BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! Today I’m looking at another of the short term programs that I recently added to my portfolio. I have to say straight out that I’m a bit less enamored with this program that I was with yesterday’s, but there is still a chance for a fast profit here I think. It’s called NeqxGroup and they’ve been running for just over a week.

The first thing I want to point out about them is that there are no accounts and no member’s area. By clicking the “deposit” button you are linked directly to your chosen payment processor. All payments are then made automatically into your account without the need for requesting them and I can so far say that my own payments have been without any reason for complaint.

There are three plans for you to choose from in NeqxGroup that range from short to medium term and will pay you either daily or on expiry. And they’re not bad either. The first plan is the one I myself joined under. It’s called the Silver Plan and it pays by the day. For a minimum investment of $10 you are offered a daily interest payment of 13% for 10 days. Your principal is already factored into the payments so don’t expect to see that returned. Everything going according to plan though, you should break even and see your first profit on day number eight and have a total of 130% on day number ten. Or to simplify it even more, for an investment of $100 you will be paid $13 per day for ten days adding up to $104 (and your first profit) after eight days and a total of $130 after ten. What could be simpler?

The next available option for you is a bit more rewarding and consequently more of a risk. It’s called the Gold Plan and it pays you on expiry. The minimum deposit is again $10 and your principal is already counted in your payment. The plan is for 15 days and all going well, you should expect a return of 160%. So invest $100 and get yourself a once of payment of $160 fifteen days later.

And finally we come to the Platinum Plan. A $10 minimum is also requested here and in return you are offered a once off payment on expiry. This time the plan runs for 1 month and the final payment is 250% of your principal (which is included). Or in other words spend $100 and get $250 in return one month later. The maximum amount you may invest in any of NeqxGroup‘s three plans is $20,000.

That’s all well and good but the first thing that lets NeqxGroup down is their choice of payment processors. They are limited to just PerfectMoney and LibertyReserve. Standard fare for an online HYIP I know and there’s nothing wrong with them individually, but this is only going to hamper the growth of the program and make sure that its appeal remains very limited.

Moving on to security, as I already mentioned at the start the need for a script has been bypassed by linking you directly to the secure area of your own payment processor account when making payments. There are of course some good points and bad points about this. On the plus side there are the direct payments made without the need (or the wait involved) for a request. But on the other hand there is no “back office” area where you can view the details of your account and its transaction history. Not a serious problem if you keep a written hard copy of your financial records as I do. On a side note I’d encourage anybody serious about earning a living online to do this, although I’m pretty sure the more serious players who read my blog are already doing so.

Hosting is provided by HushHosting and NeqxGroup is on a DDoS protected dedicated server. Good for them but that’s still the minimum you should expect from any online program. It has come under attack already, but these have been successfully mitigated. Customer support is given via the usual online e-mail ticketing system.

The overall design is bit of a disappointment though. I said in my original introduction that I liked it and at first glance it does appear quite nice. But on closer inspection I can see mistakes made all over the place. The texts are stolen, which is so commonplace it hardly seems worth mentioning at all at this stage, but the really obvious one is the banners that all spell the company’s name wrong. The correct name is NeqxGroup but the banners, and in big bold capital letters, call it “Deqx” Group. Why make such a big deal over such a trivial matter? Well to me it indicates either laziness on behalf of the admin or else that he may not be that serious about it. I agree that somebody else most likely designed the banners for him, but he’s the one who actually posted them. And if he did that without either noticing or caring that they spelled the name of the program wrong, it doesn’t say much for their claims to be “one of leading investment companies in New Zealand”.

One other thing I want to say about the design is this. The similarities between NeqxGroup and ElegantMoney are striking. In fact they are undeniable. Not just in appearance either because even the plans are almost identical. However I do not believe there is any connection whatsoever between them. It’s quite possible that they came from the same designer of course (and why not?) but that’s about all. ElegantMoney is a vastly superior program to this one and if the admin ever did decide to launch a second project, I expect he could come up with a better one than this.

The final word NeqxGroup? It’s a game. But not an altogether bad one. And I liked it enough to join. Put a few bucks in the Silver Plan, the one I picked for myself, and you should be OK for an easy 30% profit. But don’t get too greedy here, OK?

Other news for today.

Recently while reviewing my Personal Favorites list I realized that CorpusTrust (reviewed here) is still not on it. Time to put that right. I remember I decided to give them some time to prove themselves before moving it to my Premium Listing. It’s safe to say that has been achieved now by them paying me for about two months now without any hassle and any loud promo campaigns. The site itself really deserves it anyway, being one of the safest sites online (although I still think it was an excessive feature to use Crypto-Cards in accessing your members area). Anyway, CorpusTrust is paying me once per week (on Mondays) and every time I receive my 6% weekly payment without any issues and always on time. In my opinion the fact that CorpusTrust accepts all the major e-currencies including SolidTrustPay, StrictPay, LibertyReserve and PerfectMoney should make it a popular choice among investors. But since there are really a whole lot of good low-ROI programs out there and since CorpusTrust really doesn’t want to spend any money for fancy promo campaigns like many their competitors used to do I believe they want to make this program long-lasting by ensuring slow but stable growth. In the end, maybe it’s the wisest decision for promotion. Anyway, I hope the admin of CorpusTrust will agree to answer some questions for my blog soon as I think it’s a real shame that such a great program is not more widely popular yet.

Another good program that is already firmly fixed in my Top 5 programs list is GeniusFunds (reviewed here). Despite the admin preferring not to be interviewed (probably because of work overload) I know for sure that the support in GeniusFunds can be considered top-notch. You will always get a reply to your queries within a reasonable time frame and moreover, you will be getting some personalized emails if you joined the program but are still in doubt about making an investment. I would like to express my gratitude to one of my readers that forwarded one such email from the admin of GeniusFunds because it contains some interesting info about the future program developments. Hope it will be a great interest for all the members of GeniusFunds program:
“I have noticed that you have opened an account with us but have not funded your account yet. I just wanted to touch bases and see if you need any assistance with the investment process. I know that a decision is sometimes difficult to make, but I would like you to know that we are here to answer any questions that you might have concerning the investment process.
A few developments have occurred since you have opened your account and I would like to tell you about them. First of all, we now have brochures in four languages that cover all of our investment products.
Secondly, we are planning to improve our telephone support system. Currently we have more than 10,000 active investors. Our support service was designed 2 years ago with the capacity to serve a fraction of the number of investors that we have now. The result is long holding times and bad quality of service. This is going to change. A state of the art support center will start operating in two weeks from 8am until 6pm Cyprus time.
Lastly, we are planning to add another payment provider to our system. To this end, I would like to ask you personally, which provider you believe we should add. We have a choice of several providers, but I would like to get your opinion, since investor’s opinion is what matters most here at Genius.
If you have any questions whatsoever about Genius, don’t hesitate to contact us any time.”

Struggling with too many inactive members the admin of DirectResult (a new program yet to be reviewed on my blog) launched a two-day initiative that will reward members making a deposit on Thursday or Friday. In my opinion, DirectResult offers quite a low percentage of 1%-1.2% daily and many investors would probably prefer to join the more established programs with similar ROI like PanaMoney, GeniusFunds, OnisGroup etc. than to risk in relatively new programs like DirectResult. Anyway, hopefully their promotional efforts will bring more new investors to the program. More details on how it will work are available in the latest update from the admin:
“First of all, thanks to everyone. Thanks for your effort in bringing in lots of new members.
We observed that more than 85% of the new members we received this week are just watching, or perhaps do not properly understand how DirectResult works to enable them make profit.
We came up with this incentive to get you started:
For every $10 you invest, $1.00 will be credited to make your investment to be $11.00. If you invest $100, you will have $110 as your investment. You can invest in any plan and any amount provided the amount being invested is suitable for that plan. When your investment comes, pleaee note that we will manually add the addition, so please allow us some time.
This offer is for Thursday and Friday only. Starting from now.
We believe this incentive will enable you take more interest in the opportunity offered by DirectResult if you are new and unsure.”

There was a weird situation today with the BestInv program (reviewed here) although after a closer look I wouldn’t panic yet. As far as I could understand all deposits in the Starter plan made before July, 14th will expiry in 7 days instead of 5 days. So everybody who deposited let’s say on July, 11th will get their profits on July, 18th and not on July, 16th. The admin’s English is quite poor but if I understand it correctly it was connected with the script as the 5 day plan was originally set up as a 7 day plan and that is why it has not expired on time. So all the investors that made deposits in the 5 day plan before July, 14th (as I did) should get used to the fact that they will get their payments two days later than was originally planned. The admin wholeheartedly apologized for that and I also received a personal apology addressed to me so I will give her the benefit of the doubt regarding this matter. Anyway, all the other payments and ref commissions are paid in time and I will be able to confirm tomorrow if I’m paid or not. If you have doubts about investing in BestInv and are not sure about it then I would suggest you wait till tomorrow when I’ll be able to definitely confirm or deny the payment status of the program. I must say that I also received the answers for the interview from the admin of BestInv Olivia but of course I’m not going to publish that until the first payments on expiry are processed and since I’m facing such a strange situation for the first time I will keep the program in Paying status till tomorrow. However, please be aware of this issue that will help you make a more reasonable and informed investment decision.
Some would not believe the admin about the plan problems in the script and would draw the conclusion that extending the investments for another two days is just a trick to attract more money before vanishing into thin air. And I completely understand this point of view because we should clearly be informed that such games like BestInv are only possible with members’ support. But in this case I would not jump to this seemingly reasonable conclusion too soon. The thing is I noticed some issues in the script yesterday and the admin even had to adjust my account because of the issue with SolidTrustPay. After the payment was made the account balance was not automatically updated and the amount stayed the same. Of course the admin noticed it eventually and made the necessary deductions from my account but the fact that the problem occurred at all makes me think that the issues announced today did not come out of the blue either. Really though, this should all have been tested a bit more rigorously before being launched.
The second reason I think BestInv will continue (depending if the members will support it) is because of their high expenses for advertising on many top forums and monitors and active positions on public forums. In addition, the high expences they had for a licensed script, safe hosting with a dedicated server and even the most recent installation of SSL-protection of the accounts makes me think that BestInv will prevail eventually and stay afloat. Of course, everything could happen and I repeat that if you’re still in doubt you should wait until the first payment reports on expiry appear online. After that we will be able to relax and see the program grow. I will inform you about the payments on expiry on my blog tomorrow.
Just for your info here is the important update from the admin of BestInv Olivia informing us about the current issues with the 5 day plan and recent developments in the program (note that the support email has been changed as well):
“When We Start This Site We Had A Mistake For Create Plans (Just For Starter Plan).
Starter Plan Period Is For 5 Days. But We Set It For 7 Days (This Is Our Mistake).
But We Fixed This Problem Now.
For Users Who Deposited in Starter Plan Before 14/07 They Must Wait 7 Days And Then They Can Withdraw.
One of Users Started Bad Vote For Us In Monitoring Site Because of This Problem And He Deposited $5 In This Plan. But Other users Understand our Problem And Accept That.
We Paid More Than 2K For Advertising, Paid $500 For Dedicated Server, Registered Domain For 3 Years, Using Licensed Script, Paid For MMG TG DTM Banners, Ordered SSL For our Site Today (https://www.bestinv.com Try It), 7 Type Of Banners, Custom And Professional Design, Reviewed And Interviewed By Paul (Money News Online), verified SP – STP – AP Accounts, We Will Buy Sticky At MMG DTM And TG Soon.
This Problem Was For Users Who just Deposited In Starter Plan (120% After 5 Days) but Now It’s Fixed.
Please Excuse Us For This Mistake.
Please Rate Us Here When You Got Paid. This Will Help To Our Site And you.
Our Last E-mail (bestinv.com@gmail.com) Has Been Disabled From Gmail. If You Want Contact Us Please Send Your E-mail To admin@bestinv.com.”

Do you all still remember xChanger? Well, it’s a very popular option for those who would like to exchange their SolidTrustPay, LibertyReserve and StrictPay. If you want to read more about that please refer to my interview with the admin Andrei that was published on my blog here. I must say that I used xChanger many times myself and will continue to use them in future because of their fast processing of exchanges and low fees. Anyway, I reminded you about xChanger because yesterday I received a newsletter from Andrei with the recent updates and new features that you can enjoy the site now. Here is the newsletter which hopefully will be of some interest to readers:
“Hi guys/gals, We hope this update finds you well. We just wanted to go over some new features we added to xChanger recently which we hope you all will find them useful.
1. Reserve Notification System.
This was the most urgent feature we wanted to implement. Basically, what it does is you can be notified by email instantly when our reserves in a specific Payment Processor will be at the level you need. You can access it from your members area. You can still access it even if you’re not logged it. To see it in action, simply select 2 PP’s from the Exchange Box and a link named “Not Enough?” will appear beneath the reserve. Click on it. Or more simply you can go to this link: http://xchanger.org/reserve_notification.php
2. New Support System.
We recently installed a help desk system to help us better organize the support tickets and keep a better track of them. You can see it in action by clicking on the “Support” link in the menu or by simply following this link: http://www.xchanger.org/helpdesk/
3. Profile.
Now you’re able to edit your xChanger profile, change your e-mail and your password from within your account. We’ll be working around this and add more features to the members area.
Future developments:
1. Referral System.
The Referral System is in the works as we talk. We hope to have it launched this month. Once the system will be live, you’ll be able to see your commissions and withdraw them even if your referrals exchanges were made before the system was live.
2. Testimonials page.
We have added a new page to the site as you might have already noticed. It’s the “Testimonials” page. Right now there are only links to some threads in the forums where you can read/leave feedbacks on us. We’ll soon have a script where you will be able to send your testimonials and rate our services and they’ll be posted on that page.
That’s it for now. If you have any suggestion that could be added to xChanger we’ll be gladly to hear it. Send us a support ticket and we’ll give it some though.
Take care everyone,
Andrei (aka ‘syber90′) & Daniele (aka ‘gotenks’). xChanger Team“.

By the way, you might have noticed that GoldNuggetInvest (reviewed here) is back online so there was absolutely no reason to worry about your investments. Unfortunately I can’t say the same for Treckswana which seems to have gone completely now as I can’t open their site at all for the last few days now and there was no update from the admin yet either. So I had no choice but to move it to Not Paying status on my monitoring page.

To finish today’s post I would like to give you the list of programs that paid me today. They are: GeniusFunds, SteadyGrowthInvest, RegalProfit, NanoMoneyCorp, InvestiMates, Merchandies, Veolex, Verifield, PanaMoney, RoxiTrade, OnisGroup, GoldNuggetInvest, ExcellentProfit, NovalexFinance, BestInv, InvestmentForge, NeqxGroup, CoolReturn, EnscoOffshore, SolidCapital, ElegantMoney, DirectResult (the first payment received) and AssetsParty (the first payment received). I’ll see you on my blog tomorrow with another review and more news from the industry!