THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! The first of today’s posts is an interview with the admin of ZenithInvestment, a mid-term HYIP that’s been on my monitoring list for almost the last two weeks now. Before we get to the interview let me just remind you that you can check back here again later tonight for a full round-up of all the day’s news events.

But first to ZenithInvestment. You can see for yourself that the plans are outlined pretty clearly in the second question so I won’t repeat them for you here. But if you like this and want some further information on the program then you are welcome to refer back to my original review of it published here.

“1. Hi, admin. Please introduce yourself to the readers of MNO and tell us if it’s your first online investment program and if you have any experience in this field.

Thank you for allowing me the opportunity to share my thoughts with readers of Money News Online Blog. My name is Parker, the CEO of ZenithInvestment. This is our first online investment program as our activities have been mostly offline investment but now we decided to extend this opportunity to the online investment world and give every one the opportunity to earn. I have only been involved in most programs as investor and not admin. But the experience that counts is the Finance management experience which I have as a Master’s degree holder in Economics.

2. Please tell us more about the investment plans offered by ZenithInvestment. Do you think they will be sustainable in the long run?

ZenithInvestment offers just three investment plans.

Standard Plan
Profit : 10% weekly
Period : 8 Weeks
Payouts : Weekly
Upgrade: $5 – $ 10,000
Principal returned : Yes

Classic Plan
Profit : 2%
Period : 60 Days
Payouts : Daily
Upgrade: $50 – $10,000
Principal returned : Yes

Premium Plan
Profit : 2.5%
Period : 60 Days
Payouts : Daily
Upgrade: $100 – $10,000
Principal returned : Yes

We offer a 3% referral commission also.

All our Plans are sustainable, as most financial experts will agree.

3. Why do you offer a weekly plan that pays significantly less that the daily plans? Surely that’s a result of some miscalculation on your part? If a plan carries a higher risk then the investor is entitled to demand a higher payment, right? Or else he simply won’t invest.

Paul, none of our Plans carry a higher risk. Anyone who is into ForEx will agree with me that the weekly plan carries no risk at all because the payment percentage is lower and fixed. The weekly plan is 100% risk free and every fund from that weekly plan is invested into the weekly investment. The other two plans are invested into daily ForEx trading and do have a little risk of just 0.1% risk.

4. How secure is the program’s website? What measures have you taken to protect your self from malicious hacking attempts and DDoS attacks? Who is your hosting provider and how satisfied are you with their performance?

ZenithInvestment is 100% secured. We have a full DDoS protection and our server has a 24 hours scanning system that scans all files against any attack. We are 100% satisfied with the hosting company as you will agree with us that we have never suffered any downtime or any DDoS attack on our site. That’s to say all our investors funds are safe and secured.

5. I know that you are not on a dedicated server. Please answer the following individually.

a) Don’t you think that is just asking for trouble these days?

Being on a Dedicated Server is not a Guarantee against any DDoS attack or Site downtime. I have seen many sites with full DDoS protection that still get hacked. Even the Payment processors, as secured as they are, still get hacked but the bottom line is that we are not taking any chances. That’s why we have a full backup of our files twice every day.

b) If you share a server how protected are you from malicious attacks?

We are 100% protected. As you can see, its over 2 weeks since ZenithInvestment was launched but you can agree with me that we have never suffered any downtime or malicious attack.

c) And also, can you explain to us why you have so much in common with the other HYIP sites hosted on this shared server? Is there any connection between you? Is it really just a coincidence that your plans are so similar?

ZenithInvestment is a company on is own and is not affiliated or partnered with any other HYIP hosted on that same server. I do not know the sites on the same server with us, and I don’t know what their payment plans are. My concentration should be on managing ZenithInvestment to a high success.

6. Do you think it might be possible that the script could be having a negative affect on the program? For instance the minimum investment amounts are already high by industry standards, but making investors buy stock units of $20, $50, and even $100 each when few can afford it will not make ZenithInvestment popular. Your reply?

I think you are making a mistake on that. The minimum upgrade is $5 which is affordable for any type of online investor. The upgrade has not been an issue with Zenith and we doing great so far.

7. What advertising strategy are you using to promote ZenithInvestment so far? How big a part have the members played in this? Are you satisfied with that level of support and do you think you could improve it?

We are advertising ZenithInvestment massively online. You can agree with me that advertising with alone with you cost us $600 and we also bought banner exposure on forums, monitors, and other investment programs. Our members have been doing great Job and I say a BIG thank you to all, including you Paul.

8. What level of customer service and support do you provide? What is the most effective way to communicate with you if I have some questions?

We offer 24/7 email support system only and we are adding a live support system also within the next week.

9. Many investors traditionally get extremely cautious around this time. Christmas often throws up a lot of scams from admins as well as a lot of Hit ‘n’ Runners from the investors. How do you intend to deal with both of those?

We are not running ZenithInvestment for the Christmas reason; we are running ZenithInvestment for the long term and we will still see you again in next Christmas to come. We do not promise high investment returns we cant afford to pay. We are offering everyone a reasonable plan and you can agree with me on that.

10. The texts on your website are a copy/paste of texts used on dozens if not hundreds of other websites. Why?

ZenithInvestment did not copy any text from any other program, the text was written by us. The reason you think it’s copy paste is because the terms we used are common terms used in finance management.

11. What can you tell us about the outside business interests of ZenithInvestments?

a) What are you doing with investors money to generate such enormous profits?

ZenithInvestment is doing perfectly okay in the outside business as profits are steady enough to take care of both the online and offline payout. ZenithInvestment trades mostly on Stock, ForEx, Oil and Gas. Our mission is to provide our investors with a great opportunity for their funds by investing as prudently as possible in various arenas to gain high rates in return. Our business is strategically and systematically diversified to minimize risk while maximizing profit on members’ behalf. Investing with us will project you into ruling your financial world. Our team of professionals are all specialists in their areas of specializations and are ever ready to assist you in investing your hard earned money.

b) A quick look at the ForEx rates, as well as the fluctuations in the price of oil and gas, would indicate nothing that would even remotely support the payouts you offer.

We do not deal only on Oil and Gas, if you read our homepage clearly you will understand that ZenithInvestment trade mostly on Stocks, Forex, Oil and Gas. Thus we do not base our investment only on one field. If one of the field is loosing profit we quickly switch to the other…. that’s why we are financial experts and the Kings in the Investment world!!

12. And finally, if you had just one opportunity to address potential investors of ZenithInvestment and tell them why your program is better than the rest, what would you say? Say as much as you like.

The only thing I could say about this is that ZenithInvestment is a paying program and the plans are very reasonable for all level of investments. Our plan is for long term survival and stability. We aren’t in a rush to get all investors in one day but rather to stand the test of time. ZenithInvestment only offers you 0.1% risk free compared to others and also we do not promise huge investment returns as many HYIP programs will do. Our main goal is the program longevity.

I want to use this opportunity to say thanks again Paul for giving me this great opportunity to introduce myself to your readers and also our team wishes all readers a Merry Christmas and Happy New Year in advance!!”

Thanks a lot to the admin for making the effort to answer my questions here and let me extend also my own best wishes from Christmas and the New Year. When it comes to risk free opportunities and the sustainability of plans then I think we might have to agree to disagree. The economics that I studied in school seem to be world’s apart from the economics taught in his. Or maybe it’s just because I don’t have a Master’s Degree in the subject. Either way I will not be ignoring the risks involved in the HYIP industry. I won’t be running away from them either, but just remember that they’re there.

Anyway, see you guys later with all the latest news stories from the programs covered on my monitoring page so make sure and check again later for that!