02/12/2009. AlivaFund Review and Other News

BEWARE! THIS PROGRAM IS ON NOT PAYING STATUS ON MY MONITORING PAGE! DON’T INVEST!

Hi everybody! I hope you found that last interview interesting and that it helped you make up your mind one way or another as the whether or not that program is suitable for you or not. Time to move on now however and as promised I have all the latest news stories from what’s on my monitoring page but that’s after I tell you about the newest addition to it.

It’s a short term program called AlivaFund and I must say the popularity of this one has taken me by surprise. Considering that people are supposedly more cautious as we enter December that is. Membership isn’t too far off 500 and they only opened for business yesterday. That’s if the statistics are to be believed of course. Mind you they would appear to have allowed themselves a generous advertising budget and they’re doing a pretty good job so far in spreading the word. Never an actual guarantee of anything you understand, but it can often indicate that whoever is behind it has some pretty serious intentions.

So what about the plans? Well, AlivaFund has two of them and they are both very short. Blink and you’ll miss them! (OK, I’m exaggerating now). But there are a number of variations within each of them so your rate of interest will depend on how much you decide to spend. I’ll outline them all for you below, but first of all you will need a minimum of $10 to join either plan.

The first one runs for five days and will pay you anything from 25% to 31% interest per day. The following rates of interest will apply to your deposit: $10 to $499 will earn 25% interest per day, and I’d imagine that’s the one most of you will be looking at. A simple example would be if we were to let’s say invest $100 into it. We’d get a return of $25 per day for 5 days, adding up to $125 in total or 25% profit plus principal. For the more more ambitious readers (or just the rich ones) deposits of $500 up to $999 will earn you 27% per day, $1000 to $4,999 will earn you 29% per day, and the maximum rate of 31% per day is reserved for those depositing $5000 and upwards.

The second plan pays only on expiry and will run for seven days. The amounts you may deposit however remain unchanged with a $10 minimum and a $50,000 maximum. Final repayments vary from 150% to 180% based on the following figures: Deposits from $10 to $499 will earn 150%. Invest $500 to $999 and earn 160%. $1000 to $4,999 will get you 170% and only deposits of $5000 and upwards will get the maximum of 180%.

And that’s about it really. Quite simple and straight forward with nothing too complicated in there. The list of payment processors is quite ok for such a short term program with AlertPay, LibertyReserve, PerfectMoney, and StrictPay all being accepted. In what is in most ways a very average HYIP with nothing too special about them AlivaFund have introduced one feature though that I do really like. Instant payments. This is what sets them above their nearest competitors as far as I can see. Please be aware that this function only applies to LibertyReserve and PerfectMoney. The others don’t accommodate them. But I can vouch for the fact that it works, as my own payment was immediate.

Other than that AlivaFund are hosted on a dedicated server with protection from DDoS attacks supplied by DdoSWiz. The script is licensed from GoldCoders. Any further questions for the admin can be submitted via the online support ticketing system.

I know I mentioned the membership statistics at the start and it’s true that they are easy things for program admins to manipulate and falsify. But you know it’s really not that difficult to see why AlivaFund could well be as popular as they claim. On one hand it might be pretty average but on the other hand it does offer people what they want – fast payments and fast profits and there is always an abundance of people in this business who are looking for just that and no more.

And I think most of you will know the risks that accompany that pursuit, particularly now as we enter December. The texts on the home page about them being a “leading global investment manager” is of course nonsense and a straight copy/paste from several other sites. That is probably more to do with the designer than the admin, but either way I advise you to ignore it. So enter with both eyes open, have realistic expectations, don’t get greedy, and you should be ok for a while. But if you’re going to join then I suggest you get a move on and do it soon. They won’t be around forever but the chance to make a quick buck (and let’s be honest, that is what you’re looking for) is now.

Other news for today.

Today’s news section has to start with a very important update from the best HYIP ever – GoldNuggetInvest (reviewed here). Robert and team are not very frequent with updates and newsletters preferring to spend more time taking care of business by earning money from their arbitrage betting pool for over three years already. Any member willing to join GoldNuggetInvest via LibertyReserve, PerfectMoney, SolidTrustPay or StrictPay with no less than $50 can benefit from high weekly returns of 6%-7.5% (depending on the size of your deposit) being paid for an indefinite period of time or until you want to release your initial deposit which is locked in for the period of 30 days. You can read more about GoldNuggetInvest in one of my three interviews with the admin Robert (the latest one is published here). I have been with GNI since October 2008 and haven’t regretted a second of that time. Even the most serious problems are always solved by GNI team with real professionalism that it’s no wonder GoldNuggetInvest is not only my favourite program but also by thousands of their investors.

The today’s update from GNI has touched on the following topics:
The e-currencies disparity (which is now a thing of the past) and how you are able to change your deposit or earnings back to SolidTrustPay payment processor. Please read this part carefully in order to find out how this whole process works!,
The situation with Yesilada bank and the frozen funds of GNI and their investors,
The charities to be revealed soon and the process in which you will be able to help to those in need.

Here is the full newsletter from GoldNuggetInvest administration:
“Greetings to the Friends of GNI:
This update is for those who swapped their STP holdings to either SP, STP or LR; whether by choice or out of a sense of obligation which resulted from the Newsflash of November 16th, 2009.
In the middle of last month, we found a disparity in what had been previously, an equitable distribution of E-Currency. We had a surplus amount of StrictPay (SP) and shortfall of SolidTrustPay (STP).
How we got there is not the subject of this newsletter. What we now have, today, is an ideal outlay / quantity of each E-Currency which will allow us to meet our obligations without having to purchase additional currency on the open market. We came to this conclusion after the review of the books both before and after the re-allocation of deposits made on November 16th, which numbered in excess of 32,000 (!!!).
If this program was run dictatorially, we would lock the Exchanger and restrict everyone’s E-Currency asset holdings to that which they are currently situated. However, forcing members to change something as important as their currency holdings is not fair unless it is done across the board to all participants. Clearly this is nothing we could reasonably accommodate.
Given the sheer volume of transactions this swap affected and the resources necessary to correct / adjust the matter to everyone’s total satisfaction, it is our hope that those of you who are able will leave their accounts as they are currently situated.
We understand it was announced we would be reverting those transactions for those members who otherwise would not have swapped but for the fact they were coerced. Nevertheless, we have since decided the health of the program supersedes all other considerations. Therefore, we will not be going forward with the planned “bulk swap” as previously announced.
To permit those of you who are unable or unwilling to continue with your newly selected e-currency, we will enable the currency exchanger to permit swaps to / from STP with our other E-Currency / PP until January 30th at no charge to the users. Come January 30th, the fee feature will be enabled allowing for the program to resume charging a fee for this capability.
Similarly, we have made the decision to refrain, unless our hand is forced, from purchasing e-currency on the open market. IF (emphasis added) too many proceed to swap their currency back to STP, there may be some incremental delays from time to time. It’s not indicative of any flaws or strains in the relationship(s) we maintain with any and or all of our PPs nor should it be construed as any reflection on our financial health.
It is staying proactive in preserving the health and sanctity of GNI which includes making sound, not always popular, business decisions.
There are no new developments as to Yesilada Bank and the GNI communities (and other’s) assets being frozen. We do know it is not the result of any matter caused either directly or indirectly, by GNI, its affiliates or partners.
Given the holiday season and the European Community’s relatively liberal holiday season, it is not anticipated anything will develop in this area until February at the soonest; but one never knows.
Finally, we will be releasing the two charities GNI will be encouraging its member base to support, later today. We are working with the Script Developers to implement a convenient and secure manner allowing GNI members an easy way to help. We ask all of you to give and give generously.
We wish to thank all of you for your continued support. We know this currency matter isn’t the most convenient for any of us. All we ask is for you to consider that which was discussed above.
Thank you all for your continued support!
Robert and your GNI Team”.

I know that some other programs have also got some very impressive payout records. Take PanaMoney for instance. Having been online since September 2008 it never failed me and I always received my payouts in time. Given the fact that PanaMoney actually provides you with real evidence of trading and offer you variable though “no-loss” returns it’s no wonder it’s become so much popular among investors over the last year online. To read more about the investment plans and the program itself you can refer to my detailed review (published here) or my interview with the admin of PanaMoney Allen (published here). PanaMoney has always occupied a spot in MNO Top 5 programs and I believe it has a very bright future ahead.
Today the administration came out with the new update that will be beneficial mostly for the people that has some referrals in PanaMoney. From now on you can change the settings in your account and receive the referral commissions actually to the payment processor of your choice be it LibertyReserve, PerfectMoney or StrictPay. To change your settings simply go to “Edit account” tab and change “Referral Commission Payment Method” to whatever e-currency you prefer, then confirm your choice by entering your security question and answer and you’re done. The instructions on how to do it were also given to the members of PanaMoney in the most recent newsletter sent today:
“Dear PanaMoney Client, We would like to inform you of the modifications made to our referral program. To the best benefit of those enjoying the 5% referral commission, the company is currently providing the opportunity to select the payment method the referral commission to be credited with.
To exercise this opportunity, you should go to Edit Account page, select the payment method you would like to receive the referral commission with and confirm the change with your security question and answer. It will make it possible for you to withdraw or invest the commission with the payment method you selected.
Looking forward to our continuous partnership,
Customer Support, PanaMoney Technologies, Inc.”

There were some important changes carried out by 4CountriesCapital program (reviewed here) as well recently. Probably to avoid a work overload the decision was made to increase the minimum withdrawal to $3.50 (it will apply only to earnings but not to any referral commissions received). Secondly, the payout time was changed and now the payouts for the members of 4CountriesCapital will be processed within a different time frame specified in the following update:
“Important update!
Dear Members, Trader of the day was Jakob today with 3.47% on the German TecDax! We are very happy with our success but we made some small changes to increase our service. First the minimum investment in the one country investment plan increased from US$5 to US$10! The other update is that all payments are proceeded once a day between 01:00pm-05:00pm CET! We had to increase the minimum withdraw amount to US$3.50 from today! (unless it is a Ref. bonus).
So that’s it for today and no more changes. Best Regards and happy evening!
Mrs. Jana Dagg. Founder Member and Managing Director”.
I remind you that 4CountriesCapital is a program with four international traders run by the admin Jana (read my interview with her here) and offering the following investment plans: 1.5% for 10 days, 2% for 20 days, 2.8% for 30 days and 16% for 6 weeks with the principal returned back on expiry.

I joined one more program today which has been online for 7 days and is a hybrid of an HYIP and an autosurf program called AdFexFund. Running off a licensed NeverSay script with Koddos protection on a dedicated Staminus server AdFexFund offers two autosurf plans where you have to surf daily in order to get paid on expiry (120% after 12 days or 144% after 16 days) or just to make a deposit and receive your daily payouts (3.2% for 45 days or 5% for 30 days). In my opinion though the Non-Surf plans are kinda awkward when for the same minimum amount of $10 you will be getting less profit for the 3.2% daily plan which is not recommended of course. You can deposit in AdFexFund using four payment processors (AlertPay, StrictPay, LibertyReserve and PerfectMoney) and the deposits are allowed only in multiples of $10 for the Non-Surfing plans or $5 for both Surf plans. I’m going to look into this program more carefully later and will review it more fully on my blog. There is a referral contest currently running in AdFexFund and you can participate if you want to:
“Referral contest is officially opened and will run till 20th December, 2009. Remember, the use of incentives is allowed, as long as you do not spam or use any other illegal ways of promotion.”

I was paid today from the following programs: GoldNuggetInvest, TalixMetals, ArbsFund, NanoMoneyCorp, StableInterest, LogicProfit, TradeZoom, WiredMoney, AlivaFund, FinanceNova, PanaMoney, TheKapital, ZenithInvestment, MoneyCare, GloTrade, AsiaInv, AdsXtreme, AimTrust, GlobalFund, InvestmentForge, CedexInvest, MandarinInvest, AtlantisMutual, IncoForex, CSMFinance, GeniusFunds, OneDailyPro, Infinitum, KobelCapital, XrateInvest, RosalinFinance, XagaEnterprise, PTVPartner and EcosystemFunds. That’s it for today guys but I’ll be back tomorrow with yet another review and the latest news from the Industry! Stay tuned and stay on the money with Money-News-Online!