THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! As I promised earlier today I have all the latest news from the programs on my monitoring page for you this evening as well as a new program to review. I’ve actually got a couple of new ones lined up that I want to introduce to you during the week but tonight it’s going to be a new low rate of interest mid term HYIP called ZenithInvestment. Most of the new programs starting up these seem to be short term ones (not my fault that’s whats popular!) so a good longer term option might not go astray as an addition to your portfolio. Will ZenithInvestment prove to be such an option however is the question. Let’s take a closer look.

There are three investment plans to chose from here, all running for similar terms. Payouts can be either weekly or daily, but the mathematics behind calculating them left me a bit puzzled. I’ll explain why in a moment but first I’ll just run through the plans themselves and you can see which one you like best.

First of all is The Standard Plan. This is the one that makes weekly interest repayments and it runs for 8 weeks. The minimum deposit will be $5 and you can earn a weekly amount of 10% of your deposit. So in other words if you put $100 in here ZenithInvestment will pay you $10 per week until expiry. At the end of it all that will amount to a total of $80 in profits upon which your principal gets returned.

A more costly and also a more profitable option is The Classic Plan. But despite the increased profit it’s actually less of a risk. How come? Well, mainly because it offers daily payments which will allow you to claw back a bit more of your investment as we progress through the plan. It works like this. The minimum investment goes up to $50 this time and the investment term runs for 60 days. The rate of interest payable is 2% per day, paid 7 days per week. So for a $100 deposit here that will yield $2 per day ($14 per week as opposed to $10 in the last one) you can expect that to add up to $120 by the time the plan finishes. You can consider that as pure profit as your initial deposit will also be returned on expiry. At that rate of interest by the way you will have broken even on day 50.

The third and final plan is called The Premium Plan and it also runs for 60 days. The rate of interest on offer goes up, as does the minimum amount to invest. It’s $100 this time, so keep that in mind before doing anything. If you do proceed however the payments will again be made daily and will be 2.5% (17.5% will be the total after a week). That means you can recoup your principal after 40 days. By the time the plan expires you should have earned 150% of your initial deposit which can be considered pure profit once your principal gets returned. For the minimum $100 you should expect $2.50 per day adding up to $150 by the time the plan closes.

One problem I would have here is that the plan that carries the most risk to you the investor, i.e the plan that will only pay you once per week, is the one that carries the lowest percentage reward. Surely that should be the other way around? Anyway, I doubt it was an accountant that drew up those plans. Or if it was, I’d be looking for a new one round about now if I was the admin. But the choice as always is entirely yours. Personally I went the with the third “Premium” plan myself, but if you decide that ZenithInvestment is suitable for you at all then you can make your own mind up.

The other problem I have with the plans stems from the script. It’s from Neversay and basically it’s more intended for surfing programs than HYIPs. What happens here is that you can only invest in “blocks” of money that may be too far beyond the reach and therefore isolate too many investors. What I mean to say is that if you wish to invest in the Classic Plan you may only do so in multiples of $50, e.g $50, $100, $150, and so on. Worse again however is that you may only invest in the Premium Plan in multiples of $100.

It’s not good for the long term prospects of the program to put potential investors in a position of effectively having their money refused. For instance if I have $140 to spare and want to join the Premium Plan, I can’t! I can join with $100 OK, but it makes no economic or financial sense whatsoever to refuse the extra $40 based entirely on some quirk in the operating script.

Payment options open to those joining ZenithInvestment include AlertPay, LibertyReserve, PerfectMoney, and StrictPay. I suspect that list will not be expanded on, but since it’s already quite good then no problem there. In fact it’s better than what we would usually see from a program of similar quality. Payments are not automatic so you will have to request them. You are asked by the admin to allow anything up to 48 hours before the request is processed.

The security of the site itself is something I’d have somewhat mixed feelings over. They are hosted on a shared server which often indicates to me a certain lack of professionalism from the admin. In this case however I believe him to be responsible for some of the other HYIP sites on that same server, so I can see why it might make sense to him. The hosting provider is LiquidWeb who while not one of the better known hosting providers prepared to accommodate HYIPs, are definitely very reliable. At least in my own (admittedly limited) knowledge of them I am unaware of any serious complaints about their service and the other sites hosted by them seem to have a good record. But good as they are, if you have a problem with the security of ZenithInvestment, you’re not going to go looking for their hosting provider to refund your money. You’re going to be looking for ZenithInvestment!

Other than that the script is licensed from Neversay (as I said) and the design of the site is simple and easy to navigate. It’s quite minimal but looks ok and contains what you need to get started. Customer support is only available through the online e-mail ticket support form if you have any more questions.

Texts are not exactly entirely original here so I suggest you give a wide berth to any claims made about the business dealings of ZenithInvestment. Considering their homepage has a downloadable widget with the latest foreign currency exchange rates would indicate that anyway, as nothing on that chart would come even remotely close to supporting the type of interest payments on offer here.

But as an online HYIP game, as I shall be treating it, it’s just about average. Maths problems aside (!) I’d rate you chances of making a profit here as being just that. In the middle. It could go either way. If the admin really is responsible for what I think he is then his track record with mid term low ROI programs has ranged from good to not so good. I hope he’s not trying to do too much at the same time, but let’s hope that ZenithInvestment will be online as long as some of the others.

Other news for today.

PTVPartner sent out several updates today. The first one was about the upcoming chat room meeting that will take place in just a few minutes and also about the PTVPartner blog. The second one gave details of the birthday contest when each week five lucky members will be selected and be paid $40 each to their account that can be withdrawn at any time. The most important thing is that you don’t have to be an upgraded member of PTVPartner in order to participate in this contest. The rules are described in the update below:
“Energized to say the least.
Meeting
We are having another meeting, mainly for the new members to be brought up to speed and ask questions. All Members are welcome to attend. We will be discussing our primary project and the current events happening at PTV. This meeting will be held in our Voice Chat Room at 4:00AM GMT on the 25th (11/24 11pm EST).
PTVPartner Blog!!!
We are creating a Blog and are looking for member-journalists to assist. Our Blog address is http://ptvpartner.wordpress.com/. We will be using the Blog for any updates as well as to distribute material we feel is important. If you are a PTV Member and interested in assisting with our blog we would be willing to take a look at whatever work you may have done in the past, including even simple or extreme forum posts. Please send your reply to support@ptvpartner.com and include links to any work you may have so that we can review your skills. We would be particularly interested in any members that have ‘wordpress’ knowledge.
Start the Experience … join PTVPartner and … Free your Life!!!
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!”
“Update 11/24 GMT Birthday Contest Winners
Congratulations to the latest Birthday Contest Winners!!!!
jww $40 Rejoice $40 8Wolf8 $40 Apricot $40 offer $40
Be sure and enter the new Birthday Bonus Contest…just use this link…
http://www.ptvpartner.com/forums/index.php?showtopic=373
Here is how it works……
No Deposit Required.
You must have a PTVPartner Account (whether you have deposited or not makes no difference).
Post your PTVPartner Account Number and your Birth Date. Birth date format must be MM-DD-YYYY. Participation is that simple.
You must specify a year…whether it is accurate or not is your business…LOL.
Those entries not in the correct format cannot be included due to the inability for the software to process it….so are automatically disqualified.
Each Week, we will randomly select a winning Month. Sunday is the last day of each week.
Then Up to 5 winners with Birthdays in the chosen month will be selected (Randomly) from that weeks posts.
Only posts from that week will be considered.
You may enter once each week.
You may win more than once because winners will be randomly selected.
You may not alter your post after the first week. If you decide to renter a second week, then you must use a copy of the same exact post on each subsequent entry.
Prizes are…
Each Winner will receive a $40.00 Prize posted to your PTVPartner Withdraw account. This means you may immediately request the funds to you PP of choice or you are, of course, welcome to ‘Re-Deposit’ the funds to your Current Account and Invest them for an even greater reward.
PTVPartner Staff are not permitted to enter. This the format you need when you enter:
PTXXXXXX
04-21-1953
Nothing else is needed …
Happy Thanksgiving to all our members in the US!!!!
Start the Experience … join PTVPartner and … Free your Life!!!
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!”

For those who don’t know yet let me remind that PTVPartner is a program with four investment plans that pay on expiry: 110% after 10 days, 125% after 20 days, 145% after 30 days, 190% after 40 days. The payments are processed every day within 24 hours of the request and there are four payment processors being used: LibertyReserve, PerfectMoney, GlobalDigitalPay and StrictPay. There are more unique features about that program and which you can read by referring to my review (published here) or the detailed interview with the admin (published here).

I have received an email from one of my readers today asking me why OctProfit was listed as Problem on one of the monitoring sites. First I didn’t get the point as I checked the Rating page and it seems all the monitoring sites listed OctProfit as Paying. So I asked again what monitoring site he was talking about. He told me it was Hyip.com. So I went there and I found the Problem status for OctProfit and the following message:
“Avoid dealing with OctProfit. Admin sent threats, demands for an advertisement placement and is publicly attacking Hyip.com and its members.”
Well, I was not surprised at all since there was another version of the story published on OctProfit website (read it here). What I couldn’t understand is why Hyip.com put the program to Problem status when obviously everybody is getting paid (I checked on forums). The only reason why they put this status on their site is to take revenge. Stupid and petty revenge which is typical of them by now and becoming an alarming trend in their site. I hope the owner of this shady monitor realizes what he is doing by putting a fake status on his website and knows exactly that it could lead to some bad consequences for OctProfit, and by that I mean the investors, not the admin. Everybody realizes that OctProfit (reviewed here) is just another investment game paying 118% after 4 days, 150% after 10 days, 175% after 15 days and that it can be affected by such lies. Still Hyip.com seems to not care at all about the members of the program he once monitored. After the truth was made known he decided to just put some false information about OctProfit on his own site where no explanations, (let alone contradictions!) are allowed. Then sit back and watch the result of his actions which may affect the cashflow. So I suggest to all the active members of OctProfit to be aware of malicious rumors and know whom to blame if the program closes prematurely. I hope this will not happen though, as less and less people are paying attention to what they see on that monitor. They are beginning to look like a site run by spoiled teenagers than somebody capable of dealing with adults.

I received many complaints today about CorpoNano (reviewed here). So I thought it prudent to put it to “Paying selectively” status on my monitoring page. At least temporarily, because I didn’t quite realize what problems they might be experiencing. I remind you that a couple of days ago it became known that many members of CorpoNano had some missing withdrawal requests but they were paid yesterday after contacting the admin. I thought everything was back to normal until today when there was more complaints. I noticed though that most of the complaints were connected to StrictPay payouts which as you know experienced some difficulties with their payment interface over the weekend. So I thought this might be the reason for the missing payouts. Probably I was right as today I finally got some update from the admin of CorpoNano (interviewed here):
“Yes since 2-3 days we have some glitch with our automatic system. That’s started after StrictPay problems, and touched some LibertyReserve payments then.
I’m actually working on the system to fix this problem for future payments session.
Missing payments give me an enormous work (we have 1350 investors), and I’m fixing missing payments one by one.
All will be normal within the next 24-48hours I can promise you. The system will be entirely fixed for the tomorrow session. I will will work all the day in front of screen to fix that, and to send all payments due, the system forgot.”

So I’m facing a dilemma now. I don’t want to scare off any investors from depositing into CorpoNano. On the other hand I don’t want anybody to lose their money due to not knowing about the current situation. So I still decided to leave CorpoNano in “Paying selectively” status on my monitoring page. I just hope that the admin told me the truth and everybody would be paid soon. So I would like to know your opinion about that, guys. Please let me know when you are paid because I don’t want to be the reason for destroying this program’s reputation (other monitors still show Paying status for them). At the same time I feel obliged to let you know about the payout problems (hopefully they are just temporary) that they are having now. If you have an opinion then let me know what it is in my ShoutBox and please again, do tell me know if you’re paid so I can return CorpoNano to Paying status soon.

One more program is being moved to Problem status on my monitoring page and it’s RosalinFinance. This is due to the violation of their own ToS specified in their FAQ section. It’s about the payout term: that all the payouts should be processed to members accounts within 24 hours of the request. However, it was over 48 hours now and I didn’t receive my pending cashouts yet. I didn’t see any sign of cashouts being processed on the public forums either. I don’t know if they will resume soon but for now it’s not recommended to invest into RosalinFinance.

Let’s move on to more positive news now. It seems that the admin of RacksonFinance Elizabeth was very excited about listing her program on MNO (I’m planning to publish the review of her program tomorrow). I have received my first payout already and am looking forward to reviewing this HYIP. In her recent newsletter the admin also mentioned some changes that will be implemented on her site soon including the addition of Bank wire deposits and withdrawal options that could be added as early as this week. Here is the first newsletter from RacksonFinance:
“Hello dear friends, How was your weekend? Ours was really great. Our backup fund grew over the weekend with more than $4,500 and now is a bit over $30,000. This is one of the most amazing growth we have ever had. We are getting more experience, so we can make a bigger profit.
But, that’s not all. One of the best thing out of here, is that the famous Paul Abramson, admin of Money-News-Online.com, accepted RacksonFinance to be listed his portfolio. It is a big step for RacksonFinance, because until now I couldn’t even dream that I’ll get there ever.
If you would like to check yourself click here. I’ve been informed, that most probably Wednesday or Thursday, there will be a detailed review about RacksonFinance, a review that you must read.
The other good news came from my team. The support manager, found a good PHP programmer. In a few weeks, 2-3 he will develop a custom investment platform for RacksonFinance.
And I almost forgot. A few minutes ago I got a call from bank, regarding our business account. It should be ready by Friday, and starting next Monday we will be able to accept Bank Wire payments. Anyway, there will be a detailed update regarding this very soon.
P.S. All cashouts have been already processed for now.
Best regards, Elizabeth Rackson, CEO & Founder”.

Yesterday 4CountriesCapital (reviewed here) added another trading update on their website with the latest information which you can read below:
“Dear Members, Trader of the day was Jakob Knoblauch like Friday. I was a good start in the week with a profit of 3.76% again on the German TecDax. We are back tomorrow and we have a new payment policy. All payments are made once a day before 6:00pm (CET). Tuesday payments (24/11) will be paid between 3:00 and 5:00pm (CET). So do not forget to request your profit or principal before. Next payday and trading day is Tuesday the 24 of November.
Mrs. Jana Dagg. Founder Member and Managing Director”.

I hope you have read the interview with the admin of RigidPay (published here) and found it useful if you were considering investing. I remind you that RigidPay is a short-term HYIP paying 114% after 4 days, 131% after 8 days and 170% after 16 days. Fore more detailed info please refer to my original review published here. The program has been online for 8 days already and it means that the first payments on expiry for the second plan (paying 131% after 8 days) should have been processed, which they indeed have. I received my own payout on expiry for this plan very fast after requesting.

I’m glad to report that another interview is scheduled to be published on MNO tomorrow. This time it will be the highly anticipated interview with the admin of ArbsFund. I remind you that I told you my doubts in the review of ArbsFund (published here) about it really being an arbitrage betting pool program similar to GoldNuggetInvest. I hope that in the interview the admin will explain all of that. As usual I will let you be the judge of his answers. So don’t miss that tomorrow!

One more program was added to my listing today. It’s a manual surf program AdsXtreme with typical plans of 12% for 10 days (with daily payouts) and 12% for 12 days (with 144% payout on expiry). Despite of the upcoming festive season which makes participating in surfing programs even more dangerous AdsXtreme was particularly welcomed by experienced surfers. I think this was due to an absolutely brilliant Gotenks script that many experienced surfers should definitely remember from PAC amongst many others. From the many great features of this script I could mention there is a multi-lingual interface which allows you to browse your account in your native language, manual surfing of the website (you click the Continue button in order to proceed with surfing), and the “Deposit” and “Purchase Adpacks” tabs where you make your upgrades. I will of course tell you more about the script in the upcoming review. It’s small wonder though that many members already consider AdsXtreme as the next big thing, with a beautiful design, secure script, their own forum, hosting on a dedicated Staminus server with SecureServerTech DDoS-protection etc. We will see if this really happens but if you want to test the waters I would suggest you to deposit in the daily plan first where you can recoup your initial investment much faster (in 10 days plus 2 days of pure profit). You can invest in the range of $6 to $6,000 and the payment processors accepted are: LibertyReserve, PerfectMoney, AlertPay and StrictPay. Just don’t forget to surf 10 sites daily for 10 seconds each in manual mode in order to obtain your daily rebates. I will review the AdsXtreme site after receiving the first payment so stay tuned for that – will be interesting!

That’s all I wanted to report to you today, guys. Except for the list of the programs that paid me for the last 24 hours: ArbsFund, GoldNuggetInvest, OctProfit, PanaMoney, GloTrade, RichAliens, OneDailyPro, AimTrust, CedexInvest, RefMotor, MandarinInvest, GeniusFunds, EuropeInc, CSMFinance, AtlantisMutual, IncoForex, LogicProfit, MajorGain, NanoMoneyCorp, Capitalex, MoneyCare, FinanceNova, WopAdz, KobelCapital, GlobalFund, 4CountriesCapital, TheKapital, XrateInvest, RigidPay, BlackDiamondPortfolio, TradeZoom, CorpoNano, PTVPartner, XagaEnterprise, EcosystemFunds and RacksonFinance (the first payment received). Check out MNO blog tomorrow for the interview with ArbsFund, the review of RacksonFinance and all the latest news from the HYIP and Autosurf Insustry!