BEWARE! THIS PROGRAM HAS STOPPED PAYING! DON’T INVEST!

Hi everyone! Another Monday and another week of online opportunities awaits us! Let’s hope some of them will be lucky, eh? The first one I want to talk about this week is an online HYIP called RefMotor. To be honest it’s average enough but it does have its good points as well.

RefMotor is a short term program, as most of the new ones coming out these days seem to be, and it has a choice of two plans available. One that pays you a daily rate of interest and another that pays you a lump sum on expiry. Just keep in mind that the site is over 40 days online now so you’re not getting the advantage of joining a brand new program here either.

So anyway, to start with the daily payment plan it runs for an investment term of 15 days (and it’s called The Basic Moto to give it its full title). There are a number of variations here depending on how much you might wish to invest. I will just concentrate on the main ones that I feel will be of interest to you guys here as the others are a bit unrealistically priced. First of all for deposits starting from a minimum of just $1 and up to a maximum of $1000 you can earn the somewhat unusual interest rate of 8% per day for the duration.

For bigger, not to mention braver investments, you can earn 8.5% interest per day on amounts ranging from a minimum of $1,001 to a maximum of $5000. There are other options available but as RefMotor will be looking for donations of anything up to $30,000 for membership I don’t think this is the appropriate place for you to be looking for advice.

For those who prefer to receive payments on expiry there is The Main Moto Plan. Again like the previous one it too runs for 15 days but here RefMotor will make a one time payment based on the size of your deposit. The figures are pretty much the same with the minimum deposit starting from just $1. Deposit anything between that and a maximum of $1000 this time and earn yourself a return of 130%. Your deposit is included in the payment.

If you want to take a chance on something more serious then deposits ranging from a minimum of $1001 to a maximum of $5000 will get a payment of 140% including your principal. Again there are more choices available but as they are starting from a minimum of $5000 I suggest you look elsewhere to spend that kind of money.

But if you do decide to spend it then your options are extremely limited with just LibertyReserve and PerfectMoney being accepted. And as usual this will only put an obstacle in their way of getting popular. RefMotor may well have peaked by now anyway so I won’t get too bothered about it though. One major advantage however, and one that might just compensate you for the lack of choice, is the fact that payouts are instant. There is no waiting period and you will have it straight into your e-currency account. Incidentally, there is another way to earn (a little) extra cash from this one. In order to actively encourage their members to vote for them on public monitors RefMotor pay $0.10 per vote. But every penny counts these days I suppose and I guess the admin thinks so too. Or at least he hopes you do! This is obviously only applies to active signed up members.

The script is licensed from GoldCoders so no surprises there, but it does have the most welcome, and all too rare, sight of SSL encryption for extra protection. They are also hosted on a dedicated server though I must say that on closer inspection the website itself doesn’t look as good as I first thought. Nothing serious mind, just some small things which all add up to make it look less professional. For instance there is a profit calculator in the members area but it doesn’t work. The plans could be better explained as well in my opinion and considering that most of them are completely beyond the reach of most HYIP players I think RefMotor would have attracted a lot more business by dropping the high minimums.

The FAQ page is also a bit generic but the basics are covered. Should you wish for further communication with the admin then you may contact him via the online support ticket form. Live Chat is also available, though it’s not specified what hours you will be able to use it.

All in all RefMotor isn’t bad. There is still a chance to earn 130% but do be aware of the age of the program and make your bets accordingly. Of course the risk is always there like in any short-term program and you should just skip all the stuff about Forex trading, especially considering that it’s all borrowed from other websites.

Other news for today.

There are various contests being run at the moment by the admins of a couple of different programs. But it was the admin of PTVPartner Garrett (interviewed here) who drew the results of the Birthday Bonus contest that will be held weekly and announced the winners. So here they are:
“Happy Birthday Bonus to you!!!
Well, the results are in from the first week of our BIRTHDAY BONUS contest.
The First Month to be randomly selected is April. And the 5 randomly selected winners are as follows.
0007 04/09 Davej 0162 04/08 Gail 0149 04/12 Gen 0024 04/09 Newfuture 0101 04/04 PTVmembers
Congratulations to you all.
Some of you are familiar and some are not. We invite all of you to come by the chat room and introduce yourself so we can personally congratulate you.
We appreciate your support and look forward to the opportunity to get to know you.
Winnings will now be deposited into your PTVPartner Withdraw Account and you may request withdraw or re-deposit. Your choice either way.
Remember that you do not need to be a active or depositing member to take advantage of our contest.
Start the Experience … join PTVPartner and … Free your Life!!!
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!”

The referral contest in JuicyInvest (reviewed here) will finish in just two days as well as their MMG activity contest. Together with investment plans offering you 10% for 12 days with daily payouts or 144% after 12 days with payouts on expiry you can also try your luck in the Hide-and-Seek game. I know some people that won money there already so congratulations to them. And I have just one word for people who for some reason continue to insist that JuicyInvest and InvesTomato are somehow related. The word is no. I can assure you that apart from the fruit and veg theme and similar plans there is not so much that connect those two, lol. I don’t know if it’s for better or for the worse but it’s true. Anyway, I’m going to ask the admin of JuicyInvest about this and many other things in my interview I’m going to send to him tonight, so stay tuned if you want to find out more about that. Here is the latest update from him, by the way:
“Hi, a new week has come. All pending withdraws has been sent and we are ready for our Hide & Seek contest!
Our referral contest will end after just 2 days so don’t miss your chance to get $100, $75, or $50 prize!
The MMG supporter contest will end soon as well. All who have supported us for a week will receive $5!
Soon a public chat will be available in our site so stay tuned for more new surprises and contests! Jayme.”

OctProfit (reviewed here) is enjoying great success so far. The program’s growth is quite steady and healthy and I expect at least a couple of more successful cycles from it. I remind you that by joining OctProfit you have the chance to earn from three investment plans: 118% after 4 days, 150% after 10 days and 175% after 15 days. Of course just treat it as a game as it is and remember that I have already interviewed the admin of OctProfit on my blog which can be read here. In his latest newsletter sent to the members today the admin reminds you to cast your vote on forums and monitors. So remember to do it as each vote will increase the lifetime of the program which is already online and successfully paying for two weeks:
“Hello Everyone, Hope you all are enjoying your week with OctProfit.
Well, let me give you all a quick look into the stats of OctProfit.
Total Members : 2573 Total Deposits : $107,563.45 Total Withdrawals : $33,562.82 Pretty good and healthy stats.
As a part of our advertising campaign, we will be purchasing banner advertising both on MoneyMakerGroup and TalkGold forums this week.
I have a kind request to my members. When you get paid from OctProfit, please spend a minute or two, to post your payments in forums and vote for us in monitors. The links to forums and monitors can be found in the RATE page of our site. Your co-operation in this regard is highly appreciated. It will benefit both you and OctProfit.
We will be having more contests soon. So stay tuned. Happy Earnings!
Kind Regards, OctProfit Admin”.

However if you’re looking for a brand new promising short-term programs then take a look at RigidPay. Launched only a few hours ago this program has a beautiful layout, profitable plans, good choice of payment processors, runs on GoldCoders licensed script and has a reliable DDoS-protected server from DdoSWiz (Staminus dedicated server). In addition, the program’s admin obtained five domains with the same name and the main one was registered for three years. The welcome addition of an investment calculator, live support and advertising on some well known monitoring sites completes the picture of a pretty serious admin behind this program. The investment plans offered by RigidPay include: 114% after 4 days, 131% after 8 days and 170% after 16 days. Pretty straightforward, isn’t it? Not a bad choice of payment processors either: They accept LibertyReserve, AlertPay, StrictPay and PerfectMoney. The minimum to invest starts at a very affordable $5 to the 4 day plan and raising to $500 for the 16 day plan. Of course, RigidPay is a game so should be treated like this but the best chance to win will surely fall to the earliest investors so do remember that. The review of RigidPay will be published on my blog soon, so stay tuned for that, guys!

The second program I have added to my monitoring today is a longer-term program called GloTrade. It’s also shows a pretty serious approach by the admin. The website design is very good, the plans are well thought-out and sustainable and the domain is registered for 6 years with hosting on a dedicated Staminus server and SSL-encryption of the accounts which makes the security of the website just great. The script GloTrade uses should be familiar to all the surfers as it’s the same script where you will have to invest in installments. In the case of GloTrade each unit will cost you $1 and you can invest a minimum of $5 into GT20 plan (pays you 2% for 20 business days – 40% profit) and $10 into GT40 plan (pays you 2.5% for 40 business days – 100% profit). Note that your principal will be returned to you on expiry and if you wish to leave early for some reason you can do so in the GT40 plan which allows you to withdraw your initial deposit 20 days after your investment is done with a 10% fee applied. More on the investment plans will be in the upcoming review which will be published on my blog soon.

And don’t forget that GloTrade has its own HelpDesk where you’re able to submit a ticket, Live Chat to communicate with an admin in real time and its very own blog where you will be able to find all the major news and updates from the program on a regular basis. Here for instance is what was published on the GloTrade program blog today (just a few hours after the program was launched):
“What we Offer to our members:
Our GT20 and GT40 plans release between 2-2.5% profits to each member on every business day directly to their e-currency accounts.
GloTrade currently accepts LibertyReserve, PerfectMoney and StrictPay but the inclusion of other payment processors such as Bank Wire Transfers will be made soon.
Reach out and grab this silver lining and let world class trading experts bring you back the profits in an impressive time. Our attentive 24/7 support team and systems will assist you in case of any clarification or inquiry.
Once again, welcome to the world of Premium Trading – A Class Apart from the Rest!
Affiliate Program
Behind every success lies a huge network of people who have contributed to its growth by one of the oldest and best form of marketing – affliate marketing. Every Internet business that is supported by a good affiliate program is guaranteed to succeed.
So, we believe that every GloTrade member has to be given the opportunity to invite others to enjoy the benefits of being a part of GloTrade and gain an exciting 4% referral commission from the GloTrade Affiliate Program.
Please refer banners page to use our banners and promote GloTrade.”

Unfortunately I have to move PremiumCapital to Waiting status on my monitoring page after a couple of complaints were received from my readers about selective payouts. I would suggest to hold off from depositing there for the time being until I hear something from the admin. Well, I think such behavior was kind of expected from a program that put someone else’s address on their site and stated that it was protected by Dragonara which in fact it isn’t. Anyway, we will wait and see if this non-payments are temporary or permanent.

I guess that’s all the news for today, guys. Maybe it was worth mentioning that GeniusFunds was offline for a few hours last night but fortunately it’s back online now and all the payouts are also back on schedule. Apart from GeniusFunds I have been paid today from the following programs: PanaMoney, EuropeInc, PTVPartner, RefMotor, FXFManagement, OctProfit, MandarinInvest, JuicyInvest, CSMFinance, MoneyCare, GoldNuggetInvest, LogicProfit, XagaEnterprise, SavInvest, OneDailyPro, ArbsFund, StableInterest, CedexInvest, KobelCapital, InvestmentForge, PremiumCapital, 4CountriesCapital, GlobalFund, CorpusTrust, NanoMoneyCorp, CorpoNano, RigidPay (the first payment received) and OneInv (the first payment received). Join my blog tomorrow for a detailed and comprehensive review of the new short-term program called OneInv and of course the most up-to-date news from the HYIP industry!