Hi everyone! Although I have a number of new items in mind for articles on my blog, today I want to take a step back and do something a little different. As regular readers may have realized, in the recent past I have gone back over some of the longest running programs on my monitoring page in order to reassess their performance and to see how they have changed and improved since I first joined them. So today I want to do a brief overview on what currently makes up the top programs in my personal favorites list. Among the many reasons for doing this is that I just remembered that I used to do this a bit more often when I first started blogging, but it strikes me that I haven’t written an article like this in far too long. But the main reason is down to popular demand.

I get quite a lot on e-mails from you guys asking me one thing or another about my blog and about the programs I cover. Recently though I have noticed an unusually high number of requests from readers asking me my opinion on what the best investment programs around at the moment are, so I think most of you will find it interesting if I give a few lines over to each of my current top 5. In fact I know you’ll find it interesting, after all, you guys asked for it!

By the way, I’ve decided to list them here alphabetically. I have my own preferences of course, but for the purposes of this article I’d rather not favor one more than the other. I think it’s better that way, because while they all have one thing in common (they are all excellent programs and proven to be so), not all of them are suited to the requirements of every investor. So I’ll just list them according to their name and you can decide which ones are best for your particular needs.

So without further ado, let’s start with GeniusFunds. First reviewed last March, you can read it here, GeniusFunds didn’t take long to work its way into my favorites list. It’s a long term low rate of interest program that has been remarkably stable and dependable from the very beginning. They offer a choice of plans that will either pay you daily or weekly according to your own preference, with a third option available with monthly payouts designed to resemble a bank account. That works with deposits of $300 up to $50,000 and pays 14%, 18%, and 25% monthly depending on the amount. Remember that withdrawals from this option require 10 days notice.

For the daily plans you can earn a variable rate of interest starting at 1% per day and rising to 1.9% depending on the size of your deposit. The weekly plan pays anything from 6% to 9% per week. But before joining you need to open a GeniusFunds account, and from there you are free to direct your money into as many different plans as you wish, which helps make this a highly flexible HYIP with options to suit as wide a variety of investors as possible. You may deposit via SolidTrustPay, PerfectMoney, AlertPay and LibertyReserve.

Moving on to GoldNuggetInvest next, really, what remains to be said about them? Long term readers will know this, but for the benefit of newcomers I am simply their biggest fan. I have been with them since they first opened to the public way back in October of last year and they haven’t made one single wrong move since. I won’t go into detail about the business they are involved in as that is already well documented elsewhere. But if you require further explanation about them I suggest you read my review which is published here. The admin of GoldNuggetInvest is Robert Spearman and he was good enough to take part in not just one but two very informative interviews for my blog which can be seen here and here.

To quickly recap on the plans available from GoldNuggetInvest, as it stands there are just two of them and they both pay you by the week. For amounts between $50 and $20,000 you will be paid 6% per week. The other plan, which considering the expense has a surprisingly high number of takers, will pay you 7.5% per week on amounts between $21,000 and $50,000. There is a weekly rollover option available to existing members who prefer not to withdraw their weekly profit. The program itself is perpetual, meaning there is no expiry date. Once you are in, you stay in, until you decide to leave. Payment options here currently include LibertyReserve, PerfectMoney, V-Money, SolidTrustPay, StrictPay, and Bank Wires.

The next program we come to would be NanoMoneyCorp and they would join GoldNuggetInvest as one of the longest running success stories on the net today. In fact I believe they are slightly older. Anyway for some more background information that I don’t need to repeat now, you can go back and check my original review published here. Stability and long term dependability are synonymous with this program.

The plans available from NanoMoneyCorp range from medium to long term, running for 30, 50, and 100 days respectively. In terms of earnings you can expect to make 1.2%, 1.5% and 1.8% per day on minimum deposits of $20, $500, and $5000. Where NanoMoneyCorp falls behind slightly in comparison with the rest of my top 5 is in terms of payment options. They accept only LibertyReserve and PerfectMoney. But having said that the payments have always been made on time with next to no reason for complaint, and I guess that’s the most important factor. Bank wires are also accepted.

Next on my top 5 personal favorites list we come to the mighty NovalexFinance. A controversial program at first it must be said, there was all manner of scandals and rumors surrounding the true identity of the owners. All of which were completely groundless of course, but it just meant NovalexFinance had to work twice as hard to establish themselves as the leaders in this highly competitive industry. And they have made something of a splash in the process. You can read all about them in my review published here.

Over the last seven months since I first joined NovalexFinance, I have become a great admirer of them. And not just me either. In fact there seems to be practically an army of loyal and satisfied customers out there now. And not without good reason. They will double your money in just 50 days. There is just one simple plan available and it works like this. For a minimum deposit of $50 you will be paid 100% interest in two installments. First, after 30 days you will receive one payment which is your principal being returned. The second payment follows 20 days later and will be equivalent to whatever your initial deposit was. And that’s it! Remarkable in it’s simplicity you could say. Accepted payment options here include LibertyReserve, PerfectMoney, StrictPay, EcuMoney, and Bank Wires.

And finally we come to the always outstanding PanaMoney. This is another one that I simply can’t speak highly enough of. I’ve been with them since September 2008, which all by itself indicates just how wonderful this program is. For the usual details you can have a look at my review published here.

To recap on the investment plans available in PanaMoney in some ways it’s similar to GeniusFunds in the sense that you must first open one master account and from there redirect your money into any variety you please of the investment plans made available to you. Those plans include seven long term options, one of which runs for 100 days, and the remainder running for 180. These plans will pay you variable rates of interest up to a maximum of 2.8% per day depending on the size of your investment. There is also a short term test plan available for small deposits running for 16 days.

There is a lot of variety to consider there but there is also much in common between all five programs. For one thing they are all managed by skilled professionals in this arena. And they almost all seem to be in a state of perpetual motion, striving to achieve ever higher standards of excellence on an almost daily basis. Standing still is not something I’d associate with any of these guys.

Before finishing I want to cover one more subject that applies to all five programs listed above. Security. You may think I forgot it but as this is something that all five have in common I think it best just to say it once. All of them are top drawer performers that treat their clients and their accounts with the utmost respect and make every effort to keep your money safe. Under virtual lock and key you might say. All of them are on dedicated servers from a variety of internationally respected hosting providers and all of them have top level protection from DdoS attacks and hackers.

And so there you have it. For better or worse these are my top 5 recommended programs at the moment. There are plenty of other good ones out there of course, but this is, in my opinion, the elite. By all means look elsewhere and do some research yourselves into them as I am basing all information above on personal experience. I’m sure your own investigations will only yield positive results.

That’s it for today guys. Just to remind you that if you are considering getting involved with any of these five, or indeed any program listed on my monitoring page, please don’t hesitate to contact me with any questions. I’ll be back tomorrow with all the latest news from around the industry so stay tuned for that!