Hi all! As you may remember from yesterday’s post, a couple of new programs have come my way recently. And also I suppose long term players in this industry will agree with me that there is always a huge amount of uncertainty surrounding even the most stable of programs. Sometimes it’s entirely justified. Other times it’s groundless over reaction, if not downright panic. More about that later in the news update, but my point here is that even the most (or especially the most) experienced investors among us need constant vigilance over our portfolios and need to be almost permanently making adjustments to our plans, dumping the stale ones before they collapse, and replacing them with new and vibrant ones that still offer some good opportunities. At least that’s what you have to do if you are serious about earning a proper living from this industry. There is no such thing as a passive income, not in this business anyway.

The point I am really trying to emphasize here is that you should always keep someplace for diversity in your portfolio, because as sure as night follows day, you’re gonna be glad of it eventually. So with that in mind, today I want to take a closer look at a program I first mentioned last night called TraderSolid. Let me say from the start that I liked this one immediately and I’m going to tell you why here. You of course need to form your own opinion but it wouldn’t hurt even the skeptics to keep at least a small deposit here to see how it might develop.

So what are the plans? There are two main investment plans available from TraderSolid with three variations in each. Both plans return your principal on expiry. The first one runs for 30 days so is what I would describe as medium term (in the HYIP world). There is a variable rate of interest, payable per day, with the amount based on the size of your deposit. Interest payments range from 2.4% to 3.2% with deposits starting at a minimum $10 and maxing out at a cool $50,000. So let’s take an example from what will probably be the most popular variation. If your principal is between $10 and $2,500 you will earn the basic minimum of 2.4% daily. So for a theoretical spend of $100, that will earn you $2.40 per day for thirty days. That means you won’t actually break even and see a profit until expiry as the term will finish with you having amassed a total of $72 in interest payments. This can be considered your profit as your initial hundred should now be returned.

The other two variations here are for bigger spenders and if they interest you I suggest you do a lot more research here. For information purposes the include a daily payment of 2.8% on deposits between $2,501 and $5,000. And finally for deposits starting at $5,001 up to the maximum $50,000 you are offered a daily payment of 3.2%.

The next plan runs for a term of 90 days so I guess I’d call that one long term. Just like the previous plan, this one also has three variations. Two of them might just be beyond the reach of most readers here, but the first one is quite OK in my opinion. The interest rates are again variable and again paid by the day. The first option will again cost you a minimum of $10 and you can spend anything up to $2,500. The difference this time though is that you will now be paid 2.7% per day. So if we take our imaginary $100 deposit again, this time we will earn $2.70 per day meaning we break even and see the first profit after 38 days, and complete the term with a total profit of $243. Your first $100 still has to be added to that figure remember.

The other two variations are, for the last remaining big spenders out there, 3.1% daily on investments between $2,501 and $5,000 and 3.5% daily for amounts from $5,001 and $50,000. Anybody serious about spending that kind of money and expecting any guarantees, I suggest you speak to a lawyer or an accountant first. Or possibly a psychiatrist, lol!

The accepted payment options are the standard HYIP fare. TraderSolid accepts only LibertyReserve and PerfectMoney at this point. Now usually I would say it’s a drawback to have plans that are beyond the financial means of a large section of your targeted audience but in this case the the main options that will interest most of you is perfectly realistic, achievable, and sustainable all by itself. So I’d kinda let it go this time about the other options being less affordable. If you are a risk taker though, and you can afford to spare that little bit extra, I’d be inclined to take a very close look at the second variation of the 90 day plan. It could prove to be very tasty. I can’t spend your money for you of course, and it’s your call, but if you feel the reward is worth the risk then check it out. One other thing I almost forgot to mention is that if you are joining with $250 or more there is a very sweet bonus to the tune of 7% added to your account. This is not a permanent feature by the way, so get involved now if you want to take advantage.

As for security, TraderSolid has decided to go with the very best in hosting providers. They are on a dedicated server with BlockDos, and if anybody reading this knows anything about the technical side of this business, they know that I don’t have to say another word about this. BlockDos are the best by a country mile and there is no better option. The level of protection from DdoS attacks is just stupendous. The script is nothing to complain about either, being licensed from GoldGoders. Customer support comes via the usual e-mail ticketing system and in this case a telephone number listed as being from Chicago in the USA. I must admit that this time I didn’t even bother trying it out as phone support never seems to work in this business anyway, and this time I believe the number actually belongs to a licensed call forwarding service. Meaning that you can rent the number but not the actual line from anywhere, e.g you could live in let’s say France and have people reach you on your own phone, despite the number being American. Plus the fact that these activities are at best shall we say on the fringes of legality in the USA so I doubt anyone will publish an actual traceable address and number.

So I suggest you take TraderSolid for what it is. A regular HYIP. But a good one. Sure there are one or two drawbacks, e.g lack of choice with the payment options, but the admin has compensated somewhat by appealing to the lowest common denominator, i.e our wallets, with the 7% bonus. As I said at the start, nothing is permanent in this business and the need for diversity is always with us. TradeSolid isn’t a bad place to start diversifying and as usual with such programs, you can feel a lot more confident about seeing a profit if you join from the start.

Other news for today.

Ok, there were a lot of things that happened today but I would like to start with Hassan-Al-Fadi site. This is the email I received from him today:
“Hello dear investors, it seems like my idea to come online was not the best idea. PLEASE DO NOT INVEST ANYMORE AT ANY OF MY SITES!!! I tried to redirect my sites. One day later the hacker changed the sites again! IT is not safe to invest with me at this moment. And I am very sorry.
Many Investors got they principals back and even when the hacker changed the LR account the first time I tried to pay all of them… But it seems like my old employee has installed a trojan or virus on my computer. He is the one I trusted. I am sorry I have not much computer skills. All STP investors are fully refunded already. Just one is missing. I am willing to talk to Paul on the Phone when I am back in Doha. Or Dubai. Or in the UK. I tried my best but all funds who are on the accounts will be refunded. STP issue is as followed. The hacker changed my details. Tried to verified himself. At this point he did not change passwords from my old email address so I changed the password and I refunded my investors… why should I do that…? I opened new accounts and it will take a few days to fund them.
But I must say StrictPay is really helping… LibertyReserve is not helping at all. PM is trying they best but the support is slow, no phone support and nothing. LR gave the Hacker time to remove all funds and when I’ve access to the account again I guess it’s empty. I am happy i did not keep a big amount on LR as I never trusted it since i heard a lot of stories.”
Well, I would like to believe this story from “Hassan” (the email was sent from a different email address than the one I used to communicate with him). Unfortunately I heard such stories so many times that it seems hardly believable to me. Sorry for that but you shouldn’t have started your own program if you don’t have even the basic computer skills or are so light-headed like “Hassan”. So it seems somebody hacked everything now including Hassan’s accounts and email address. Well, does this sound kinda lame to you?
The real story would have sounded for me this way: “Sorry, but I wasn’t able to withdraw all the money from SP and STP accounts so I made up this story and sent a warning to payment processors with the request to refund the members by what it’s left in the accounts. So I will maintain my image of a great admin who really cares about the members. And who knows? Maybe they will be so stupid to join another program which I’m going to launch really soon. As for LibertyReserve, well, I will keep the money and pretend to be hacked because I know that LibertyReserve will never reverse any transactions and will not freeze my account like STP and SP might do. So I will probably keep the thousands from LR and play the victim game.”
Does it sound more like a truthful version to you? For me it sounds more realistic as I don’t believe such stories. Sorry to disappoint you, admins!
Here is another warning: please don’t go to any of Hassan-Al-Fadi sites as my antivirus sent me a warning regarding a dangerous virus it discovered there. If you go there anyway you might have putting your payment account details in danger. So you have been warned and another case of scamming has been closed.

As you might remember a similar situation with some dangerous software installed could be seen in the Uncle-Dollar site. The admin was deaf to my requests to remove the malicious software from his site and it’s no wonder because the program stopped paying a couple of days ago. I just found out about that and moved the program to Not Paying status already.

Regarding ImperialFinances, I’m sure it’s gone for good. Somebody asked me why I think so because some investors are continue to get money to their STP accounts. Well, these selective payments cannot be considered as a sign of recovery because they probably weren’t able to withdraw all their money from STP and so they are continuing to pay the members to avoid any complaints to STP which will lead only to one thing – closing the account and freezing all the funds left in them for subsequent refunds to members not in profit. Possibly being aware of that these sneaky tactics are nothing more than an attempt to make the members shut up and continue to withdraw the money from STP accounts. So I suggest you not to deceive yourself even if you’re still getting paid from ImperialFinances. The program will stay in Not Paying status on my monitoring page.

Somebody suggested that PrismoFunds (reviewed here) is also gone because their site is inaccessible for several hours already. Well, I don’t think so and I consider this as a temporary technical difficulty. And this is why. PrismoFunds kept paying till the last minute when the site disappeared so I can’t see the reason why the admin paid at all if that run-away was planned from the beginning. On the forums I also haven’t found any bad votes so far so I would consider this as a temporary issue until proven otherwise. Of course, I contacted the admin of PrismoFunds and requested an explanation of this inaccessibility and I will update on my blog once I get a reply. For now I have moved PrismoFunds to Waiting status on my monitoring page and I hope it is done just for a short time.

The program that really made me feel good last night is SteadyGrowthInvest (reviewed here). The thing is I got paid from my plan 105% after 2 days. As you might remember from the review I decided to test the program with 130% after 10 days plan as well. So I decided that if I’m gonna get paid in 8 days I will add the program to my Personal Favorites list on the monitoring page. I think SteadyGrowthInvest deserves it.

By the way, I decided to make some changes in my Top 5 Rating of the programs which you can find on my monitoring page. Recently I received some complaints from the members of GoldNuggetInvest (reviewed here) which seem not to be replied to regarding their issues. The issues include mostly not crediting the accounts for some days. I know that it can be excusable since the program is now changing servers to more powerful ones and probably they are all very busy about it. Although I think that ignoring some members’ justified requests still isn’t really excusable. As you may see now the site of GoldNuggetInvest is not accessible now with the sign placed instead:
“We are busy updating our site for you and will be back soon“.
In addition, the official email from GoldNuggetInvest‘s administration has been sent to the members informing them of the downtime:
“As announced in our newsletter, our server will be changed to a more robust and protected Enterprise server with BlackLotus.
This change is imminent now and thus our site will not be accessible in the next couple of hours.
We apologize for any inconvenience this may cause. Please not also, that there might be accessibility problems in the next 24 hours due to DNS propagation.”
I would like to mention that I myself have absolutely no issues with GoldNuggetInvest and am still getting paid in a timely manner. I don’t want to spread any rumors as I think that the program is strong enough and can last for a long time. But taking into consideration some support issues which should be addressed sooner or later I don’t think the program currently deserves to be in #1 spot on MNO monitoring page anymore.

SilverLodge (reviewed here) might be another contestant that could get #1 spot on my site. Unfortunately, today I received some complaints from members stating that their withdrawals to SolidTrustPay were marked as Paid in their account history in SilverLodge while they haven’t actually received their withdrawals yet. I don’t know why this happened and I really hope that the admin of SilverLodge Louise (interviewed here) will solve these issues as soon as possible. The worst thing of all is that something probably happened to his email address because I haven’t received any reply from him for the last couple of days. I’m not sure if it’s a warning sign or email issue and I don’t want to draw any premature conclusions from that. The fact is that while usually responsive, Louise stopped communicating pretty abruptly which strangely coincided with STP withdrawal issues. I got paid to SolidTrustPay today and don’t have any complaints about it but I think Louise should pay urgent attention to all the withdrawal issues before it’s too late. In addition to this, I haven’t got any email confirmation from Louise regarding out tomorrow’s supposed meeting in London nor has he called or texted me yet. There is still hope that the meeting will take place but the chances are pretty slim in my opinion. Analyzing all the recent events happening with the program I think SilverLodge is not worthy to be in the Top 5 on my monitoring page so I moved the program down on my list. However I hope that the issues with STP will be resolved and everything will be back to normal.

But which program is #1 now you might ask me? Well, it’s definitely NovalexFinance (reviewed here). Started more than 6 months ago it has come a long way from first unfairly being associated with the Tradelite scam till now when the program got properly licensed in Panama, added two more payment processors and the Comodo certificate, introduced phone support, allowed depositing via Bank Wires, having a website translated into several languages and protected by the leading hosting provider BlockDos. Yes, it was a long and hard journey to the top and any program would be proud if it achieved the same heights as NovalexFinance which by now has definitely become one of the most popular programs online in the year of 2009.

So what is the secret of NovalexFinance‘s popularity? In my opinion it’s mostly because of the simplicity of the program which will allow you to invest even if you’re a complete newbie. Really, to invest into NovalexFinance you simply have to have a LibertyReserve, PerfectMoney, StrictPay or EcuMoney account (remember that you should have at least $50 in your ecurrency account to make your investment in NovalexFinance). Then without any need for registering you should simply go to the “Investing” page, choose the currency (deposits are allowed to be in dollars or euros), choose the investment amount (the minimum is $50), choose the payment method (specific e-currency or bank wire option), enter your email address (please use your real email) and click “Submit” button. After making the payment to NovalexFinance via your preferred payment option you will be redirected back to the site where you will see the “Success” page.

Also the details of your payout will be sent to you via email so you will get the necessary confirmation which you can use for the communication with the admin should any problems arise. I doubt that you will have to do it though because for my long experience with NovalexFinance I had absolutely no issues with the payments which worked like clockwork: you will get 100% of your deposit back on the 30th day followed by your deposit date and 100% of profit – on the 50th day. And that’s it! No need to request anything, no need to worry! NovalexFinance will pay you 200% on your deposit no matter what. I myself am now on my 4th cycle with NovalexFinance so I doubled my money three times already. So for those of you who didn’t join before now they really missed a good investment opportunity. But I think after more than 6 months online NovalexFinance only became stronger and more reliable so I suggest you to check it out if you haven’t done so yet. The program really deserves Top #1 spot on my blog as being one of the most profitable and reputable programs of 2009 recommended by all the top blogs and forums.

I think that is all for today except the list of programs that paid me. So they are: SilverLodge, PrismoFunds, NovalexFinance, SteadyGrowthInvest, GeniusFunds, EdwardBrownInvestments, Treckswana, HighRiseFinance, OakCash, ForexExperts, GearsOfProfit, CascoFunds, NorthBizz, Poplans, USDozen, FlowBroker, EwoCapital, PanaMoney, NanoMoneyCorp, DamexTrade, Ivy-Castle (the first instant payment received) and TraderSolid (the first payment received). See you on my blog tomorrow!