WARNING! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! As promised yesterday I’m going to be taking a look at perhaps the best of the recent crop of short term HYI programs to emerge recently. It’s called GainRoi and despite a recent setback it still remains one of the most promising options for those looking for a fast return.

What was the setback? Well I usually don’t like to start on such a sour note but as I guess many of you guys will have been following the fortunes of this one online over the last number of days you may well be aware of the current situation surrounding GainRoi and their account with the AlertPay payment processor. So let’s just get this bit out of the way before proceeding.

Basically, AlertPay have decided to carry out an audit of GainRoi‘s account. Ok. That much is fine. Not in the least bit suspicious by itself, or even unusual. In fact they do it all the time to seemingly random clients. I was even checked out myself. In this case however, AlertPay have informed the admin of GainRoi that this audit could last anything up to 60 (sixty!) days! During that time GainRoi will be unable to make full use of their account so the only possible option left open to them is to drop AlertPay completely and refund those who already joined through them. At the time of writing the GainRoi admin has informed me that 98% of AlertPay customers have since been refunded in full with just four members remaining. These four members have been given a choice as to what payment processor they would like to receive their refund to, but as yet the GainRoi admin is still waiting for them to reply. And incidentally, this has been independently verified on the main investment forums.

Now while I accept that AlertPay has every right, even a legal obligation, to monitor and question certain transactions, sixty days is simply unacceptable. Especially for a program online for just five days, and AlertPay was only accepted for three of them! It’s a very poor reflection on them as a service provider, despite them remaining the clear favorite payment processor among MNO readers according to the poll I am currently running (don’t forget to vote!).

While this certainly isn’t some kind of crushing “death blow” for GainRoi, it is undoubtedly a setback. But a setback from which they will recover, even if it still puts a certain obstacle in their way if not actually preventing them from reaching their full potential which should otherwise have been huge.

So now that that’s out of the way, let’s talk about the plans. They are quite reasonable, affordable to the majority, and if managed in the right hands quite sustainable for a couple of months. Longer than the average high ROI short term program anyway. The first one is the Beginners Plan and you can join it for as little as $5. In return you will receive a once off payment on expiry of 120% of your principal which is already included. The investment term itself runs for 10 days. It couldn’t be simpler really. Let’s say you invest $100. 10 days later you will get back $120.

The next one if the Professional Plan and despite the extra risk involved it’s still quite affordable. $50 in fact is what it will cost you to join and the return will be 150%, paid on expiry and already counting your principal. The plan runs for 20 days. So invest $100 here and get $150 on expiry. Not bad, eh?

And finally the third option. The so called Special Plan runs for a term of 30 days and if you join this GainRoi offers to pay 200% on expiry. Or in other words, to double your money. The minimum spend this time goes up to $100 and if this is what you invest then you can expect to receive $200 from your payout made 30 days later.

A couple of other points I need to bring to your attention is first of all you may have noticed that I did not mention the maximum amounts you may invest. That is because in all three plans it is the same figure of $28,000. For the majority of us then that effectively means there is no real maximum. Then of course there is the thorny subject of payment processors. The amended list now consists of LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay. Even without AlertPay, popular and all as it is, I think we can still agree that the list of payment options is still far superior to what’s on offer from most other programs.

What’s also better than your average HYIP is the security and design. To start with they are hosted on a dedicated server supplied by the always excellent DdoSWiz, and they run off a licensed script from GoldCoders. No less than five mirror sites are also in place so the chances of any serious downtime would be slim. A crisp and professional design and layout makes it easy to navigate and user friendly throughout.

Most of the practical questions you might have are already explained in the extensive FAQ list but for more a more personal approach the level of customer support and communication up until now has been as good as I have seen anywhere. There is the usual online e-mail ticketing system of course which seems to get answered in double quick time, but there is more. Live Chat is also provided by GainRoi but with a difference. Finally we see an online investment program that offers Live Support on an almost (but not quite) 24 hour basis. Ok, so I’m not online all day long myself to personally vouch for that but every time I checked them either in the morning, evening, or night they always seem to be available.

Overall there does seem to be a fresh approach here and a good deal of forward thinking and planning. For instance we are already promised weekly promotional contests to keep the program in the headlines and to drum up a bit of interest. And in retrospect I must admit I was quite impressed by the manner in which the admin handled that whole unfortunate business with AlertPay. He skillfully and deftly took what would have been a crisis for most programs and turned it into what will be remembered as a minor inconvenience when the history of GainRoi comes to be written.

Ultimately my own high hopes for GainRoi were only moderately dampened by that incident. I still believe GainRoi can overtake the majority of its competitors, although they may now take a bit longer to do it.

Just one other thing to remind you of and it’s strictly for the newbies who haven’t quite got this one figured yet. High yield means high risk, and to the admin’s eternal credit he has been totally up front about this from day one. There is simply no way to profit from these games without taking a gamble. Be aware of it, but don’t be afraid of it. Go into it with your eyes open and enjoy it. However I believe GainRoi is the product of a lot of research and planning, and in HYIP terms I think we are dealing with one of the best pros around. If you want to take full advantage of this, then join early and maximize your earnings.

Other news for today.

First of all I would like to let you know that the head of Robert’s support staff Todd from GoldNuggetInvest (reviewed here) gave me access to the new script they are currently testing. I must say I haven’t got a chance to examine it too closely but from what I could see it was just stunning. In fact it amazed me just how much better the new script than the old one. I guess I will further test it and will let you know in a couple of days how it’s all working and what new features are to be added. So MNO readers will be the first to get a sneak peak into the new script which will be implemented by GoldNuggetInvest in a couple of weeks. Stay tuned to MNO for further details! You are also reminded to keep your questions, comments, and suggestions for Robert coming in for the forthcoming interview where he has agreed to take questions from MNO readers.

SazaInvestments (reviewed here) have completed all payouts for this week. The exception are the payouts that were requested to different payment processors from which you originally deposited with. This is strictly prohibited by the administrator of SazaInvestments Ricardo (interviewed here) however some investors insist on doing it either deliberately or by accident. Anyway, this problem should be solved pretty soon as SazaInvestments is trying to switch to another script at the moment. Here is the latest from Ricardo:
“All payments has been done again. All of you who got your withdraw request refunded to your account balance was because you didn’t request it on the original payment processor account used to invest with us. We repeatedly told you that we don’t do exchange so from now on each time you won’t request your withdrawal correct you will be refunded to your account balance. Also because of this issue we ordered another custom script which won’t allow you anymore to request your withdrawal on another payment processor then the one used to invest so that we won’t have to keep verify manually all the request. We estimate the new script will be done in a week or two maximum. I’m sure you can understand us. Next payday will be on next Friday. Thank you all for your trust in us. Regards, SazaInvestments Team”.

The availability of FlipReturn website (reviewed here) today is kinda intermittent. The admin of the program Gertruida (interviewed here) assured everybody that the site would be online soon after the attack is mitigated by their provider HushHosting:
“Large DDoS the host is already on this and FlipReturn should be not to long down… Over the weekend I will add a new newsletter script to the site”.
Hopefully FlipReturn site will be back to normal shortly and of course your patience on this matter is appreciated.

A new plan has been added by GlobalFund program (reviewed here) today. The plan will pay you 12%-13% (depending on the investment amount with a $5 minimum) for 10 days. The profit will be credited to your GlobalFund account daily however you will be able to withdraw it only on expiry, ie after 10 days. The admin emphasized that the new plan is only temporary and that it will eventually be closed without notice once the program will reaches a certain investment limit. Here is the update from GlobalFund regarding that:
“10 Days Fixed plans added! We have launch a new plan 10 days fixed. This plan will be closed at anytime once we reached the investment limit.”

There is definitely some good signs about PerfectMoney‘s improving health! One program that dropped PerfectMoney just a couple of weeks ago started accepting it again. I’m talking about StableInterest program (reviewed here) – a program with quite complicated rules but a pretty long and good performance record. StableInterest has issued a statement on its website today regarding this. Read it here:
“Dear investors, Within some time recently we stopped taking PerfectMoney as the investment means because of the uptime of the site PerfectMoney and payouts processing. As we informed this was a temporal measure and by now we are happy to let everyone know we are back with accepting PerfectMoney as the investment means. PerfectMoney deposit option has been re-established.
Your sincerely, StableInterest.”

The admin of FxCapitalInvestment Greg (interviewed here) issued another update today that contained some ForEx news. It also contained some payment reports which will surely be of infinite more interest to readers here. As I’m not a source that covers ForEx news on my blog I will skip this and just publish the update that concerns the program members:
“FxCapitalInvestment welcomes all new members, I also want to use this opportunity to announce to you that all pending payout have been completed. All paid members should please visit our monitor page and cast a vote for us.
All free member are advised to buy ad pack or will be deleted from the site. This is to reduce the load on the server.”

There are two new programs that I have joined today. The first program is ProfitEx. Based on a script by MonetarySoft this short-term program offers just the one investment plan – 18% paid daily for 7 days (the minimum to deposit is $5 with $5,000 set up as a maximum). The principal is already included in the daily payments so you should expect 126% return in total. However, the withdrawal fees will also apply and will be as follows: 1% fee for LR, 0.5% fee for PM, 2.5% + $0.25 for AP and 2% for SP withdrawals. As you can see four payment processors are accepted by ProfitEx program: LibertyReserve, PerfectMoney, AlertPay and StrictPay and the fees that will be paid by investors are actually identical to those charged by the respective payment processors. So the admin has decided to pass the fees on to investors. Not always a popular move but experienced investors will see that this can extend the program’s lifespan. ProfitEx just officially started yesterday and is hosted on a dedicated server by DdoSWiz which should definitely protect it from possible DDoS-attacks. The review of the program will be published on my blog tomorrow.

The second program is another short-term one and is called ForexMonk. I admit that it’s quite a funny name for a program claiming to be trading in ForEx! You know that I am quite skeptical about these claims at the best of times and won’t be treating anything here like a real business. All that matters for now is that ForexMonk is a brand-new program that just launched today and is running on a DDoS-protected Staminus server by Koddos and with an SSL-certificate installed. This is a great feature in itself which will provide investors with the necessary top-notch level of security they require. The payment processors accepted are LibertyReserve, PerfectMoney, AlertPay and StrictPay so the choice is quite good. The investment plans on offer are the following: 12% for 12 days with the payouts on expiry (144% one time payout for the deposits ranging from $10 to $5,000), 10% for 12 days with daily payouts (the minimum to invest in this plan is $20) and 16% for 7 days with daily payouts (112% in total with the $50 minimum). As you can see the plans are quite sustainable and hopefully ForexMonk will become another lasting success. We’ll wait and see! And of course a more detailed review of ForexMonk is coming on my blog pretty soon. Watch out and don’t miss this one!

I would like to finish today’s news as usual with the payment report. Wanna know which programs paid me today? Then just have a look at the list: FlipReturn, MetaStocks, SensibleInvest, GoldNuggetInvest, WOIC, XrateInvest, Verifield, GeniusFunds, CSMFinance, IncoForex, StableInterest, MoneyCare, WLInvestments, PanaMoney, NanoMoneyCorp, XagaEnterprise, AxaCofinance, SazaInvestments, FxCapitalInvestment, CoolReturn, GlobalFund, Capitalex, CedexInvest, TheFifthContract, InvestRoyal, ProComInvest, AimTrust, MoneyTurbo and PTVPartner. Have a good weekend everyone, and see you on my blog tomorrow, when I’ll be leaving Wales and getting the train home.