Hi, guys! It’s great to write to you again from the capital of Finland. Actually I like it here with the mild Nordic climate reminding me of Russia which I left a couple of days ago. The only major difference is there is less garbage here and no mud at all, lol. Anyway, my mission today is to tell you all the major news stories from the online investment industry and hopefully there will be more positive stories today than usual.

Let’s start with InvestiMates which just passed another important milestone – two months online. Well, somebody might say that it’s not so much but believe me that it’s a lot of time for such high-paying programs like InvestiMates. I remind you that InvestiMates is simply the best high-ROI program now paying 10% for 12 days (120% total ROI) with daily payouts and 12% for 12 days (144% total ROI) with the payouts on expiry. InvestiMates accepts all the major payment processors including SolidTrustPay, AlertPay, LibertyReserve, StrictPay and PerfectMoney and the minimum amount to deposit is only $5 with the maximum currently being raised to $3,500. So the program is affordable for every single investor and many of them already took the opportunity to participate in such a wonderful program. If you’re interested to find out more about InvestiMates you can refer to my review published here or to two interviews with Roger Miller (the admin) published here and here. Good luck to all who participate. Here’s the latest from the InvestiMates admin:

“Hello Mates, I am so excited to announce to you that InvestiMates is now 60 days old. With this achievement, we also reached over $500,000 deposits yesterday. And now with 2,560+ members and over $516,000 deposits total, one would really notice the growth and success so far of InvestiMates. Everything we achieved today is because of our teamwork, your support and everyone’s help in making sure InvestiMates will grow and last for a very long time.
Given that the members continuously support the program, InvestiMates will definitely grow into an even greater program in the coming months. The possibilities are endless, we just need to continue what we do best, and that is to promote and let everyone know how InvestiMates is doing and how happy the members are with it.
Just a reminder to everyone, if you did not read the previous newsletter and you do not read the news, the maximum deposit has been raised to $3,500 per plan. This means you can have a max active deposit of $3,500 on the 10% daily plan and $3,500 on the 144% plan. I see it appropriate to raise this max as our program grows to fill in the requirements of the growing population of the program. This max deposit will also be raised in the future once I see the need for it.
Again, congratulations for the job well done mates! We just stepped on another milestone today and we will surely reach heights with the way we handle things here at InvestiMates. Wishing everyone a great day and an even greater day for each new day that comes.”

I have always thought that the admin of 12DailyClicks autosurf program (reviewed here) had some very innovative ideas when promoting the program. I would say that it’s based on very smart marketing tricks that encourage the investors to support the program. Well, to tell you the truth such things like opening Twitter and a blog to keep the members up-to-date on the latest developments from the program I have seen before. However I have never seen the email aimed at saying “thanks” to the promoters of a program. Well, it is kinda logical that the admin Jeffrey (read my interview with him here) sent an email specifically to the promoters of his program but it will pay off in my opinion. As people promoting any program are really a very important factor when defining a program’s success so addressing their needs and getting in touch with them is really important when it comes to helping any program flourish in the long run. And since I know that Jeffrey has a very long-term plans for his program I believe he will do just fine. Anyway, this is the email from 12DailyClicks:
“First of all thanks for your wonderful support to 12DailyClicks. For the long of 17 days till this date you’ve been helping us promote the program that is growing to become the leader of this industry. We wanted to say thank you very much for all bloggers, monitor administrators, forum administrators and all 12DailyClicks members who supports the program.
This message is specially for you that supports 12DailyClicks promoting it. We want to rebuild Ratings page and use it as tool to show people the many sites that are supporting 12DC, this way we reward a little bit of your support putting your site in front of many potential visitors. So we are asking that you please send us your monitoring seals (html code), blog banners (image url and link), thread links etc.
We will review all sites and those that have some space destined to 12DailyClicks will be published in our site. Monitoring seals will show in the Ratings page and member’s blogs and sites will show in the member area, we are creating a page that will list the best blogs of 12DC members.
Please send your entry to mike@12dailyclicks.com. Mike will be responsible for review and add the applications received.
We are preparing new features for promotion. Stay tuned, you will enjoy!”

The admin of FoxFund (reviewed here) has answered my questions for an interview already so I hope to publish that on my blog tomorrow. By the way if you don’t know the admin of FoxFund, Justin, is extremely active sending usually at least one e-mail update per day. I hope his support will only improve with time when the membership most probably will significantly increase. For those who doesn’t know anything about FoxFund yet I remind that there are four investment plans available: 3.2% for 45 days, 5% for 30 days, 117.6% in 7 days and 136% + principal return in 21 days. All the major payment processors are accepted and the program is seriously protected by Koddos. All these things combined with the fast payouts lead me to believe that FoxFund can expect some success in the near future. The membership has already significantly increased and I believe after the interview with the admin it will go up even more. So stay tuned for that and meanwhile read the latest update from FoxFund:
“Greetings to you, I bring you update of FoxFund today, our program is doing excellently well and we are so proud of all our members whom have supported us to this very moment, we say thanks.
Fox fund is taking the lead in the industry while we remain very focus, members are earning their investment returns on daily basics, presently FoxFund is 7days online and all members who invested with our expiration plan (Elite Plan) have been paid while others are already in profits, proof of this can been seen in Money-News-Online Blog which shows Paul already in profit, we are experiencing real success. All pending cash out request have been processed and we are still on to paying every one who request cash out. Our Interview will be published shortly we advice everyone to keep an eye on it while it’s out.
“FoxFund is Golden”, keep up the light as we continue to grow in strength.”

The admin of BestInv Olivia (read my interviews with her here and here) sent out another update announcing the winners of their latest referral contest. I’m glad to report that MNO blog was again named among the best referrers. Thank you, guys, for your trust! I hope MNO blog will always stay a reliable source of info for you. I know that BestInv (reviewed here) is doing just great with three enormously profitable plans of 120% after 5 days, 145% after 10 days and 175% after 15 days. It takes a lot more than just simple luck to stay afloat for about a month already. Well, I don’t know what is the secret to what Olivia is doing but I’m admitting that BestInv is one of the hottest short-term programs right now. Here is the latest update with some stats and the results of the most recent referral contest:
“Dear Members, I cannot explain What a fantastic time we are having. The member count is 4884 and its growing at an amazing pace. I am very proud of my members for
actively participating in the recent 3 day Referral Contest that we had.
Well life is a race, and we all are running for something. Its important to be a part of that race, winning or losing is secondary. Its the spirit, the
motivation that counts in the long run.
I am extremely delighted to declare the winners of the 3 days(2-4 Aug’09)Referral Contest and the lucky ones are as follows:
Username PrizeMoney
——– ———–
DM $50
moneynews $100
goldpoll $50
Sarah $50
gsmonitor $50
The monitors are rocking it, as you can see healthy competition took place between them. Keep up the good work monitors.
Heartiest CONGRATULATIONS to the above winners. They will receive their prizemoney shortly.
Look friends, our motive is to help you grow your funds. You can have our trust beyond 100% . For the n’th time i am saying that we are neither a HYIP or HYPE, we are a medium to help you manage your money.
With recession and job crisis on, the internet business has grown several folds. Of course its a great place to put your money into, but one has to be careful while making the right selection. In the process of Hit and Trial, several lose out huge volume of funds. And only a handful turns out to be successful.
My point here is that you must be wise before investing into a program. Check various parameters before investing.
Ok enough of lectures, friends our deposit base has grown immensely and it seems unstoppable.
If you ask me ONE WORD to describe our program, that would be……..FANTABULOUS ( Fantastic+ Fabulous).
Take care. Warm Regards, Olivia”

SteadyGrowthInvest (reviewed here) is doing extremely well and having some impressive stats. Being online for about three months it has over 4000 members which is a very good result. The admin seems unstoppable and is doing everything possible to prolong the life of the program. Today he announced that the program is going to be incorporated in Panama pretty soon and that phone support is going to be added as well. And though we know that such offshore registration can’t be a guarantee against losing your money (the latest example of scamming with Panamanian registrations gave us NovalexFinance) it will be a decisive factor that will convince many investors to reinvest into the program. This is surely what the admin of SteadyGrowthInvest is trying to achieve (by the way you can read my interview with him here). But even three months with such high-ROI and short-term plans like SteadyGrowthInvest offers (105% after 2 days and 130% after 10 days) is enough of an achievement in my eyes and in the eyes of the more experienced HYIP players that will agree with my opinion that SteadyGrowthInvest is a one of a kind program. And if you haven’t invested in it yet why not give it a try? Here is what the admin of the program has to say about the coming changes:
“Our program is growing steadily and catches more serious investors’ eyes. To ensure safe and productive cooperation we have decided to officially register our investment funds. Yesterday we have finally registered in Panama, an offshore zone and were issued a certificate: http://steadygrowthinvest.com/2.jpg. Now, having an offshore registration, we are about to add phone support for our members.”

It seems GeniusFunds is also trying to improve their phone support which will definitely boost the investors’ confidence into the program the level of which is quite high now anyway. GeniusFunds is one of my favorites and though it’s low-ROI program paying 1.0%-1.9% daily and 6%-9% weekly and is based on a unique share purchasing model which you buy in the beginning and are free to sell after the lock-in period of 150-180 business days. I must add that GeniusFunds is an extremely long-lasting program and that in itself is a very important thing with many investors looking into that before actually depositing any money. On many things GeniusFunds will be in the top ratings and it deservedly occupies the #3 spot among my best programs. You can read further details on that in my review published here. Since some things have changed with GeniusFunds since that was first published it you can expect another new updated review on my blog soon. So please read the update from GeniusFunds regarding the phone support that has been published recently:
“A week ago we have announced the coming of our new call center in Cyprus. The day has finally arrived. Live customer support representatives are available from 8am until 6pm Eastern European Time, Monday through Friday at +357-25-025067. The automated account information system is still available at +44 200 222 7598, 24 hour a day, 7 days a week.
We are aware of the issues that investors had while trying to contact live support representatives in the past and we are confident that these issues are now resolved.”

I have received another monthly newsletter from CoolReturn program (reviewed here). Unfortunately nothing new here and the introduction of new payment processors like AlertPay, SolidTrustPay and StrictPay are being delayed. It’s funny that it took the admin a few weeks to understand how the AlertPay system works and that there is actually some interval before your withdrawal is approved and paid to you. Of course, it’s a more complicated system than LibertyReserve and PerfectMoney which both are anonymous payment processors meaning they don’t require any verification or allow chargebacks (which is extremely convenient for some scammers). I wonder if it was the real reason why AlertPay was not added yet. Anyway, I think my readers are smart enough to draw their own conclusions from the monthly newsletter from CoolReturn which I’m republishing below:
“This is monthly newsletter of CoolReturn.
CoolReturn completed its second month in online investment business. After two months business results were excellent. So far 1176 people joined CoolReturn with 94,577$ deposits including reinvestment.
Few examples of bonuses to make things easier so everyone can understand it very well.
Deposit 10$ from ecurrency a/c and get 20$ in CoolReturn account
Deposit 20$ from ecurrency a/c and get 40$ in CoolReturn account
Deposit 30$ from ecurrency a/c and get 60$ in CoolReturn account
Deposit 50$ from ecurrency a/c and get 100$ in CoolReturn account
Deposit 100$ from ecurrency a/c and get 200$ in CoolReturn account
Deposit 100$+ from ecurrency a/c and get 30% bonus in CoolReturn account
Bonus is only credited if you will contact us with payment details after making deposit. CoolReturn offers very reason able and practical return rates so we are very easy in offering cool bonuses to attract old and new members.
These bonuses are already in action since first month so nothing new here, just some update / clarification.
In last monthly newsletter we announced that we will add new payment options and we worked on AlertPay. At the end of last month we applied and got AlertPay account. After verification we made test deposit in this account and also tried to withdraw to complete one cycle. We noticed that this is not easy payment option choice like LibertyReserve because bank wires take around 3-5 business days in execution. It means up to 5 business days (almost one week) funds will held at AlertPay. Another issue is there are not much exchangers those exchange AlertPay. So we will investigate more and make decision. Anyhow there are also other payment options like SolidTrustPay and StrictPay. We will also check those and will definitely add one that will be more use friendly in term of deposits and withdrawals.
Payouts are smooth and on time. We try to process payouts 3-4 times a day. The reasons is if sometimes we are behind/late (than usual routine) in processing payouts on weekends or due to any reason, some people on forums post that payouts are delayed. So we stopped paying almost instantly so you get familiar that normal payout processing time is 24 hours. However now we set target to process payouts around 3-4 times per day with few hours interval.
As mentioned on website and first month newsletter we are also offering private plan to bigger investors. It means you can do e-currency free investment. Payout will be sent directly to your bank account on monthly basis. We already have some private plan clients and some are in pipeline. Contact us for more details.
Please visit our rating page and support us on your favorite discussion forum or monitor.”

The admin of DirectResult program (reviewed here) launched another promotion. It’s just another marketing trick IMHO of course, but it’s weird that the deposits made via AlertPay (which is one of the most reliable payment processors) will receive 10 times less of a bonus than the same deposits made via LibertyReserve, PerfectMoney and StrictPay. What is so special about AlertPay that makes so many admins tremble with fear? Well, I think you’re all smart enough to draw your own conclusions regarding this. But like in case with CoolReturn I will make a hint that to withdraw money from AlertPay takes a hardline approach to scams and all transactions are reversible if they suspect the admin is guilty of trying to steal from his members. So you can imagine why the admins dislike AlertPay so much. It’s a really horrible e-currency, (for them!) lol. Here is the update from DirectResult regarding the promotion:
“First of all, let me use this opportunity to welcome our new investors. We are glad that you have chosen DirectResult as a reliable place to invest. Your trust in us is well appreciated and our promise to you will always be kept.
There is a special offer starting from now to enable you earn even more profit.
Please take careful note of this offer.
Make an investment of any amount above $10 and your investment will be increased with 10%. Invest $10 and your investment will show $11. Invest $500 and your investment will show $550. Invest $1000 and you will have $1100 as your new investment amount.
You can invest any amount, provided it is higher than $10 to qualify for this offer. And you can invest multiple times.
Please note that investment of $10 and above made using AlertPay will only receive 1%.
Investment of $10 and above made using LibertyReserve will receive 10%.
Investment of $10 and above made using PerfectMoney will receive 10%.
Investment of $10 and above made using StrictPay will receive 10%.
This offer is between now (when you receive this newsletter) and Sunday the 9th August 2009.
When your investment is made please note that the increment is made to your account manually so please allow up to an hour or so for the increment to be added to your account. Everyone is welcome to participate.”

There were some delays to withdrawals via Debit Cards recently in SolidTrustPay payment processor and their clients got a bit worried about that. I myself had to wait five business days (instead of the usual 1-2 days) to receive a withdrawal to my STP Debit Card. It seems everything is ok now and their support promised that everybody with pending withdrawals to Debit cards should get paid. It’s not the first time when withdrawals to Debit cards were delayed for some reason and I don’t think it will be the last timeeither. Anyway, it seems everything is back to normal now and hopefully debit card transactions will be processed in time from now on.
The most recent update from SolidTrustPay was regarding the different types of account and the rules for assigning one particular type of account to each member. The features of any account type have been given to everybody in this special update:
“SolidTrustPay is introducing a NEW three-tiered account structure !
The change to the tiered structure is expected to be launched on August 4, 2009.
Personal Account
* great for online shopping and payments
* send $$ instantly between family and friends
* fund your account via multiple options in over 100 countries
* refer others and earn CASH in our free affiliate program
* personal, bank or credit info is never shared during transactions
* have fun with our free Scratch ‘n Win game, Cash Back Certificate program and government approved National League of Poker site (coming soon)!
NOTE – there are NO transaction fee changes for Personal Accounts. If you are already an STPay member, and are NOT selling a product or offering a service/program on line that uses STPay, then you are already a PERSONAL member.
Business Account
* apply to accept credit/debit card purchases from non STPay members (restrictions apply)
* sell online products and services quickly and easily
* quickly withdraw company profits via multiple options & currencies
* competitive 2% plus $.25 receiving fee (transfers from STPay members)
* fast and professional merchant assistance via our new Merchants Only support options
* FREE programming consulting and assistance (limits apply)
* refer customers and earn CASH in our free affiliate program
* FREE listing in the SolidTrustPay Shopping Mall
NOTE – if you are already offering STPay as a payment option for your online products or services, your account status will be upgraded to BUSINESS for you. You do not need to apply.
Corporate Account
* FRAUD, LOSS and CHARGEBACK protection!!
* apply to accept credit/debit card purchases from non STPay members (restrictions apply)
* sell online products and services quickly and easily
* quickly withdraw company profits via multiple options & currencies
* competitive 3.5% plus $.25 receiving fee (transfers from STPay members)
* low $15 monthly gateway fee/no cancellation fee or reserves held
* fast and professional merchant assistance via our new Merchants Only support options
* FREE unlimited programming consulting and assistance
* refer customers and earn CASH in our free affiliate program
* FREE listing in the SolidTrustPay Shopping Mall
NOTE – to apply for a Corporate Account, visit your Merchant Zone area and complete the Corporate Account application form. Only already verified Business Account holders may apply for corporate status.
Contact merchantsupport@solidtrustpay.com for more information!”

I have joined another program today called AxaCofinance. It’s a really strange name for a program and I have no idea why it’s called so. There is nothing about that on the website at all except the usual stories about trading (this time it’s Metal trading). I would suggest to treat AxaCofinance as a regular HYIP especially considering there is no proof of trading presented on the site. The plans are quite reasonable though: 10%-12% for 15 weeks (depending on your deposit amount which is ranging from $10 to $25K). So in the end of your investment term of 15 weeks (105 calendar days) you will get 150%-180% pure profit. In addition, your principal will be returned as well. There are only two payment processors accepted: LibertyReserve and PerfectMoney. I honestly think that any program cannot operate to its true potential while limiting itself to only two options. So I expect the admin to add more payment options soon. The script AxaCofinance uses is the already well-known MonetarySoft (you may be familiar with it if you’re a member of SteadyGrowthInvest or SazaInvestments for instance). It’s another good thing that AxaCofinance is hosted on a Staminus dedicated server so I would not expect huge downtimes anytime soon. I’m going to make a detailed review of AxaCofinance on my blog soon so stay tuned for that.

I think that’s it for today. To close I would just like to list all the programs that paid me for the last 48 hours. They are: BestInv, 12DailyClicks, InvestiMates, Verifield, GeniusFunds, AssetsParty, NanoMoneyCorp, SteadyGrowthInvest, OnisGroup, FoxFund, FlipReturn, SolidCapital, PanaMoney, CoolReturn, ExcellentProfit, DirectResult, EnscoOffshore, GlobalTraderGroup, RoxiTrade, XagaEnterprise, YesICanSurf, InvestmentForge and GoldNuggetInvest. See you on my blog tomorrow, guys!