May 20th, 2009 Archives

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THE PROGRAM HAS STOPPED PAYING! PLEASE STOP INVESTING!

Hi everyone! As I already mentioned a couple of days ago it’s a busy week for money-news-online with a number of new programs to be reviewed. Probably the cream of the crop I’d say is Fexity. Certainly the most interesting anyway. It’s a short/medium term HYIP and let me say from the start, this one can go far.

I know I usually start with explaining the plans. I’ll get to that in a moment but first let me give a brief summary of how to first become a member. The first thing I noticed about Fexity is that it’s running on a customized script. That, and the fact that at first glance it may look a little overly complicated to those new to this industry, might leave some scratching their heads in puzzlement. Trust me though, having read through everything on the site myself, there’s really nothing too difficult here. The most unusual thing about it, and this caught even me off-guard, is that you are required to deposit before getting your registration details mailed to you. Let me give you a simplified version of it here.

The first thing you need to do is go to the investment page. There you will be asked for your personal details, i.e username, e-mail address and the like. Next select from the payment processor options that are available to you (LibertyReserve, PerfectMoney, or StrictPay). After choosing how much you wish to spend and depositing, you will be re-directed to a page that confirms your transaction. And then? Simply go and check your e-mail inbox for your confirmation and password details. Sort of a slightly backwords way of doing things but if nothing else I guess it pretty much cuts out the idea of having inactive members.

And so to the plans. There are two of them available in Fexity and they offer you a choice of either daily or weekly returns. Both are profitable while remaining realistically achievable, and both offer a bonus added to your principal. More about that in a moment but starting with the daily plan, it runs for 15 business days, Monday through Friday, and on investments varying from a minimum of just $5 up to a maximum of $10,000 you will be paid a rebate of 2% per business day. So remember that it will be 21 days before the plan expires and during that time you will be paid on 15 of those days. So how about a practical example? As usual I will take a nice easy number, $100. For this investment you will get a daily payment of $2 per day, 5 days per week, for three weeks. Meaning you complete the cycle with a total profit of $30 on top of your principal which is then returned.

If you prefer a more profitable (and ultimately more risky) option then check out the weekly plan. Similar in many respects to the daily plan, it too has a minimum and maximum spend limit of $5 and $10,000 respectively. And it also runs for 3 weeks but this time offers you 3 weekly payments of 15% on your principal. So if we put our imaginary $100 in here we get a weekly payment of $15, and racks up a total $45 profit on expiry, with our principal returned after that.

A couple of other quick points about the plans is that the payment options (as I already mentioned) currently consist of LibertyReserve, PerfectMoney, and StrictPay. But two other features that are sure to make Fexity a very attractive all round package to investors include first of all that you can withdraw from the program at any time you want and request your principal be returned. This is (of course) done for a fee, but compared to other programs that have a similar feature, Fexity returns your principal for a very reasonable fee of just 10%. It’s also noteworthy that this is quite a rare feature among shorter term programs such as this one. And by the way, there is no need to request your payouts. They are made automatically. In the daily plan they are made on weekday evenings between 20.00 and 22.00 GMT. And if you are in the weekly plan, payments are processed at weekends.

The other feature worth mentioning is the added bonus paid to you principal by the admin of Fexity. Anything from 5% to 35% will be added depending on the size of your investment. Sorry that I didn’t include this in the example I gave you above. The reason is as this is just a bonus, I do not know how long it will be available for, so I would prefer if you did not go demanding it after the offer expires based on the review you are reading here. The best thing to do with bonuses is to treat them like what they are. As a bonus! See the Fexity website for more details on that, and also remember that it’s an added incentive to join early. Which is always the best course of action in a program like this.

Moving on to security, Fexity has obviously been well planned in advance. It’s running on a custom designed script which is as good an indicator as any of the amount of work done on research and planning, as well as the more obvious indicator as to the quality of the program and the commitment to security. It’s also hosted on a dedicated server with all the benefits that come with that. The design is quite professional. I’d like to say it’s easy but I’m still getting used to this unique layout. But it’s nothing too difficult, and your private member’s area contains all the information you will need regarding your account and your transactions.

The final feature I want to mention about Fexity is the level of customer support. Now let’s not get carried away, I know it’s barely running 72 hours, but so far just one word springs to mind. Outstanding. I cannot overemphasize the importance of this. Sure I know it’s the profit that motivates us as members to join, and sure I know the security is of absolutely vital importance, but without the right admin behind the scenes, all of that means nothing. The admin here is Juliette and she may just prove to be Fexity‘s most valuable asset. She has been courteous, professional, and very thorough in her efforts to deal with all issues thrown at her by me and the other members so far. You can contact Fexity via an online e-mail ticketing system and also via a live chat function.

If I had to choose one drawback, and no disrespect to Fexity here but there’s always a drawback, it’s their claims of trading on Forex markets. Sorry but I’m too long in this business to not be skeptical. Nothing to do with Fexity of course, I say that about all HYIPs until they prove otherwise. For one thing their “knowledge point” page offering an explanation of some of the technical language used in ForEx trading is a straight copy/paste from another source. Of course that’s just an all purpose guide to the terms involved in that business, and Fexity never claimed to be the original authors. All that stuff essentially remains at your own discretion anyway. But let’s not finish on a bad note. Hopefully Juliette will agree to an interview soon and I’m sure we can have a few words about this and other aspects of the program. The rest of the text is totally original and Fexity is an otherwise excellent short/medium term HYIP. It has good solid sustainable plans that are both affordable to all and profitable too. I see no reason that you will not see a handsome profit by joining at the right time. The right time is now by the way.

Other news for today.

Let’s start today’s news section with GeniusFunds‘ announcement regarding the introduction of the Spanish version of their site:
We are happy to announce the introduction of Spanish web interface for our web site. You can choose between Spanish and other languages using a drop down menu located in the upper right corner on any of the web site pages.
Well, another step has been taken by the administration of GeniusFunds to expand their site to all who may not properly understand English. I believe with so many languages available GeniusFunds can only remain the perpetual success story that it’s always been for the last several months. I remind you that GeniusFunds is one of my favorite programs and it has two investment plans: 1%-1.9% daily and 6%-9% weekly. More details on GeniusFunds can be read in my review published here. Since that time the only significant change noticed by me was that they added AlertPay and PerfectMoney payment processors to the already existing options of SolidTrustPay and LibertyReserve.

As I mentioned yesterday GoldNuggetInvest (reviewed here) have scrapped the Daily plan and keep only the Weekly and Weekly Rollover plans. However it seems some people just can’t solve the problem of not receiving their PINs anyway as even by registering and getting a Gmail account they can’t login and change their details anyway because the PIN is being sent to their old email address. In this case you’re advised to contact the admin of GoldNuggetInvest Robert (interviewed here) and tell him your issue. I’m sure he will help you out and as it seems the support ticketing system is not working properly now (many readers told me that they are not receiving replies to their tickets at all) here is Robert’s email address in case you don’t know it yet: goldnuggetinvest@gmail.com

SigmaTral site which I ‘m going to review on blog soon and which is paying 1%-1.5% daily and 10%-12% weekly finally added SolidTrustPay after the payment processor successfully verified their account. It happened earlier than was expected and the admin of SigmaTral has already sent the good news for the members of his program in the first newsletter published below:
Welcome to SigmaTral, we are glad you decided to become a member. We look forward to working with each and every one of you. We have not yet been online for 24 hours but the member and forum support is simply amazing. We have dedicated many months putting together our site beside the fact our team also working together for many years now. Together we will work around the clock for your support as the team is worldwide.
Well, to start off with our first news I am pleased to announce to you that SolidTrustPay is now accepted. We are glad this took a short time, to waste no time for our members waiting. We now accept a total of 5 payment processors, and they are: LibertyReserve, SolidTrustPay, AlertPay, PerfectMoney and StrictPay.
Also, if you experience the site loading slow, it is because the server is under maintenance. We keep close communications with our hosting provider and just would like to also inform you on the maintenance. SigmaTral should be running smoothly again soon.
This is all for today, and again we would like to welcome all members to SigmaTral!

Some good news came today from NorthBizz site (reviewed here). It seems that from now on they are now incorporated under British law and have their own address in London. I’m now sure if it means anything positive as we know that SilverLodge was also incorporated although they don’t work from their London office. So unless I can verify this info by visiting their office in London I can’t say that I’m truly excited about this either. Anyway, I will try to arrange the meeting with them and we’ll see if they agree to do it:
We are happy to announce you NorthBizz Ltd registered as a legal company in England and Wales with number 06910628. You can verify the details using UK Company House website at http://www.companieshouse.gov.uk
The improvement continue… Good Luck!

It’s not all news from NorthBizz program though. Together with quite fast payments and wonderful performance during almost 7 weeks I have been monitoring them, they continue to develop their site further. So today they obtained a Comodo seal which stated that NorthBizz is located in Malaysia. Well, I must say that is quite strange giving the fact that they are now incorporated in the UK. Anyway, I guess I will request an explanation from them in the near future and update you on my blog regarding this:
COMODO has validated NorthBizz Ltd identity and status. The COMODO trust logo located on Right-Down side corner of our website. We always try to increase our program security and members trust. The program security and stability is our main priority.

Many readers contacted me today and asked what happened with the site of the popular investment program AsianInvestGroup (reviewed here). I was concerned about this downtime as well but today I found an explanation from the admin of AsianInvestGroup published on a major forum which stated that the downtime is a temporary thing and the site would be back up soon. So we can only hope that AsianInvestGroup will be online soon:
Our hosting provider experience some broken connection problem. Should be back online soon. Thanks for your patience.

I have decided to postpone the review of TheDollarDiggers program despite the fact that it’s paying me daily. I made this decision myself and the admin of the program Thomas supported me. I will not review TheDollarDiggers until the Full Launch stage which is planned on June, the 1st. So far the program is working in so called Soft Launch regime meaning that only small upgrades up to $200 are allowed to be made. So far the plan utilized in TheDollarDiggers program is 2% for 15 days of surfing with the daily payouts and returning the principal on expiry. Some changes might come before the launch so I think it’s more rational to postpone the review of TheDollarDiggers for a while. In my honest opinion the admin of any program that is starting with such low amounts really has stability and longevity of his program in mind first and foremost and I definitely like this approach.

As you might FlowBroker (reviewed here) introduced a new compounding plan yesterday paying 3% for any deposit (minimum $15) for 100 days with principal return on expiry. Today the admin of FlowBroker announced another bonus (added to your deposited amount) and this time he wants to entice only large investors – those brave enough to deposit more than $500 into FlowBroker. The deposit bonus is only available for the next 5 days:
Special bonus available again, we offer 25% deposit bonus for royal investor (Minimum investment $501 on all plan). Bonus will end 25 May 2009.

It’s almost a tradition by now that the new promising programs are becoming a perfect target for scammers. As you know one of the most infamous scammers is hyip365 which doesn’t hesitate to trade positive votes and try to discredit those admins who refuse to pay them by posting bad votes on famous monitors and forums.
LonixFinance (reviewed here) became another victim of that team of scammers so if you see any bad votes submitted for LonixFinance be aware that they might be from this group. I appreciate the admin’s decision not to pay them because such “activity” should be stopped. This industry are full of scammers anyway and we can’t allow further confusion with fake votes. By the way, I got another fast payment from LonixFinance today.

Other programs that paid me today include: NovalexFinance, EwoCapital, TheDollarDiggers, GoldNuggetInvest, GearsOfProfit, ForexExperts, USDozen, TraderSolid, GeniusFunds, MajorBarter, Ivy-Castle, CascoFunds, PanaMoney, SigmaTral, InvertsmentForge, Fexity, NanoMoneyCorp, EnscoOffshore, SteadyGrowthInvest, HighRiseFinance, OakCash, NorthBizz, EdwardBrownInvestments, DamexTrade, Poplans and UnitFX (the first payment received). Join me tomorrow for another review and the most recent updates from the industry! See you, guys!

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