BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! A couple of days ago I came across a new short term HYIP called Infinitum and I must say I have really been looking forward to reviewing this one. Not because that I think it’s so much better than anything else around at the moment (mind you, it is quite good!) but rather because it’s a program quite unlike any I can think of running at the moment with a highly unique operating system that gives it a strong individual personality all of its own.

The plans themselves are simple enough but it’s the whole process of joining and depositing is a little tricky. I mean it’s not that difficult once you have been taken through the whole process once, as I shall attempt to do for you here, it’s just that if you are new to this business and are only familiar with the regular licensed scripts used by the majority of HYIPs then Infinitum might look something of a challenge at first. Trust me though, it’s really not difficult and actually quite an interesting change from the norm.

So let’s get the easy part out of the way first and start with the plans. Infinitum offers three investment options for members to choose from, all of them short term with a high rate of interest and all of them only paying on expiry. Investment terms are measured in business days only (Monday through Friday) so remember that there will be no activity from them at weekends. And the amounts you may deposit in all three plans ranges from the same minimum of just $5 to a maximum of $250,000.

The first plan is called CIT-12 and it runs for just 3 business days. The interest rate is calculated daily but as it’s only paid on expiry I’ll just give you the final tally which is 104.2% including your principal. So in other words by investing $100 you will get back $104.20 on expiry. Spare change to most of you I know so I guess this one is really up there as a test plan for the cautious and the skeptical alike.

The next plan from Infinitum is the just as bizarrely titled DOE-31 and it runs for 7 business days. The total figure you can expect to see returned in exchange for your deposit here is a slightly more appealing 110.5% (principal included). So that’s $110.50 handed back to you if you deposit $100.

And finally the riskiest option with the highest return is called the ITM-25 plan and it runs for a term of 21 business days. This time the reward goes up to 133.6% returned on expiry. Unfortunately I am forced to say that this is not really a great plan to join Infinitum with and some very simple mathematics will prove why I think so. This plan is a full three times longer than the last one but in the HYIP world that represents a significantly bigger risk. But what is the reward? Only very slightly better and not really worth that extra risk in my opinion. For instance, if you join this ITM-25 plan with $100 you should get back a profit of $33.60. However you can join the DOE-31 plan, claim your profit, and sign up again three times and finish with $31.50 with a vastly reduced risk.

Before we get to the tricky part I’ll just add that at this particular moment the only payment processors being accepted by Infinitum are LibertyReserve and PerfectMoney. Nothing wrong with either of those. They are both good options and both have certain advantages. However for Infinitum to reach its full potential, which could be enormous but only if managed right, the admin is really going to have to expand that list. But it’s not a difficult thing to do either so hopefully he will take note and at least consider this. Something else you should know is that payouts are automatic so there will be no need to request them. Some readers less familiar with HYIPs, or maybe just a bit less expert might think that direct payments means that a program does not run off a regular script. Not true. Infinitum does offer direct payments to your e-currency account but it is also very definitely running of a very unique and secure script. The amateur investor wouldn’t realize that of course.

So how does one actually go about becoming a member and depositing in Infinitum? Well the first thing we need to do is to create an account on their “Create Value Account” page. Nothing out of the ordinary there you might think but remember that you will need to create a separate account for every single deposit you wish to make with this program. So upon doing that you will have to choose your preferred payment method, the plan you wish to join, your full name, the amount you wish to deposit, and finally your e-mail address. Simple so far, eh?

Having successfully completed this stage you will now be provided with a batch number and a PIN code unique to your deposit. Now this is vital so please remember those numbers and store them carefully. You are going to need them in order to check on the status of your account. This can be done via the “Check Status” tab on top of the page and will provide you with an up to date snapshot of your deposits progress and your payout schedule. And that’s about it really! There’s not a lot else to it because as I said payments are made automatically to your chosen e-currency.

If I didn’t make myself absolutely clear on that don’t worry. As most MNO readers will know by now anybody in my downline with any questions is always welcome to get in touch. Just remember to confirm your username and I’ll see if I can spell it out a bit more clearly to you on a one to one basis.

The very existence of a unique and custom designed script, especially one this good says a lot to me about the quality of a program. If you are still not impressed however then consider the security. 256Bit SSL encryption is unfortunately seen as a luxury by too many online investment programs at the moment. Not so with Infinitum who spare no effort in promoting a rigorously safe security regime. They are also hosted on a dedicated server and protected from DDoS attacks by Dragonara. A name synonymous with quality. And in the unlikely event of any downtime, well there are three mirror sites all ready to start up immediately reducing what was already a negligible threat to almost zero.

As for the design, well that’s a matter of opinion but I for one quite like it. It’s unique as I’ve said but still easy to use and well explained. They don’t have a FAQ page in the traditional sense. Instead it appears alongside their contact details in what is a clever ploy to get you to actually read the FAQs (which are well explained) before writing to them at all. Should you still need to contact them then you may do so by submitting a support ticket. There is also a postal address in Belgium. It’s in Brussels and by strange coincidence it’s on a street that I know very well. As a matter of fact the last time I was there I stayed in a very nice hotel just a block down the street from their office. Needless to say I am unable to verify if this is a real or “virtual” office, but past experience leads me to believe it is little more than a mail collection service. Still, anybody capable of checking this out in person can do so. It doesn’t affect my opinion of them as an online based business one way or another. Not seriously anyway. Infinitum also provide us with a fax number.

The final word is that considering it’s new and considering that they are only now launching a serious promotional campaign I think the chances of this one getting hot are, well, hot, lol! Granted the plans are nothing new but when is the last time you saw a truly “unique” plan from any HYIP? The work, the expense, the organization and the sheer level of professionalism that have gone into Infinitum would indicate this is no fly by night scam. They have a limited shelf life of course like any other such venture but I think these guys are here to do some serious business. I’ve been in touch with the infinitum admin already (his name is Timothy) and he has been quite communicative and quick to explain things. A massive bonus to any program by the way. I am hopeful he will answer a couple of questions about the project and it’s workings for an interview soon. Until then, Infinitum is quite a refreshing change in an industry where programs can appear almost generic and identical after a while. This one is going to get noticed.

Other news for today.

Sorry for not publishing the promised interview with the admin of PreviaTrust but it seems to me that he acted exactly like that guy Chris from GloriousProfit who sent me an interview just a day before his program collapsed in hope that it might help him scam a few extra bucks from some unsuspecting investors. I was a bit suspicious anyway so it’s good that I checked PreviaTrust on the forums first. And guess what I discovered? Right, many people had not just one but two pending payouts already. Some monitoring sites from their rating page also show a Problem status. So I have asked the admin of PreviaTrust about that but of course haven’t received any reply as of now. So I guess PreviaTrust program is going down and it’s not recommended to invest there at the moment. At least let’s wait until after the pendings are processed or I get some response from the admin. I doubt that will happen though, especially after some strange update offering bonuses (a common trick used by the admins when the program is on the verge of collapse) was received last night. Here it is just for your information (I repeat that the program is on Waiting status on my monitoring page now so please don’t invest):
“Greetings Everyone, To celebrate our success over than 300 members, we decide to make special promotions. 1. Deposit $30 or more and get $7 Bonus. 2. Deposit $100 or more and get $20 Bonus. 3. Deposit $500 or more and get $60 Bonus. 4. Deposit $1000 or more and get $190 Bonus. Thank you. Please join and support us. Warm regards, PreviaTrust Management”.

Warning! The admin of LiberalTrade who scammed everybody a couple of days ago still can’t go quietly and continues badgering people for passport copies and utility bills. Of course only a fool respond with this sensitive and strictly personal info which he will definitely use for identity theft and criminal purposes. I suppose the readers of MNO are quite intelligent people but still would like to warn you against sending any such documents to any online investment program. Please protect your anonymity and don’t allow scammers to take advantage of negligence like the admin of LiberalTrade is trying to do in the following email:
“Hello dear clients. We need 3 documents for verifying your account and that contain
1- Passport or Driver license (must be valid)
2- Recent Utility bills
3- Recent Internet provider statement or Bank statement (If you haven’t these documents you should send 2 utility bill)
So please do your documents complete if its not.
Notice 1 : Write your Username and Your fullname into email.
Notice 2 : Verifying process need about 7 days.”

Some bad news came today out of the blue for the members of InvesTomato (reviewed here). It may only concern AlertPay account holders at first but I think the broader impact will be on InvesTomato‘s performance as a whole. The thing is that AlertPay have restricted the admin’s access to the account possibly due to a number of complaints sent to their administration. I think those complaints were directed from the members of Roger’s previous program InvestiMates who lost in this program not knowing the rules of the game from the beginning and are now trying to exact revenge on Roger’s new venture InvesTomato. Anyway, Roger already admitted that the program would be fine even without AlertPay. However those investors of InvesTomato who invested via AlertPay are advised to contact the payment processor for either a possible refund or at least more info on what will happen next. In my opinion, InvesTomato will be able to continue without AlertPay but only if the members support the program and act as if nothing happened. Anyway, the payments to other payment processors are being made fine and on time so far but I know for sure that many cautious members will choose to wait while the situation with AlertPay is clear and that can damage the program’s cashflow in the long run. But let’s hope for the best for InvesTomato as the admin surely deserves a second chance in my opinion. Here are the important update from Roger sent via mass email today:
“Hello Farmers, We just encountered the first storm in our farm. AlertPay has restricted access to my account. From what I read on their website and from some searches I made, this is caused by logging in using a different IP location from the account information location IP.
I believe this is just a minor issue and should be resolved soon. I am waiting for AlertPay to act on this issue soon. I will let you know what they tell me in a couple of hours. If they send me a negative response, then we will need to do plan B, which I will send more details about it later after hearing from them.
Nothing to worry though, whatever they come up with everything should be ok. We may continue without 1 processor if that is what the situation calls for but until we hear from them, we are just going to move on with the other processors for now. I will process SP, LR, PM and STP withdrawals for now and I expect you to please vote on the monitors if you get your payment.
Regards, Roger”.

Just a few minutes before publishing this update I received another email from InvesTomato‘s admin Roger where he took the final decision to drop AlertPay altogether. He also said that he knew it would affect the program’s performance because of the very high percentage of AlertPay deposits in the entire pot. Well, I guess that is all he could do considering the unfair suspension of his account from AlertPay. Here is the latest from InvesTomato:
“Hello Farmers, Due to AlertPay suspending the account for InvesTomato, we are removing AlertPay from our accepted payment processors. All AlertPay depositors will be refunded by AlertPay directly. I have asked them to do this for me since they locked me out of the account. Besides, no one is in profit yet so the funds should be intact. I am sorry for the inconvenience this has caused, believe me, this is affecting the way I work more than you can imagine.
All of the AlertPay withdrawals will be marked as “PAID” now and will be returned to your balances. You will be unable to withdraw AlertPay funds from your account now because AlertPay will be refunding you deposits directly.
I know this will affect the program performance because AlertPay has the most deposits in our program.
I will now be returning the AlertPay withdrawal requests by members to the account balance and will also be making payments to the withdrawals from other payment processors.
We will be continuing with our 4 other payment processors now. STP, SP, LR, PM.
Sorry if this has caused you disappointment but it is something out of my control if a payment processor decides to play with our account.
Regards, Roger”.

EquiFex program (reviewed here) is also having problems, this time with SolidTrustPay. Their account is currently under investigation by STP staff. Here is what the admin Alexander had to say about it:
“Hello Everyone, I am here on forum and I hope my staying you would help you. EquiFex at this time do not accept STP investments, however we would be glad if our members permits us to make STP payout in AP.”
Well, at least in EquiFex the situation is different from that one in InvesTomato. The admin of EquiFex promised to pay everybody that deposited via SolidTrustPay to their AlertPay account. Me and many other investors have already been paid their pending withdrawals to our AP accounts. So I’m glad to say that the admin of EquiFex kept his word and hopefully the program will continue as usual and hopefully this STP issue will be resolved soon as well. Meanwhile here is the official daily update sent to all members today (containing the results of the first referral contest as well):
“I would like to first welcome our new members who recently join our program! Feel free to browse the site and don’t forget to read our different reviews from online blogs.
Our first referral contest has ended: and here are the winner’s of the $290 contest.
1st place – $100: Account id: 345 2nd place – $70: Account id: 348 3rd place – $50: Account id: 11 4th place – $30: Account id: 71 5th place – $15: Account id: 65 6th place – $5: Account id: 69 7th place – $5: Account id: 696 8th place – $5: Account id: 91 9th place – $5: Account id: 92 10th place – $5: Account id: 7
Congratulations to all the winner’s,
To all winners, earnings have been added on your AlertPay balance and are available for withdrawal anytime!
EquiFex is now one week old and we already reach 870+ Members and a total deposit of $50,000, we are really taking the lead.
As of now! All payment has been processed, cashout request from STP was paid in AP. Our online supports are online everyday! And email supports are guaranteed a 24 hour response! EquiFex would remain here for months and we expect to give you quality service, while we are here we want you all to take charge on this great earning opportunity we offer.
Sincerely yours, EquiFex Admin”.

I have received my first withdrawal today on expiry from PTVPartner. I was paid on the expiry of the 110% after 10 days plan. I remind you that the program has three more investment plans: 125% after 20 days, 145% after 30 days and 190% after 40 days. To find out more about PTVPartner please refer to my detailed review of the program published here. The program is certainly worth a closer look as it was one of the more high quality and original programs I have seen lately. By the way, the admin Garrett approached me recently with an idea to collaborate on a YouTube interview. I’m not really sure how it will be done but such a creative approach to an interview is most welcome and hopefully we will really see something unusual this time. So stay tuned for the coming interview with Garrett on my blog soon when he will tell you more about PTVPartner and its investment activities!

As some of you have already noticed one of the oldest HYI programs online NanoMoneyCorp (reviewed here) has completely changed the design of its site. I must say that the previous layout was also good in my opinion but this new light-blue and black design is really something worth seeing. Just click on NanoMoneyCorp link and you will see it. Anyway, it’s not for the design that many of my readers love NanoMoneyCorp but because stable and on-time payouts for over three years (!!!). Yes, it’s confirmed that NanoMoneyCorp has lasted for so long. The plans are quite reasonable and sustainable in the long run as they pay 1.2% for 30 trading days, 1.5% for 50 trading days and 1.8% for 100 trading days. Unfortunately only LibertyReserve and Bank wires are accepted by their administration and that’s somehow limited their influence on the Industry. If you’re not in NanoMoneyCorp yet you should definitely consider it as a part of a well-balanced investment portfolio.

I hadn’t noticed it myself but it appears that Capitalex website (reviewed here) was under DDoS-attack for some time today. Fortunately it was successfully mitigated by their hosting provider and there is nothing to worry about now. I remind you that Capitalex is paying 2.5% for 40 business days with your principal being returned on expiry. Here is the latest news from them:
“Today or upstream server was under DDOS attack, so our website was offline for some hours. The attack blocked by our hosting provider and our website work find now.
Good Day. Capitalex”

I remind you that the cashout button in SazaInvestments (reviewed here) has been enabled already for another 24 hours. So please don’t forget to make your 8%-10% weekly withdrawal request during that time:
“It’s Friday so it’s payday again for us. We decided to open the withdrawal button couple of hours earlier today because tomorrow night the manager who’s doing the payments will be on a flight again. Thank you all for your trust in us. Regards, SazaInvestments Team”.

I hope you have noticed that from the very few autosurf programs that I monitor AdsDailyPro (reviewed here) is really a successful one. I think this achievement that they are currently celebrating (50 days online) is quite a milestone for a program paying 121%-132% after 11 days of surfing. Anyway, kudos to the admin of AdsDailyPro Diane for a job well done and if you are a member of this wonderful program please leave your comments about that on public forums. Here is the latest from Diane:
“How are you today?
Today is the 50th day online of AdsDailyPro. We never missed a payment and all the members are happy. This is a great accomplishment and we couldn’t do it without you, our supportive members.
Please take a moment, and wish AdsDailyPro your thoughts at the 50 days anniversary on our public forums.
It may take you several minutes to post on all of them, but with this you will show your appreciation regarding AdsDailyPro services, everybody should know that we are celebrating.
I hope you noticed, after our server maintenance the site is loading faster now, so you to be able to do your daily Ads viewing without any issues.
Thank you, Diane. AdsDailyPro”.

Finally I must report that my first withdrawals in the renewed YesICanSurf program (reviewed here) have been paid and I can recommend it again. Remember that it’s a revenue share type of program now and you should surf 10 sites daily to qualify for your rebates. The profit can be anything between 12% and 15% weekly and the payouts are made on a weekly basis. Here is the link to the program if you’re interested – YesICanSurf.

Other programs that paid me today include: EquiFex, PanaMoney, FlexiPlans, GoldNuggetInvest, Verifield, FoxiVer, NanoMoneyCorp, CedexInvest, IncoForex, GeniusFunds, WLInvestments, PTVPartner, InvesTomato, Infinitum, AxaCofinance, CoolReturn, SensibleInvest, AimTrust, Capitalex, XagaEnterprise, MetaStocks and StableInterest. That’s it for today and I’ll see you on my blog tomorrow!