THE PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! Well the first day of June is here and despite it being a Monday I woke up to a simply beautiful Summer’s day here this morning and it’s put in in a good mood. Hope it’s the same for you! But another thing I’m feeling quite upbeat about is the recently launched HYIP called ElegantMoney. I’ve been with this for a couple of days now and must say it does look promising.

Promising as far as short term programs go that is. As many of you will know my personal preference would lean a little bit more towards longer term programs, but that’s purely a matter of personal taste and not to say they’re aren’t any good short term options out there too. There are. There’s plenty of them. And ElegantMoney is one of them. In fact in my opinion it’s fast becoming one of the better short term programs out there at the moment. It was clear enough to me from the start that this was no amateur operation. It’s been well planned and well organized and it’s always a bonus to feel that you are dealing with a capable admin who knows how this business really works.

The plans are good. Simple and uncomplicated as any good short term program should be. There are three plans available from ElegantMoney and one of several aspects that I do like here is how the amounts you are allowed to invest in them overlap. Meaning that all three plans are open to you for the same minimum investment. How many programs have we seen in the past where the top paying plans are only open to investors willing to sink unfeasibly large amounts of money into them? Not so with ElegantMoney who have made their investment plans accessible to all. So the features common to all three plans are as follows. The minimum investment is $10 and the maximum amount is $20,000. All plans pay you in full on expiry. And finally your principal will not be returned as it’s already been factored into your payment.

So let’s take a closer look at your potential earnings. The first choice on offer will pay you 115% of your principal after 7 days. The second choice will pay 140% of your principal after 14 days. And the final choice, obviously the riskiest one, offers to pay 200%, i.e double your money, after 1 month. Now what everybody would like to get, and what everybody can realistically expect to get, can be completely different things. Compare the risk to the reward when deciding which option here best suits your needs and proceed accordingly. But they are all easy to understand and there’s no hidden secrets to them. What you see in ElegantMoney is what you get. And furthermore there is a choice of payment options available that any HYIP could boast about with no less than six processors accepted. The list includes the always welcome SolidTrustPay as well as StrictPay and also PerfectMoney, EcuMoney, EvoWallet, and LibertyReserve.

I should also point out that there is no registration process involved. Getting into ElegantMoney is a simple matter of choosing your plan, your principal, and your e-currency. Add your e-mail address and click “submit”. Its that simple. Payments are then obviously made directly to your e-currency of choice and as of now we are assured that they will be made within 24 hours of expiry and paid seven days per week. Compounding by the way is not allowed.

The security of ElegantMoney is not something that will require a lot of comment. I can just say it’s of an excellent standard and leave it at that. The need for a script has been bypassed by the fact that all transactions are made directly into and out of your e-currency account. The hosting is the best money can buy however. It’s on a dedicated server with full anti-DDoS protection by BlockDos. You can look around for better. But you won’t find it. I’d be surprised if ElegantMoney encounters any problems. Customer support is available via the usual e-mail ticketing system and also directly via the admins published e-mail address. They say that support is available 24 hours per day but I haven’t had any reason to put that to the test. But the admin has been responsive enough to my inquiries and has been easy to deal with so far. And the design is quite user friendly, easy to navigate and pleasantly uncomplicated. Just one other thing, and I’m sure they won’t mind me saying this. I’ll take their claims of trading shares in the oil and gas markets with a pinch of salt. I say this for every HYIP and until proven otherwise the same rule applies to ElegantMoney.

So to sum it all up I guess if you are one of the huge number of investors who prefers the short term programs then ElegantMoney is as at the very least equally as good an option as you will find anywhere at the moment. I on the other hand prefer a mix between short term and long term programs and always say diversity is a crucial factor in gathering a profitable portfolio so I’m happy to jump in with a few bucks myself with this one.

Before I finish though there is just one other thing about ElegantMoney that I simply have to mention. I almost fell over laughing when I went to their “about us” page and was greeted with a large photograph of none other than James Bond! I’m a massive fan anyway but this one really brought a smile to my face. A sense of humor and a little originality will always get you a bonus point with MNO, and hey, with James Bond on your team how much more secure could your investment possibly be!?

Other news for today.

Let’s start the news section with a good update from the LibertyReserve payment processor. As you know yesterday all the members had problems with logging into their accounts. It lasted for about 16 hours but finally everything got back to normal. Considering it was the weekend not too many people were affected by that forced cutoff and no HYIPs were suffered either. Most of good HYIPs sent an update to their members informing them about that problem and asking for patience. I myself had serious doubts that LibertyReserve could fix this issue as soon as they did and that it could somehow harm many programs but all finished well in the end. The administration of LibertyReserve solved the login problem and apologized for the inconvenience caused to their clients on the official blog so now everything seems to be back to normal:
“Login difficulties for some users
Dear Friends, Some of you may experience temporary login difficulties, during first or second stage of login process. This occurrence was traced to our hosting provider and one of their unfinished updates of out bound core routers. Our load balancing server will not allow to make connections if ALL mirrors are not operational. This issue is expected to be resolved within the next two hours.
We apologize for any inconvenience this issue may cause to some of our clients.”

Due to LibertyReserve issues the admin of Fexity Juliette (interviewed here) decided to extend the deadline for receiving the deposit bonuses, so called FAB for a couple of more days. In addition, Fexity is planned to close to the new members once it reaches 1000 active members so it may be your last chance to join the program which is paying 2% for 15 days or 15% for 3 weeks with principal return at the end. More about the program can be read in my detailed review of Fexity published here. And the latest update from Juliette can be read below:
“Hello Fexity members, I hope you all have been having a great weekend. Fexity has completed its second week online and its growth is remarkable with over 400 active members.
I would like to convey some quick updates to all our Fexity members. Firstly, the LibertyReserve website was facing downtime today leading to a delay in processing the day’s FABs and RCs.
I am glad to see that the LR website is back online and hope it remains that way. I would like to thank everyone on behalf of all of us at Fexity, for the great success of our program, especially to some dedicated and supportive members who referred many others to our site.
We are also planning on going private (only for members) once Fexity has grown in strength to 1000 active members. This will decrease our workload as the increased manpower will enable us to expand our portfolio and management strategies. Further details on this issue will be mentioned next week.
Initially we planned to close the FAB scheme today but due to today’s problem with LR, many members were unable to invest after signing up. We received many support mails requesting us to extend the FAB scheme’s expiry date. Therefore, the expiry date for the FAB scheme has been extended till June 3rd 2009. This will be the final expiry period and there will not be any further changes.
That’s all we have for this week. Have a fantastic week ahead!”

Verifield program (reviewed here) started accepting Bank wires and announced as much on their site. Verifield is one of my favorites which will certainly become a hit very soon. All the plans it offers are extremely sustainable with the customized script and instant payouts to LibertyReserve or PerfectMoney. Here is the latest from Verifield:
“We are glad to announce that Verifield will be accepting deposits by direct bank-to-bank transfers starting tomorrow, June 1st.
Verifield are presenting bank transfer deposit processing system. Now this conservative and secure payment method is available for every investor.
While offering this most reliable payment method, Verifield care about your safety and offering complete security and accessibility.”

Another program which has huge potential in my opinion paid me for the first time yesterday. It’s CorpusTrust which is a brand new low-ROI program with totally unique script and weekly and monthly payouts credited to your account daily. It might become the next big thing in the HYIP world and I will watch this program closely as well. I’m currently preparing the detailed review of CorpusTrust which is going to be published on my blog in a couple of days. Stay tuned for that!

Already established program AsianInvestGroup (reviewed here) updated the members with another weekly statement today. The good thing is the weekly variable rates were raised again for the second week in a row and are the following:
“Optimized Portfolio – 8.7% weekly (+0.2)
Aggressive Portfolio – 10.0% weekly (+0.4)
Optimized Portfolio Premium (for investments of $1000 and above) – 11.7% weekly
Aggressive Portfolio Premium (for investments of $1000 and above) – 13.0% weekly“.

SteadyGrowthInvest (reviewed here) is still paying on time after 3 weeks online. I remind you that it has two plans: 105% after 2 days and 130% after 10 days. I myself was paid on expiry for my second 10 day cycle and reinvested again. I feel the program still has potential to grow and I feel that the admin is still working on improvements. So today the new banners have been added to the Referral section on SteadyGrowthInvest site. In addition, the admin of the program informed the investors that he had refused to pay to scamming blackmailers so the possible bad votes may appear on monitorings soon. Please take note of it:
“To make your advertising efforts even more productive, we have added new banners to the referrals section. Be sure to check it out as soon as you log into your SGI account next time. We hope the new banners will attract even more referrals and thus increase your revenue.
Unfortunately we also have some not so pleasant news to share. We have recently received some threat mails from a user called “hyip365.com” “albertstucano” on YIM who wanted us to pay him in order to prevent some negative votes on forums and monitors. We decided not to support criminal activities and did not pay him a single cent, so there might be some fake votes on various monitors due to that. We will contact the monitor owners and ask them to remove the obvious fake votes as soon as possible.”

XagaEnterprise (reviewed here) also suffered from blackmail letters which seem to have attacked all the good paying programs. I applaud the admins who refuse to pay to the scammers and urge you to support such programs and don’t fall victim to blackmailers yourselves by trusting bad votes. I remind you that XagaEnterprise pays you 1.1% for unlimited amount of time and I have already sent the list of questions to the admin and hopefully he will explain the interesting concept behind XagaEnterprise to my readers soon. Here is the latest from the program:
“XagaEnterprise has been attacked by 2 groups.
I refused to pay those crazy blackmailers. I have informed my monitors to delete the bad votes but they’re still doing it over and over. If you visit my monitors and find bad votes, please notice that they’re fake votes. XagaEnterprise does pay all members.”

If you haven’t read yesterday’s interview with the admin of SigmaTral program (reviewed here) Trent Witsaman you can do so here. Trent was so kind to send the members the link to my interview in his latest update so I hope you will be able to find out more about SigmaTral that pays 1%-1.5% for 90 days and 10%-12% for 12 weeks with principal return at the end:
“Dear members, First We would thanks everybody for this great support since the start. If you have been paid, please take a moment to post your payment proof in forums or monitors.
Today, I’m glad to inform you, an interview has been published on money-news-online blog, you can read it here.
A big thanks from SigmaTral team to Paul, Owner of this famous blog and monitor: Money-News-Online, for according us this interview.
I would finally inform you that some deposits with LibertyReserve wasn’t credited during last 24 hours due to LibertyReserve problems. Everything is working fine for now. I added all missing investments, If I forgot yours, please let me know, I will add it immediately.”

BlazeInvest (reviewed here) keep paying me daily as well. Today the admin launched a referral contest which he called “Blazer Ref Contest”. If you’re good at referring you can try out your luck to earn free adpacks in the program:
“Our first Blazer Ref Contest Begins Today 1st June, 2009! and ends Sunday at Midnight…Bring in 50+ new members and earn 20 adpacks; bring in 25+ and earn 10 adpacks; bring in 10+ and earn 5 adpacks !
Thanks again and enjoy your membership at BlazeInvest.”
Also I would like to add my comment to something I saw on MMG forum regarding BlazeInvest. Somebody accused the admin of being behind another scamming program CrystalPay. I monitored that program on my blog as well but I couldn’t find any similarities between them except similar design and plans. The almost identical whois.sc profile brought to the attention of the investors of BlazeInvest cannot be taken as enough evidence to link those programs as too many of them take the Privacy Protection option which of course can never be considered unusual in this industry. We should all be perfectly aware that all autosurfs are simply investment games where only tiny revenue share can be taken from advertising efforts and the biggest factor of whether a program will be successful or not depends on members constantly redepositing their funds. Of course, it doesn’t mean that BlazeInvest and CrystalPay can’t be from the same admins either because I know very many examples on how different autosurf programs were run by the same admins which is not necessarily a bad thing as the skills always come from experience and I would prefer to join a program where I can see that the admin is a real professional to avoid any troubles with DdoS attacks etc. It’s only obvious that in case with BlazeInvest the admin’s name is not Cole or Melanie Cole as English is not his/her native language and their AlertPay account is verified on the name of Chunlin Zhong. But again, it’s doesn’t matter much because any autosurf program is only good to join while it’s paying.

Speaking of autosurfs I cannot help but mention the recent sudden demise of the very promising USDozen program which happened yesterday. To the admin’s credit he didn’t stop paying and disappear like most of them do. Instead he made the following announcement on the site:
“USDozen Ends. Due to the slow progress and growth of the program. I have decided to disable upgrading now and processed what cashouts I am able to complete with the remaining funds.”
Shortly after that all the registrations and upgrades were disabled and I know for sure that some members of USDozen were paid already after this announcement was made. If the remaining funds will be returned to the members I can assume that he is going to open another autosurf under the same name soon. This would be the only reason for me why Roger behaved honestly and closed his program without scamming. Everybody was aware of the risks involved with investing in USDozen and unfortunately for the last few days the program was almost not advertised on forums. With the admin being absent on forums for days I believe many members pulled the plug which can only lead to one outcome. I hope Roger will soon discuss his future plans on public forums. This is what I found from him for example:
“I do not know what next step to take but we should discuss it if you think I should still make one.
Ok , please give me the next hours to accomplish some tasks and I will be back later.”

Apparently the admin of another program that recently closed (I’m talking about GearsOfProfit) wasn’t too happy to see some negative votes on public forums. So he warned that those members who raised their voices that they would not be refunded:
“All of the users which posts negative comments on forums or on monitors will never receive refund. Violators ID: 267, 193 …
Building in progress … We’ll review every account to calculate possible refund amounts … it can takes 3 – 4 days.”
You should know that the admin could just disappear without any major consequences but instead he started to make a list for refunds and you can see the first calculations already on GearsOfProfit site. I can only say that we should have not taken the site seriously. I told you to treat it as a game (i.e invest the amounts you can afford to lose) and it was your responsibility to handle your investments properly. I only know that the majority of people benefited from the program and those who lost were mostly among the latecomers. The program has been paying for over a month which is a definite success for any program paying just after 1,2 or 3 days. I will be looking forward to another program from this admin and will surely publish it on my blog if he starts one. And I know for sure that he will start it because I saw many X-HYIP programs and all of them were great.

It seems AmericanWorkGroup (reviewed here) had some serious script issues for the last few days. The admin of the program even asked the members yesterday to send him all usernames so he could allocate new passwords to them. Then today he sent out another update promising that the missing profit would be credited to the accounts shortly:
“Dear investors! We conduct the technical work. Profit for the 2009-05-29 and 2009-06-01 will be paid! Administration of the project will answer your questions. Be patient.”
The most amusing thing for me though is to see that on some forums it seems everybody is getting their payments in time from AmericanWorkGroup. So what is it? Paid voters or something else I’m not aware of? Anyway, I will give another 1-2 days to the admin of the program to fix the script but I suggest not to deposit there for the time being.

Finally, TheDollarDiggers has been officially launched today and the admin sent out a mass email with the changing rules and new plans. My first upgrade expired today by the way so I’m planning to review TheDollarDiggers on my blog tomorrow after receiving the first payment from them. And here is the most recent update from TheDollarDiggers if you want to join the program right now:
“First of all I want to say THANK YOU to all who trusted me and the program while we are still in Soft Launch. You gave me chance and benefit of the doubt to show you that TDD is and will reach its projected Full Launching.
Today TDD is FULLY Launched and here are the great things for member to grab and reach the fullest earning potential of TDD.
DIGGER QUICK PLAN – 2% daily for 15 days, Principal back upon expiry
– You can now buy up to 60 Ad Packs worth $300 with this plan.
DIGGER 3 STAGE CYCLER PLAN – Get $130 for $1.30 spend
– You can now buy up to 500 positions in our 3SC worth $650.
DIGGER INFINITE PLAN – 3% weekly forever
– This is the new addition of TDD Plans. The Ad Pack unit here is worth $500 and you can buy up to 10 Ad Packs worth $5000. Your Ad Packs in this plan never expires unless you opted to withdraw them after the lock in period. I will give again the restrictions for this plan so new members will have an idea before they purchase.
The restrictions are –
1. Your principal have a lock in period of 31 calendar days before you can request to pull it out from this plan. You can withdraw your weekly earnings though even if your principal is still in the lock in period.
2. You must buy 10 positions in 3 Stage Cycler Plan first for each Ad Pack you will buy in this plan.
Ratio – 1 Ad Pack ($500) in Digger Infinite Plan = 10 ($1.30/position) positions in 3 Stage Cycler Plan.
Example –
You want to buy 3 Ad Pack costs $1500, you must buy 30 positions first in 3SC costs $39.
If not followed I will treat your upgrades as a donation to TDD.
3. No compounding allowed.
Why the above restrictions are and will be applied? It is to make sure that each Plan is and will be productive. All of them are co related to each other and all of them are designed to give maximum earnings to all the members of TDD.”

Finally I would like also to give you the list of programs that paid me for the last two days. They are: TheDollarDiggers, MajorBarter, Fexity, NorthBizz, XagaEnterprise, BlazeInvest, VentureFundsGroup, LonixFinance, NovalexFinance, Ivy-Castle, EnscoOffshore, TraderSolid, Poplans, ElegantMoney, UnitFX, SteadyGrowthInvest, EwoCapital, SigmaTral, PanaMoney, ForexExperts, InvestmentForge, OrybFunds, GeniusFunds, NanoMoneyCorp and CorpusTrust (the first payment received). See you on my blog tomorrow!