BEWARE! THIS PROGRAM HAS STOPPED PAYING! DON’T INVEST!

Hi everybody! I trust you all had a good weekend and in particular I hope my US readers have sufficiently recovered from the weekend’s festivities there to be looking forward to what I hope will be a prosperous and successful week ahead. And to start that week I’d like to talk about a program called OnisGroup. It hardly needs an introduction to many of you, in fact it was a number of regular MNO readers who first brought it to my attention. I knew that I’d get around to having a closer look eventually but did kinda put it on the long finger. But now that I finally have gotten around to assessing it, liking what I saw and then joining it, I can only say that I regret not doing this a lot earlier. It really does look impressive. Well you live and learn I guess, so better late than never.

To start with OnisGroup isn’t exactly a new program. They’re firmly established in terms of the HYIP industry by now, having been online for over five months. And while like I said I know many of you are already members, keep reading anyway as I will share my own thoughts about it and you are free to leave a comment about your own experiences with them.

For those of you still unfamiliar with them I suppose the thing you’ll want to know first is the plans. What are they and how much do they pay? Well, OnisGroup has three plans for you to choose from ranging from medium to long term. The first one is the medium term option and they call it the Silver Plan. Investments here start at bargain bin prices with a minimum of just one single dollar required for membership. Starting at $1 but increasing to $999 for the maximum deposit, this plan runs for 30 days. During that time you will be paid a variable rate of interest fluctuating between 1% and 2% per day. Payments are made daily with your principal returned on expiry. Although there is a “profit calculator” available on the website, I’ll also give you a quick example here of how a typical investment might work. So for an investment of let’s say $100 you can expect a return of anything between $1 and $2 per day for 30 days, giving you an actual profit of anything from $30 to $60 by the time the plan expires.

For more serious investors there is the Gold Plan. Minimum deposits here start at $1000, so clearly it’s not for everyone. But in my own experience I know that there is still quite a lot of you that can comfortably afford that. And given the fact that OnisGroup have now been online long enough to have paid enough earlier members in this plan, that should settle a lot of people’s nerves when considering a deposit of this size. So what can you expect for your investment here? The Gold Plan runs a bit longer that the previous one. Quite a bit longer in fact with a term of 60 days. And as usual the bigger investment gets the bigger reward (in return for taking the bigger risk don’t forget!). The interest you will earn here is also variable, and will fluctuate between 1.2% and 2.2%, which is again paid daily with your principal returned on expiry. The maximum amount you may invest here is $4,999. And if we take a sample investment of $1,000 here we will get anything between $12 and $22 per day, resulting in a final profit of anything from $720 to $1320.

And finally one for all the high rollers. The Platinum Plan will cost you $5000 to join and there is no upper limit that I am aware of. The investment term is 90 days and during that time you should expect a daily rebate, which is also variable, of between 1.5% and 2.5%. It’s a huge leap of faith to spend that kind of cash in any HYIP to be sure, but the thing about any long term HYIP is that they need to prove themselves over time. And I think OnisGroup have just about proven themselves by now. By which I mean had you invested $5000 on day one, you would have comfortably seen that money returned to you by now and a handsome profit to go with it. And if you decided to reinvest you’d be fast approaching your second expiry date. In more practical terms a $5,000 investment here will get you a daily repayment of between $75 and $125. That will work out at a total profit of anything from $6750 to $11250, with your principal returned. It’s also worth pointing out that this is the only plan that guarantees you to be in profit before expiry. Even at the minimum rate of interest you will still break even on day 67.

A couple of other things of note I want to say about the plans is that I do quite like the way the interest rates can vary. I know the investor might not always like it if he was thinking he would get the upper rate all the time, but in the long run it is much more beneficial to the program. In uncertain times like these they can lower the rate of interest to compensate for quieter trading days, but increase it again from time to time as things improve. It makes perfect sense really. If a program was to make a solid commitment to make a higher rate of payment they might find themselves struggling from time to time, but this way payments will be a reflection on the business on any given day. A prime example of an HYIP that has used this strategy, and to highly successful effect it must be said is PanaMoney (reviewed here). With PanaMoney they often pay close enough to their suggested maximum ROI. I am not a member of OnisGroup long enough to say exactly how often that happens here, but I am a member long enough to tell you that when payments are made, they are made quick. Usually a matter of hours and always within 24.

The other thing is that compounding is available. I’m no great fan of this myself for my own reasons. Personally I wouldn’t use it, which should be taken as no reflection on OnisGroup, but if you like it then it’s there for you. Accepted payment processors include Pecunix, V-Money, PerfectMoney, LibertyReserve, EcuMoney, AlertPay and StrictPay. A pretty good selection for you there I think, and one that would be the envy of any online HYIP.

The security of OnisGroup has been as stable as one can expect from any program in this industry. I believe they have been the subject of DdoS attacks which can be considered a daily occurrence as natural as the sunshine and rainfall these days. But they have managed to successfully mitigate each and every incident with no long term damage, proving my own theory of the importance of a dedicated server. And in the case of OnisGroup it’s hosted on a Staminus server, the best there is, with protection from DdoS attacks being provided by GoldPoll. The script has been custom built and is unique (I believe) to OnisGroup. Customer support comes in the form of an online e-mail ticketing system. If you prefer, there is an e-mail address you can write to directly. They also publish a telephone number. I tried to call but only a recorded message from the phone company telling me the number is not valid. Feel free to check it out for yourselves. Otherwise though, the admin has been more than helpful and has obliged me every step of the way, providing prompt replies to my questions.

The outside business interests of OnisGroup are listed as the by now “usual suspects” of gold, ForEx, stocks and bonds. Etc, etc, etc. Not much in the way of proof of this is offered to the casual visitor who happens upon the website for reasons according to the admin “in order to protect our trading strategies”. And that’s fair enough I suppose. But if planning to part company with a substantial amount of money then the right and obligation to ask questions first remains with you at all times. But, the admin goes on to argue, that the best proof of their successful operations rests in their continued payments, made in full and on time, to a growing army of satisfied clients. And in that we are in total agreement. I still think it’s a bit more of a game than he would have you think. But it’s an excellent game and it’s a paying one, and I think that’s really the last word you want to hear about OnisGroup.

Other news for today.

I have received some more good news today from NovalexFinance (I ask you, do we ever receive any other type of news from them!?). I got another timely 100% profit payment from them yet again today and didn’t hesitate to reinvest once again into the program. NovalexFinance has been so far the best HYIP performer in my count and is famous for its timely payments and flawless support. You should definitely try this one if you haven’t done so yet for a chance to double your money in just 50 days. You can read all the details about the program in my detailed review of NovalexFinance which was published here.

AsianInvestGroup (reviewed here) announced weekly returns and this week they again was less than usual. Although the fall in rates was not so huge and is less than 1% anyway. I remind you that AsianInvestGroup has been paying me steadily since March and it has two portfolios with variable weekly rates which you can to choose by reading more on their website or by looking at the weekly performances which have been more beneficial for investors in the Aggressive portfolio so far. Here are the trading results for the previous week:
“Our rates for current week are the following:
Optimized Portfolio – 8.5% weekly (-0.1)
Aggressive Portfolio – 10.2% weekly (-0.6)
Optimized Portfolio Premium (for investments of $1000 and above) – 11.5% weekly
Aggressive Portfolio Premium (for investments of $1000 and above) – 13.2% weekly“.

OilInsider (reviewed here) is a very similar program with variable weekly rates but unlike AsianInvestGroup it will offer you two payments that will be credited to your account twice per week. So far the weekly average performance of OilInsider was 10.1% which was repeated last week as well:
“Earned interest of 4.6% for Thursday, July 2 has been paid Friday, July 3, 2009
Earned interest of 5.5% for Wednesday, July 1 has been paid Thursday, July 2, 2009“.

The admin of InvestiMates Roger Miller (interviewed here) just sent another update to the members of his program in commemoration of their first month online. In my opinion InvestiMates program is going really smoothly now and the payments are being processed really fast. This has of course been duly noted by the members who try to spread the word about the program thus helping it to grow further which is a very important factor for the success of this type. I remind you that for 30 days online the program managed to attract over 1000 investors who deposited over $100,000 into the program. With the plans like 10% for 12 days with daily payouts and 12% for 12 days with the payouts on expiry InvestiMates keeps its solid position as the most popular short-term HYIPs now. For more information on InvestiMates program please refer to my original review published here. And this the latest from Roger:
“Hello Mates, InvestiMates is now 30 days old and we are 1 month old now and still getting stronger and bigger. Congratulations to all of us! This just marks the beginning of a new month for InvestiMates. I am excited to see the growth on our 2nd month now.
As usual, payments are being made fast and on time. Support e-mails are being responded to in just a few hours. We are all doing a great job in making sure our program is well sustained and well promoted.
Today, I have a headache and I need some shut eye first for a couple of hours. I just processed the withdrawals too.
Oh and by the way, I added the links to the forums on the home page of InvestiMates.
Thanks again and let’s keep working together in making InvestiMates the best.”

The admin of XagaEnterprise Kevin the domain of whom was suspended for spam reasons seems to be very excited about bringing the new program on the news domain to the investors. Unfortunately the new site is still not accessible for me and I will update you as soon as it’s online. Here is the latest from XagaEnterprise for your information:
“Hi Everyone, There are some changes in New XagaEnterprise. I will tell you later….
People are anxious to see New XagaEnterprise website. To be honest, I have no idea what my website will look like. When I made the old XagaEnterprise, I chose my own template. This time, I trust it to Doris. I believe she will do the best.
Prepare yourself for the New XagaEnterprise. It will be huge than before.
Go tell everyone you know about this. Make some noise…!!!
New XagaEnterprise will rock this industry. Prepare for the countdown… Thank you.”

Please note that due to Independence Day in the US there will be no interest credited to your account in GlobalTraderGroup (reviewed here) today. Here is the update informing the investors of that decision:
“Due to the holiday of July 4 (Independence Day of the United States), this Monday there will be no interest.
Resume on Tuesday with complete normality.
Balance of payments will be made generally available this Monday.
We appreciate your understanding.”

For the last 48 hours I received payments from the following programs being monitored by me: OnisGroup, Merchandies, InvestiMates, EnscoOffshore, SteadyGrowthInvest, PanaMoney, CorpusTrust, ProspectHits, NovalexFinance, Veolex, GeniusFunds, NanoMoneyCorp, GlobalTraderGroup, CoolReturn, ElegantMoney, YesICanSurf, InvestmentForge, ExcellentProfit, FlipReturn, AsianInvestGroup, OilInsider and ProInvestex (the first payment received).

By the way, ProInvestex is a brand new program that I joined just yesterday. I have received my first payment already and am looking forward to reviewing the program on Wednesday. ProInvestex is a blend of an HYIP and an autosurf program with 6 plans on offer. Three of them involves surfing and you will be paid on expiry: 112% after 7 days ($30 minimum), 120% after 10 days ($10 minimum) and 130% after 13 days ($5 minimum). Other three plans are simply investment options without the necessity to surf and have daily payments: 3% for 100 days ($10 minimum allowed to invest in this plan), 4% for 50 days ($20 minimum) and 5% for 30 days (this is the plan I have chosen with the minimum to deposit of $50). All the major e-currncies are accepted by ProInvestex including LibertyReserve, PerfectMoney, StrictPay, SolidTrustPay and AlertPay so it would not an be an problem for you to have an account with one of them. The script ProInvestex is using should be familiar to those of you who were in LloydFunds. It’s exactly the same with a two-step withdrawal option (first you should click on “Transfer Cash Balance” and only then will you be able to make a withdrawal). ProInvestex site has a very professional design and hosted on a dedicated server with DDoS-protection provided by Koddos company so I believe they are secure enough to avoid unnecessary downtime. ProInvestex program just launched on Saturday so it’s still very new, and I believe it has a pretty good chance to become a very successful program by uniting the surf lovers and haters under one umbrella.

That’s it for today and I will see you on my blog on Wednesday. Tomorrow I will be having a day off due to traveling to Russia but I will still try to answer some emails so don’t hesitate to contact me anyway. I will be staying there for a month but it’s not going to have any affect my blog and I will continue to supply you with all the latest information from the world of online investments. See you soon, guys!