BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! You know that every time a program closes, collapses, or scams there seems to be two or three new ones waiting to take its place. An old saying about closing doors and opening windows comes to mind, but anyway if you were reading yesterday’s update you will have noticed that I have joined a couple of new ones recently, the first of which I want to talk about today being called OctProfit.

I have to say at this point that I am almost (but not really) surprised at the continuing popularity of short term programs since their peak in the summer months when caution seemed to be almost thrown to the wind. But as long as you know the risks involved in pursuing what it is you want, i.e in this case a fast easy profit, then who am I to judge? In fact I quite enjoy the occasional gamble myself. And if it’s a gamble you want then OctProfit has just what you are looking for. The plans are highly profitable, but they are also very high risk. However I do suspect a very experienced admin to be in charge here and while that won’t save the program from ultimately collapsing (how long that takes I really can’t say) I tend to doubt that it’s been set up purely as a fast scam. In other words, the risk isn’t going away but I think you will be at least given a fair and equal chance.

So what of the plans? Well, they’re all quite simple really as should be the case for such short term programs. And OctProfit has three of them. The first of which runs for just 4 days and is open to deposits starting from a minimum of $5. The return is 118% which includes your principal. So if you were to invest $100 here you would get $118 back four days later.

The second plan is much more of a risk, but much more of a reward as well if you are prepared to take it. It runs for a term of 10 days this time and is open to deposits upwards of $50. The reward this time is 150% which means that for the same $100 investment here you will receive, obviously, $150 back ten days later. This figure also includes you principal.

And the final plan runs for an investment term of 15 days. That makes it the riskiest of the three but at 175% it also makes it the most enticing. The minimum deposit this time is $100, so were you to join with just that you should expect $175 including your principal to be returned on expiry.

One other important thing to remember about the plans is that if you are enthusiastic enough about OctProfit to join with $500 or more then you will receive a bonus payment of $50. I would assume that this is just a temporary introductory offer, although if it is then no expiry date has been published. If the admin agrees to an interview I’ll try to clear that up with him anyway.

By the way, if you were wondering about the maximum deposits then that’s been set to $50,000 in all three plans which pretty much means you can spend what you like. And for a short term investment program it must be said that OctProfit has an excellent range of payment options. AlertPay and StrictPay are both accepted but you should be aware that by joining via the other two options, LibertyReserve and PerfectMoney, you will have the added incentive of getting your withdrawals paid instantly to your account there. Otherwise withdrawals to AlertPay and StrictPay are done manually but we are assured they will be done quick enough. 24 hours according to their own FAQ page.

The site security is well up to acceptable industry standards, as is the design. OctProfit is hosted on a dedicated server and protected by DdoSWiz. The script is licensed from GoldCoders. Overall though it’s a very simple and economic design, by which I mean they don’t waste any time in making simple things look complicated. It’s straight to the point, easy to navigate, and user friendly throughout. Customer support and communication is offered via the usual online support ticket system. The FAQ page covers a lot of the basics anyway, but for those of you who like to talk about it in public there are links provided to the relevant discussion threads open in several of the main online investment forums. The program is still quite new of course so I can’t really say how active the admin will be on those forums, but as a matter of personal choice I don’t attach too much importance to that anyway. But the information is there for you if you want it.

A mercifully brief mention was made about OctProfit being “one of the leading private investment companies” around today. Right. Precious little else (nothing in fact) is disclosed about this firm and its managers, though regular readers and regular HYIP players will probably welcome that. It doesn’t mean anything so skip it. I did find the graphics depicting the old South African gold Krugerrand coins. Not that it means anything either, just something I don’t see too often.

OctProfit is a game but one with a relatively good chance to succeed. A small number of short term programs have surprised me recently with their longer than expected life spans. And while I did say at the start it’s impossible to predict the life span of any program I wouldn’t be at all surprised if this one was also to exceed initial expectations. Like I also said, I suspect an experienced admin which will be a huge bonus, but it’s pretty clear that it was planned by somebody who knows the business anyway.

Most likely none of you guys needs a lecture from me about the risks so I won’t give one. You know what they are, you know what you want from this industry, and you know what you have to do in order to achieve it. OctProfit will give you a fair chance at that, which is the best you can expect. Just to remind you, if you’re not already aware of this they are online less than two days at the time of writing. So if you like it then I suggest you make a move on it without delay. It’s the only way to maximize your profits. If you don’t find it suitable then that’s fine too. I’ll most likely have something else tomorrow that you might like.

Other news for today.

Ok, as you might be aware already the site of the most popular program among MNO readers – GoldNuggetInvest – is down at the moment. It appears that the current issues with payouts not finding their way into members’ accounts properly accelerated the necessity for the immediate transfer of the site and its database to the new script. The situation just became urgent as everybody becomes aware that the old script stopped performing as well as it used to. To the eternal credit of the whole GNI team I must say that they are adapting a highly professional approach to the whole issue and warned members beforehand by sending a newsletter with all the details of the coming transfer. Choosing a straightforward approach is not so easy as some members and naysayers will definitely panic if something (anything!) goes wrong during the process. The admin says it could take 1-2 days if everything goes smoothly like they planned. During the whole process you can read the latest updates on the GNI forum so please register there if you haven’t done so yet. Of course, on MNO I will try my best to report all the latest news about GoldNuggetInvest. I think this will be a real test of strength and durability for the program but considering that the update has been given and the problems that hit the site for the last few days should be addressed I wouldn’t worry about it. Anyway, GoldNuggetInvest survived much bigger problems than this one in the past. Big enough to even make them change their hosting provider. Let’s hope everything will be alright this time as well. Fingers crossed, guys! Here is the latest update from Todd for those who haven’t received it to their mailboxes yet:
“Extended Greetings to Our Most Trusted Clients, Members and Friends of GNI:
On the 21st of July, during the recovery of the most concentrated attack by fraudsters on GNI since its inception over three years ago, the decision was made to implement a script that was both User Friendly and provided an unprecedented level of security for both the program and the clients which it served.
Initially, the decision was made to develop a completely new, custom package which promised to be state of the art, however, it would be heretofore untested. That, along with some other issues compelled us to seek out a reliable, cost effective solution that met our criteria. Thus ensued a business relationship between GoldNuggetInvest (GNI) and ShadowScripts.com (SS).
As we speak, there are two issues that we, as the heart and soul of GNI need to address:
1. Clearing the final audit of, proper loading of and ease of use of; the new script; and,
2. Commencing the payment of earnings that the “old” script failed to pick up beginning on November 02, 2009.
The old script has run its course. It makes no sense to expend ANY resources unnecessarily on the old script if the new has the capability to backdate those missing earnings. At this point, we are confident it can.
We are, therefore, concentrating all the necessary resources on the complete and successful implementation of the new script. Once we are satisfied we are seemingly without problems, we will address the issue of missing earnings. Indeed, it makes no sense to prioritize these issues differently.
Having spoken with the development team at SS, I have been advised the following steps (with respect to steps one and two, they have already been accomplished or are in the process of…) will be taken to complete this task:
1.) The current database will be converted, it may take up to 24 hours alone just to convert alone. This is just a program that sits there and runs, doesn’t require any actual work on GNI‘s end, just CPU processing.
2.) Once the database has been transferred, and is completed, we will turn off the web site. We estimate this to be between 1200 and 1400 GMT (6am and 10 am EST), the developers will get a fresh DataBase dump.
3.) Developers will then setup the SS software on the GNI server and import the last remaining transactions from the last data dump.
4.) Once the last transactions have been converted, developers will upload the entire database to the freshly installed SS software on the GNI server.
5.) At this point, Robert and I will log in and take a look around, if we like what we see, then we open the site back up to the you, the clients and customers.
6.) When you make your first login attempt, you will be prompted to create a secondary password, (which you all will) then will be taken to your accounts!
Let me anticipate some questions:
How long will this take?
– I’m not going to kid anyone here – there is a hell of a lot of data to transfer. Step 2 alone has the potential to take up to 12 hours.
To complete the entire process, an educated guess would put an estimate between 24 and 36 hours – perhaps maybe more, maybe less of system down-time. Much depends on the compatibility of the SQL – and that can’t be determined until the process is initiated.
While this is going on, we will remain available to answer VALID questions that are NOT addressed at the two forums (Private and ASA). Please DO NOT ask questions such as “how much longer” or “where are my earnings?” until such time that we have had an opportunity to review the transfer.
All CSRs (Customer Support Representatives) have been instructed to respond to all questions that they are able. Those answers that can be found in the Private Forum, a response that says: “Private Forum” will be given. Those that they can find an answer to, they will find, those questions that are requesting an answer to an issue of time duration, will not be answered, as they do not know.
All questions that include things like how much longer etc – will be, upon availability of information, posted in the forum(s).
Some things to Remember:
Until this re-hosting is concluded, we can’t anticipate how it will turn out. Needless to say, we have taken the time and effort on the front-end with the hopes that it will reduce the amount of effort after the transfer is made.
There is always a remote possibility that the transfer will bomb; forcing us to revert back to the old script, spend the resources and continue until we are ready to try again. This is a “worst case scenario,” but it’s better we are up front and honest with our clients.
We anticipate some of the less than chivalrous forums will ramp up their verbal attacks during this time-frame. That’s OK. Don’t get into a personal battle with any of them, it’s not worth your time. We know what we’re doing and will be able to hold our heads high once this major step is concluded.
Whatever the outcome, you can be sure we’ll be there, paying our clients regardless of the script. Your loyalty will be rewarded and we thank you for your business.
On behalf of Robert, Jurgen and the GNI team, welcome to the next generation of GNI!
Todd – GNI Customer Service”.

There was an important update from SazaInvestments (reviewed here) sent today. In this update the admin of the program Ricardo (interviewed here) refuted the allegations about not making a daily back-up which was the reason for the current mess surrounding the database and once again assured everybody that everything would be alright by Friday when you will be able to request your weekly 8%-10% payouts from SazaInvestments once more. I have no reason to doubt the man and though not every account is up-to-date just yet, everything should be alright within the next 24 hours. In addition, some good news is that the new incorporation certificate, office address and phone number will be published on the website by tomorrow. Ricardo promised to let me know immediately after everything is done. Here is the latest newsletter from him:
“It seems that we need to offer an detailed explanation to members because not all of them understood what happened. We are making daily backup to our database but most of them were kept on the same server where the site is. The hard disk of the server crashed so we lost most of our backups together with the current database. We needed to put a backup from Friday, before payments, which was the most recent that we had on another server. That’s why we needed to fixed all accounts who got payments last Friday and we still have few accounts to fix and there are over 4000 members on the site and most of them emailed us at least once. There is no reason for panic as this is not a problem that would affect us. We just have a lot of work to do to finish all before this Friday payments and we will do it. Tomorrow we will also add our new certificates, office address, phone support number and bank wire from our Indonesian office. The office in Dubai will come soon as we promised. Real and serious businesses can’t be done as fast as we’d like but a serious promise is always kept. Thank you all for your help, trust in us and understanding. Today you proved us that you’re the best members anybody could want. Thank you. Regards, Ricardo Andre Brandao. SazaInvestments Marketing Manager”.

Good news also for the members of CedexInvest program (reviewed here)! I know I haven’t had much news from this program for awhile but this was just due to the fact that the payments are being processed on time and that the program is doing absolutely fine after over two months online. CedexInvest paid me my principal back on expiry today from my plan 2.4% daily for 62 days. So the total profit I had from this plan reached 148.8% (not counting the principal). That’s not bad at all for only 62 days. Not too shabby at all! Today’s payout moved CedexInvest straight to my Top 10 investment programs which you can find on my monitoring page. Hope that growth will continue and CedexInvest will really become a top performer soon. However, I would like to warn you about some phishing e-mails sent by someone claiming to represent CedexInvest asking you to invest in some special plan using direct deposits via LibertyReserve or PerfectMoney. Please don’t trust those e-mails and only deposit in CedexInvest via their own website after properly signing-up for your account. Just for your information (so you know what to expect) I would like to re-publish that phishing and scamming e-mail but please don’t deposit to those accounts:
“Dear CedexInvest members, We are glad to announce that we have just received an excellent offer from one of our traders, making us able to propose a very special offer:
GET 136% IN JUST 2 DAYS!
Since this is a short-term offer, you are highly advised to react as soon as possible.
Deposits are accepted starting from now until the end of Thursday (00:00 GMT), meaning that you have about 36 hours to make the spend in case that you are interested in taking part in this special offer.
Deposits should be made in units and one unit is worth 100 US dollars, while the deposit amounts can range from minimum 1 unit ($100) to 2000 units ($200,000).
Spends have to be made these accounts (choose the one you prefer):
Liberty Reserve account: U8xxxxxx (Cedex Invest Special) or directly:
Perfect Money account: U1xxxxxx (Cedex Invest Special)
IMPORTANT: Put your Cedex Invest username at the memo field!
The payout is scheduled for November 7, 2009 (Saturday) and will be processed to the accounts that deposits were made from.
The payout is GUARANTEED and there is absolutely no risk of losing the funds.
This is a ONE TIME OFFER, ACT NOW!
Regards, CedexInvest”.

Another program that paid me on expiry today was Infinitum (reviewed here). I have received my payout for 133.6% after 21 business days and redeposited again of course to the same plan. Infinitum is definitely one of the most interesting and stable performers though it’s not advertised that widely on many sites. Apart from the riskiest plan you can choose from 104.2% after 3 business days or 110.5% after 7 business days. You can make your deposits starting just from $5 via either PerfectMoney or LibertyReserve and you will be paid directly to your e-currency account on expiry. Infinitum has been online for about two months already and so far I’ve not heard one single complaint about them. So despite this being another program not in the news so often it doesn’t seem to do them any harm.

Unfortunately I have to move two short-term programs to Problem status on my monitoring page. The first one is ReliableFunds. The program has been online for one month and was paying fine until they introduced the new higher paying Christmas plan which was a signal to many investors that the program might scam soon. Well, it happened already and I can confirm that ReliableFunds is paying selectively. The investors with higher payouts have their withdrawals pending and the admin didn’t reply to their e-mails. I was not replied to either by the way, so I assume that the game is up and advise you not to make any more deposits there.

The second program I have to move to Problem status today is GainRoi. This program had a much better run. 45 days in fact and I can only wonder how they managed to survive for so long with their high paying plans and the problems with AlertPay payment processors that hit it so hard in the beginning. So I guess it’s a great achievement and although I know it’s no consolation to those who lost money GainRoi has just run its course. It was probably cashflow problems that finished it in the end. GainRoi though managed to survive 4 full cycles for 120% plan and 2 full cycles for 150%. Even those quick enough to put some money into 200% after 30 days plan within the first few days online should have doubled their money. Ok, I hope everybody understands now that such programs are just games and of course they will end sooner or later. It’s the lifespan that makes the program a success or a failure. In my opinion, GainRoi was a successful program.

The programs that paid me today are: CedexInvest, Infinitum, GeniusFunds, MoneyCare, NanoMoneyCorp, LogicProfit, IncoForex, CSMFinance, Verifield, SavInvest, OneDailyPro, TheKapital, MandarinInvest, 4CountriesCapital, CorpoNano, Capitalex, KobelCapital, GlobalFund, PremiumCapital, XomFund, XagaEnteprise, GoldNuggetInvest, INSPremiumAds (the first payment received), HyEmirates (the first payments received) and OctProfit (the first payments received).

By the way, it seems that the admin of OctProfit is properly armed with the facts and figures because he knows exactly how to attract larger investors to his program with bonuses. So today a $50 bonus was announced to all investments starting from $500 and higher. I guess you should e-mail the admin after making a deposit for the bonus as it was not specified properly in the latest update the program that was just reviewed above:
“We will add $50 bonus to VIP accounts. VIP users are who made $500 deposit or more than this amount.”

I have to introduce another program that I added to my monitoring list just minutes ago. It’s called FinanceNova and it’s a low-ROI program with some highly profitable plans with the possibility to earn up to 583% on your investment for 1 year. The first plan is a daily one where you will be paid 2.15% for 365 days (payouts are processed only Mon-Fri). The second one is a weekly plan with 11% weekly payouts for 53 weeks. The investments in both plans can start from as low as $1 and you can deposit via LibertyReserve, PerfectMoney or the new GlobalDigitalPay payment processors. Compounding is allowed in both plans and your principal will be returned on expiry. The question is: can FinanceNova can survive for so long. Well, the program has been running for a little less than two months so it cannot be considered very new but in terms of low-ROI programs it’s not so old either. The program has a poor design in my opinion however the security is top-notch with a dedicated server and DDoS-protection from BlackLotus equipped with SSL-security. The script is licensed from GoldCoders so there should be no issues there either. On checking the investment forums I found nothing but positive feedback about FinanceNova so the performance level has been stable so far. I’m going to publish a more detailed review of FinanceNova on my blog pretty soon, however if you want to invest now please choose the daily plan as the weekly one is not really worth it. More on that in my review soon!

That’s all for today, guys! Please do check out my blog again tomorrow for the review of HyEmirates and the most up-to-date news from anywhere in the Industry! See you then!