Hi all! Today I have an interview with one of the better programs from the recent crop of HYIP sites I have come across. No mean feat it must be said, as there have been a number of good ones. The program is PrismoFunds and it’s being managed by admin Lize Orgega. I said in my original review (published here) that there are three plans in PrismoFunds. Lize’s explanation is slightly different saying there is just one plan with three variations. Either way an investment here will run for a term of 50 days, during which you will be earn from 3.5% to 4.5% daily on your principal which is not returned on expiry, but already factored into your payments. But why not let Lize explain how it all works first.

“1. Please introduce yourself to the readers of money-news-online. Tell us about your own role within PrismoFunds. Who else is involved in managing the program with you? What can you tell us about your experience in running an online investment program?

Hi to all of Paul’s Readers. My name is Lize Orgega. I currently reside in California (went where the sun’s out all year). I have worked the most part of my life as a Bank Loan Officer where I learned ins and outs in managing funds. From working all those years I met some now very close friends. Together we decided to open PrismoFunds and we each have our own role in operating it to the fullest potential.

I am the CEO of PrismoFunds. All my partners come to me when there are problems or good news. We have a team of five, one of which is me, who have been successfully operating PrismoFunds.

This is my first online investment venture. But that does not put a barrier against running PrismoFunds successfully. Together with our team of 5 we all put our skills together, and the results have been superb.

2. Can you give us some background information on PrismoFunds? How long have you been online? What are you realistically hoping to achieve by running this site?

The plan for PrismoFunds was born In the early months of 2007. Two of my partners, who have been working in the Foreign Exchange Industry had been very successful. So in 2007 and most of 2008, are team started to work in the ForEx Industry. With funds available now to sustain for many months, we have high hopes. We still do our trading 5 days a week and payouts 7 days. We can keep managing like this and last as long as are hopes.

PrismoFunds now has been online for 18 days! This is very exciting for us. When we officially launched our site we had huge hopes. We can say that our hopes have come true. By continuing to have our members support and successful trading we can achieve our goal for members. We want all members to keep making daily returns from our trading. Many members are asking us for higher ROI plans, but with our trading our plans have been set for perfect money flow. Adding a new plan with a higher ROI will just make PrismoFunds unstable.

3. For those unfamiliar with online HYIPs can you explain how the process works? From the moment I decide to invest in PrismoFunds to the moment I get my first payout, what happens? What do I need to do first if I have never been involved in this industry before?

Those that have never worked with a HYIP being used by the GoldCoders script, I will now give you step by step instructions from signing up to cashing out.

1) You first need to go to either your friends referral link or signup at this link: https://www.prismofunds.com/index.php?a=signup

2) Once all fields are filled out and your account is activated you can now make deposit. First log into your account you just created. Then to make an investment, go to “Make Deposit”.

3) Choose the amount you wish to invest and the payment processor in which you will use. Then click spend.

4) Once this is done you will be redirected to your choice of e-currency to make the deposit. Once done you will be sent back to your account to see your deposit.

5) Each day log in to your account (24 hours after deposit) to see your earnings. You will be able to cashout your daily 3.5-4.5% to the e-currency you deposited with. To do this, click the Cashout Link.

For all new members you can use this guide to get you started. If your deposit wasn’t added instantly or you need further assistance you are welcome to email me or chat with me on live support.

4. According to your homepage “The key to success we believe is letting all members know what is happening behind the scene”. So what exactly is going on there? After I have deposited my money, what happens to it?

Yes, we do think this and have been more than happy to tell our members what is going on and how the support is. Well both are Amazing. Our team is worldwide, meaning we give the fullest support and can keep our trading going around the clock. Though trading is not done on the weekend.

To start, once your deposit is added, it is left in our accounts for a minimum of 24 hours as we keep the cashflow perfect. Once more returns are sent in from our trading we continue trading more. All deposits are audited and kept on file in the event of someone’s account not getting credited automatically.

5. What are the investment plans you are offering investors? What are the minimum and maximum amounts to invest? What payment processors are you currently dealing with? Are payouts automatic or do I need to request them?

We offer one plan with different returns depending on how much you invest.

-“3.5-4.5% Daily for 50 Days”

This plan includes your principal in your daily interest. So the return on each of the investments is ranging from 175-225%

The minimum to invest is a reasonable $5 and goes up to $25,000 for serious investors. We offer many options for our members to invest with, such as; LibertyReserve, PerfectMoney, SolidTrustPay (Verified), StrictPay (Verified) and EcuMoney (Silver Verified). Payouts request are not automatic. You need to request your daily payout. We will get it and manually send it to your account. We have chosen not to use API. This is too risky for our members. And we have done all we can to keep everything safe.

6. How secure is the program’s website? What measures have you taken to protect yourself from malicious hacking attempts and DdoS attacks that are so prevalent in this business these days. Are you hosted on a dedicated server? Who is your hosting provider and what script are you using? Are they reliable service providers? What about spyware and anti virus protection?

PrismoFunds is very secure. This is one issue where our team have given over a lot of time to. We will never risk our member’s money to hackers. Our site is hosted on a Staminus Server from KODDOS with Full 700MBs Dedicated DDOS Protection. Along with the dedicated server we added SSL Encryption. This will keep your information secure on your side. All our passwords used are picked at random by password software generators.

PrismoFunds is setup with the GoldCoders script which is licensed. For those that may have concerns about this script can be happy to know that we have secured it even better than it came and all known backdoors have been fixed.

Also, all of our team’s computers have been secured from viruses and spyware. We installed top rated antivirus and spyware software on each computer used.

7. How have you been promoting PrismoFunds so far? What advertising strategy are you using? How big a part have the existing members played in this? Are you satisfied with that level of support? Could anything be done to improve on this?

In the first week of PrismoFunds we did a big advertising campaign. We first started by adding a good number of monitors. We then decided together that we would start out by advertising on a few monitors and then in 2 major forums, TalkGold and DreamTeamMoney. This was a very good strategy we came up with. Now just a few days ago we bought advertising in MoneyMakerGroup Forum.

All 5 of us working for PrismoFunds are more than satisfied with the performance and support in which all members have given us. As with all companies and programs everything could have improvements. But so far we can say all is going smooth.

8. Are you pleased with the progress and growth of PrismoFunds to date? Can you give us any statistics regarding the membership numbers to date and the amount of money in active deposits?

Yes, I am very pleased with the progress. We knew when we launched that High ROI get more popular than Low, But again those have unstable plans and higher risk. So with our Low ROI we are happy to say we have 324 members. Regarding the active deposits, I have talked with my team before we launched and we have decided to keep this information private.

9. I’ve lost count of the online programs claiming to be involved with ForEx and universally claiming to me making huge profits. None of them have ever offered a shred of independently verifiable evidence to prove any of it. Why should I believe your site and what proof can you offer?

Our team is putting together a sub domain where each member will be able to access it in there member area to see the weekly returns from our ForEx returns. As for believing in our site, we are giving our fullest support and honesty. We may understand why you ask this question. But in time you will see the stability ForEx provides.

10. What level of customer service and support do you provide? What is the most effective way to communicate with you if I have some questions? Do you have live chat or telephone support?

Since the start we have been offering Email Support, Forum Support and even Live Support. If you have an urgent problem or just need some assistance then the best way to reach our support is through Email. Within a couple of hours your email will be reviewed and answered promptly. Yes, Live Support is an option too. If you happen to see me online, feel free to get your answer there. Currently we do not have Telephone Support, but maybe in time we will add this.

By the way, you can also leave a question in the forums. I check hourly to see if any members need assistance.

11. There are a good number of decent HYIPs around at the moment. How would you summarize the advantages of investing with PrismoFunds over any other program to those investors who remain undecided?

Yes, there are. And we are glad to be a part of the excellent HYIPS. It takes full support, for your future members having questions or from your current members needing assistance. Either way you should always invest in a site with a supportive admin like me. Aside from the support I give, I also have given everyone a change by having 5 payment processors. Why keep investing in sites which only give LR and PM. And even some HYIPs are forced to close because of LR having issues. But that’s not a problem for a stable site like PrismoFunds.

From the beginning I set out to get the trust and support needed to make PrismoFunds successful and have reached the goal.

12. And finally, what of the short term future for PrismoFunds? Can we expect any new developments in the coming weeks? Will we see any changes? How do you intend to keep PrismoFunds at the forefront of such a competitive business?

I do have a few ideas I am thinking about. Soon time will say if I decide on them or not. I will always keep my members updated in newsletters on current issues or future ideas I will add. But some definite future plans for PrismoFunds is that I will start more advertising for PrismoFunds. For now no changes to design and script are planned. But to keep the edge on PrismoFunds we will keep giving excellent support and start advertising on major sites with good traffic.

Not related to the question, but I would like to thank you Paul for such a grateful welcoming of PrismoFunds. It’s a great pleasure for me and my team. By the way, amazing blog you have here. Keep up the good work!”

Well so far so good for PrismoFunds. All I can really say here is to echo the point I made in my original review and reiterate that programs such as this one are typically more stable and in the long run, ultimately more profitable than their higher paying competitors. There are various reasons behind all that of course which I’m not going into here, but another positive aspect of PrismoFunds is the amount of groundwork and research gone into the project. The security for instance but also of course the use of verified payment processors. It’s not a difficult thing to do but all adds up in the end to make a better more dependable program. Competitors take note!