THE PROGRAM IS NOT PAYING! PLEASE DON’T INVEST!

Hi everybody! Well after yesterday’s bout of mass panic and hysteria I hope we can all now walk to our windows, look up, and come to the agreement that the sky did not actually fall. So let’s get back to business today shall we?

Today I want to talk about one of the programs I joined last week. It’s called DirectResult. It’s average enough, nothing special but they have paid me every day so far and the admin seems to at least be making an effort to get more people involved.

There is a series of plans on offer from DirectResult ranging from medium term to long term in duration and all offering a low rate of interest. The first choice, Plan One, runs for 30 business days. In other words that’s Monday through Friday for six weeks. During that period you will be paid 1% interest per day for a minimum investment of just a single dollar. The maximum you may invest is $1000 so somewhere between those two figures I think it’s safe to say we’ll find 99% of HYIP players. So if we take a practical example of a nice easy number like $100, we will earn $1 per day in interest, five days per week until expiry. That will leave us with $30 profit when our principal gets returned.

Plan Two is a longer term option which offers you a slightly improved rate of interest. This one runs for 60 days and is open to deposits from $200 up to $5000. Big jump in the minimum there eh? By no means an outrageous figure but nevertheless beyond the reach of many who play these games. Anyway, when I say it runs for 60 days I again mean 60 business days so that’s Monday to Friday for 12 weeks. The interest paid by DirectResult this time is a little better at 1.1% per day which for a sample investment of $200 will pay you $2.20 five days per week. That will all come to a total of $132 in profit after your principal gets returned on expiry.

And finally we come to Plan Three. The minimum to invest here is $300 and the maximum is $10,000. The plan itself pays 1.2% interest per day and runs for 90 business days. This time that adds up to 18 weeks so I hope patience really is a virtue for those joining here! So to offer a practical example we’ll take the minimum $300 as a sample investment. This should get get you a daily payment of $3.60 made five days per week for 18 weeks. That’s $18 per week and will eventually add up to a total profit of $324 by the time the plan expires. Your principal then gets handed back.

They’re all sustainable enough I think and with withdrawals from DirectResult not being allowed at weekends despite deposits being accepted should go some way towards adding to the pot. And the choice of payment processors isn’t bad at all with StrictPay, PerfectMoney, AlertPay and LibertyReserve all being accepted.

Good work was done on the security. It’s hosted and protected from DDoS attacks by Koddos who have a good reputation among those in the know about such matters. It’s on a dedicated server as well so hopefully any problems on that front can be dealt with swiftly. DirectResult are also running from a custom made script. The overall design is quite sharp in fact and looks very professional. The text is at least original, not that that makes it any more believable of course.

Their FAQ page is quite good but if you are in need of customer support there are a number of avenues open to you. First of all there is the usual e-mail ticketing system. Then is live chat via Yahoo instant messenger. Then there are two telephone numbers offered but these are merely message collection services. You won’t actually speak to anybody connected with DirectResult. There is also a fax number. So nobody you can trace in the event of the program closing, but nonetheless a good selection as long as they remain active.

The bottom line here is that while it remains a game, it’s reasonably well organized and presented. Most people won’t be in profit until after their plan expires and their principal gets returned so keep that at the back of your mind too. The home page quotes a line from no less than Donald Trump when he says “To make a big fortune, it is necessary to make a good investment”. Of course Donald neglected to mention that he was also born into a privileged life with millionaire parents and took advantage of a near bankrupt local government that was willing to forgo all taxes in return for him just spending some of his fortune. So what’s that got to do with DirectResult? Well I suppose his investment didn’t stop him from losing a fortune either and getting bailed out by his rich friends, so go into this with both eyes open, ok? There are better programs than this one available that offer no guarantees so don’t expect to find one here either. It’s average enough, a good prospect but not a great one.

Other news for today.

First off, the situation with NovalexFinance. Due to some complaints received from my readers over delayed payments I found it impossible to keep the program in Paying status on my monitoring page so I moved it to Waiting. It came as a big surprise to me that NovalexFinance that has been an excellent performer so far got into any type of trouble. The online support is still replying to everybody complaining but the answer is all the same:
“There was a glitch in our payment script and some accounts were missed. Our technical team is processing those manually today.”
As far as I know some people have received their payments already but for some of them the payouts are pending for over 48 hours already. Of course, that’s still a reasonable time frame but many investors find it quite disturbing that the script issues In NovalexFinance were not mentioned in some kind of official update from the admin. Moreover, he seems to be silent and though he usually replied to my questions quite fast this time I haven’t received an explanation from him for over 12 hours already. So taking all these facts into consideration I decided that it would be wise on my part to move NovalexFinance into Problem status on my site until all the pending payouts are processed.
I know that the possible consequences of this step can be numerous as many people are reading MNO on a daily basis but I believe that I have no other choice but to protect people from depositing into a program that has some issues and the future of which doesn’t seem too clear to me. The silence and some selective payouts can damage the program irreparable because even if all the payments are eventually processed the trust the investors have in the program will be badly shattered. Needless to explain that that can affect the cash flow and seriously harm the program’s performance.
Anyway, we will wait and see what happens next but as for now I would recommend to hold off from all future deposits in NovalexFinance until the payments are processed or at least some official update is published.

It finally happened and after a long period of waiting XagaEnterprise (reviewed here) finally re-launched with a brand new and more attractive design and a new hosting provider. The plan has been changed to a more lucrative 1.2% forever but from now on the payouts will be credited to members’ accounts only on business days (Monday to Friday). The minimum to deposit remains the same (only $1) and the payment processors accepted are: LibertyReserve, PerfectMoney and StrictPay. I remind you that due to the loss of the database from the previous site the members of old XagaEnterprise must re-register on the new site and then send their new member ID and the proof of the deposit they made in the old XagaEnterprise site. The admin of the program Kevin (interviewed here) will then review your account and credit it manually. Unfortunately all the info about your previous earnings and referrals is lost but the fact that XagaEnterprise revived and already paid the first payments is extremely encouraging. It truly indicates that nothing can stop the admin of XagaEnterprise who by the way is hoping for the members’ support of his new program. Please read all the details in his latest update:
“Hi Everyone, XagaEnterprise will launch today at 9 PM EST. Old members have to register to the new website. Send e-mail to us (Subject : Old Member). Inform your new ID, your deposit batches, payment processors you used. We will add your balance manually to your new account. New Investors are also welcome. New Investors just have to register and deposit using the processor of their choice. Thank you.
All earnings from old XagaEnterprise website will be reset to 0. Please never complain to me about this. If you want to blame someone, then blame Hushhosting. Hushhosting is a scammer. They didn’t release my database. Stay away from Hushhosting! The main important thing is I have locked your principal. Your principal is safe. All deposits from old XagaEnterprise will be transferred manually to the new XagaEnterprise.
I have made some changes for the New XagaEnterprise. 1.2% Daily for Life! Monday to Friday Earnings. 10% Referral Commission. No Earnings on Saturday and Sunday. These changes were made to ensure the longetivity of New XagaEnterprise.
XagaEnterprise was down almost 1 month. Now It’s the time to rise again. I’m calling all my monitors from old XagaEnterprise (around 60 monitors – please contact me), all bloggers, and all Investors. Please help New XagaEnterprise back to the top. I can’t do it by myself. I need your help and support. Spread the words about new XagaEnterprise. Do your best!
Let’s rock New XagaEnterprise. Go Xaga!!! Regards, Kevin“.

GoldNuggetInvest (reviewed here) was still suffering the aftershocks of yesterday’s hacking attempt and their website was not available for the best part of the day. It seems not all traces of the damage were totally removed from the script as many surprised members of the programs were stunned when they were not able to access the website earlier today and when they tried to use “Forgot password” instead of the reminder they received the following message:
“The website is hacked.
We warned you that we won’t leave this website in peace. Nothing will stop us, this website will cease to exist in the near future.
Only stupid and blind people can leave their money in an investment fund knowing that it is fated. If you are among them, keep dreaming of these fairy tales.
You will find the main page at this location some time later, but remember it won’t be for a long time. If you believe in GNI and pay no attention to this message, remember that you will lose all your money anytime. It will inevitably happen.
We give you a last chance to change your mind and to start withdrawing your money.
Besides, we are looking for followers to work with them in the future. If you want to approve yourself, you can take up a hostile position against GNI in bulletins, blogs, reviews. We will notice you.
Remember, that if you are looking for a possibility to invest your money safely, write us to one of the following addresses:
We will certainly answer you within a week or two.”
Anyway, all the pending payments have been processed from GoldNuggetInvest by now (so the program was not affected at all) and at the moment of writing this the site worked fine for me. It seems everything has been fixed by now and I have no doubt that GoldNuggetInvest will continue despite all present difficulties. Here is the latest from the admin of GoldNuggetInvest Robert (interviewed here). It’s quite an interesting remark in my opinion:
“We are up again.
Interesting, found out that we haven’t been hacked at all – just intruded! How we will find out in the next couple of days. However the intruder got a big mouth, pretending he hacked our site….lol
All he did was to stumble upon a weakness.”

As you might have noticed EnscoOffshore website has completely changed its layout and I must say I like it much better now than the older one. The most important change is that the image of one famous actor which I mentioned in my review on EnscoOffshore (read it here) has been finally removed. The program is now looking more professional and solid. I wonder what prevented EnscoOffshore from doing it earlier. My review about them would have been much better, especially now considering that they have been paying for four and a half months already. And you should agree with me that it’s a good achievement for a program that pays 2.5%-3.5% for 60 days with the principal back on expiry.

The admin of the increasingly popular BestInv program (interviewed here) just announced a contest for the best referrers and the investors that will invest into their longest plan of 175% after 15 days within the next three days. The other two plans of BestInv include: 120% after 5 days and 145% after 10 days (read more about the plans in my detailed review of BestInv published here). The results of the contest will be announced on Saturday. Here is the news update about it:
“Dear Members, This is getting exciting. A large number of members are joining our program every day.
Seeing which we have decided to come out with a SPECIAL REFERRAL and DEPOSIT Contest. The details of which is as follows:
Contest Period: 3 days ( 22-24 July’09)
a) Attractive Bonus of $100 will be given to members who gets 30 Active Referrals in these 3 days.
b) Attractive Bonus of $100 will be given to members who get 10 Investors that invest in the Special Plan in these 3 days.
The results will be declared after 3 days.
HURRY! and Get Started NOW.”

AsianInvestGroup (reviewed here) was offline for many hours today and then came back again but apparently there was some issues in their script. And shortly after that they disappeared once more. I can’t access the site at the moment of writing this but hopefully the admin will give us an update soon. This was the last words from AsianInvestGroup on the current issue with the accessibility of their site. And guess what – it’s another DDoS attack:
“Dear clients, Our site is currently under massive DDOS attack, so you may have problems accessing it. We are doing our best to stop the attack. Thank you for your patience.”

The recently reviewed DirectResult program announced an increase in referral commissions. Hopefully this will make the program more popular due to increasing numbers of online promoters:
“We have reviewed our referral commission and have decided to increase it to 5%. The increase will take effect from today. You will now earn 5% of all investments made by those you referred.”

The final news item for today is that some encouraging news from PerfectMoney. They added some new features and apparently all the rumors and speculation about their imminent collapse are nothing more than a figment of somebody’s imagination. I can assume that one of PerfectMoney‘s competitors is behind the other spam email which many of you received today. To tell you the truth, I had no problems recently with exchanging my PerfectMoney to LibertyReserve though the fees are still a bit high. I can’t find anything better than 8% at the moment. However, these new features described in the most recent newsletter from PerfectMoney administration is really a step forward which must have the annoyed the spammers to no end. I wonder when they will rest in peace finally, lol. Anyway, here is the important update from PerfectMoney payment processor:
“Dear Customers, we are very glad to inform you about the latest innovations and changes in PerfectMoney system.
First of all, we want to say that we expect the registration of 100,000th user in the nearest time. On this joyful occasion PerfectMoney system decided to reward its 100,000th user with a kilo of gold which will be deposited in troy oz to gold account of the winner (Only active accounts can participate. Active account requires minimum account balance for 5$ and minimum of 5 transactions).
Another good piece of news in PerfectMoney will be introduction of a new revolutionary payment method working in the real-time mode. Now each user of the Internet can pay for some goods or service using the innovative instant payment technology regardless of whether he or she has money in the account or even the account itself. In other words PerfectMoney payment system enables the Internet users to make payments directly through an API merchant using an SMS service, bank wire or with PerfectMoney prepaid cards.
Now any webmaster has an opportunity to connect his or her site to PerfectMoney system and to receive payments by PerfectMoney e-currency, e-Vouchers and Prepaid Cards available worldwide, SMS Payments, Bank Wire Transfers.
Moreover PerfectMoney provides free software aimed at helping users to install and set up the merchant to automate payment acceptance on your site.
PerfectMoney together with its partners has developed a large variety of modules for the most popular Internet shop scripts. Having implemented one of the modules of API Merchants to your shop/site you will immediately provide your clients with one more payment option including payment by SMS, bank wire, PerfectMoney vouchers and PM prepaid cards, and internal transfer within PerfectMoney system.
Another significant event is the launch of the PM Prepaid cards of various values which are available in shops worldwide. You can also use courier delivery service available at our partners. This deposit option is ideal in its form and availability. You can easily fund your PerfectMoney account or pay for goods/services with the PM prepaid cards online.
PerfectMoney opens new trends in development and support of small-size business. The second program for small and medium-size Internet entrepreneurs provides them an opportunity to become partners in distribution of the PM prepaid cards in local regions. Specialists of the payment system have carried out several surveys and concluded that people need an opportunity to top up their accounts in PerfectMoney with cash. The best way to do it is to use the PM prepaid cards.
Also we are very delighted to announce that due to the growing popularity of PerfectMoney system our office in Panama opens its doors to all visitors. PerfectMoney aims at maximum transparency in its business and the office in Panama plans to open a multilingual call-center in the nearest future. We also plan to open a number of representative offices of PerfectMoney in the largest megalopolises of the world and add more languages to the existing 16 ones.
As you can see, PerfectMoney and its team have come closer to its main aim – the creation of an ideal payment tool.”

That.s it for today everyone. Except for the usual list of programs that paid me for the last 24 hours: FlipReturn, RegalProfit, OnisGroup, AsianInvestGroup, GeniusFunds, NanoMoneyCorp, DirectResult, BestInv, InvestmentForge, XagaEnterprise, ExcellentProfit, AssetsParty, ElegantMoney, GlobalTraderGroup, RoxiTrade, EnscoOffshore, Merchandies, NeqxGroup, InvestiMates and PanaMoney. See you all on my blog tomorrow, guys!