not automatic but rather processed manually. I should also point out though that the admin of CentFusion is well on top of things when it comes to making payments and has so far been very fast.

The security is also up to standard here too. Hosted by the increasingly popular DdoSWiz and there is also a secure SSL certificate. The script is licensed from Waylex and looks to be one of the best around at the moment. Certainly it’s very secure. We will see how this develops but perhaps one drawback is that some newbies might not be too familiar with it. It is actually quite easy to navigate once you have done it for the first time. So as I mentioned at the start here’s a quick word on how to deposit and withdraw. When you log in you will first see one very welcome security feature, which is a virtual on-screen keyboard where you will write your password rather than typing it in the usual manner. After that you will see two buttons in the middle of the page marked “Manage balance” and “Make a deposit”. First you need to click “Manage balance” and then you will see the options to “Add funds” or “Withdraw”. I think those options explain themselves. If you are adding funds to your CentFusion account a new window will open and prompt you to choose your payment processor and amount. When you proceed you will then be brought securely to the site of your chosen payment processor to confirm the transaction. All quite straight forward. Now you are ready to “Make a deposit.” Simply click on the tab and you will then see the available plans. First choose your plan and proceed. You will then be asked for an amount. Click confirm and that’s about it really. The same procedure applies to making a withdrawal, which as I said is a manual process.

So what to say about CentFusion? Well as an experienced player here I like it. It may not be for everyone but to me it is what HYIPs are all about. High risk but with high yield for those who understand high risk. And know how to play it. CentFusion just launched yesterday and I think that it’s the type of program you can make a decent profit from if you join it now. If you are not going to join it now, well you can still do well from it but your chances do diminish. So if you think this one is for you, best not to sit on the fence too long.

Other news for today.

First I would like to tell you that I decided to introduce a new status on my monitoring page which I will call “Paying Selectively” and where I will put the programs that are currently paying to some members and ignoring others. Such programs will be NoRiskInvestment, BestFXWorld (I have received a couple of complaints on them recently) and Olympex-Group (paying selectively to smaller investors only). I think this will be fair to both administrators of the programs as well as the members. I really can’t say that those three programs are not paying because many of us are still being paid on time. But I believe that to conceal this fact from the members is just another crime which other monitoring sites are perpetuating and which I can’t tolerate on my monitoring page. So meet the newly launched “Paying selectively” status on my monitoring page and remember that the programs listed with this status cannot be trusted. For example, I myself tried to contact NoRiskInvestment regarding the selective payouts and not-payments to some of the members. As you might imagine I haven’t received any reply from them, just like the readers who have not received their payments for the last several days. On the other hand me and many others continue to get their payments on time so I can’t reward NoRiskInvestment with Not Paying status either. Such programs can last for a while though even paying selectively but I don’t believe they will get many new investors after what they have done.

LargeSum program still has “Waiting” status on my monitoring page. But a positive sign in my opinion was seen yesterday when finally an official announcement from LargeSum administration appeared on their website:
“We understand your disturbance and worries regarding the payout delays. The thing is that management of the project has made a mistake when took a decision to lock all the withdrawal attempts for the period of Christmas holidays. The reason was obvious. The activity of most exchangers, banks and stock exchanges was limited within that time, hence the management of LargeSum took a decision to give the support staff some rest and most of the team took a vacation for that period. So now the holidays are over and the withdrawal function has been enabled again. However, we should notice, the pressure upon the support has increased greatly. Starting from January 6 and till now we are receiving a large number of withdrawal requests, which is much more than we normally get. We surely understand your worries and give you the real reason for the delay. And we admit our guilt, however taking into account the individual approach to the process of completing withdrawals, we physically can’t manage to process every withdrawal on time. The support service is currently working 24/7 to process all the requests as soon as possible. And within 2 weeks time, we will surely get back to normal work and payment schedule. So far, we apologize for all the delays and assure all our investors, the normal payment schedule will be restored as soon as possible. We hope to your understanding and look forward to further cooperation.”
Well, I don’t know if they are really going to pay up or if it’s just a trick to attract more money and buy some time before vanishing. All I can say is that the program has lasted for more than 3 years so I have to give them a chance to prove their word. So we will just wait and see what happens in the coming days!

Many also asked me about Now-Invest. Well, the game is up now and as I said in my weekly digest I don’t know whom to blame in this situation. The admin of Now-Invest didn’t reply to my emails and didn’t credit my missing deposits. The payouts have been halted as well and things are not looking good from the perspective of this program. I think the payment processors involved are already investigating this issue and hopefully many of you will receive some refunds. This thing again shows us how important it is to diversify your investment portfolio and don’t put all your eggs in one basket even if the program seems to be doing great.

Let’s have a closer look to Paying programs now. And we’ll start with Increaser (reviewed here) – 6% for 26 days manual surf with daily payouts. I can’t emphasize enough how it’s important it is to communicate with all the members of your program and I believe that the admin of Increaser realizes this and does it well. This is the latest update from Aulis, the admin of Increaser:
“Did you start increasing your money, I bet you did, and I do have a great offer to you to even make some more.
We will reward the best referral hunter until February 01, 2009 with extra US$ 200 to your account, the second position US$ 100 and the third US$ 50, positions 4-10 will get each US$ 15 in any e-currency you want.
We also feel blogging is a great way to promote a program, so if you have a blog, write about Increaser, send me the link, I will reward the five best blogs with some cash, thought US$ 10 to your account.
Is there more to say? No! Increase your money NOW, with Increaser.”

The admin of WorldMoneyClub Daniel announced some grandiose plans that his program is going to implement in the near future including the introduction of SolidTrustPay and AlertPay as payment processors and launching their own debit card. I would like to hear more details about this in the upcoming interview with Daniel I’m going to publish on my blog soon and meanwhile here is the latest update from WorldMoneyClub (reviewed here):
“Daniel Manish again here.
Thank you for supporting us on forums and monitors since launching. We have exceeded 120 members. We are growing slowsly but surely. All payments have been made for 14 January 2009.
What about our feature plans?
1# Our contest is still running
2# We are not verifying our AlertPay and SolidTrustPay accounts and after contest is over, in February 2009 we will launch own Debit Cards. First 10 members with boggest deposits on 1st february will win a free debit card (real value $75).”
P.S. The program has just been hacked! For details see my blog tomorrow.

It seems to me that the admin of DukasFund is sometimes even confusing himself regarding the changes the program is undergoing daily. I wish they had better organization and didn’t change their plans so frequently. On the other hand, it’s better to do it now when the program just launched than later when it will gain some more popularity. The most recent change was canceling the withdrawal minimum which was set to $10 and later to $5. This can be really handy for many of the investors but such frequent changes makes me think if the admin of DukasFund really knows what he’s doing:
“Dear Members, Thanks for investing with us and showing faith on us.
Kindly put withdrawal request. We have removed restriction of $ 5 as minimum withdrawal. Now you can withdraw any amount. Please do update your PP account also so that we can release payment faster.”
Anyway, remember that withdrawal is only allowed to make 4 times per month in DukasFund that’s why I still haven’t made a withdrawal myself (I think I will wait for a couple of days for more profit to be accumulated in my account to request a withdrawal).

The admin of StableProfit (read my interview with him here) withdrew his page from cheap and inefficient monitoring sites and left only really good and quality ones. I believe this step will be beneficial for both the program and the investors of StableProfit still enjoying daily instant withdrawals to their LibertyReserve accounts. Here’s the latest from the admin:
“Today we’re moderated our monitoring services agreements and canceled our deal with most of them due to very low refback.
Actual situation with monitoring services now shown on our Rate Us page.
We’ve left only most popular and trusted monitoring services for your comfort.
Such strategy changes makes possible to raise our referral commission to 8% per deposit!!!
But, that also affects to our plan terms. From 20.01.2009 our deposit release commission will be 10% to avoid self refback cheating.”

I moved NordicMutualFunds to Waiting status today because my account was not credited with profits after 7 days (it should have been done weekly). I contacted the admin and am still awaiting of his reply. I’m hoping that it’s just a script problem that can be easily fixed but meanwhile please do NOT make any deposits to NordicMutualFunds.

In the end of my news section today is some important update from Roger, the admin of AggeroInvestment (read my interview with him here) regarding the possible downtime which will occur on their servers due to some maintenance work accomplished by their hosting provider:
“Dear members, I just received this from my hosting provider. Please act accordingly. Thank you.
‘Dear valued customers, We are opening a maintenance window on January 16 2009 from 9pm – January 17th 6am EST. During this time your service will be intermittent as at least one full reboot of the hardware node will occur. Our engineers will be physically relocating the server, and the service interruption could last between 3 and 6 hours. We will have operations staff onhand in the data center to minimize any downtime resulting from a hardware node not restarting or other issues which may arise.’
Again the date and time scope is Jan. 16th 9pm – Jan 17th 6am EST. (Server time Jan. 16th 6PM – Jan 17th 3AM). Please do not submit any tickets regarding this. Thank you.”
By the way you should remember that there is only a couple of days left before AgeroInvestment is going private and will be close for new registration. So you’re welcome to join it now to enjoy your 127.5% profits after 15 days!

That’s all the news for today so to close I would like to let you know that I was paid today by the following programs: SilverInvest, InoFund, StableProfit, WorldMoneyClub, GrandTrade, AggeroInvestment, CadillacVentures, BestFXWorld, CapitalCorpex, FXOIC, GoldNuggetInvest, W-MTFund, NoRiskInvestment, 2008-N, BrainManagement, Mountain-Mining, Increaser, Olympex-Group, MajorBarter, PanaMoney, EliteFundGroup, ImokTrade, QuickYield, Profitower, Youmilex, NanoMoneyCorp, IntensiFyunds, Giant-Investment, EmeraldProLtd, URInvest, Pioneer-Fund, InvestMonopoly (the first payout received) and CentFusion (the first payout received). I’ll see you on my blog tomorrow with more news and views from the industry! Stay tuned and stay on the money!