BEWARE! THIS PROGRAM IS NOT PAYING! DON’T INVEST!

Hi guys! The first of two programs I want to look at today is one that I have to say must surely rank alongside the most original concepts in the HYIP business today. No, it’s not ForEx, hedge funds, or anything to do with Wall Street. It’s time to make sure the kids are safely tucked up in bed because today I’m talking about XrateInvest, an online investment program claiming to have a stake in the adult entertainment industry. Ok, so that’s a polite term for pornography to some folks, but whatever you call it, there’s a hell of a lot of money in it.

Like any other HYIP you can make what you like from their cover story about their business activities, I simply want to assess them as a viable route to a quick and short term profit on behalf of myself and any fellow HYIP players who like reading my reviews. You are welcome to accept or reject my reviews of course but I hope you will at least consider them and make your own decision. So what are the plans on offer from XrateInvest?

There are three of them in total ranging from short to short-mid term in duration and making daily, weekly, and on expiry payouts so there’s a good mix in there for such a small number. The first option open to you is called The Short Time Plan and its open to deposits between a minimum of $5 and a maximum of $500. The investment term is 14 days, at the end of which you will receive a once off payment of 114% of your principal, which is included in the payment. So invest $100 and 14 days later you get back $114. What could be simpler?

If you prefer a more substantial return plus the peace of mind that comes with receiving at least a small part of your investment given back to you in the form of daily payments then consider The Entrepreneur Daily Plan. It runs for a duration of 28 days and promises to make a daily payment of 1.5% interest on deposits starting at a minimum of $25 and going to a maximum of $10,000. Should you decide to join this plan with $100 XrateInvest will make a daily payment of $1.50 which accumulates to a total profit of $42 by the time it expires. Your principal is then returned.

And finally, (and strangely enough for this industry the most rewarding option is not the riskiest one), we come to The Xrate Weekly Plan. An investment here will cost you a minimum of $50 and goes right up to a maximum of $50,000. The plan runs for a term of six weeks and as the name implies will make weekly payments. Those payments will be 17.5% of your principal meaning that for a $100 deposit here XtraInvest will pay you $17.50 per week for 6 weeks. That will eventually add up to $105 which you can consider as pure profit as your principal will also be returned here.

In the best tradition of short term investment plans we can see that there is nothing overly complicated in there and no hidden surprises. They are all affordable to as wide a range of investor as possible and all have equal potential to become popular with the program members. The choice of payment processor includes LibertyReserve, PerfectMoney, StrictPay, and Pecunix. Acceptable for an HYIP of average quality. The most unique feature about XrateInvest however, and I haven’t really decided if it’s really that much of an advantage yet, if that you can join the program in two ways. Either by registering your account or without registering. Should you decide to register then you will be a member in the for want of a better word “traditional” sense with your own back office area and be required to request your payments from there. If you prefer to avoid all of that and go for direct payments straight into your e-currency account without requesting them then you are free to do so by not registering. Of course you also forgo the benefits of having a members area within the XrateInvest website. That of course is purely a matter of personal preference. I know that some of you prefer to have a members area and some of you do not particularly care. My only concern about whether it’s an advantage or not is do to with it causing confusion, or at least an increased workload for the admin.

Moving on to the other aspects of XrateInvest, they are hosted on a dedicated server by the ever popular HushHosting. So expect few, if any, problems arising from that. In the four or so weeks that XrateInvest have been operating so far I am not aware of them having any significant downtime issues and the other program admins that I have spoken to seem to be universally positive in their praise for HushHosting as a service provider. They are also running off a licensed Neversay script.

Customer support is available through a variety of options, starting with the usual online e-mail ticketing system. There is also the ever welcome sight of a Live Chat feature. It’s not a 24 hour service however, so only when the admin is online. Multi-lingual support is also available through a series of dedicated e-mail addresses. Although the XrateInvest website itself is only available through one language, you can contact support operators via e-mail in English, French, and German. And as the admin claims to be based in Lithuania I guess speakers of that language should have no problems with support. Even Russian speakers may wish to try but of course there is no guarantee of that. A postal address is also published (in Lithuania). Of course I can’t verify that but in a purely online business I’d attach limited importance to that anyway.

The most eye-catching thing about XrateInvest is obviously their cover story about their business activities and how they are re-investing their members money. Now I know there is an endless supply of juvenile jokes to be made here but the fact is that, in my opinion at least, these claims have yet to be substantiated. Granted the world of adult entertainment is a multi-billion dollar industry just as surely as the regular HYIP staples like ForEx and precious metals, but that doesn’t prove anything beyond the admin’s creative imagination and desire to run a unique and highly distinctive investment program that is unlike anything else around at the moment. Mission accomplished on that front but I will still, as always, reserve judgment on the business aspect of XrateInvest for the time being. I will admit though, it’s an infinitely more plausible cover story than some of the rubbish I’ve seen over the years and am prepared to accept (with a little more evidence) that there might be some truth to it.

But for now I’ll still treat it like a regular HYIP and take the risks that go with it. And gentlemen, one of those risks is your wives and girlfriends getting a look at your payment processor account or your browser history. So a little discretion ok? LOL!

Other news for today.

The admin of AdsDailyPro autosurf (reviewed here) will be launching another website based on a profit-share model soon and meanwhile she mentioned about their program fast approaching to their 1,000th member and promised to pay $50 in cash to those who refer member #1000 to AdsDailyPro. Here is the latest newsletter from the program:
“Some of our new members after their upgrade expires are asking why their cash balance don’t reflect that earning. I invite you to check your payment account and you will see the payment sitting there, because upgrades are automatically requested after expiry.
As we can see we are heading fast to 1000 members, and I am preparing a mini contest for this. The member (whether is Free, Trial or Pro) who refer the member with id: 1000 will earn a fast prize worthing $50 directly in his cash balance, ready for withdraw.
Our newest site based on advertising revenue share model is ready but we still test some last moment things and to make sure everything will work smooth we decided to launch it in the next 24 hours.. So stay tuned everyone.
This is going to be big!!!
Have a great day, Diane. AdsDailyPro”.

Capitalex is back online and paying after the latest downtime incident. This time it was not connected with a DDoS-attack but was rather maintenance and upgrading of the website. Anyway, here is the latest from the admin of Capitalex (reviewed here):
“As we told in our last update, we had a downtime due to our server upgrade and update. Now, our website is online and work properly. I hope we never have any downtime again.
Good Day. Capitalex”.

The admin of XagaEnterprise (reviewed here) uploaded more screenshots which are supposed to be taken as evidence of his earnings for the program on casino comps. I remind you that XagaEnterprise pays 1.2% daily forever, 0.5% for 15 business days and 0.7% for 90 business days. The program has been recently moved to a better protected server with a better DDoS-protection and the admin of XagaEnterprise (read my interview with him here) mentioned this in his latest update:
“XagaEnterprise has moved to koddos for better protection.
Xaga uses a secure dedicated server and high DDOS protection. 700 Mbps protection upto unlimited.
I have installed SSL too. If you use http, it will be directed to https.
You can also use https directly.
This is just a start, I will improve more and more and will bring XagaEnterprise to the next level.
That’s it for today. Go Xaga!! Regards, Kevin”.

That’s it with the news but only for the moment. I will be back later tonight with another review and news bulletin. Remember that only MNO provides you with the latest news from the Industry! So if you want today’s news today, stay tuned to money-news-online. Thanks for your time and see you later!