BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! Well it might be the last day of summer for those of us in the north and indeed there is already a chill in the air here in Iceland. I went fishing just yesterday on the arctic waters of the north Atlantic. It can get a bit rough out there I can tell you, especially on a small fishing boat. Nerve racking in fact but the nice pollack I caught for breakfast made the trip more than worth it. The old adage about nothing being more delicious than the one you catch yourself is certainly true.

But anyway the last day of summer might also turn out to be the start of a good money making opportunity for us all as well. One of two new programs I have just joined and one I have very high hopes for is called PTVPartner. It’s a recently launched HYIP with a variety of short to mid-term plans. At first glance it might look like a regular online program but I can assure you it’s better than that. They really have gone the extra mile for investors in terms of security and design. I’ll get to all that in just a moment of course but first I’ll tell you about the thing most of you are most interested in: the plans.

They’re quite straight forward really. As they should be. Nothing overly complicated but they would be comparable to those used so successfully by a number of good programs recently. In this case there’s four of them and they work as follows: The first thing you are going to have to do in order to invest with PTVPartner is to open an account with them. You then make your deposits into this account and re-direct your funds from there, manually putting them into whatever combination of plans you feel best suits your own circumstances. Once you are in your member’s area you will see a message informing you of your most recent visit and your IP address. Below this you will see a number of tabs, one of which is labeled “Finance”. This is the one you will need to click in order to get you started. It will provide you with the necessary information on the cost involved with the various plans. The first of which is called The Introductory Plan and it runs for 10 days. The minimum to spend here is $25, steep by some standards, and the maximum is $250. In return for that you will receive a once off payment on expiry of 110% which of course includes your principal. So for example, invest $100 here and ten days later be paid $110. Not a bad rate of interest at all and one that can be perfectly sustainable for a number of months if managed correctly.

PTVPartner‘s second plan is called The Advantage Plan and it will run for 20 days. Again it features a one time only payment on expiry so for deposits ranging from a minimum of $50 to a maximum of $500 you should expect a return of 125%. So in monetary terms a $100 investment here will get you $125 on expiry, your principal included.

Next we get to The Leverage Plan and things begin to get serious. An investment here will cost you at least $100 and can go to a maximum of $2000. This plan’s term runs for 30 days after which you are offered a payment of 145% of your principal, which is once again already factored in. The minimum required investment of $100 will therefore see you pocket $145 on expiry.

And finally there is The Prestige Plan. A prestigious title alright, but at a $200 minimum it is still accessible to many. The maximum deposit though is a tasty $10,000 but few of us need be concerned about that I’d say. For a deposit here PTVPartner will pay you 190% of your principal back after 40 days. So for the minimum of $200 spent you should be paid back a total of $380.

A couple of other quick points I’d like to make about the plans in PTVPartner include, and I know I’ve said this before, but I have always been a fan of programs that allow the minimum and maximum amounts accepted in the various plans to overlap slightly as happens here. It throws all plans wide open to the maximum possible number of investors. The Prestige plan for instance. I know $200 is a serious commitment for a lot on MNO readers but it’s not an outrageous sum of money either to most US and European based readers. How many times in the past have we seen other programs offer a similar plan, only to render it completely pointless by asking for something like $5000 to join? Not so here. Obviously the risk does increase dramatically alongside the reward, but the cost does not and that point could prove crucial to opening PTVPartner up to the widest possible array of investors.

The next point is that compounding is allowed and you are invited to set the percentage of your deposit (if any) you wish to use like that. For my own reasons which have nothing whatsoever to do with PTVPartner I was never a big fan of compounding and would rather avoid it. But that’s just me. If you like it then just be aware that the option is there for you.

And finally on the subject of the plans I have to mention what is probably the only drawback to PTVPartner. It’s the poor choice of payment processor. At the moment this is limited to just LibertyReserve and PerfectMoney. No disrespect to either of those companies, both of whom have their advantages. PTVPartner however will simply not achieve it’s full potential, which I believe to be massive by the way, until this list is expanded. Fear not though as the admin has said that plans are underway to sort this issue out so we should be seeing more payment options added soon. Personally I’d have preferred it if this was done before the program was launched but of course they’re still only online for a matter of days so it’s quite acceptable to do it now. Expect a rapid growth in numbers joining after this still minor issue is dealt with.

So the plans are quite good. Profitable, which is what always first grabs everyone’s attention, but sustainable too which is more important. Nothing unique there either of course and we have seen similar plans on offer elsewhere. So what makes PTVPartner so much better than the competition then? The answer to that is in the design, the security, the level of communication, and the sheer professionalism of the administration team. Whoever is in charge around here knows what they’re doing, of that you can be sure.

First of all the script is unique and highly customized, although I do believe it originates from MonetarySoft. Nothing wrong with that, in fact their reputation is excellent. In the relatively short period of time they have been in operation I am unaware of any of their customers experiencing script problems. Next is the hosting provider and it comes from Dragonara who provide a dedicated server protected from DDoS attacks. Dragonara is a name that always raises an eyebrow with me when I see it. It’s a sign of quality and their pedigree in this area is beyond reproach. There will be no major issues to speak of on that front and you can be confident of that.

There is a lot more to the security of PTVPartner than just that of course and they have gone to extraordinary lengths to provide the best and most secure and protected program online today for potential investors. It has SSL protection throughout for example. In my introduction to the program published last night I quoted the admin from a post he made on his own forum giving fuller details of the steps that have taken to protect the site and the accounts. I don’t think I’ll repeat it again here, partially because I’ve already done so yesterday, and partially because some of you may find it overly technical. But suffice to say you’re in safe hands here.

Customer service and support comes in a both surprising and refreshing variety of choices. As well as the usual online e-mail ticketing system you can also get your questions answered in real time via their Live Chat feature. This function is not available 24 hours per day so I will ask the admin what are the best times to chat with an operator there. Most unusually though they have also launched a chat room and their own unique forum dedicated to all things PTVPartner related and which can only be viewed by program members. Other programs really do need to sit up and take note here, this is how things should be done.

There is a long and elaborate cover story relating to the outside business interests of PTVPartner and you can read it for yourself on their homepage. As most regular readers will know by now I prefer not to get too far into these matters until at least six months have elapsed. But for what it’s worth some of the information contained there does make perfect sense. They are claiming to be in the business of financing other business that can not get funding, loans, credit, etc for one reason or another through the regular banking channels. They provide this service for seriously inflated interest rates and they claim to be doing it since the 1970’s (which must surely be a new record in the world of online HYIPs!) To believe it or not will be your own choice, I am simply trying to assess PTVPartner as an online money making opportunity and apart from the lack of choice in the way of payment options I can find little else that I do not like here. More payment options will be added soon anyway so it’s hardly worth mentioning.

The final word? It’s an obvious risk of course. And that’s too obvious a statement to make. You guys aren’t kids so I won’t treat you like kids. You all know the risks already, right? But I think it’s well worth the risk. Profitable plans, largely sustainable though not indefinitely, and a level of protection and communication with few rivals. What else do you want? And remember, you heard it here first!

Other news for today.

Please excuse me but I’m totally confused with all those short-term programs. Who’s paying and who’s not paying? Who’s online and who’s offline? It all changes so quickly and as one of my readers said: “They make your blood boil”. Seriously guys, if you really want to participate in short-term programs then you simply have to be ready for some very rapid and sometimes unpleasant changes and you have to accept it. All short-term programs can be considered high risk so by joining them you should proceed with extreme caution. Only invest money you can afford to lose and think of your investment strategy carefully. Otherwise you’re doomed to fail. So what are the changes for today?

PlusInv paid me today without any hassle and I know many people that were paid as well. However, taking into consideration that there are also some people whose withdrawals are bouncing back to their accounts or showing as processed while in reality they were not I simply can’t recommend PlusInv anymore. The worst thing of all is that the admin of PlusInv is not on the forums anymore and is not explaining the reasons why some members can’t withdraw their earnings. So please help me with this dilemma. Report to me at abramsonp@gmail.com about your payments or non-payments from PlusInv so I could collect all the necessary info and make a decision regarding the future status of them on my monitoring page. Meanwhile I plan to keep it on Paying selectively status.

The site of TenTraders was offline for some time today and you could see the following message when trying to access it:
“Hello everybody. Site is under maintenance. Please try again later.”
I must say the site has been struggling for some time now. First it was delayed payments that caused a wave of bad votes on forums and monitors, then the bandwidth limit was exceeded and the program had to change their hosting provider to the more reliable BlockDos. Honestly I have no idea how much TenTraders site will be able to continue given all the difficulties it had to face. In addition, I received some complaints from the members that told me they have pendings for some days already. I have received my own pendings today but still I have some concerns about their performance. So again please report to me if you have any issues with TenTraders with your username and the full description of your issue. I will try to contact the admin of on your behalf and hopefully he will solve your problem after the site is back online. I will leave TenTraders on Paying status as hopefully everybody will be paid soon.

StableRoi is possibly going down so it’s not advised to make deposits there right now. After much activity on the admin’s part including two interviews for MNO it is really strange that he disappeared from public forums on the day the payouts should have resumed. Fairly speaking AlertPay payouts have been made but we all know why that happened. Regarding other pendings it was promised by the admin that they would be paid today but GMT Monday is over now and no payments have reached investors’ accounts yet. Really fast scam? StableRoi lasted for a little over two weeks so such a fast demise was kinda unexpected for most of us. I have contacted Bred already and am awaiting of his reply. Meanwhile I have moved StableRoi program to Problem status on my monitoring page. Please don’t invest there!

I think that’s enough unpredictability for today so let’s get to more stable programs. XagaEnterprise (reviewed here) is definitely one of them. After introducing two new plans yesterday it seems that there was some script issue and if you faced one please don’t hesitate to contact customer support like the admin Kevin suggested in his new update:
“The adding of the new plans has caused some little problem with our database.
If you have missing earnings, please send email to support. Diana will take care of this problem.
Thank you. Regards, Kevin”.

Please note that the site of NanoMoneyCorp program should be accessed from http page and not https. The reasons for that were outlined by the admin of NanoMoneyCorp (reviewed here):
“Secured connection changes!
We have change the order users can connect secured version of our site through SSL protocol.
From now you would not be able to connect to https:// until you connect to http:// version of the site. This is done to increase security of our site and avoid further possibilities of DDOS attack we have recently faced. So please start browsing of our site from unsecured connection (http://) and move to secured version (https://) later on. Secured site’s version is working and available while connecting to member zone by default.”

If you prefer to invest into new programs I suggest to have a closer look at PTVPartner which I just reviewed above. The admin of the program Garrett has been really active from the first days online and is working hard to improve the program. The best way to do that is surely to provide potential investors with top-notch support and communication. And PTVPartner will give it to you. There are three ways to get connected with the admin and like-minded investors in PTVPartner: via Chat Room, Private Forum or Live Online Help. A fourth method is by submitting a support ticket. All methods are thoroughly described in the newsletter to the members that I received from PTVPartner today. Here it is:
“We are off to a Fantastic start!
We are certainly well please with the results of our first few days online. We continue to see an increase daily in new members as well as capital investment.
24/7 Live Voice, Text and Video Chat Rooms!!!
Our Chat Room has not only been a fantastic place to provide support, at times it has been a great place to just hang-out and enjoy each other’s company. Several people have commented that they really appreciate having the Fully Moderated Chat Room and will continue to support our effort there to make it successful thru frequent visits. We think they come because…it is just ‘That Addictive!’
So we would really appreciate it if you would drop by, check us out, and say hello! Investor, Member, or not … All are Welcome!
Integrated Private Forum!
The forum could really use some visitation. We feel having the chat room probably reduces the forums exposure. But is a useful tool in archiving information. Any forum questions, answers or assistance members can offer would be greatly appreciated.
Live Online Help
We have not yet launched our Live Online Help. This is designed to provide non-member support. With the chat room in place and only a couple days under our belts, frankly we really haven’t needed it yet and have more important things to handle.
Obviously with any new endeavor there are at least small things that you soon realize need to be altered, eliminated or created. We are quickly resolving those issues and pressing forward with increased determination, excitement and enthusiasm.
It seems from reading various forums around the net that for the most part we have and are being well received. We appreciate the consistent banter and enjoy reading it as we ‘make-the-rounds’.
We have added a few monitoring sites as well. We nearly decided to refrain from any except for MNO. Our perception is that most don’t update their clients well enough and simply the need is not that great. However, after some discussion and investigation we decided to retain the services of a handful anyway. You can find them located on our site on our ‘Ratings’ page. Since we have taken the time to acquire their services, it would be of great benefit if our members would take a few moments, visit those site and once referral fees are withdrawn or payouts have started, post us as a paid program.
For those of you fortunate enough to take the time to read this, we wanted to once again make you aware that we are not just another typical HYIP. If you will take the time to come by and check out our site, see what we have to offer, do you due diligence and research our program, its backing and roots, you will soon discover why claim to be ……..
Your Once-In-A-Lifetime Financial Opportunity!!!
Start the Experience …… Join PTVPartner and ….. Free you Life!!!
Garrett Rainier. PTVPartner Admin”.

As promised the renewed revenue share surfing program YesICanSurf will be launched tomorrow and you will be finally able to take advantage of the new opportunities the program has to offer investors. Here is what the admin of YesICanSurf Sarah has to say about it:
“Good morning everyone, Just want to update you on our progress.
Phil continues to manually correct your accounts , but this will take more time than expected, as it’s a long and arduous process. We ask for your patience as he continues this week. We will let you know when all accounts are completed.
The new surf week will begin as promised tomorrow, Tuesday. Remember, you will need to surf just 10 sites daily to earn. Rebates will be distributed weekly and the cashout button will be open for 24 hours after that. You may withdraw 50% without penalty, and the rest will be compounded. If you wish to compound all your rebate earnings, do nothing and your rebates will be rolled over automatically by the system. It’s a great way to build your adshares!!
The FAQs have now been posted, so please do study them carefully so you understand how rev shares work. ……especially the section on “Rolling Over”.
Have a very successful week, Sarah and Phil”.

This update I must say I consider a pretty curious one. Do you still remember FlipReturn program (reviewed here)? There was not so much news from them recently except the steady payments which I have received on a daily basis. Well, it was not exactly news for me that FlipReturn is piggybacking on other online investment programs that provide their investors and the program admin with some income. It was news for me that almost all the programs that he invested with were the ones that were covered by MNO blog. I think the admin of FlipReturn is an eager reader of mine so I would like to thank him for his trust and for the brief analysis of the programs in which he deposited. In addition, there is now a weekly plan added to FlipReturn program that will pay you 15% -20% weekly depending on the amount deposited. Here is the newsletter I got yesterday:
“Dear Money Maker, we are online now for 4 month, what is something not every hyip can say. But we are getting better. From today on I will write a weekly newsletter about this industry, where did I invest your money, and how did we do, during the past 7 days.
Last week was a good week, in fact we have a few good weeks in the past.
Starting with our own little money maker
FlipReturn:
FlipReturn was ask many times, why do you only pay up to 1% a day, if you invest in other high paying hyips, it should be more. And yes mostly it is more, what gives us a little play money. This is why I decided to allow the SUPER FLIP. But what is the SUPER FLIP? It is a new plan what pays people on a weekly basis between 15%-20% for 10 weeks. Here is the plan in details:
SUPER FLIP $10.00 – $15000.00 15.00 – 20.00% / weekly
Flipp – one $10.00 – 250.00 15.00% Hyip
Flipp – two $251.00 – 2499.00 16.00% Hyip
Super Flip $2500.00 – 15000.00 20.00% Hyip
The plan pays as mentioned, 7 days after your investment for 10 weeks. When the 10 Weeks are over, the plan not only expires, but will not return the principal. So you basically double your money within 10 weeks.
A nice new feature on FlipReturn is also this weekly newsletter, I will send my view’s from the industry now weekly.
PanaMoney:
A program what pays like a clock for almost one year now. This is a great achievement and I can only say good things about PanaMoney. Payments on time, script outstanding and no problems in getting paid.
GoldNuggetInvest:
Robert is doing well and I look up to his achievements, the site is based on a tomacero script, what is a great and good script as far I can say. The design is from Doris, but most important the site is hosted with BlockDos where he changed after the downtimes with his old hosting company. Robert pays in time and the site is a great earner for quite a wile in my portfolio.
OnisGroup:
Also this program is in our portfolio even not that long, it does what it promise pay clockwise. So we all make some profits from here as well.
GeniusFunds:
Outstanding performance and a design and script I just admire, it is a great program and as I can say a real deal. I not say this from many programs, but I really like this one, and believe in it.
NanoMoneyCorp:
Online since 3 years, not reallysure about this, but they are online for quite a wile and I am sure they do well, so I keep investing here also last week and hope for a long ride.
InvestiMates:
This is bad news, the program stopped paying, but we make some nice money here, so I not start crying, but move on, was a good ride.
StableRoi:
It is a higher gamble here, but we are in for a few rounds, let’s hope and let this perform a few more rounds, its sure nothing I trust to much of our money in, but so far, so good.
SazaInvestments:
Nice program, and paying as promised, I have some funds up here and hope for a long, long ride.
AxaCofinance:
Also a weekly payment program, what I kind of like, I get paid nicely here so far, so lets hope for many weeks of quick payments over here.
CorpusTrust:
Again a long time investment plan, and as you see I trust this programs more. I believe this can go a very long way, and we are in here with a little.
PreviaTrust:
I not believe to long in this program, but we are in for a ride and I hope for a very long one.
TenTraders:
Makes a lot of ads, but with such high returns they need to to survive, it will not be there for to long, but I hope a few more weeks and we are in also here.
e-Toro.com:
And I am in this real forex trading deal a long time, it makes us safe and good money, that why we have some great amounts sitting in here.
This was all for this week, see you next week and hope to say the new plan is accepted very well and we have some more money to play with.
I do my best, so join me and refer your friends, since you can get a great extra share on there investments too.”

If you tried xChanger already you may have become a devoted fan of this great website. With all the transactions being processed literally within hours of request and very moderate fees xChanger is undoubtedly one of the best exchangers online. I’m glad to endorse this venture on MNO blog and hopefully it will be useful for you if you try to exchange your LibertyReserve, PerfectMoney, SolidTrustPay and StrictPay. For more details on how xChanger works please read my interview with the admin Andrei published here. The new features of the site include the implementation of their own blog and socializing on Twitter as well as the new promotional exchange rates that will be available for a few hours only. Please read the latest newsletter for more details on that:
“Hi there, We hope everyone had a great weekend. We want to cover a few issues in this newsletter.
1. Special Promotion. For the next 48 hours our special promotions are:
– LibertyReserve to SolidTrustPay for 0%+$0.25. You can exchange your LR to STP for $0.25 only in the next 48 hours.
– StrictPay to SolidTrustPay for 4%+$0.25. As you might already know SP stopped working with STP thus you won’t be able to deposit/withdraw from/to STP within your SP account anymore. Our rate is 6% points below any other rate you’ll find online.
The rates will go back to our normal rates 48 hours from now.
2. As you might have noticed we put up a table on the homepage named “Average Processing Time” thus you can make an idea on how long time is an exchange processed.
3. We opened our official blog. You can check it out at http://blog.xchanger.org. There you’ll find the latest news regarding xChanger. On this occasion we also opened our Twitter account. You can follow us here: http://twitter.com/xchanger_org
4. It has come to our attention that there are persons impersonationg xChanger’s admins and asking for exchanges trough different messengers and e-mail. We want to make it clear that we do not offer support via any messengers nor we’ll we ask you to make exchanges trough that medium. The only ways to contact us are:
– our help desk: http://xchanger.org/helpdesk/
– our Live Chat
– our official e-mail: xchanger.org@gmail.com. We prefer though to be contacted trough the help desk as we can keep better track of everything that way.
If someone is claiming to be representing xChanger and asking you to make an exchange ignore him! It’s not any of us! Also, please report the incident to us with as many info as you can.
That’s all for now. Have a great week ahead!
Best Regards, xChanger Team”.

I must say that I have problems with downloading a couple of programs at the moment so I must look at this issue more closely. There is nothing to worry about though as the downtime wasn’t long enough yet and I will report on my blog when I have more info regarding it. Today I have been paid from the following programs: PanaMoney, OnisGroup, GoldNuggetInvest, InvestmentForge, WLInvestments, FlipReturn, TenTraders, GloriousProfit, AdsDailyPro, GeniusFunds, PreviaTrust, Verifield, XagaEnterprise, ExcellentProfit, CoolReturn, CorpusTrust, NanoMoneyCorp and PTVPartner (the first ref comms received). That’s it for today, guys, and hopefully I will see you all here again tomorrow!

P.S. I joined another program tonight called FortixCapital. It has quite a decent design, dedicated server with DDoS-protection and licensed GoldCoders script. The plans are 1.6% for 25 days, 2.2% for 45 days, 2.8% for 60 days. Of course the principal will be returned to you on expiry. There are five payment processors accepted in FortixCapital including: LibertyReserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay. There is also the usual nonsense story about Forex trading which you should completely ignore as all the texts about Forex are not original. I mean if an admin can’t explain what he does with members’ money you should just treat the program as a game. Anyway, FortixCapital is quite ok, especially the first plan offering 1.6% for 25 days where you will get 40% within the 40 day term. Other plans are out of reach for the majority of investors as the minimum to join with is quite high. One more interesting feature included in FortixCapital is that you are able to withdraw your initial deposit if you’re not satisfied with their performance and you will be reimbursed within 2-3 days. I will look into this program in detail on my blog tomorrow so stay tuned for that!