BEWARE! THIS PROGRAM HAS STOPPED PAYING! DON’T INVEST!

Hi guys! First of all let me say that for those of you expecting an interview to be published today let me say that I have decided to postpone it temporarily for reasons I will get to later in the news section. Fingers crossed it will just be a minor delay and I may yet have it posted by the end of the weekend.

And speaking of weekends I hope you’re all looking forward to yours as much as I am! Good news and Fridays seem to go hand in hand for me these days, but I’ll also get to that in the news section in just a few moments. But I want to start by taking a look at a new program called MajorGain. It’s a short term program this time. Fairly average to be honest. Some aspects are nothing special, but overall it meets typical standards one should expect from the industry.

In what may well turn out to be the shortest review in the history of MNO, MajorGain has just the one single investment plan available to you. Of course that’s only a disadvantage if you don’t actually like it. And if not, well that sort of makes the decision to take it or leave it a whole lot easier for you then, doesn’t it? But seriously, the plan is quite simple and works like this:

You can make a deposit of anything from a minimum amount of just $2 up to a maximum of $10,000. You will then be paid 20% interest on that, everyday for 6 consecutive calendar days. Payments are made on a daily basis but you will of course need to request them. And your principal is already factored into the payments as is typically the case with short term programs so don’t be expecting that to be returned to you.

So in practical terms how does all that pan out? Well if you were to make a $100 investment here you could expect to be paid $20 per day for six days in a row. That will all add up to $120 by the time the plan expires. Or in other words 100% of your principal plus 20% pure profit.

And that’s about it really. There’s not much else to say about the plans except that the payment processors MajorGain is using includes LibertyReserve, PerfectMoney, and StrictPay. Fairly standard for the industry I think, especially when it comes to HYIP games of this type. All payments, as I said, are not automatic and will need to be requested. You are also asked to allow the admin up to three days to process your request, though at this early stage it’s probably reasonable to expect it a bit quicker. But just keep that in mind anyway.

MajorGain is running off a licensed script from MonetarySoft. They’ve got a few clients out there at the moment I think, probably the best known (and the best, period!) would be SazaInvestments. So any members there will probably recognize the familiar appearance. And the hosting is provided by DdoSWiz, who have them on a dedicated Staminus server and are protecting them from DDoS attacks. Customer support is available by submitting a support ticket through the online ticket submission form.

That’s all well and good but you know when it comes down to it the real bread and butter of short term HYIPs is a high volume of members. More new ones joining than there are old ones leaving is what keeps the wheels turning for programs like MajorGain and that seems to be the way things are going there at the moment. The total membership at the time of writing is now approaching 350 and that is after four days in full operation. That is probably a better indicator of where this program is going. The interest is definitely there among investors to keep this one running for a while so it would definitely look promising. The reality of it of course depends more so on the Admin.

By the way, the homepage says that “a safe investment opportunity which might help you”. And it’s true. A safe opportunity would help you. But this isn’t it. To get the “major gain” that the name implies one must also be aware of a major risk. That’s the way it goes in the short term HYIP business and that’s the way it goes for MajorGain too.

Other news for today.

I have to say that I really appreciate very much the honest and straightforward approach by GoldNuggetInvest program (reviewed here) to all the issues it faced during the last week online, how they professionally handled them and their way of communicating with membersand keeping us informed. There was a new update sent today for all members and I’m truly delighted that the admin Robert explained all the issues and solutions detail. Actually, all the other HYI programs are so far behind GNI in terms of customer service and a professional approach to what they are doing that I sometimes wonder if GoldNuggetInvest is a perfect model of what the perfect online investment program should look like.

Anyway, let’s get back to the newsletter from Robert (you can read my latest interview with him here). So let’s first describe what it’s all about in a nutshell:
1) the first results of the work on the newly implemented GNI script.
2) another explanation of what’s happening with STP withdrawal requests.
3) a step by step guide if you exchanged your deposits from STP but now want them returned to your STP balance again.
4) how to make changes in your email address used for registration or add a new payment processor account.
5) confirmation of the issue with frozen funds in Yesilada bank.
6) charitable organization to be announced soon.
Everything is discussed in detail and if you haven’t received it to your email address yet here it is below:
“Greetings to all of our Friends at GNI:
It’s been an “exciting” week for all of us at GNI; with issues, trials and tribulations affecting the entire spectrum of the users from admin to customer. No doubt it would have been nice to avoid some of the theatrics, however, they happened so now we pick up the pieces and move forward.
1. The New Script – We hope you have enjoyed the new script which was recently installed. For those of you who either have been sleeping or have not had access to the latest happenings at GNI, we recently upgraded the GNI scripting software to Shadowscripts (SS) in pursuit of better security, improved “user-friendliness,” enhanced capabilities and dedicated support.
While we have had some “hiccups,” by and large we are very pleased with the migration process and the overall decision to go with SS. Should anyone have any ideas or viable improvements, feel free to submit your suggested changes to admin@shadowscripts.com and CC GNIcsr@gmail.com. We’ll take all proposed enhancements under consideration.
2. E-Currency / Payment Processor Issues / Update – Since the latter part of the week ending November 14th, we identified a disparity in our distribution of and holdings of our e-currency.
Specifically, we had a disparity – having a bit more StrictPay and a bit less STPay. The introduction of the new, in-house exchanger was eliminated as the cause of this disparity.
Regardless, we were compelled to work towards creating a workable and stable E-currency / PP Management process and took the necessary steps to do so.
First up was the decision to modify the exchanger allowing those persons who made E-Wallet purchases with STPay the opportunity to swap these deposits with other PP funds we use, at no cost.
Although it was never our intention to compel members to subscribe to a PP they did not want otherwise use, we became anxious recognizing we may not be able to meet our standard 24-48 hour turnaround time for STP withdrawals.
One final apology to those of you who felt obligated, as a result of our initial News Page to swap your deposits, e-wallet and cash balances from STP to another PP.
In our attempt to rectify this situation, we have devised a seemingly simple procedure outlined below, which will allow you to switch these deposits back to STPay at no cost. In the meantime, we have lifted all STP restrictions as we find our decision has indeed had the desirable affect.
3. Reversing Your swapped STP Deposits back to STP – The following procedure will allow us to swap your newly converted funds back to STPay:
3.1. Obtain the Deposit ID # the system assigned to your transaction. This can be located in your “my deposits” in your GNI Back Office.
(Note: We do not want or need, nor can we use the “Transaction ID.” This is a different identifier and is not what we are looking for.)
3.2. Accurately transfer the Deposit ID # into an email. In this email please put the following information:
a. Your GNI UserID name.
b. Your GNI UserID number
c. The Deposit ID #
d. The amount of the deposit; and,
e. The currency / pp you changed this deposit to
3.3. Send the email to the following email address: GNIdeposits@gmail.com
Within 48 hours (likely much sooner), assuming you have followed these instructions properly, your deposit will be swapped back to STPay. There will, of course, be no fee for this transaction.
4. New Account / Email Changes – When requesting to add a new PP, change a current PP account number / identifier or you wish to change your GNI registered Email address, there are specific procedures that have been established. Please contact support through your back office Support Ticket Menu. Debbie is coordinating these changes with the entire process taking between 2-3 calendar days to complete.
5. Update in RE: Bank / Wire Transfer – Yesilada Bank – We have confirmed the cause of member / GNI owned funds which have been frozen at Yesilada Bank in Northern Cyprus. As we understand it, an unknown perpetrator successfully scammed a group of German, Austrian and Swiss Nationals out of their funds. The total amount stolen was quite significant and the perpetrator has not, at this time, been caught. As a result, German officials at AKBank in Frankfurt have successfully frozen all assets currently held by Yesilada until the investigation has concluded.
How long this will take and when will funds be “unfrozen” is not currently known. We have confirmed, however, that Yesilada Bank IS NOT currently in receivership and we all hope it stays this way.
There is NOTHING we can do to assist those of you whose funds are frozen, nor for ourselves whose situation mirrors that of yours.
6. Charitable Giving for the Holidays – We are narrowing our search to select a charitable cause that our loyal and generous GNI membership can throw its weight behind. We’ll provide further details in the upcoming week(s).
We wish to thank our loyal friends and members of GNI for the continued trust in what we do and are doing. We strive to avail ourselves as much as reasonably possible. Please remember to use the Ticket System in your back office when request assistance from the GNI Support Team.
Finally, remember to pay your civil obligations if the are owed (taxes) and that there are ALWAYS people in this world who are both less fortunate and desperately need your financial assistance. Seek them out and give generously.
Regards, GNI Administration and Support”.

I regret to inform you that I’m usually asleep at 4 am GMT (like the majority of Europeans I guess) so it’s absolutely out of the question that I could attend the meeting that was held last night by PTVPartner (reviewed here). I am aware that the admin of the program Garrett (interviewed here) probably had the best intentions to provide prime-time for North American clients but I believe Europeans should not be forgotten about either. I just hope that future meetings would be scheduled for a better time. Despite this (and maybe because of that) according to Garrett the last meeting was a success and the room was full with investors and potential investors that are interested to deposit into one of the investment plans on offer by PTVPartner: 110% after 10 days, 125% after 20 days, 145% after 30 days or 190% after 40 days. Anyway, next up is The Harvest Festival which will be celebrated in PTVPartner‘s Oasis chat room so everybody who likes fun is invited there to participate. Here is the update from Garrett:
“Packed House!!!
We filled the room with 96 members and 4 in other rooms. Our chat rooms only hold a total of 100 people…and there was not a seat empty!
So many new members attended it was amazing. You people that made the meeting, we appreciate your attendance. Those that did not make the meeting …or could not…we are having another next week at 4 am GMT on the 25th (which is 11pm est on the 24th). You may want to come early as we had 60 people show up the about 45 minutes before the meeting. Next week we will have a few new things to talk about.
Harvest Festival is only a few more hours away (a PTVPartner Online Party).
Don’t miss our Party tonight in the Oasis room. It is certain to be a great time and place to meet new members and talk with old friends. There are Tons of prizes to be given away. Don’t miss it!
Birthday Bonus Contest
We have a contest that runs every week. All the details are in our forum. The simple idea is that all you have to do is come to the forum, member or not, post your birthday…or any date actually. Once a week we will randomly select a month as the winner….then 5 dates from the winning month will be selected and receive $40.00 each. It is hard to beat free cash.
Start the Experience…join PTVPartner and … Free your Life!!!
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!”

RigidPay (reviewed here) paid me on expiry today. I was paid 114% after 4 days successfully to my StrictPay account. It took only a couple of hours for my payment request to be processed. Actually I intend to send some interview questions to the admin of RigidPay and will publish his answers as soon as I get it back from him. I remind you that RigidPay has three investment plans: 114% after 4 days, 131% after 8 days, 170% after 16 days and you can join them via such payment processors as StrictPay, AlertPay, LibertyReserve and PerfectMoney.

OneInv program (reviewed here) also paid me 104% after 3 days on expiry today. Actually I was due to be paid yesterday but as my withdrawal request should have gone to StrictPay, whose API interface experienced some difficulties, I had to wait till today. Well, now it seems everything is fine as I was paid to SP instantly today. I remind you that OneInv offers instant withdrawals to LR and PM. STP requests are paid within 24 hours. I’m in two different plans now with the program: 110% after 5 day and 124% after 10 days. For the most extreme players there is 150% after 15 days which is still relatively safe to join in my own opinion as OneInv is only 9 days online. The admin is trying his best to promote his program and today he sent a newsletter with a reminder about the first referral contest and announced about a new bonus feature that will be available to all the investors until Sunday. You can see more about that in the recent newsletter here:
“Yesterday we announced our first referral contest, the user with the most ref earnings will win (monitors don’t participate).
Prizes will be as follow:
$100 to the first place $50 to the second place and $25 to the third place.
Also I want to announce that we will be giving a deposit bonus from today until Sunday, so new members can test our instant cashout feature. Bonus are like this:
Plan 1 – Deposit bonus 1.5%, upto $10
Plan 2 – Deposit bonus 3% upto $20
Plan 3 – Deposit bonus 7% upto $35
Plan 4 – Deposit bonus 10% upto $50
That means if you invest $500 on plan 4, you will get $50 for instant cashout. Bonus are INSTANT after deposit is done.
Also today we received our biggest deposit $7000 from one single user, that shows that our program is reliable and is gaining popularity.
OneInv admin.”

RefMotor (reviewed here) is also offering a cash bonus of 5% to all investors. Please read more about that here:
“Hi. Do you know we pay you good cash bonus? Today cash back bonus is 5% for all of our plans. Do you know what is it? It is very easy: invest here==>we charge your account with cash bonus (5%) ==>withdraw it instantly.
Do you know we are only hyip have this kind of payment?
Best regards. Archer J Green”.

IncoForex program (reviewed here) keeps improving and after adding many successful language versions the administration is now ready to offer a Portuguese version of the website to investors soon. Here is what I found on the IncoForex website:
“Portuguese Will be Added Soon!
Dear Investors! Every company that has a profit starts to think about its customers. About how to make them more secure, happier and optimistic when using their service. We believe in this policy also! In just one week, Portuguese customers will have the opportunity to feel on our site like at home! We are going to add Portuguese on one week. Our site will be available in this language for your own comfort.
We are happy to share with you this new feature.”

GloTrade which was reviewed in MNO yesterday (read it here) continues to update its members about their latest trading results on their blog. I have no idea what they mean but perhaps it would convince somebody that GloTrade is a real trading company. Anyway, if they really trade or not we should still be aware that the risk is out there and that it’s impossible to be in profit all the time. So I just hope GloTrade really has professional traders to back up their income to pay the promised 2% for 20 business days or 2.5% for 40 business days to its investors. Here is what I found on their official blog:
“Dear Members, We would like to post our trading performance for the second time this week. Although we wouldn’t it an extremely profitable day at work but we managed to meet the target we had set, but tomorrow is an another day with bigger promises.
All trades are closed as we did not leave any overnight open positions. So, the overall trading gave us profit.
November 17, 2009
1. Buy trade – DJIA Futures Contract bought at 10268 and sold for 10416 gaining a great profit of 148 points.
2. Sell trade – FTSE UK Index sold at 5368 and bought for 5344 gaining a profit of 24 points.
3. Buy trade – S&P CNX Nifty bought at 5049.5 and sold for 5021.1 – We lost 28.4 points in this trade since the stop loss was hit.
4. Buy trade – S&P CNX Nifty bought at 5012.75 and sold for 5067.7 gaining a profit of 54.95 points.
5. Sell trade – Nikkei225 Index sold at 9828.75 and bought for 9737.5 gaining a good profit of 91.25 points.
November 18, 2009
1. Buy trade – DJIA Futures Contract bought at 10425 and sold for 10400 – We lost a 25 points in this trade since the stop loss was hit.
2. Sell trade – FTSE UK Index bought at 5334 and sold for 5391.5 gaining a profit of 57.5 points.
3. Buy trade – S&P CNX Nifty bought at 5014.5 and sold for 5071.75 gaining a profit of 57.25 points.
4. Buy trade – CAC40 Index bought at 3850.5 and sold for 3829.5 – Again We lost 21 points in this trade since the stop loss was hit.
5. Sell trade – CAC40 Index sold at 3864 and bought for 3827 gaining a profit of 37 points.
We made a margin in profits of 2.41% and 2.73 respectively. We will update this blog on a daily basis with all updates.
Keep tuning in to this blog for more news.”

Verifield program (reviewed here) is also trading successfully and in their latest report they told us about the profits they obtained from the latest deal. Here is the report from Verifield:
“Bristol-Myers Squibb (NYSE: BMY) has got into Verifield attention a few days ago. The company seemed to be a perspective due to volume increase and certain news headlines. Verifield have got into BMY trading at $24.05 per share and got out at the price of $24.55 per share in the afternoon. Nominal Income fund has been used for this trade. Total income from the trade – approximately 2%.”

4CountriesCapital program (reviewed here) together with posting their trading results have also announced my interview with the administration which can be read here. Here is the recent update from 4CountriesCapital:
“Dear Members, Trader of the day was Jakob Knoblauch today and our company reserve fund reached more than US$30000 today! Jakob earned a profit of 4.21% on the German Tec Dax and we hope that we can finish our successful week tomorrow with a result like the last days. An Interview with me was published yesterday on the MNO Blog.
Please click here to read the Interview.
All profits for today are paid and we are back tomorrow. Next Payday is Friday (20/11).
Mrs. Jana Dagg. Founder Member and Managing Director”.

StableInterest (reviewed here) issued a warning on their website regarding a phishing site that try to use their texts and similar design. Well, I can say that’s it’s not so hard to determine that the website is a total scam after you see that it offers 215% after 5 minutes. Well, not everybody is so smart unfortunately so the warning might save somebody from depositing. Here is the warning taken from StableInterest website:
“The site http://stable-interest.com/ appeared online. Let us warn you this site is using our information, however it has nothing in common with StableInterest.
This site is PHISHING! Please try not to get involved into this suspicious investment opportunity.
We own the only site and the only site is valid: http://www.stableinterest.com
Please be careful when clicking the links.”

I would like to apologize that I didn’t publish the promised interview with JuicyInvest today. However the admin said that his AlertPay account had been locked so the future of the program doesn’t seem so bright at this particular point. Even though AlertPay allegedly asked him to phone them to get it restored I doubt very much that the situation will be resolved anytime soon (AlertPay is known as the slowest and the most bureaucratic payment processor out there). Therefore I have little choice but to hold off on publishing that today and suggest that everybody should hold off from depositing until we hear some positive news from the admin of the program. From my experience however I tend to believe that usually a program facing issues with AlertPay closes quite fast. I hope I’m wrong in the case of JuicyInvest and I will wait for another update from the admin. And I’ll keep you updated here as usual.

Thanks for those who complained about FxCapitalInvestment program. It appears one of the members has his withdrawal request marked as Paid but he actually never received it to any of his accounts. I have no choice therefore but to move FxCapitalInvestment to Paying selectively status on my monitoring page until the admin solves this issue with my readers. I will let you know on my blog about that as well, guys!

That’s it for today except to finish today’s post here is the list of the programs that paid me today: ArbsFund, GoldNuggetInvest, EuropeInc, OneInv, GloTrade, RigidPay, FinanceNova, OneDailyPro, NanoMoneyCorp, RosalinFinance, InvestmentForge, GeniusFunds, CSMFinance, IncoForex, AtlantisMutual, MajorGain, LogicProfit, OctProfit, PanaMoney, CedexInvest, TheKapital, MoneyPlus, Capitalex, StableInterest, AimTrust, KobelCapital, MandarinInvest, Infinitum, RefMotor, GlobalFund, FXFManagement, MoneyCare and WopAdz (the first payment received). Thanks for reading! I wish you a good weekend and see you on my blog tomorrow with the review of a new promising low-ROI program EcosystemFunds!