THE PROGRAM IS PAYING SELECTIVELY! PLEASE DON’T INVEST!

Hi everybody! Hope your weekend is going well so far. Anyway, today I want to take a look at an interesting new program to come my way recently. I joined it a while back but the reason I’m only getting around to reviewing it now is that they only pay once per week. On Saturday in fact, which was yesterday. And now that I have received my first payment I think it’s safe enough to press ahead with the review of GermanEinsteinTrust.

It’s an odd kind of a name for an HYIP, not that I’d attach much importance to the name or anything, I just don’t see the connection between a Jewish scientist and an online investment program. But the homepage does list of the typically Teutonic associated traits of hard work and efficiency. Having been to Germany myself I can vouch for the fact that the trains do indeed run on time!

I don’t really need to get too far into that now, but the admin claims his business interests are centered around investments in the German economy. Hence the name. But what of the investment plans? First of all it’s a short to medium term program, with plans that run according to the working week, i.e they pay from Monday to Friday. And the rates of interest are not fixed. They vary from day to day according to the results of their alleged business activities. They’re not the first online HYIP to do this, in fact there are several examples of highly successful programs doing the same. GeniusFunds and PanaMoney being the first two that spring immediately to mind. And that’s no bad thing either remember, as this can contribute greatly to a program’s long term sustainability. I know I’ve said it before, but if the admin were to make a solid commitment to paying a fixed ROI he may struggle to meet it from time to time. But this way he can vary the payments to give a fair reflection of GermanEinsteinTrust‘s income. In this case though the rate would appear to be subject to much larger fluctuations than usual. I have outlined the various possibilities below.

So to start with we have the Three Week Plan. That will cost you $15 to join, although you may invest up to $15,000 if you so wish. Profits are calculated daily from Monday to Friday and paid on Saturday. The interest repayments can be anything from 1.2% to 4% per day. That could result such an enormous difference in final results as to make it pretty pointless for me to offer any type of example, but with your principal returned on expiry you will have anything from 118% to 160% returned in total.

Next is the Six Week Plan. Once again that is trading weeks so you only accumulate your profits for five days per week and get them handed over on Saturday. This time the minimum investment figure goes up (but remains affordable) to $25, with the maximum set to $25,000. Your daily profits in this plan are subject to an even greater fluctuation the the last plan, with the rate starting at 1.5% and going up to a potential 5%. Your principal gets returned on expiry which should result in a total return of between 145% and 250%.

And finally there is the Two Week Plan. Actually on the GermanEinsteinTrust site itself this one gets listed as the Ten Day Plan, but it’s the very same thing. Ten days means ten business days, and that of course is two weeks. This time the minimum spend goes up to $50 and the maximum goes to $50,000. This one is a little different from the others though in the sense that you will get paid on expiry. It is similar though in the sense that your potential earnings can vary by another huge amount. This time anything from 121% to 170%.

And that is the main thing I don’t like about GermanEinsteinTrust. I mean it’s perfectly understandable to vary the interest payments from day to day, in fact it’s logical. But by those amounts? The problem is that I can invest in the highest risk and longest term plan still and come out of it with a smaller profit than I might get elsewhere. For example if I put $100 into the six week plan I may (or may not) earn $45 profit. But in the shorter term three week plan with one would expect typically lower payments my $100 could potentially earn me $60. So therefore I have to say that that particular area hasn’t been well planned, as the larger investor who takes the higher risk is going to expect a higher reward for that. If he doesn’t get it here, then he will take his money and look elsewhere.

On a more positive side though I really like the way the amounts you are allowed to invest overlaps between the plans. This keeps them all affordable to most and open to a far greater number of investors. I’m a big fan of this approach and obviously it can only be beneficial to the program in the long run. Payment processors currently being accepted are PerfectMoney, LibertyReserve, StrictPay, and Pecunix. Not a bad spread for an online HYIP, and they even give you instructions on how to open an e-currency account if you are a complete newcomer. And if you are using PerfectMoney you will be offered the option of depositing in Euros if you prefer.

The website itself does have a distinct DIY feel about it, but the security is no less of a standard you might find anywhere else. It is on a dedicated server, and that’s key to the online stability of any program. Payments are made directly into and out of your payment processor account, so by this they have managed to bypass the need for a script altogether. Perhaps that’s what makes it look a bit amateurish, but I wouldn’t be too bothered about that as long as they keep paying. And keep paying is exactly what they have been doing, quite successfully in fact, for about the last three weeks or so. Customer support is available via an online ticketing system and also through the welcome addition of live chat support.

For what it’s worth they also offer a certificate of incorporation as a registered company in the UK. Sorry to be cynical but that was of very little use to the members of a certain high profile scam who also displayed a UK company registration number. But if I am to take something positive from that, it’s that the admin has made quite an effort to add an air of respectability to his program, and despite the lack of practical benefits to the members by obtaining this certificate, it would at least indicate he’s trying to make a serious attempt at running a good HYIP. In short, it’s still a game. But there’s bags of potential here and it could yet prove to be a good pick for a while to come.

And finally time for a bit of shameless self promotion! If you decide that GermanEinsteinTrust is suitable to you and you wish to join in my downline (which of course costs you nothing) please enter my LR number when asked for your referrer. In return for you being in my downline in any program you contact me for any questions you may have concerning it. The number for LibertyReserve deposits is U0752710.

Other news for today.

Let’s start today’s news section with undoubtedly one of the most successful short term programs around today, InvestiMates (reviewed here). Running for over 5 weeks already and having over 1,250 members InvestiMates program is offering very attractive plans of 10% for 12 days being paid daily or 12% for 12 days (144%) paid on expiry of your investment. There are very many payment gateways accepted in the program including LibertyReserve, AlertPay, SolidTrustPay and StrictPay. Yesterday another popular payment processor was added – PerfectMoney – of which the admin Roger (read my interview with him here) immediately informed the members:
“Hello Mates, How are you? PerfectMoney payment processor is now accepted at InvestiMates. This is another request by many members and I thought about it for several weeks and now finally I have decided to start accepting PerfectMoney.
Please note that I enabled this payment processor about 8 hours ago but there was a slight error so it was not working. But it is working perfectly ok right now.
Since we have a new payment processor at InvestiMates, everyone needs to login to their accounts and add their PerfectMoney account details in their profiles.
In order to do this, first you must login to your account. Then click on the Add PP Account link and you will see instructions there. Please do this now to avoid problems in your cashouts and deposits from this day onwards.
Apart from this great news, everyone must have noticed how smoothly our program is growing every day and you are the first people to thank. So thank you very much!”

NovalexFinance (reviewed here) has really pleasantly surprised me yet again today. The thing is the program added AlertPay payment processor as another payment option. I know that the majority of my readers prefer to deal with this e-currency because of the possibility to reverse a transaction and their effective fight against scammers. In my opinion, adding AlertPay will greatly enhance the popularity of NovalexFinance among investors having already dealt with 4 other e-currencies and Bank Wires before. I remind you that investing in NovalexFinance requires to make a payment from your favorite payment processor ($50 minimum allowed) and wait for 30 days after which you will get your principal back automatically to the same account you made your deposit with. Then after 20 more days you will get your 100% profit to the same account. So basically you’re doubling your money in just 50 days. There is no need to request a payout as NovalexFinance doesn’t require you to have an account in the program. This is a really great move forward for them and I believe it will not be the last good thing we will hear about the program in the near future. From their site:
“NovalexFinance Inc. is pleased to announce you that AlertPay has been added as a new payment option.”

StableInterest program (reviewed here) just added Bank Wires to the list of accepted payment methods, joining LibertyReserve and PerfectMoney. StableInterest was a great performer so far and always paid on time. I’m already on the second cycle there and I believe the new investment option can attract some serious investors to the program. The most recent update regarding this new option has been published on the website of StableInterest program:
“Dear friends! The BankWire investment method has been added and ready for use. Starting from $1000 you can make a direct deposit from your bank account to ours. The credentials for the bankwire transaction can be found on your account after pressing the “Make Investment using Bank-Wire”.
Contact us whenever you need any assist.”

Possibly following the successful example of NovalexFinance (reviewed here) OnisGroup program decided to insure its website identity in Dominica by $100K. You can find the identification seal of Comodo on the website of OnisGroup now. By the way, if you want to read more about the plans this popular program offers to its investors you can refer to the review of OnisGroup which was published on my blog here. Moreover, just yesterday I sent some questions for an interview to the administration of the program so hopefully they will reply soon. This is the latest taken from OnisGroup website:
“Our site is now secured by Comodo. OnisGroup Ltd now holds a website identity assurance warranty of $100,000.”

SazaInvestments (reviewed here) disabled the withdrawal button again after successfully processing the latest batch of weekly payouts to its members. You’re advised by SazaInvestments administration to make your next withdrawal request on the following Friday:
“Once again all payments have been done. Next Friday you will be able to request your payments again. Thank you all for your trust in us.”

OilInsider successfully paid another weekly profit which this week was a little bit less than average and totaled at 9.8%. The program has been paying me nicely every week and the payouts were quite fast so far. For more information on OilInsider program please refer to my detailed review published here. And these are the results for the week:
“Earned interest of 4.7% for Thursday, July 9 has been paid Friday, July 10, 2009
Earned interest of 5.1% for Wednesday, July 8 has been paid Thursday, July 9, 2009“.

I wonder why the admin of ProInvestex (interviewed here) has to do so many special promotions like this one (is he really running out of money already?):
“Regards, I hope you are enjoying your membership with us, all payouts are been processed on time, our team is up for constant support, anyway I have good news for you and this is it.
ProInvestex is having its weekend promo! Upgrade with $250 and above and earn $50 for free. This is credited to you account immediately.”
Moreover, today I received a rather strange email supposedly from him with another special offer suggesting to pay to another LR account. I would advise to pass on this offer because having a different LR number than the one presented on the ProInvestex site account is kinda suspicious and it might be a sign that somebody had hacked the script or somehow got access to the admin’s panel on the website. Anyway, this is the mail I received a couple of hours ago (just for your information):
“I offer you a special promotion. This promotion will last only 3 days!!!
If you invest above 50 from July 12 – July 15, you will receive 50% extra deposit.
Example : If you deposit $100, you will get $150 in your wallet balance.
You will not find this offer on our website because this is a private offer.
Please make a deposit directly to our LR account : U5914471 (ProInvestex). This account is different from our main LR account. Made just for this special promotion.
Tell everyone about this. Please support us. I will appreciate it. Thank you for your attention.”

YesICanSurf (reviewed here) has 600 members already so to celebrate this event they are holding another promotion, the rules of which have been published in the latest update from YesICanSurf:
“Today We Should Reach 600 Members! To celebrate that milestone, we will gift 5 free adpacks to the first 5 members to upgrade with 20+ adpacks after we reach 600 members!! YEAH!! Offer ends Sunday at midnight EST.”

As you might have noticed the work of SolidTrustPay site for the last few days was very intermittent with frequent outages definitely affecting the overall work and stability of the site. Well, the explanation of that can be found on the support site of STP which is still working perfectly well:
“SolidTrustPay is updating its servers on July 10 – 11. We thank you for your patience during this period of routine maintenance.”
In addition, it seems SolidTrustPay have launched their own blog and from now on you can find out all the details about the scheduled maintenance and other news straight from them (I would suggest you to bookmark this site for your future references):
“Introducing the new STPay BLOG site! Stay up to date on our most recent developments AND post your opinion and comments! http://www.solidtrustnews.com“.

By the way, one of the biggest investment programs now GoldNuggetInvest (reviewed here) already informed their members about the difficulties with depositing and withdrawing via SolidTrustPay. I hope they will resolve this issue by tomorrow when everybody should get paid and the missing deposits will hopefully be credited to members’ accounts. I believe GoldNuggetInvest can handle this issue once STP site is up and running smoothly again. Here is the latest update from the administration:
“We have noticed this morning that deposits made with SolidTrustPay has not been credited to our members accounts automatically, neither have we received notification from SolidTrustPay that payments have been made. This makes it impossible for us to credit our members accounts with the deposits they made. The option to download a csv file on the STP transaction page is also not working at all, this already since STP introduced Phase 1 of their scheduled upgrade and features. Otherwise we could credit these deposits manually. We have already contacted the STP administration and usually they are very helpful and quick in responding to such requests. We believe this interruptions are due to their recent change of servers.
Secondly the STP mass pay system, what we are using to process hundreds of withdrawal requests on each day is not working as well. Therefore we are unable to process STP withdrawals today. We have informed the STP administration about this problem as well and hope it will be sorted out by Monday.
Sorry for any inconvenience this might cause!”

You might have noticed a new green link on the LibertyReserve site inviting you to paticipate in an online survey about the quality of service provided by them If you click the link “Win $100” you will be redirected to a survey page where not only will you be able to help LibertyReserve improve its services but also you will have the chance to win $100 if you are among the lucky 10 winners of the draw. I have answered the questions already and it took me only 5 minutes to do so. You can take part in that survey as well if you like!

GoldenPathFunds is the newest program I joined which is running for over 2 weeks now and offering 1.5%-2% daily for 30 days with the principal returned on expiry (so your pure potential profit can count from 45% to 60% in a month). The minimum to invest in GoldenPathFunds is $5 and your profit will increase based on your deposit. GoldenPathFunds accepts four payment processors: LibertyReserve, PerfectMoney, C-Gold and even AlertPay. The script seems to be an original one and the site is hosted on a dedicated server. However all the texts are stolen from various other websites so I would not advise to take this program too seriously or believe it’s a real investment project. Just play the game wisely and remember that in GoldenPathFunds is a medium-term program where you can withdraw your principal just after 30 days.

I have two pending payments now from Treckswana program which have not been paid for over 48 hours so I would suggest to hold off from depositing there until the payouts resume (I will report about that on my blog). All other programs seem to be paying fine and I have been paid from the following programs for the last 48 hours: SteadyGrowthInvest, InvestiMates, AsianInvestGroup, Verifield, GeniusFunds, Veolex, ProInvestex, OnisGroup, FlipReturn, YesICanSurf, ProspectHits, ElegantMoney, NanoMoneyCorp, GlobalTraderGroup, NovalexFinance, ExcellentProfit, CoolReturn, Merchandies, GoldNuggetInvest, GermanEinsteinTrust (the first payment received) and BestInv (the first payment received). Join me on my blog tomorrow when I will review BestInv program and report all the news from the Industry! Stay on the money with MNO blog!