THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everybody! Well I hope you all had a good weekend and your all looking forward to the new week ahead. I have a number of new sites I want to discuss in more detail with you over the coming days but I think I will start with the unusually titled ComradeFinance. This one I actually joined a week ago but I’ve only gotten around to reviewing it now. To be honest it’s nothing special, by which I mean it’s not the best program available at the moment. But having said that, it did pay me on time and isn’t that what it’s all about? So let’s take a closer look.

ComradeFinance first of all is a short term HYIP, which if the current poll running at the bottom of this page is anything to go by, seems to suit a lot of you guys just fine. Unlike other short term programs however the ROI on offer here isn’t quite as high. You’ll still get a reasonable return on your investment but because it’s just that bit lower than you’d usually expect, I think it’s a bit more sustainable than the regular short term program. Properly handled it could even run for a couple of months.

ComradeFinance has three plans available for investors to choose from. Unfortunately one of several drawbacks to this program is that the majority of HYIP investors are effectively priced out of investing in anything other than the first one. I will still describe the three of them for you though.

The Normal Package pays you 110% in total (principal included) on expiry for amounts varying from $20 up to a maximum of $9999 for five calender days.

The First Premium Package offers 112% on expiry after five calender days on amounts from $10,000 to $19,999.

And finally the Second Premium Package is for amounts from $20,000 up to $100,000 and will pay 115% on expiry, again after five days and again includes your principal.

The only payment option available at this point is LibertyReserve and no indication is given that others might be added. The investment page also makes the bold statement “No matter what investment product you choose, your initial investment will be insured and protected by Reserve Fund which has been established to cover possible market losses.” Do I really need to state the most obvious thing in the world here and tell you to completely ignore that ridiculous statement? I would also ignore the usual noise being made about their investments in ForEx and property, etc.

ComradeFinance is still on a shared server for now, which is not something I like to see. However it is with Dragonara who are usually quite good at protecting their sites with anti-DDoS protection and can easily move it to a dedicated server at a later point should the need arise.

All in all I do see some drawbacks to investing with ComradeFinance but nothing that requires major surgery. All but one of the three programs are closed to the majority of investors because of the prohibitive amounts of money involved and while there is only one payment option available, that option is still the most popular one among investors. The most important fact of all though is that after five days I was paid in full and I do think they can last longer than a typical short term HYIP. As per usual treat this one as a game, don’t get greedy, and you should be able see a nice tidy little profit for yourself at the end of it.

P.S. By the way, you should add your referrer manually when making a deposit in ComradeFinance. Use the drop-down box and choose the appropriate option which I hope will be Money-News-Online.

Other news for today.

First of all I’m glad to report that AggeroInvestment has successfully recovered from almost 2 days of downtime. Where the majority of admins would fail the admin of AggeroInvestment Roger (interviewed here) showed what he’s worth. I must say that the real value of any admin of any program can really be seen when we are in such harsh and abnormal conditions. All the actions during the last two days were directed with only one aim in mind – to bring the site back where it belongs – on top of the pile among investment programs. I will skip all the details of how Roger struggled during and after this downtime, how he restored all the database which was slightly affected because really, what is the most important thing is the result of your actions. And the result is the following: AggeroInvestment is online and all the pendings have been paid. Isn’t it great? Finally, somebody that we can call a man of action and not just words, a real professional is working in the HYIP/autosurf world and his name is Roger Clark. I will give you the last two updates and please read carefully if you are a member of AggeroInvestment (I remind you that the program is private now and no new registrations are allowed):
“Dear members,
First of all, I apologize for the downtime, it was unexpected. But we are back now!
2nd- The database that we recovered from the conked out server wasn’t complete so I had to manually enter each and every missing deposits and withdrawals to the database. STP, LR and AP should be fine now. If not, please send a ticket. StrictPay is disabled for now until I receive a reply to my ticket. Some members withdrew twice and abused the instant pay feature.
3rd- Speaking of support tickets, I deleted all tickets sent as of now. There are just too many that I do not have time to look at each and everyone. Most of them are just asking where the site is anyway and when we are going to come back. If you still have an issue, please send a new one.
4th- Many withdrawal requests are sent back to your cash balances. It helped me make checking and adding records to the database easier. You can request withdrawal again.
5th- Please check our forums if you cannot access the site. We have many members there to help you out.
6th- Everybody’s compensated for the 23rd and 24th. No compensation today if you cannot surf as we still have 20+ hours left when we came back online.
That’s about it! I will enjoy what’s left of my Sunday now. I hope you are enjoying it too.”
And here is the latest update from AggeroInvestment:
“Just a quick reminder – the site is running normally now, all payment processors are enabled, and all requested payments are up to date.
If you have issues logging-in, the best place for you to go is the forums. Many members like you found their solution by asking other members and/or by reading. The links can be found on the main page of AI.
Also, we were online for more than 20 hours yesterday. No surf holiday is going to be given to any request. If you weren’t able to surf then you will still get 7.0%.
Thank you all again for the patience and the trust that you have showed us. I visit the forums regularly and is touched by the amount of support you give. And all the support emails you send, know that I and my wife read all of them and this just makes us want to succeed more.”

If somebody asked me about the next possible competitor to AggeroInvestment in the autosurf arena I would give him the name of 24over7 (reviewed here). The website is experiencing enormous success and reached 500 members within the first 48 (!) hours online. Not every autosurf can boast such success and I wonder what contributed most to it: was it the ever popular 12% for 12 days formula? Or was it a very professional and attractive web-design by Doris? Or maybe the month of January is just a good time to launch new quality autosurfs? I can only guess why we are seeing such enormous growth even though the first payouts will not be processed for another 9 days. Anyway, the admin is doing a great job and I hope he will continue to work hard especially after the first payouts on expiry are processed. Here is the first update the members of 24over7 received during the last few hours:
“24/7 Members, I told myself that I will send the first newsletter for 24over7 as soon as the number of members reach 500. And here I am writing and sending this newsletter to you because we just reached 500 members this very minute.
After just 48 hours since the website was launched, we already have 500+ members and get ready to hear this: WE NOW HAVE $25,000+ IN UPGRADES!!! That is call upper case letters because YES! I AM SHOUTING THAT WITH JOY!
24over7 has started to get its roots stronger and more planted so it will be ready on due time to be a BIG autosurf program this year.
Now about our payment processors we use on the system, SolidTrustPay still has not completed the verification process of our SolidTrustPay account. This is most likely because of the weekend.
Hey! 24over7 started on a weekend but it has grown pretty well. Let’s see what the coming week has in store for 24/7. I am sure it will be a lot greater in the coming days. Furthermore, more members will surely be joining and it will therefore be a good program to be in.
Now if you have not upgraded your account yet because you are waiting for SolidTrustPay to be accepted at 24/7, you might want to try to temporarily fund your StrictPay account with SolidTrustPay funds and then upgrade using StrictPay in our system. Some members already did this and it proves to be a quick process also. But if you prefer to wait then it is also ok of course.
Reminder to everybody that we have 2 levels of commissions. 4% for the 1st level and 2% for the 2nd level. 1st level referrals are those you directly refer or those who signed up under your referral link. 2nd level referrals are those referred by your direct referrals . You get 2% from their upgrades.
Ok I think I have talked too much here. If you have questions or messages for me, just use the contact support link on the website.
Have a blessed day everybody!”

Another possible hit in the autosurf world is Surfs-Ahoy (reviewed here). The program can boast similar results. It managed to attract more than 600 members in just 5 days online. It has successfully survived its first DDoS-attack already and is now going full steam ahead to the crucial point – 11 days online when the first payouts on expiry should be processed. I remind you that Surfs-Ahoy is paying you 13% for 11 days of surfing and you have to be an active members (have a least one adpack) to be able to withdraw your earnings. Anyway, last night Surfs-Ahoy announced a new referral contest and the rules can be read here:
“Hi Everyone, I am so happy with the results so far of Surfs-Ahoy.
We had a successful start up and the membership base has been growing nicely as well.
Our incoming funds are averaging almost $5,000 per day which is quite remarkable.
I would like to further elevate our chances of success by gearing up our program into a more profitable opportunity for everybody. I am going to start experimenting on which schemes would better keep those chances afloat with the times.
Let’s get it on first with the traditional Referral Contest.
The top ten referrers will be rewarded with cash as follows:
1st Prize: $300 2nd Prize: $150 3rd Prize: $75 4th-10th Prize: $25 each
All prizes will be directly sent to the winners’ payment processor account.
The contest proper will commence this January 25th until February 7th. Please refrain from using multiple sign ups using the same IP. Cheaters will be suspended and funds will be frozen. No spamming will be allowed and those found to be in violation will also be suspended. ONLY UPGRADED REFERRALS will be counted for this contest.
Every person was born a salesman. So start using your prowess. There is no harm in trying.
So that will be it for now. Good luck to all. See you at the top!”

DukasFund (reviewed here) also announced some referral contest which will run for two weeks and is going to start tomorrow. As you can see from my review I was quite skeptical about this program because of their quite low ROI which will make them not so competitive in the HYIP industry. Such program like DukasFund can become popular only after several months of stable work and on-time payments. I hope the admin will show his dedication in this case and we will see DukasFund achieving all the goals it set out to. Here is the latest update from he admin of DukasFund:
“Hello everyone, I am Jenny admin of DukasFund. First of all, I want to say THANK YOU to all our valued investor who have trusted us on depositing with us for their fund growth. We already live from last 1 month and 7 days and have active member 40 +. Growth is slow but even we are happy with this growth as on basis of Low based ROI. I personally have seen some of reviews and comments from our fellow investor about our program. There were mix reviews and comments. But I would like to tell to our valued investor that we are very clear in our vision and we are here for long term only. We are trying every effort to make program affectively perfect to our investor.
Now I am glad to announce here first of our small promotional program and a contest because of our first anniversary which was on 18th Jan. I am late but still no problem.
The contest is on for only a few days so don’t miss your chance:
1.This contest and promotional offer starts on 27th Jan and valid till 10th of Feb 2009. Any deposit which will happen during this promotional time period we will add 5 % to that deposit.
2. There will be 5 Major prize:
A. Cash prize of $ 200 B. Cash Prize of 150 $ C. Cash prize of $ 100 D. Cash Prize of $ 75 E. Cash Prize of $ 50
3. Basically this contest works on points and higher the points of any investor,He/she will be awarded by prize.
Here is point’s statics:
Upgrade Points
Upgrade $ 10 to $ 200- 1 Points Upgrade $ 201-$ 500- 2 Points Upgrade $ 501-$ 1000- 3 Points Upgrade $ 1000-$1500- 4 Points Upgrade $ 1501 to $ 2000-5 Points Upgrade $ 2001-$ 2500-6 Points Upgrade $ 2500 Above -7 Points
4. Signup new member
If they invest $ 10-$ 1000 – 1 Point $ 1001-$ 2000- 2 Points $ 2001-$ 3000- 3 Points
5. Every 5 referrals made by member will make them earn 1 more point. It does not relate with investment amount
6. Top 3 referrals will be awarded 3,2,1 points respectively.
7. At the end of contest, we will add points, we will send email on 15th of Feb to winners and 17th we will disburse prizes.
Nobody loose, everybody is winner as they getting 5 % add on on each deposit also.
NOTE: minimum qualifying criteria is 15 points to win prizes.
Get ready today and good luck to our Valued Investor“.

As you might have noticed already the site of URInvest program (reviewed here) was offline for some time and then the withdrawal request option was temporary disabled. This gave birth to some rumors that URInvest might have some difficulties but everything became clear now after a very apologietic email from the admin of URInvest Paul (read my interview with him here). Anyway, everything is back to normal now and URInvest is paying again. To read about the reasons of such downtime you can in the latest update from the admin:
“As we stated previously, we’ve requested server upgrade from our hosting provider and it was scheduled to be finished on Sunday.
Upgrade was slightly delayed, but it is now completed and users can login into their accounts.
We are still checking and adjusting website software on new server to make sure all the functions are working properly.
We expect everything to be completed within the next 24 hours.
Please note that our script was temporary set to NOT allow new withdrawal requests in order to avoid server-move-related database discrepancies. This restriction is now removed and users can request their payouts.
We apologize for making withdrawal requests not available for a few hours.
Thank you for understanding and for being a member.”

I’m glad to report that the prolonged downtime which the site of TradeContract (reviewed here) experienced due to their total layout change is over. The site is back online and to Paying status on my monitoring page and the admin apologized for any inconvenience which might have been caused to the investors by this scheduled downtime:
“Dear members, Our web-site design has been changed today. Our website was down 32 hours. Sorry for this inconvenience.”

As you might already know CentFusion is dead just after 10 days online. The payouts halted straight after the accusations of selective payouts. I remind you that my blog announced CentFusion on day one of its existence and was the first monitor that pointed out that CentFusion started paying selectively. And still many people invested after this warning was made on my monitoring page. So I urge you: please please pay attention to my monitoring page before investing in any program. Make sure that the program has a Paying status and don’t invest in those that are in the problematic section! In this way you will protect yourself from losses and can increase your chances for success. I must say that I was disappointed a bit with the longevity of the program and the strategy of selective payouts chosen by the admin of the program Derek but at least he was quite honest in the interview and warned everybody that CentFusion was just an HYIP game where there would be winners as well as losers. So you invested at your own risk! Remember that no program (especially the one like CentFusion with such a high ROI) lasts forever and you should play such short-term games very carefully. Anyway, if you joined CentFusion on day one I don’t see a reason why you were not in profit. The program was paying for three whole 3 day cycles and there was a very good chance to make a profit from this program. Of course 10 days is not a long time but if you look at the plans there was every possibility to be in profit with it. I hope you were among that group!

I would like to warn about investing in Youmilex, GrandTrade and Mountain-Mining. Despite these programs are still paying me and other small investors and monitors there have been many reports of selective payouts from them. So all of these semi-scams already has Paying Selectively status on my monitoring page. Please be aware of that and don’t put your money in them! You’ve been warned!

By the way, SurfBankers and Profitower which seemingly were from the same admin are both dead. Well, I don’t know what happened with the admin’s LR account because the pending payouts to LR were the main reason why the programs started collapsing. I think we will never know of this for sure. It’s time to move on!

Here is some important information for the members of StrictPay payment processor: the site will be down for about 6 hours on Wednesday so plan your work with them accordingly. This is the latest update from StrictPay administration regarding this:
“Our hosting company will be doing maintenance on our servers on Wednesday January 28th for about 6 hours total during the day. We have not been notified of an exact time for the maintenance to occur, but we are expecting it to begin sometime around 11am Central Standard Time. During the time the maintenance is taking place you will be unable to access the site, but you will be able to complete any transactions before or after the downtime. Please plan accordingly, and we apologize for the short inconvenience.”

For the last couple of days I was paid from the following programs: W-MTFund, Increaser, 24over7, Surfs-Ahoy, FXOIC, ANOI, InvestMonopoly, 7Inv, CapitalCorpex, UCGCapital, 2008-N, ResidualForexIncome, ImokTrade, Giant-Investment, CadillacVentures, GoldNuggetInvest, PanaMoney, NanoMoneyCorp, IntensifyFunds, SilverInvest, BestFXWorld, Youmilex, Mountain-Mining, AggeroInvestment, URInvest, BrainManagement, GrandTrade, EliteFundGroup, Pioneer-Fund, Olympex-Group, MajorBarter, HermisCapital, NordicMutualFunds and WorldFinanceCorporationGroup (the first payment received).

By the way, WorldFinanceCorporationGroup (or WFCG for short) is the newest addition to my HYIP listing. With such a rather loud name (but tells us nothing) the program offers two plans: 1% forever for small deposits starting with $0.1 only and 1.6% forever for the amounts of $5,000 and more. Forever term means that you will get your profit daily until you make a decision to withdraw your principal which you are allowed to do anytime (this is the main advantage of investing with WorldFinanceCorporationGroup in my opinion). Another good thing is that you can get $10 bonus on your first deposit if you decide to invest more than $100 in WorldFinanceCorporationGroup. The program accepts a wide variety of payment processors and launched just a month ago so I consider it can become a profitable one if you play it correctly considering the flexibility in withdrawing your principal at anytime. WorldFinanceCorporationGroup is allegedly registered in the Bahamas (yet to be verified), uses a licensed GoldCoders script and is hosted on a dedicated server with protection provided by BlackLotus. The review of WorldFinanceCorporationGroup will be published on my blog pretty soon so stay tuned for that and see you tomorrow!