Hi guys! Hope your weekend is going well so far. Saturday being what it is is another quiet enough day in terms of news stories but hopefully you’ll find something of interest to you and your portfolio here. And if not, well I also want to take a look at another new program to come my way recently called AbisMoney. It’s a short to medium term HYIP but it’s a little different from a lot of the new ones we have seen launched recently in terms of the length of the investment term you can join for. They go from seven days to sixty so that’s a bit more variety than usual for you to choose from if nothing else.

To start with if you go to the AbisMoney “investment” page they will tell you there are four plans to choose from. In actual fact there are five. The latest one was just added recently for testing purposes, but as short term plans go it actually compares favorably with some of the “proper” plans elsewhere on the site. So starting with that one, it pays 105% on expiry. Expiry is after 7 days and the minimum amount to invest is $20. That’s a bit pricey for a so called test plan in my opinion. Your principal is included in the payment. Maximum investment is $200.

Next is what they call the “Standard Investors Portfolio”. This plan will run for 16 days and will cost you a minimum of $25 to join. Upon expiry you will be given a once off payment of 115% of your principal, which is already included. Maximum spend here is $1000.

The next plan is known as the “Elite Investors Portfolio“. This one runs for a term of 30 days and will cost you at least $50 to join. After it expires AbisMoney will pay you 145% of your original principal which is already counted in the payment. The maximum investment is again $1,000.

Thirdly is the “Classic Investors Portfolio” which costs a minimum of $60 to become a member. As usual things get riskier as they get more profitable so this time a return of 167% interest is the reward for investing for a term of 45 days. Like the others that figure also includes your principal. The maximum figure to invest is $7,000.

And finally, for a minimum investment of $100 you can join the “Professional Investors Portfolio”. In return you will be offered a one time interest payment of 210% on expiry which already includes your principal. The investment term here runs for 60 days and the maximum investment allowed is $10,000.

A couple of other things you will need to know about the plans are first of all because of the script (Neversay) you are only allowed to invest in “block amounts” equivalent to the minimum figure. For example in the Elite Investors Portfolio you can only invest $50, $100, $150, and so on. I would have to describe this as a drawback to AbisMoney. Not because the method itself is bad but because of the high minimums to begin with. Asking for $50 is one thing, but then only accepting multiples of $50 will in my opinion only isolate more investors than win you. Investing in multiples of 5 or 10 dollars for example might bring in lot more members in the long run.

On the other hand this is somewhat compensated for by the fact that when joining you will first be required to fund an e-wallet. After doing that you will then need to re-direct your funds into the plan of your choice. Therefore you can easily spread your investment between a variety of plans. Although it still looks badly organized and it seems that the plans are there to suit the script and not the investors. So I wouldn’t be banking on a long term future there.

The other main point is the list of payment processors. Short but quite good with AlertPay, LibertyReserve, and StrictPay being your options.

AbisMoney is hosted on a dedicated server with protection from DDoS attacks provided by HushHosting. The script, as I already mentioned, licensed from Neversay. Contact with the admin is done through either an online support ticket form which opens as part of a separate online support page. or a direct e-mail address if you prefer.

Apart from the investment options being poorly planned, the design itself isn’t great either, particularly in the members area. It just gets a bit cluttered in places. Also within the members area the investment plans are poorly explained. You will have to return to the public area to see a proper description of them and even then will find yourself jumping back and forth to see what information the other one misses.

Everything else is explained excellently though. Particularly their “about us” page. Written by real industry professionals. Really? Yes, the whole thing was stolen from PanaMoney! An exact word for word replica in fact, with the only difference being PanaMoney‘s name gets replaced with that of AbisMoney. Talk about a lazy hack! Other texts about ForEx trading are also stolen from another source, so in short, don’t believe a word of what you read here. It’s not really for your benefit. Unlike PanaMoney however the admin has deemed it unnecessary to supply us with the required documentation to lend any credence to his claims about AbisMoney being a legally registered business. So I would also suggest you ignore those claims completely.

AbisMoney overall is pretty average. Nothing special even though the membership stats are reasonable for this type of program. Caution is always advised of course, not just here but everywhere, especially as we enter December.

Other news for today.

I have to tell you that my weekly earnings in ArbsFund were not credited to my account though it should have happened on November 26. I have contacted the admin already and he told me he was working on this issue however no time was specified as to when we should expect it to be fixed. I believe it’s just a glitch in the script as I saw another complaint about the same thing on some public forum. After waiting for a few hours my weekly 8.5% overdue payout was paid and fortunately the admin came out with an update informing the members about the missing earnings and what to do to get this resolved. So if like myself you still have some outstanding payments please follow the instructions in the newsletter. Apart from that ArbsFund is still going well and they just updated everybody about their trading success this week. You can read more about ArbsFund by referring to my review (click here to read) or my interview with the admin (read it here). And this is the latest newsletter from ArbsFund:
“Dear ArbsFund Stakeholder: We are now on the 6th day of our trading week, As of today we already reach our weekly target, but we will not stop here, we are still ahead on our schedules and hopefully have better weeks ahead with 18 – 20% Profit.
Some of the members have missing weekly interest in their account, We are checking our system for the source of this error, For the meantime, we need those members who had missing interest payments to submit an email using our email support system to submit your request. We will need the following information:
User name:
Amount of Deposit:
Date of Deposit:
Payment Processor used:
We will check and verify all the support emails, and send all the missing payments on your payment processors. We are hoping for everyone cooperation’s.
Also, we updated our website by adding some monitors to the forum page, this is to inform the general public about our paying status and also to read some of the talks from top Investment blogs and monitors. ArbsFund keeps paying it’s members regularly within the shortest time and we hope to keep up this status for as far as our program remains online.
Our forum contest are still running until November 30,2009. The rules are simple; discuss ArbsFund in TG and MMG, We need your opinion about ArbsFund, This is to further improved our program and to provide you a risk-free investment environment.
Our Live Support are still online 8 Hours/day,7 Days/week. Our Email Support our guaranteed 24 – 48 Hours Reply.
Thank you!!
Sincerely yours, Public Relation Manager. ArbsFund Team”.

The recent update from XagaEnterprise (reviewed here) mentioned some possible problems with LR and SP interfaces. So if your deposit somehow was not credited to your account you are welcome to contact customer support for help. Here is the latest from XagaEnterprise:
“Sorry for keep you waiting. We just went shopping for black Friday.
It seems there are something wrong with LR and SP sci. If you make deposit and your balance doesn’t change, please send us email.
I will credit the balance manually after this and start making payments.
Thank you and have a nice weekend.
Regards, Diana. Support”.

It seems OneInv (reviewed here) also has some issues with their script, at least with the part responsible for StrictPay deposits and instant payouts. I couldn’t withdraw my money instantly, and the deposits are not credited from both StrictPay and my internal balance. I have contacted Carlos (the admin, interviewed here) already and he promised to fix the issue in a couple of hours.

By the way, OneInv is not a unique program anymore that offers instant cashouts to three payment processors: LibertyReserve, PerfectMoney and StrictPay. From now on MandarinInvest (reviewed here) joined that club and announced that payouts for all the plans (1% for 30 days, 1.3% for 100 days, 1.6%-2.1% for 150 days) will be processed instantly. Here is the latest news from MandarinInvest:
“As recently announced, PerfectMoney and StrictPay payouts are now also processed instantly. You do not have to wait for your payout to be processed any longer, it will be processed automatically after request. For security reasons we have limited the instant withdrawals to $100 per request, in case the requested amount is greater, it will be processed manually.
Sincerely, Robbyn Hart”.

The admin of RefMotor (reviewed here) sent me some answers to my questions last night so I will be publishing the interview on MNO tomorrow. Although his English is not so good I will edit it in order to make it more readable for my native English speaking readers. RefMotor seems to be going well and I still receive my 8.01% daily for 15 days. I remind you that the payouts to LibertyReserve and PerfectMoney accounts are usually instant. So watch out for the interview on my blog tomorrow, guys! Here is the reminder that you can earn more money in RefMotor if you are an active member voting on monitors:
“Hi, as usual today you can vote for us and earn more money.
If our system is good for you, if you earn more money with our plans.
If we paid you instantly, if….. please check our rating pages and choose 5 monitors and vote for your hyip. You have to write only username and your batch on your votes and then email for us. We pay 0.1$ for each vote but if you vote with your own language we pay 0.2$ (please check monitors accept your language). After voting please contact us. We charge your account during 24 hours. Please note this bonus is only for our active members. You can say about us to your friends and earn more money as referral it is your link.”

Unfortunately another program has been moved to Problem status tonight. It’s Capitalex that has delayed payments for three days now. Anyway, the program has lasted for three months and it was more than enough to make some profit from it. I guess Capitalex just ran out of money to pay to the members and I would advise you not to deposit there anymore.

I received one complaint about MajorGain over a non-payment within the last 24 hours. I was not paid either however in their FAQ it’s written that the payouts should be completed within 3 days after the request was made. So I will give MajorGain the benefit of the doubt in this case and will wait till Monday. This was just for your information as MajorGain will stay on Paying status on my monitoring page while the payouts are still within the specified time frame.

I noticed that the funny admin of RichAliens (reviewed here) after the addition of the second daily plan with 11% payouts for 11 days started a more aggressive advertising campaign. We can see now that the most active thread of RichAliens on MMG forum is now Sticky (meaning the admin has paid for his thread to be on top). I consider it to be a good sign as the advertising expenses seem to have a good benefit for the further growth of RichAliens. He contacted me for some banners as well but I couldn’t supply him with that as almost all the banners on my blog page were sold for the next two weeks. And I’m not going to place more banners because I don’t want to distract my readers from its content which I believe it’s the most important thing anyway. I’m planning to conduct an interview with the admin of RichAliens program once the first payouts on expiry from the main plan offering 144% after 12 days are made. So stay tuned for that!

If you’re an active user of AlertPay you might be interested in reading their official blog more often because there were some interesting articles published there recently. The first one popularly shows you how to use your AlertPay account on holidays: sending and requesting your money, funding your AlertPay account via different methods and using it for online shopping. I hope the info published below is of interest to you if you are an active user of AlertPay:
“Some great ways to use AlertPay during the holidays!
The holidays are on the horizon, which means the time for sharing is here! You can use AlertPay to accomplish a lot of your holiday giving, especially if that special somebody lives away from home.
Here are just a few great ways to use AlertPay during the festive holiday season:
Send Money
You can send money to family and friends whether they live around the corner or across the globe for FREE! That’s right — it doesn’t cost a penny to send money online and make the holidays that much warmer for your friends and family.
Request Money
Do you want to buy an extra special gift for someone but need a little help? Or do you want to organize an online fund raiser? With the FREE* Request Money feature, you can ask friends and family to pitch in for a special gift or a fund raiser for your favorite worthy charity.
Friends and family can accept the money request by paying from their AlertPay balance or credit card.
*A small fee is applied to every received transaction, but it’s always free to send money.
Online Shopping
There are thousands of online vendors who use AlertPay to accept online payments. Shop online with your AlertPay balance or credit card and get your holiday shopping done before the rush!
You can also choose to be billed for your credit card purchases in USD, EUR or GBP and save on costly conversion fees.
Funding your AlertPay balance e-wallet
You can easily deposit money into your AlertPay account by logging in and initiating a deposit. You can add money to your AlertPay balance by bank wire, bank transfer* or certified check/money order.
If you don’t have an account yet, sign up today! It’s FREE to join.
*Localized bank transfers are supported in 46 countries worldwide.
The AlertPay team would like to extend our sincerest wishes for a warm, happy and safe holiday season to all of our members and their family and friends!”

The second article published on AlertPay‘s official blog will be very useful for investors wishing to get their money back from programs that scammed. I remind you that AlertPay is well known for actually reversing transactions (where possible) and sending money back to its original owners on the grounds of scamming. I also received many questions regarding that and refer people to AlertPay FAQ if they want to know how to get things done and return the lost money to their accounts. However, now that the article was published I think you might be interested to familiarize yourself with the whole process more closely. So here is how you can make a transaction dispute and follow the whole process in the correct way as described by AlertPay:
“Important Facts on Transaction Disputes for Buyers
Oh, transaction disputes! Where to begin? Well, let’s start with a simple definition: A transaction dispute can occur when a buyer is unsatisfied with a product/service they have purchased from a seller. Sound familiar?
Submitting a dispute and working out a resolution can be a tricky business, so here are just a few points to help make the whole experience run just a little bit smoother!
• Contact the seller first to resolve the issue. You can find their email address in the transaction activity in your AlertPay account. Opening a dispute with us should be your last resort.
• File your dispute within 30 DAYS of the original transaction. Disputes filed after this time may not be resolved.
• In your initial ticket, provide the Reference Number of the transaction. You can find this in your transaction activity.
• Do not reply to your initial ticket. Once you receive an email entitled “Contact Request”, respond to that only after five business days have gone by.
• Respond within 5-10 business days of receiving the Contact Request. Your time-sensitive response will determine whether or not you will get a refund.
A couple other important points to remember…
People who participate in “High Yield Investment Programs” must exercise caution! If you are using AlertPay to make your payment, please note that you are doing this at your own risk and a resolution through AlertPay is not guaranteed. Please see Section 5.0 of our User Agreement for more information.
Furthermore, people who submit excessive dispute tickets or spam our system with grievances may lose their opportunity to resolve the dispute in an amicable way; excessive tickets will cause delays in the resolution process and may result in an account suspension — in certain situations.
One dispute is sufficient — we will get to it, even if it takes a little longer than expected.
Lastly, here are some tips on how to communicate effectively with your seller:
1. Don’t assume the seller is trying to scam you. Con artists posing as legitimate sellers are actually few and far between. If you don’t get what you paid for, it may have been due to a mistake that can be fixed with proper communication.
2. Listen to their side of the story. The seller may have a valid excuse for the mistake. Just take a deep breath and hear what they have to say about it.
3. Work together. Try to work with the seller if they are having issues getting your product or service out to you. If you meet them half way, you will both be satisfied with the results.
4. Please keep your cool. As cliché as it seems, the quote “you can attract more bees with honey than with vinegar” rings true. If you are calm and collected, you have a much better chance of getting what you want.
If you need to file a dispute, please do it through Customer Support and choose “Transaction Disputes” from the list of categories. We will do our best to mediate the situation.
Thank you for making AlertPay your way to pay!”

And finally here is the list of the programs that paid me today (please note that OctProfit is still not recommended for investments as a Paying Selectively program): ArbsFund, RigidPay, XagaEnterprise, ZenithInvestment, OctProfit, KobelCapital, GeniusFunds, LogicProfit, FinanceNova, OneDailyPro, EuropeInc, TheKapital, MoneyCare, RefMotor, BlackDiamondPortfolio, CedexInvest, RichAliens, TradeZoom, Verifield, GlobalFund, CSMFinance, AsiaInv, IncoForex, GloTrade, RacksonFinance, RosalinFinance, TalixMetals (the first payment received) and WiredMoney (the first payment received). I’ll see you on my blog tomorrow when I’m going to publish an interview with the admin of RefMotor, the review of WiredMoney and of course more news from the Industry!