Hi everyone! As a long time player in this business both as an investor and a blogger I have seen countless programs come and go. Some good, some not so good. But I am always on the lookout for new ones and a huge number of them come my way every week. The majority of them I would reject out of hand as low grade scams but almost all of them seem to have one thing in common. They all seem to repeat the very same nonsense about ForEx trading. Seriously, is that the only way left that anybody can possibly earn any money with anymore? So when a site like XagaEnterprise claiming an entirely new concept in generating cash for an HYIP comes along, well, straight away they have my attention. Whether or not I like it is another matter but at least you got me to look.

But in the case of XagaEnterprise, I do like it. I’ll get to their claims about how they’re funding the interest payments to the members in a moment. But first let’s start with the more important stuff that the investors should be more interested in. It’s a long term HYIP that’s online about seven weeks or so. While that’s not exactly brand new, as far as such programs go it can still be considered as recently launched. There is really very little explaining to do when it comes to the investment plans. There’s just one, and it’s so simple and straight forward you might find yourself reading over it again and again to make sure you didn’t miss something. For a minimum investment of just one single dollar, XagaEnterprise offers to pay you 1.1% interest per day, permanently. That’s right, it’s a perpetual program with no expiry date. It’s not actually specified as to whether or not you can withdraw your principal and leave the program which is one aspect of the plan that is poorly explained. I’ll take that up with the admin if he agrees to an interview in the next few days so keep an eye on my blog for an update on that. For the moment I am going to work with the assumption that you can’t withdraw your principal until the admin confirms otherwise.

The minimum amount to invest is as I already mentioned and the maximum is $100,000. It’s a blanket 1.1% interest no matter how much you spend, so at that rate you will earn your original principal back in 91 days and and start earning pure profit after that. The list of payment options available is reasonably good for an HYIP and they list StrictPay, SolidTrustPay, PerfectMoney and LibertyReserve as their preferred options.

I was aware of XagaEnterprise for a while but passed on the opportunity to join. I felt it was too far short of the finished article and in need of too many improvements. I’m pleased to say that most of those improvements seem to have been tackled head on and the XagaEnterprise website we see today is a vastly superior version to the one I first saw several weeks ago. The most vital improvements have been made in the area of online security and I’m pleased to note that they have completed the task of switching hosting providers. They are now hosted by the always dependable HushHosting with all the benefits that go with that. They now have a highly increased level of protection from DdoS attacks, although they remain on a shared server. The script is licensed from Neversay so it’s fair to say that’s also a sign of quality. It’s also got quite a nice design but one major criticism I would have is the lack of a FAQ page. It’s the admin’s choice I suppose but really it just increases the workload on himself by having to respond to simple queries he could address elsewhere. Customer support is available via an online e-mail ticketing system. Occasionally support is also available via live chat when the admin is online.

And so to their outside business interests. My estimation of XagaEnterprise went up anyway by virtue of the fact that they didn’t claim to be the latest in a long and increasingly tedious line of online HYIPs claiming to be buying and selling on the ForEx markets, so a bonus point for that. What they do claim is to be basically selling free gifts awarded to them by gambling casinos as a reward for their mistaken belief that the guys behind XagaEnterprises are somehow good and loyal long term customers of those casinos. I don’t know but I certainly hope it’s true. It’s not exactly illegal (at worst it might be a bit misleading) and hey, who can deny how good it feels when a regular guy manages to squeeze a few bucks out of big business instead of the other way around. I doubt the owners of those casinos would be best pleased to find out, but I tend to doubt most working folk will have a lot of sympathy for those guys. Anyway I won’t go on about it too much here as it’s all explained at length in the XagaEnterprise website, where you will also see several screen shots to help back up their claims. You can make up your own mind about it but I think why not? I mean it’s a lot more believable than the claims made by 95% of other HYI programs. And it’s all very elaborate, especially when you consider that if there was no truth in it there would be easier lies to tell and easier ways to convince people.

All said I’m mostly positive about this one. The fact that such extensive improvements were carried out tend to indicate the admin is some way serious about establishing a good program and all claims of how they fund it aside, even if it was a pure new investor driven HYIP, the low ROI means that it would still be perfectly sustainable for some considerable length of time. One to watch I think, and despite room for one or two more improvements (dedicated server, FAQ page) this could definitely turn out to be a big hit if managed properly.

Other news for today.

The main news for today came from a payment processor. If you had to log into your SolidTrustPay account today you might be surprised by the recent changes in the layout of the site. Actually, this change was announced by SolidTrustPay management several days ago but obviously there was some delay that prevented them from launching the renewed site earlier. Now we all have to adjust to the new interface and new functions but I’m sure these and the planned upcoming future changes will only make SolidTrustPay a better and more convenient payment processor for online investors. This is what was reported on their site regarding the current re-design:
“Welcome to our new Site Design! We have just launched Phase 1 of our scheduled upgrades and features.
This represents Phase 1 of 3 Phases with each phase adding more and more features and options for STPay Members and Merchants! The site will go into maintenance mode within the next 24 hours so that we can upgrade to the new script. We thank you for your patience and are sure you will be very pleased with the new look and features.
Phase 1 includes the TrustCard Security Product. If you have your card already you will be prompted for your codes when required. Visit the FAQs and TrustCard link for more information.
A new benefit to members is the inclusion of our corporate Beneficiary Policy. If you would like any funds either present or expected, to be part of your estate, visit the new My Verifications area which you will see in the new design. STPay is unique in the processing industry in offering this option to its members.
Merchants – please check the availability of the site BEFORE doing any mass payouts. We recommend waiting until the new design has launched some time tomorrow and then completing your payouts at that time.
Be sure to check out the new Earn, Play & WIN area on the new site – a bit of fun for everyone.
All the staff at SolidTrustPay wish to thank you for your business!”

I have successfully completed my first full 8-day cycle in UnitFX (reviewed here) and redeposited into another 8-day cycle. This time though I picked 130% after 8 days plan instead of 15% for 8 days (120%). There was absolutely no issues with UnitFX during the first 8 days since I started to monitor it and I’m quite confident that it can last longer. The main advantage of UnitFX in my opinion is direct payouts to your LR or PM accounts so you don’t have to request anything.

I have received a warning from a reader today regarding the HighRiseFinance program (reviewed here). He gave me his details and asked to verify that HighRiseFinance hadn’t paid him for the last 36 hours. So I logged in and saw that it was true. I have contacted the admin of the program already and I’m currently awaiting his reply. As far as I know that man hasn’t been paid yet, moreover it seems all his withdrawal requests were moved back to his balance. I don’t know what the reason for this is as me and many others continue to be paid from HighRiseFinance (I have received my latest payment today). Although I won’t tolerate selective payouts so I had to move the program to Paying Selectively status on my monitoring page and would urge you to hold off from depositing there for now. Maybe it’s just some mistake and the member will be paid soon, but until then it’s always better to exercise caution.

CascoFunds is obviously gone by now and I have moved it to Not Paying status on my monitoring page. However it’s still sending scamming emails like this:
“Dear CascoFunds Members, All members who invested in our SPECIAL PLAN are already PAID!
But now we got even better offer for you: GET 200% IN 3 DAYS!
This opportunity will also not last long, so you must react quickly.”
If you see something like this in your mailbox delete it immediately and of course don’t send any money to scammers. You’ve been warned!

I have joined another program today which I’m going to review on my blog pretty soon. This time this is OrybFunds who modestly describe themselves as nothing less than a “Revolutionary HYIP and Autosurf hybrid”. Well, I must say that their script is actually original and I’ve never seen it before. The admin of the program told me that the script was uniquely developed for their program and that it was built specifically for their type of HYIP/Autosurf program. I’m going to discuss the program in more length on my blog tomorrow but today I wanna just have a quick look at it. Ok, the minimum to invest in both plans is $10 and unfortunately only LibertyReserve is currently accepted (hopefully the admin will consider adding more options in the near future). If you join the Invest plan you will be getting 1.5%-2.3% daily for 150 days (depending on the deposited amount). If you wish to get slightly bigger rates you should invest in the Surf plan where you will receive 1.6%-2.4% daily for the same 150 days. Remember though that this extra 0.1% daily will require you to surf 10 sites daily. I don’t consider it as too much of an effort because it’s an autosurf and will actually take you a couple of minutes per day. From other good features OrybFunds has I would mention hosting on a dedicated server with a DDoS-protection, Live chat support option, a pretty decent layout and a new concept of uniting HYIP and an autosurf in one. However we remember similar programs to OrybFunds when there were surf and non-surf plans on offer (take AggeroInvestment for example) so I don’t see it as a unique feature that applies only to OrybFunds. Anyway, more on the program you can read on my blog tomorrow.

The second program I have just joined is a very promising and well-designed one called ElegantMoney. The program offers three simple plans with payouts on expiry: 115% after 7 days, 140% after 14 days and 200% after 1 month. All the major popular payment processors are accepted including: LibertyReserve, SolidTrustPay, StrictPay, PerfectMoney, EcuMoney and EvoWallet. The minimum to invest in any given plan is $10 and the maximum is limited to $20,000. To invest in ElegantMoney you don’t have to register at all. Just click on “Invest Now” tab, enter the amount and your email address, pick the investment plan and payment processor via which you want to invest and click “Submit”. That’s all! After the payment is done you will see the confirmation page and then you should wait for your first payment which will be made on maturity automatically to the e-currency account you deposited with. The program has a very comprehensive and well planned layout and is protected from DDoS-attacks by the leader in the field, BlockDos. Although ElegantMoney claims to be registered in Panama I would not pay too much attention to that and simply treat it like a regular HYIP for now. In my opinion, ElegantMoney shows enormous potential to grow and become a really successful program. Of course, one of the main conditions for success would be timely payouts and the satisfaction of the investors, and we will see soon on to what extent ElegantMoney is serious about this. The review of the program will be published on my blog soon. Stay tuned for that!

That’s it for today’s news and here are the programs that paid me today: SilverLodge, SteadyGrowthInvest, LonixFinance, UnitFX, Fexity, GeniusFunds, TheDollarDiggers, Ivy-Castle, NorthBizz, Verifield, NanoMoneyCorp, ForexExperts, MajorBarter, StableInterest, TraderSolid, EnscoOffshore, Poplans, EwoCapital, AsianInvestGroup, HighRiseFinance, EdwardBrownInvestments, NovalexFinance, SigmaTral, OrybFunds (the first payment received) and XagaEnterprise (also the first payment received). Check out my blog tomorrow for another review, interesting interviews and some news from the Industry! See you, guys!