Hi, guys! Today I’ve decided to take a break from reviewing new programs as I have too much mail to get through that’s been piling up this last week. Many of them are connected with the most recent wave of scamming programs that seem to have plagued the industry more than usual over the last few days. So today two programs simply disappeared with no payments of course (CorpusTrust and RacksonFinance), RigidPay has been moved to Paying selectively status after confirmed non-payment (it lasted for only 15 days) and EuropeInc suddenly stopped paying instantly which was then moved to Waiting status as well.

Today is the first day of winter, though you might not think so in London at the moment where it’s been quite mild (such a change from Russia!) and people are anticipating good holidays ahead. So we should expect that a lot money will be withdrawn from HYIPs to spend on winter vacations, Christmas presents, and so on. It’s fair to say that within the next month we should expect some strong competition between the admins of (mostly) short-term programs competing for your money but with less than honorable intentions. The main motive being a fast scam. Experience shows that there are two tendencies – the (understandable) hit-n-run tactics from investors that will not redeposit after receiving a quick profit from the first cycle along with admins greedy for fast cash opening one bad program after another. The result is plenty of very short lifespan high-ROI HYIPs with an abundance of programs that will compete for members’ money offering ever higher and lucrative returns. But ultimately resulting in you parting company with your cash. So while it pains me to recommend hit’n’run tactics the fact is that you have to take care of your own doorstep first as they say and look after your own money. It’s an exageration to say that it’s not possible to make money from HYIPs at Christmas time but it is a lot tougher. Just be aware of it. To profit at this time you should follow the golden rule of not reinvesting your principal after the first cycle is finished. And remember that the admins will always take care of themselves first, so I advise you to do the same!

It’s less true of low-ROI programs, especially of the stable ones which are tried and trusted over a period of at least several months. If these HYIPs are affected it will not happen in the same numbers like with short-term games and I don’t expect many catastrophes in this field.

Anyway, I just wanted to take a quick look at the recent scams. And let’s start with RigidPay which looked very promised much but delivered little, surviving for only two full weeks. But you know that’s exactly happens when members are afraid of what I just described (but join anyway!) and only deposit during the first days of the program’s lifespan leading to some cashflow problems. Cashflow problems for the admins that is, not for the investors. So while many investors were able make a good profit from the likes of RigidPay, others that were not so fast were also not so fortunate. I’ve said it before, timing is everything in this business! Currently such good monitors like GoldPoll list RigidPay in Problem status but the admin of the program was shrewd enough to replace the original banner of GoldPoll on their Rate us page with a fake logo which leads you nowhere. I think the other banners will share the same fate soon which just shows how important is not to believe in what you see and check daily the program stats on the few honest monitors like MNO. The program is currently in Paying Selectively status on my monitoring page but I strongly advise you not to invest there as RigidPay is in free fall now and it’s just a matter of time before nobody at all gets paid anymore.

CorpusTrust was a very good program and lasted for over 5 months. Unfortunately I believe it lacked advertising and had almost no communication with the members. Actually the website was running smoothly the whole time but as I just said the admin hardly ever updated the members and never sent any newsletters. The level of advertising for the program was also pretty abysmal. I’m a bit disappointed to be honest because the website itself was actually really really good, but it’s no wonder for me that CorpusTrust had to go in the end. I just wonder how it managed to last for such a long time.

EuropeInc and RacksonFinance wre kinda average programs, although if EuropeInc lasted for quite awhile and made the investors some good profits (for a short-term program) RacksonFinance was a total joke. The website disappeared on Monday and still can’t be loaded. The admin is not replying to emails either. I remind you that the admin of RacksonFinance intended to add AlertPay and SolidTrustPay processors along with a Bank Wires option yesterday but it looks like it was just a hoax to attract more investors to a program only accepting LibertyReserve and PerfectMoney.

Speaking of PerfectMoney by the way, that reminds me that the processor seems to be experiencing some problems with bank transfers again and this time things look to be more serious than before. I saw exchangers today accepting PerfectMoney with fees of 15%, and some offering exchanges to LibertyReserve for a whopping 30% fee. This is simply a reflection that not many people want to deal with PerfectMoney anymore and I suggest you get rid of it if you have too much of it. One good alternative to them can be LibertytReserve or even the very new GlobalDigitalPay.

One program that I believe has every chance to survive the upcoming Christmas madness is PTVPartner. It’s a program with one of the best and most proactive admins in the HYIP industry. Garrett (interviewed here) not only runs a great program with payout rounds every 24 hours but is also is a very innovative admin trying to get closer to the investors on a one-to-one basis. I guess that’s the main aim of the regular public meetings he holds every week. Those meetings are now starting to take place on Wednesdays (rather than Mondays as before) and tomorrow the time slot will be more convenient for European investors which I believe will be beneficial for you if you don’t live in the US but still are interested in finding out more about the program and its admin. Of course you can do that by simply referring to my review (published here) to find out that PTVPartner pays you for four plans on expiry: 110% after 10 days, 125% after 20 days, 145% after 30 days and 190% after 40 days. The minimum to deposit into the first plan is $10 and four payment processors are accepted: LibertyReserve, PerfectMoney, StrictPay and GlobalDigitalPay. All the details about the meeting tomorrow and where you can ask any questions to the admin or just chat with the fellow investors are given in the following newsletter which I just received to my mailbox:
“PTVPartner Meeting – December 2nd
We have a scheduled meeting to be held December 2nd at 8PM GMT / 2PM CST in our Community Chat room. Members and Non-Members are welcome to attend. We will be discussing several issues as well as the progress with our Primary Project. Our Chat Room holds only 100 seats and has been filled to overflowing each of last 2 meetings. So if you want to ensure a seat I suggest you arrive a little early.
We have changed the meeting to this time slot in order to provide members in various time zones the opportunity to attend. If you have never before visited our chat room you will certainly want to take advantage of this meeting. This will most definitely further your understanding of the program supporting PTVPartner.
Utilizing the chat room is easy. You simply sign up for a chat room username and will be allowed entrance. We look forward to seeing you all there and hope to meet many new members.
We will be holding an open floor Q & A directly following the initial presentation.
Free your Life … Join PTVPartner.”

TalixMetals (reviewed here) has added its own blog today where you can read all the news and updates about the program. Here is the welcome message I have just got there:
“Welcome to TalixMetals Official Blog, We have created this blog as one of the medium of communication for our valued members, you can read all the latest announcement and updates for TalixMetals.
Meanwhile money-news-online reviewed TalixMetals and you can read it here.
Thank You!!
Sincerely Yours; Mrs. Awere Shaver – Business Manager.
TalixMetals Trading Solutions”.

By the way, TalixMetals sent out another short update today where they said the program is running normally. That is true, but I noticed some short downtime today on their website which lasted a number of hours. I don’t think it was anything serious though, but it did seem to affect several other sites:
“Dear Members, TalixMetals is doing really great, we are growing at a steady pace and we appreciate all our members and supporters who has made it possible.
We are committed to providing you with our best services. We will continually develop new procedures and products to satisfy our customers’ needs…and to create and maintain a Trusted Name in Precious Metals Investments.
Thank You for being part of our Team.
Sincerely yours, Admin, TalixMetals”.

Not everything is going so well regarding TalixMetals. Remember that last night I gave you a certificate of incorporation from Peru and asked you to check the authenticity of this certificate if you wished? Well some readers did this (kudos to them!) and have made the claim that the certificate was not genuine. Here is one reply received from that issuing company regarding TalixMetals:
“Please be advised that the certificate you have been presented with is NOT a valid QA International Certificate, and is in fact a forgery.
We have been investigating this matter for some time now, and I shall be publishing this company’s details as part of the list of forged certificates on the news page of our website shortly:
http://home.btconnect.com/qaic/News.html
Please don’t hesitate to contact myself should you require any further clarification etc.
Best regards, Stevie.”
So the certificate is fake, not that I was convinced about it in the first place, so I suggest you treat TalixMetals as a regular HYIP which it is anyway (just like 99% per cent of all the others). According to my stats 90% of all the certificates that are published on HYIP websites are fake and 10% are original. However, do original certificates give you any guarantee that your money is safe? Of course not! You can’t imagine how easy it is to get a certificate of incorporation along with some virtual office and then proudly display this on your website. That’s exactly what SilverLodge did (remember them?) but after my investigation I found absolutely someone else entirely occupying their address who had nothing whatsoever to do with SilverLodge! You can read my investigation with photos here to find out more about that. Anyway, the fact is that no certificate of incorporation offers any guarantee that your money is safe. You invest at your own risk so don’t take any certificate coming from a properly licensed organisation. In the UK for example having a VAT number is more important and if a program refuses to show you this data then it’s almost certain to be fake. Remember that no legal companies will ever guarantee you your principal or such high returns like TalixMetals offers and that is why they only operate online and not where you can visit them. The risk is always there so only invest in HYIPs if you’re prepared to accept it.

And now some news from GloTrade (reviewed here). They don’t swamp you with so much Forex stats this time but rather provide you more general info about the stats of the program:
“Hope you are all doing good. We would not like to send in a sturdy flow of newsletters due to being misunderstood for spamming our valuable members. If there are any important updates or announcements, you will hear from us through email.
Through this newsletter, we take pride in announcing that everything is going smoothly at GloTrade. We have been able to cover all areas of maintenance and member support/services all these 3 weeks without any complaints from our members. On a similar note, our trading charts are also showing great growth in profits and stats.
We could not put up the trading records for this week as our support staff was unwell and the rest of us were busy with our other trading responsibilities. She is expected to start posting in a day although her health issue has not stopped her from making every payout as swiftly and accurately as ever.
We have introduced a tri-level referral system, so you will receive 4% for the first level and 2% for the second and third level referrers.
The details about the referral contest which we mentioned in our last newsletter will be updated shortly.
That’s all the news we have for this part of the week. If you do need any other information, please contact us.
Regards, GloTrade.”

Some ineresting information was published earlier on the NanoMoneyCorp website (reviewed here). Although it has nothing to do with the program itself but rather with the promising development of nano-technologies it suggests that not later than in 20 years the human race will be close to being immortal! I remind you that NanoMoneyCorp has been officially online for over three years and paying investors 1.2% for 30 days, 1.5% for 50 days and 1.8% for 100 days with principal back on expiry. You can find out more about NanMoneyCorp by referring to my interview with the admin published here:
“Want a longer life?
Recently, a rather startling claim was made by Ray Kurzweil, an American scientist working in nanotechnology research has just announced that humans could become immortal in about nearest 20 years. His estimation is based on research on the human body and on nanotechnology. Indeed spare parts are already being used to replace worn-out body parts.
Mr. Kurzweil is quoted as saying, “I and many other scientists now believe that in around 20 years we will have the means to reprogram our bodies’ stone-age software so we can halt, then reverse ageing. Then nanotechnology will let us live forever.”
Prominent scientists vindicate nanotechnology as a presage of next big step in the progress of our society.”

I have joined one more program today which can best be described as a very short-term. It’s called AlivaFund. The program just started today but already managed to attract over 300 members. Well, there are always people who want to make some fast money in this Industry and those who joined AlivaFund are probably among them. The program accepts four payment processors: AlertPay, LibertyReserve, StrictPay and PerfectMoney. Please note that the payouts to LR and PM are instant and I already tested this option. The plans can be divided to daily: 25% to 31% for 5 days (depending on the amount deposited) and 150%-180% after one week (the same principle applies here). The minimum to invest in each plan (I recommend the daily one) is $10 so it’s quite affordable to everybody. AlivaFund is running off a licensed GoldCoders script and is hosted on a dedicated server with DdoS-protection provided by DdoSWiz. It’s already widely advertised on many sites (including mine!) and I believe the admin has a good advertising budget. I believe this fact together with the instant payouts have allowed AlivaFund to attract over $13K in deposits. I hope it will give us a good run but if are considering joining it then don’t forget what I said to you at the start! The review of AlivaFund will be published on my blog tomorrow so stay tuned for that.

Tomorrow by the way I’ll also publish my interview with the admin of AbisMoney which I have just received as well as update you on the latest news and events from the HYIP and Autosurf industry.

As usual I’ll just finish with the list of the programs that paid me today: PanaMoney, GoldNuggetInvest, GeniusFunds, NanoMoneyCorp, LogicProfit, TalixMetals, MoneyCare, IncoForex, CSMFinance, AsiaInv, AdsXtreme, FinanceNova, RefMotor, OneDailyPro, GloTrade, Verifield, ZenithInvestment, CedexInvest, GlobalFund, ArbsFund, AimTrust, KobelCapital, MandarinInvest, XrateInvest, RosalinFinance, TheKapital, MoneyPlus, 4CountriesCapital, EcosystemFunds, XagaEnterprise, BlackDiamondPortfolio, PTVPartner and AlivaFund (the first payments received). That’s all the news for today and I’ll see you on my blog tomorrow!