BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! Well I’ve finally managed to shake the icicles off myself and get down to work for the evening. I can’t believe I’ve started dreaming about summer before I’ve even celebrated New Year. Maybe I’ll move to Australia next. All those stories about Christmas day beach barbecues are starting to sound mighty tempting!

Anyway, regular readers may have noticed that last night I mentioned that today I wanted to have a closer look at one of the latest additions to my monitoring page. It’s called StarkFund and it’s long term low rate of interest program. Although it’s not exactly brand new (they’ve been around for about the last two weeks or so) I know that there was still a little work to do when I initially started monitoring them. That seems to have been dealt with now with the proper promotional banners now in place and their e-currency accounts now open StarkFund have decided to upgrade their MNO listing and believe themselves improved enough to be reviewed.

What better place to start then than with the investment plans and I must say StarkFund have an unusually wide variety of them. The size of the list is a bit deceiving though, as so many of them are priced beyond the reach of the average HYIP player. I’ll run through the important ones for you anyway, and you can decide which one, if any, is best for you. First of all the plans are broken down into three blocks – Plans that pay by the day, by the week, and by the month. They will all return your principal on expiry. All daily payment plans pay on business days only.

I should also say at this point that one major criticism I have of StarkFund stems from the investment plans. There are simply too many of them! You may wonder how that could possibly be a problem but I’ll explain that as we get to it. Basically you have plans that pay either by the day or by the week. But essentially the weekly plans offer the very same rate of interest as the daily plans. That’s the very same return at a vastly increased risk. Read on and I’ll explain further.

Starting with the daily payment plans, which is most of them, the first option is a Test Plan. It offers 0.5% interest per business day for 20 days. A bit longer than the usual test plan, but join it with a minimum of $20 and a maximum of $50 and you will make a profit of 10%

Next is The Novice Plan and it runs for 90 business days. During that time StarkFund will pay you 1% interest per day for deposits between $50 and $100. The profit will therefore be 90%.

The Basic Plan is open to deposits between $100 and $500. There is a rate of interest of 1.2% offered here and the plan will run for a term of 120 business days. Profits in this plan will accumulate to 144%.

$500 is the minimum spend to enter The Intermediate Plan. It runs for 150 business days and pays 1.4% interest per day. Total profit on expiry will add up to 201.6% and the maximum deposit is $1000.

Things start to get a bit serious with The Experienced Plan. It runs for 150 business days and only takes deposits from a minimum of $1000 to a maximum of $5000. The daily rate of interest is 1.6%. Profits here will add up to 240%.

The next one is called The Professional Plan. It also runs for 150 business days, but offers a daily rate of interest of 1.8% on deposits between a minimum of $5,000 and a maximum of $10,000. That will be 270% profit by the time the plan expires.

StarkFund has three more daily investment plans available but as they range in price from $10,000 to $100,000 to join I suggest you look elsewhere, i.e your bank and not the internet, for advice.

But there are a couple of other options open to you that pay either by the week or by the month. To be perfectly honest though, I wouldn’t really recommend them for reasons outlined earlier. Let’s look at the first weekly plan, The Standard Plan. It will accept deposits from a minimum of $100 to a maximum of $1000. It runs for 150 business days (30 weeks) and pays 7% interest per week. All well and good but that is the same as the daily Intermediate Plan. OK, granted it is open to smaller deposits but they still compete directly against each other and do nothing to compliment each other, rendering one of them obsolete.

Likewise with the next Premium weekly plan. It takes deposits between $1000 and $10,000 for a term of 150 trading days, or 30 weeks. Here you are offered a weekly payment of 9% interest which is exactly what you will get from the daily Professional Plan. Except there you will get it per day and therefore at a much smaller risk.

So finally we come to the monthly payment plan. The so called Unlimited plan. This one is open to deposits between a minimum of $500 and a maximum of $5000. It pays you 18% interest per month which is only a little bit more than half of what you can earn from joining the daily Experienced Plan, but at a vastly inflated risk. The one advantage however is that you have the option here to withdraw your principal after 60 days. Obviously if you do this then you don’t get paid anymore, but if you leave your principal in place then you will continue to collect 18% per month for as long as the program lasts. It has no expiry date you see. But again, why on earth would anybody want to collect 18% interest per month when you can more easily and safely get 9% per week?

The choice of payment processors is quite reasonable, having recently been expanded to include AlertPay, LibertyReserve, PerfectMoney, and StrictPay. The process of withdrawing your money is made unnecessarily complicated in my opinion, but that is down to the script. I’ll get to that in just a moment but for now I can say that the withdrawals are manual and requests can take 24 hours to process. For those who prefer to avoid online e-currencies completely StarkFund have the option of Bank Wires. Please note that these are available for deposits of $500 and upwards. Payments here can take 3 days to process. One other quick point I want to make is that although personally I am no great fan, the option to compound is available.

The security of StarkFund is a bit better than average I’d say. To start with Dragonara are the hosting provider and I have yet to see them do a bad job of anything. Among their clients would be PerfectMoney, so I think you get the idea. Anyway they are on a dedicated server with protection from DDoS attacks. What tips the balance for them however is the inclusion of SSL encryption for a little added protection on your account. There is also a Comodo security seal which assures you of the website’s authenticity.

Things fall right back for them again however when we see the script. It’s from Neversay, which is of course always a quality service provider but I (and you know maybe it really is only me) don’t like this current version all that much. It’s not compatible with certain web browsers. I also find it a bit overly complicated and a bit off-putting for newcomers to the industry. And considering the high turnover of people in the business, I’d say that’s a lot.

If you are one of those people then let me talk you through it here. After signing up the first thing you will want to do (naturally) is make a deposit. In order to do this you will first need to click on the “Deposit Funds” tab in the main menu on the left. Got it? Now this will ask you to choose an amount and to choose a payment processor. Now click “Fund Wallet”. You should now have successfully funded your e-wallet.
The next step is to transfer that money from your e-wallet into the actual investment plan you want to join. In the account manager section on the left you should now click the “Invest” tab. That will provide you with a full list of plans, and you can now deposit your chosen amount to your chosen plan. Keep in mind that you are free to divide the contents of your e-wallet between several different plans, as long as you stay within the limits established by StarkFund.

And now we come to the important one – the withdrawal process. Back to the account manager menu again and click the “Transfer Profits” tab. This will enable you to transfer money from your investment plan back to your e-wallet once more. From there you now click the “Withdraw Funds” tab and from there your money goes back to the (relative) safety of your preferred e-currency.

Easy as falling off a bike, eh? But trust me, these things are only difficult if you haven’t used them before. After a couple of attempts there’s really nothing to it.

The business activities of StarkFund are we are told that of managed investment accounts. They even provide little mini-biographies of the people supposedly managing these accounts. As usual they all look exactly like a bunch of estate agents to me, and I don’t care what country you are reading this in. Estate agents look the same everywhere! They offer a postal address in Scotland where they claim to be a legally registered business operating under the name of Gravus Global Corporation. I’ve actually being intending to visit Scotland for some time now. I may finally get around to it after Christmas so if I do I may drop in on StarkFund and let you know what I find.

Any questions? There are a variety of methods to get in contact with the admin. As usual there is the online support ticket form, as well as a direct e-mail address. A Live Chat feature is also available so you can get your questions answered in real time if somebody is online.

StarkFund also supply us with a telephone number. Sorry guys, but it’s the weekend and I am not able to validate this. If it’s important to you however please feel free to call them yourselves between 9.00 and 17.00 GMT.

At this point however you should all know not to approach this as anything other than an online HYIP, but it does tick a lot of boxes as a very promising one. Despite the poorly organized plans StarkFund has other features to offer. It’s a very well laid out website, safe, secure channel, Dragonara protection, and good support. While I doubt there were any real economists or accountants involved in putting it together it might still be worth a few dollars as part of a diverse portfolio. As usual, your choice entirely.

Other news for today.

Just like the old song by The Pointer Sisters, I’m so excited today, guys, and I just can’t hide it! Because probably very soon we will see the new, updated version of PTVPartner (reviewed here). The program has been online for about four months already offering four investment plans with payouts on expiry: 110% after 10 days, 125% after 20 days, 145% after 30 days and 190% after 40 days. It has been an excellent performer so far and its admin Garrett (interviewed here) showed the very highest level of professionalism when dealing with any problems and offers a superb level of support. As you might be aware the plans for the new PTVPartner website have been circulating for quite a long time and there was even an online version presented to the investors so everybody could have a look. Well, tonight PTVPartner will be unavailable due to the uploading of the new site and installing some new security features. The new site is long anticipated by members because what was shown to us was really something special. After the site is fully uploaded and the downtime is finished we will hopefully see the new version in action finally. All the pending withdrawals were paid prior to the scheduled downtime so we can just relax and wait with no worries. Here is the latest update from Garrett regarding this:
“New Website Upload
We are about to begin the upload of the new site. Once uploaded we will have a few things to do in order to secure the new site. This will take only a few hours.
We chose this time as it is the least traffic of the week.
We apologize for any delay or inconvenience.
We completed all withdraw requests prior to this downtime in order to ensure the least inconvenience.
The chat room will remain open during this downtime.
Garrett
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!
Start the Experience … join PTVPartner to … Free your Life!!!”

TalixMetals (reviewed here) which is paying 10% weekly with no expiry has reported on reaching 700 members having been paying for just three weeks. Who knows what the future holds but the admin of TalixMetals (interviewed here) seems to be pretty confident about their future:
“Good day to you our valued members, TalixMetals made 62% Profit from our third week of refining project, we are now preparing for our next project that will sure be more profitable than our previous one.
TalixMetals already has 700+ Members. We have launched our major campaign for TalixMetals in the upcoming weeks. This is to increase investor’s awareness for TalixMetals as we are growing strong on a steady pace.
TalixMetals Is a secure place for investment, If you have any inquiries about TalixMetals feel free to contact us on our online support team or email contacts. Thanks!
Regards and Happy Holidays! TalixMetals Administration.”

It seems another well-performing short-term program RichAliens collapsed today after being online for just a month. Well, it was already a good achievement for a program that was paying 11% for 11 days and 12% for 12 days. The most significant difference from the other failures of December 2009 is that the admin was pretty straightforward about the situation, admitted that the program had no money left to pay members and (which is the most important thing) disabled both deposit and withdrawal buttons so as not to allow unsuspecting members to waste any more money. Although I can’t say for sure if it’s dead or not as the admin of the program Robert just put RichAliens on hold and is willing to continue in some way after the holidays. I think I will give him credit for some honesty as unlike 99% of all the admins just running away with the money Robert goes against the flow and I’m sure he will find some solution to revive RichAliens in some way in the near future or just to refund the members that were not in profit. Let’s just wait for some time and meanwhile I will be moving RichAliens to On Hold status on my monitoring page. Here is the latest newsletter from him:
“As everyone knows, December is not a very good month for all programs and we planned to surpass this month and keep going but we failed. I did my best to keep it running even making silly mistakes along the way. Silly for me but for you. But I got hooked with the challenge to surpass the thing everyone called the “Black Month” and even put some things of my own on the line but I do not regret any bit of it. I had fun while it lasted. I was able to meet friends from RichAliens members.
RichAliens cannot go on right now, the month is very bad. People have hit and run because they either need the money for the holidays or they just intentionally did it. It is not my business really but RichAliens could have gone a longer life if it was launched at a better time but as I said, I took it also as a challenge and I cannot call it a complete failure because of the lifetime it surpassed was not really a short one to be laughed at for this time of the year.
Deposits and Withdrawals are now disabled. All of the current active deposits are on hold until further notice. I am trying to make a firm decision on what to do as soon as possible and I will keep everyone posted through email and the forum. Even though we have a no refund policy, since this is a straight up game, I will have to do my best .
Please join our discussion here.
From the Mothership…. Robert”

And finally I got paid today from the following programs: SurfVesper, TalixMetals, Investorum, ArbsFund, RefMotor, ZenithInvestment, OneDailyPro, GloTrade, XagaEnterprise, AimTrust, CedexInvest, HugMoney, Verifield, InstantMoneyBets, MandarinInvest, CSMFinance, GeniusFunds, NanoMoneyCorp, GlobalFund, KobelCapital, RosalinFinance, XrateInvest, PTVPartner, Caziroca and 220Group (the first payment received). See you on my blog tomorrow with another interview, new review and all the latest news from the Industry!