BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! Well everything is back to normal again with just one post for you today. And it’s been a quiet day overall with not a whole lot of activity to report. Despite that I know that I’m a little behind schedule tonight, but the good news is that my local football team, Fulham, which is where I live, have won again. If anybody else out there cares it was 1-0 against CSKA Sofia from Bulgaria. Unfortunately the industry related news that I have isn’t so universally positive so that’s not going to be popular. I’ll get to all that as usual at the end but I want to start with taking a closer look at a new program called AdFexFund.

Sounds a bit like an autosurf doesn’t it? That’s because it is. Not a total autosurf but a bit like one I mean. AdFexFund is a hybrid program that combines surfing related plans for members who like that, and non-surf plans for those of you who prefer the purely HYIP side of the industry. Keeping a foot in both camps if you like, but are either of them any good? We’ll see about that. These combination style surf-HYIP hybrids used to be popular some time ago as I recall, though I can’t remember the last one I joined.

Anyway the plans in AdFexFund work like this. First of all there are two surfing plans. And I think you’ll agree they look more tempting than the non-surf plans, though with a higher risk. The first of the two will run for 12 days and will require you to surf 10 sites per day in automatic mode. In return you will be credited with 10% interest per day on your account which you may only withdraw on expiry. By then you should have 120% of your principal paid to you. The minimum amount to invest is $10. Although the price of one ad pack is $5 you will have to purchase at least two of them to join here. After that you may buy anything up to 1000 ad packs, or $5000 in value.

The second surfing plan will again require you to surf at least ten sites in automatic mode but this time runs for 16 days. The rate of interest will be 9% which will build up daily and may be withdrawn on expiry. For 16 consecutive days that will add up to 144% of your principal. Ad packs are again $5 and $5000 is again the maximum you may spend.

But if surfing isn’t for you then consider these options. The first HYI plan from AdFexFund runs for 45 days. Deposits start at a minimum of $10, and can continue in multiples of $10 you reach the maximum of $5000. Join and you will receive a daily interest payment of 3.2% per day. That should see you break even after 32 days and finish out the program with a total of 144% of your principal.
Which begs the question why you’d bother? I mean why join a plan that pays 144% interest after 45 days when the very same program offers another plan for the same price that will pay 150% after only 30 days?

Which leads me nicely into the second HYIP plan. It pays 5% interest per day for 30 days. The amounts you may invest remain unchanged, starting at a minimum of $10 and continuing in multiples of $10 up to $5000. that would see you break even after 20 days and finish the plan with 150% of your principal.

AdFexFund takes most of the popular online payment processors with AlertPay, LibertyReserve, PerfectMoney, and StrictPay all being taken. The only noticeable absentee is SolidTrustPay who seem to be turning up on less and less new programs these days.

The AdFexFund website is hosted on a dedicated Staminus Server by Koddos and running off a script licensed from Neversay. You may contact the admin for any customer support issues by going through the online support ticket submission form on their contacts page. They also have a Live Chat feature though I can’t advise as to what schedule they keep for operating it.

I can’t help but feel though that AdFexFund may have been better off sticking to being one or the other – an autosurf or an HYIP. There are certain things to like about them, for instance when taken individually the plans aren’t bad. Put them all together under one umbrella though and it gets a bit messy, with one offering the same thing as another and neither of them looking all that professional.

But it’s not professional anyway, it’s an amateur online game and no claims whatsoever are made about it being anything else. No outside income is claimed and when asked about how long the program can run for the statement “we cannot predict that but obviously, members support and participation is the key for any program to last” is offered in return. Well it’s about time somebody said it! Such candor is to be commended but also heeded. Keep it in mind if deciding to join.

Other news for today.

GeniusFunds (reviewed here) was offline for a few hours last night which again caused the usual rumours and accusations to fly around on forums. Even after the site came back online and everything was back to normal there were still some rumours about the security of the website persisting. Come on, guys, GeniusFunds is protected by the most reliable hosting provider – BlockDos – and the administration confirmed that it was not an attack. Everything is back to normal and the payments are fast as usual. So what are the complaints about? GeniusFunds has been online for over one year and definitely it’s a good indicator that a couple of hours downtime will not do it any harm. The most important sign is the payments which are still ok, so I guess we should put this incident to bed now and forget about it. I wouldn’t pay too much attention to it if I were you anyway!

A word of caution about ArbsFund, guys! I noticed that their script is still not working properly and my account was not credited with weekly earnings for this week again. Worse again, they don’t answer e-mails not only to me but to other investors who try to contact them, and their online chat is always offline. I myself was waiting for over 24 hours for the admin’s reply to my query which made me move ArbsFund to Waiting status on my monitoring page. I have since received a reply however and the admin apologized for the glitches with the script and the missing earnings. Apparently they were having some e-mail issues as well and were only able to read my emails recently. So I hope all the issues with missing deposits and earnings will be addressed in a proper manner. This is rather weird even though the admin promised to fix this issue last week it is still there. In addition, I received the first complaints that he didn’t reply to members with missing deposits or not credited earnings and it was even claimed that somebody was receiving 8.5% daily instead weekly(!) I really hope that ArbsFund will be able to survive but in my opinion the admin should be more communicative with his members and send a newsletter addressing these justified concerns to the investors. He promised to do it so I will give him the benefit of the doubt for now and a fair chance to prove that ArbsFund is still a good place to invest. I’ve moved the program back to Paying status on my monitoring page for the moment but please be aware of these issues not to be caught out unexpected.

Friday is almost here and that means that the withdrawal button is open again for all the investors of SazaInvestments (reviewed here) looking to get their weekly profits of 8%-10% to their e-currency accounts. Don’t forget though to make your withdrawal request to the same payment processor you made your deposit with, otherwise it won’t be processed and the money simply returned to your account. I have been paid already only an hour after requesting my withdrawal. Here is the latest from SazaInvestments:
“It’s almost Friday so it’s payday again. Please don’t forget to request your withdrawals correct so that won’t be canceled. Thank you all for your trust in us. Regards, SazaInvestments Team”.

MandarinInvest (reviewed here) is improving their script by adding some email notifications which you can easily set up yourself in the “Settings tab” of your internal account. So from now on you will be receiving confirmations via email to whatever options you choose to get. This way you will be more in control of your funds and of course it’s much more convenient for the investors. I remind you that MandarinInvest pays you 1% for 30 days, 1.3% for 100 days and 1.6%-2.1% for 150 days with the principal returned back on expiry. Remember that your account in MandarinInvest is credited on every calendar day but actually they only pay on business days (Mon-Fri). Since the introduction of the instant withdrawal system to StrictPay, LibertyReserve and PerfectMoney you will not have to wait and will be paid instantly. They accept several other payment processors as well where the payouts are not instant so the rule of paying on business days will still apply for them. Here is the latest newsletter I received from the admin of MandarinInvest:
“To further improve the usability of our online investment platform we have added an option, which enables various e-mail notifications on events such as new investment, plan expiration, cashout confirmation and so on. You may edit which kinds of notifications you would like to receive within your MI account.
Sincerely, Robbyn Hart”.

Today the first payouts on expiry from 144% after 12 days should be processed in RichAliens. Many members who joined the program on day one can’t wait for this to happen (I joined on the first day as well). I will report when I receive my first payout tomorrow but as far as I know somebody reported on forums that he was paid over $2K very fast and I believe it’s true. I remember that since my review of RichAliens program was published (read it here) another daily plan was added and if you wish to join it you can receive 11% daily for 11 days (the principal is not returned). To celebrate this joyous occasion the admin of RichAliens Robert kindly agreed to answer some questions for an interview which I hope to publish on my blog pretty soon. Well, I don’t know if he will use his extra-terrestrial (funny) or human (serious) language but the questions I asked were quite serious and even challenging to some extent. That is only justified because of the Black December we are currently in when it’s dangerous to join and re-deposit into such short-term programs like RichAliens too often. Although The admin seems to be pretty confident in his most recent update about the chances of the program’s survival and encourage everybody to support the program with reinvestments and votes after your payments are completed. Here is the newsletter:
“Hello Earthlings, This e-mail was decided to be written in proper human commands for better understanding of the human brain. This e-mail newsletter should update you on what’s happening and what’s what with RichAliens and it’s abductees.
RichAliens turned 12 days old today and of course the first day deposits have expired and luckily, they are redepositing again back to RichAliens. This, if you ask me, is a rare case in this industry during this month of the year but I am sure that they can see the potential of RichAliens to be a good program if it gets the support of the majority of its members. And that is exactly what is happening now.
What can you do to participate in making RichAliens a big program? Simple, earthlings, ooops sorry I said I will use human commands so ok let me correct that. Here goes, ok so simple to make RichAliens big. First since your first day deposits have expired, you can support the program and participate in making a difference then you may redeposit your payments back to the program. Then you can start rating RichAliens on the monitors. Another proven thing to promote the program is by posting at the forums, of course, it is best if you have your ref link in your signature so try it. The link to the MoneyMakerGroup forum topic for RichAliens is here.
Keep posting and rating RichAliens and you will benefit from this very simple deed. Have a good one. Robert Raile”.

Another short-term program and a direct competitor is WiredMoney (reviewed here). The program has two plans and pays 140% after 10 days with payouts on expiry and 12% for 10 days with daily payouts. It’s online for 7 days but it’s already got 430 members. Although I find it hard to believe that the total amount of deposits reached almost $50K considering this unstable period when investors are very cautious about such programs like WiredMoney and surely will not be depositing hundreds of dollars like these figures suggest. Take my downline for example: I have 25 referrals in WiredMoney who deposited a total $400 between them, or $16 each (on average). According to the admins stats each investor should deposit about $115. You can see the difference with your own eyes. It makes me think that those deposit figures were artificially inflated by the admin of WiredMoney to attract more new investors. Of course, there is nothing wrong with it until you realize that WiredMoney is just a game where there will be winners and losers in the end. Just relax and enjoy it then! Here is the latest newsletter from Ralph, the admin of WiredMoney:
“It’s Ralph here, your admin of WiredMoney!
I would like to say thanks to everyone who joined the program. We’re now online for one week already and it’s getting stronger everyday! Now I would like to talk about our stats so far.
As of now there are 430 total members registered and from this the biggest part are our active members (with at least one deposit). I think it’s the right time to announce the deposit amount WiredMoney has currently. Almost $50,000 deposited in 7 days and the figures keeps increasing all the time. That must be a good amount for the beginning, isn’t it?
WiredRefs contest is still going on and tomorrow is the day when the best referrer with most active referrals will be paid $100 bonus! So you still have a time to tell your friends about WiredMoney and ask them to join under you!
And there is another thing, if you’ve been paid by WM, please post it at our discussion topic going on at MMG.
See you there! Ralph Sanchez”.

OneDailyPro (reviewed here) is still doing well and the payments are being done daily and pretty fast, I must say. Anyway, the admin was not so active lately but he never stopped working on his website apparently. So in his latest update he mentioned some new features and improvements you can find there. I remind you that OneDailyPro has been online for about two months and is offering three plans: 1% for 30 days, 1.3% for 30 days and 1.6% for 60 days. Most of the payment processors are accepted and you are welcome to join if you like it. Here is the latest news from the admin of the program:
“This is the broadcast e-mail to all of the OneDailyPro clients.
We hope this e-mail finds you well today. Everything is working fine.
Please, read short update:
– a little design changes were done;
– banners on all monitors where our project listed;
– new reviews (English, French), interviews and banners on popular blogs (check main page).
Reminder:
– check our Support page to getting more information regarding Live Support, support on other languages etc.
– read about Special offers in your OneDailyPro account.
Thank you for attention.
Best regards, OneDailyPro Admin”.

I have been paid from the following programs today: AlivaFund, MandarinInvest, GoldNuggetInvest, LogicProfit, MoneyPlus, GeniusFunds, AimTrust, AsiaInv, CSMFinance, RefMotor, TalixMetals, NanoMoneyCorp, AdsXtreme, IncoForex, WiredMoney, GloTrade, TheKapital, FinanceNova, ZenithInvestment, ArbsFund, 4CountriesCapital, KobelCapital, GlobalFund, OneDailyPro, StableInterest, CedexInvest, MoneyCare, RosalinFinance, Infinitum, XrateInvest, SazaInvestments, TradeZoom, PTVPartner, EcosystemFunds and AdFexFund (the first payment is received). See you on my blog tomorrow, guys – next up will be my interview with ZenithInvestment admin! Don’t miss it as it appeared to be quite funny!