BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi everyone! Another Monday and with it comes good news and bad news. Bad news is that it’s the start of another wet and dreary week. Mind you with the recent snowfall the scene outside my window here in Fulham looks like something from a Charles Dickens story. Good news is that Santa is coming in just four more days! And not forgetting that today is the shortest day of the year, so the winter is already half over and the days get longer from tomorrow.

So for my second post today (hope you enjoyed the first one by the way) I want to take a look at one of the latest additions to my monitoring page. It’s called DreamFunds and they are an average short to mid term HYIP. Though to be blunt about it, and this is something I’d like you to be aware of right from the very beginning, it’s not exactly that new. In fact they have been running for around the last six weeks or so. Obviously there are always disadvantages to that, and the shorter the investment term the more acute they become. But DreamFunds might still have something to offer and especially with daily payments it looks ok for a while.

There are three investment plans to choose from here. All of them pay on business days only, Monday to Friday. And all of them include your principal in your payments. So don’t be waiting for that to be returned separately if you join.

The first, and no doubt the most popular, of these is called The Standard Plan and it is open to deposits starting from a minimum of just $5 up to a maximum of $1000. The investment term runs for 40 business days, which is 8 weeks. The rate of interest of interest paid on your deposit will be 3.6% per day. That adds up to 18% per week, or in the case of a $100 investment $3.60 per day or $18 per week. Upon expiry of the plan you should see back a total of 144% on your principal. You should recoup your initial principal after 28 business days.

If you want to play with something a little bigger then take a look at DreamFunds have an Advanced Plan. This also runs for 40 business days but is only open to deposits starting from a more ambitious $1000. The maximum spend is $5000 and the rate of interest on that will be 5.2% per day. Made five days per week that will accumulate to give you 26% interest per week and a total of 208% by the time the whole thing expires. Assuming they are still online that is, but at least you should have recouped your principal after 20 business days, or 4 weeks.

And finally, though it may not interest most of you but as there’s only three plans to begin with I’ll tell you about it anyway, we have The Professional Plan. Similar to the previous two, this plan also runs for 40 business days, or 8 weeks, but is only open to deposits of at least $5000. If you can spare that kind of cash 4 days before Christmas then you have my congratulations. And I doubt you need my advice on how to use it! But the interest rate being offered here is 7.4% per business day. Assuming it can be sustained that would add up to 37% per week, 296% on expiry, and allowing you to earn your principal back after 14 business days (or one day shy of three weeks).

A couple of other points about the plans you should know include despite the fact you only get paid by DreamFunds from Monday to Friday, you are free to make a withdrawal (if you have sufficient funds) any time you like, including weekends. The other thing is the payment options. At the moment they are acceptable for a standard run of the mill online HYIP. LibertyReserve, PerfectMoney, and StrictPay are all fine. The thing is though that AlertPay, which had previously been accepted by DreamFunds, has recently been dropped.

Now I’m well aware that they are hardly the first online HYIP this has happened to, and likewise you should be aware of the strict criteria applied to such programs by this payment processor when accepting them for verification. My point here I suppose is about the alleged incorporation of DreamFunds as a registered business entity. If they are unable to convince an online payment processor dealing with 99% of its business coming from online HYIPs about it, then I suggest you ignore it too. It never proved anything anyway other than the admin was serious about his program when taking out the registration in the first place. It’s probably not a bad idea to skip on their business activities either. They supposedly range from ForEx to real estate but I have never known any of these things to provide returns as big in so short a time as those on offer here. The borrowed texts would tend to confirm that anyway. But not to be a complete cynic or anything, the admin has graciously agreed to allow me to upload his registration documents on MNO. He e-mailed them to me and you are welcome to inspect them by clicking here. They are registered under the name of Dumin Co Ltd and you are free to do whatever further research you like on them.

The security and design of DreamFunds is quite nice. Easy to navigate and running off a script licensed from MonetarySoft. I guess the most popular example of them in action would be SazaInvestments who have been using them since the start.

DreamFunds is also hosted on a dedicated Staminus server with protection from DDoS attacks provided by DdoSWiz. They are also using a secure SSL channel however, and this gives them a lot more credibility (as a website) in my opinion.

Any further questions can be sent to their customer support in a variety of ways. First, and the most common, is by submitting a support ticket via the online form. There is also a direct e-mail link if that is what you prefer. Live Chat is also in use, though as is only fair DreamFunds don’t offer this service 24 hours. But when it is online at least you can get an answer in real time. The other method is via telephone, though you won’t actually get to speak to anybody. It’s an answering and call-back service where you can leave a message and presumably they get back to you. I don’t know anybody who has used it before so if any readers had reason to call DreamFunds recently please let me know how it went.

The bottom line here is I guess that DreamFunds were good, are not as good as they used to be (the age and the dropping of AlertPay), but still have something to offer. But keep it sensible and don’t go stepping in with both feet. The best time to join this one is in the past but that’s not to say it’s no longer possible to earn anything at all from them either. Just keep it sensible, OK?

Other news for today.

First of all I would like to report some encouraging news about GoldNuggetInvest (reviewed here). It seems the program is getting back on track after a whole bunch of issues with payment processors and DDoS-attacks last week. I can see on forums that the payments have been successfully processed today to both LibertyReserve and StrictPay. It appears that GNI finally managed to fund more StrictPay to pay the members as there were many StrictPay cashouts being reported as processed today. If you are not sure that your StrictPay cashout is going to be processed in time and you don’t mind to receive your withdrawal to LibertyReserve please make sure that you cancel your withdrawal request to SP, use the internal e-currency exchanger in GNI (that now charges no fees for the exchange from SP to LR) and resubmit your withdrawal request to LR. Another great feature is the addition of automatic messages when all the members of GoldNuggetInvest will be able to receive by e-mail when their accounts are credited with earnings, so called earnings notifications.

I guess everything should be totally back to normal in a couple of days when all the GNI team is going to take a well-deserved holiday. Please note that during the specified dates the payments will not be processed and the support will not work either. There will be two big holidays for the Christmas and New Year periods respectively. So please read the following newsletter from GNI very carefully to avoid any confusion in the future:
“Seasons Greetings to All of our Friends at GNI:
What a year 2009 has turned out to be! We sure have had our share of success; to do so, however, we have faced some challenges of sizable proportion. We’re here, we’re moving into 2010 with a vision for our future, premised on an evolving Business Model that has served us well.
Like all progressive ventures in today’s economy, we must adapt to an ever increasingly dynamic business environment or risk succumbing to our adversaries, an option we don’t even want to consider.
This week, however, we want you all to enjoy this time with your friends, family and loved ones while taking a moment to remember those who are less fortunate.
Those of you who are new to our project, we welcome you with open arms; and to those who have been with us, we extend our hands to you in friendship knowing that our reason for being is our customers who are tried and true.
On behalf of Jurgen, Myself, Todd, Lim, Rumiko, Debbie, Ingenue and all of our Families, we wish you all a very happy Holiday Season and nothing but the best for a healthy and prosperous 2010.
Robert and your GNI Team
————————————-
The following depicts the availability of Support for the forthcoming two weeks (all times are GMT; those on the East Coast of the US, subtract five hours):
Monday, December 21st – Normal Business Hours
Tuesday, December 22nd – Normal Business Hours
Wednesday, December 23rd – Office closes at 1400 and will remain closed until Monday, December 28th. No payments or support during this time period. (Note, the offices will be closed on the 23rd for US customers, due to the nature of the time differential).
————————————-
Monday, December 28th – Normal Business Hours.
Tuesday, December 29th.- Normal Business Hours
Wednesday December 30th – Office closes at 1400 and will remain closed until Monday, January 4th 2010. Interest payments will be made starting Tuesday, January 5th, 2010.
Please do not submit tickets, emails or otherwise to Support as they will not be reviewed during the closed dates.”

I’m glad to report that PTVPartner (reviewed here) now has a new website. I find it really good and easy-to-navigate. Of course if you have a slow internet connection you might the site might load more slowly than usual but this is how things work. I hope after familiarizing myself with the new features PTVPartner is offering I will be able to bring you another more up-to-date review of the program and describe all the new features in detail. So far though the investment plans remain the same: 110% after 10 days, 125% after 20 days, 145% after 30 days and 190% after 40 days. The four payment processors are still being accepted: PerfectMoney, LibertyReserve, StrictPay and GlobalDigitalPay. I have just received the latest update from Garrett, the admin of PTVPartner (interviewed here) about the new site and its features:
“It’s Here! … Finally!!! Our new WEBSITE is live!!!
Rave reviews, wonderful accolades and overall very well received by all who visit. We have a few issues to work out, but all in all we ARE EXCITED! This new website is BY FAR the most progressive website in all of HYIP land. And it will only get better and better and better.
The new website provides us a variety of new features as well as a very user friendly interface. It might take you a few minutes to determine how to navigate it properly, but no doubt you will be thrilled at the experience.
Have you found the hidden PTV Movie? Not really hidden, but not In-Your-Face either. We had the PTV Movie created to present some of favorite places and to provide you with a glimpse into the PT World. Check it out. It is slow to load at the moment. So once you find it, start the video and select pause, open the site back up by RIGHT clicking on another page and selecting ‘Open in New Tab’, now give the Movie time to fully load so you can experience the Movie the way it was meant to be experienced. Once it is fully loaded…press play and…Enjoy!
Currently, our server has 8GB of RAM and the bulk of site is cached on a proxy server providing DDOS protection but we are still slower than we want to be. We are adding an additional 8GB RAM hopefully tomorrow. In the meantime a couple of features are unavailable but insignificant to the use of the site. You can rest assured we will make it right.
We have several new features on the site including the PTV Radio. With PTV Radio you can listen to the latest information involving our Primary Project and the MNO Interview. I am hoping we can convince MNO to do an updated Interview and we will then record it there as well. We will be adding various other segments for you to listen to as well. Forthcoming we will add an Integrated Video Player where we can provide various Videos for the purpose of personal enjoyment as well as an Educational Resource. We are also going to add a 3D Photo gallery where we can provide some of our favorite photos for your enjoyment. We will then add a Favorite Links page in the form of a 3D Carousel where we can share with you the locations of our favorite forums, news sites, blogs and all other places we feel are worthy of your attention. We will also include a Calendar that will provide you an easy place to view your Investments, showing past, present and future maturity dates, invested amount and return. We have not forgotten about the Calculator. That too is in the queue.
These are just a few of the features we have in the ‘queue’ to create and implement. I have been asked several times, “Why are you going to such great lengths to create an HYIP website?” My answer has not changed since the first time I was asked. The reason is, we are not here to provide ‘Just another HYIP website’. We are here to build a community. We are here to turn the HYIP world upside down. We are here to provide a ‘safe haven’ from the travesty that has befallen the world of HYIP. We are here to ensure your success! With that line up of direction, goals and the dedication backing it, we wanted to provide you with a State of the Art, Top of the Line, Best of the Best Interface as further proof we are here for the long term! We wanted to provide you with and Interface that Stands-Alone and held in Awe by all others. We wanted to provide you with a website that ‘Screams’ at the top of its lungs… This is PTV Baby… and we are here to stay!
We will be the Financial Giant of 2010! We are the Ultimate High Yield Investment Asset for your Offshore Financial Portfolio! Take a look for yourself. If you haven’t noticed… then you just aren’t looking!
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!
Start the Experience … join PTVPartner to … Free your Life!!!”

Surprisingly for me ArbsFund (reviewed here) opened another higher-paying plan today which they called Royal. So compared with the previous plan that paid only 8.5% weekly with no expiry the Royal plan will pay 10.5% weekly, also with no expiry. The main difference between those plans is that the minimum to invest in the old plan is still $20 while in Royal plan it’s $100. I’m not sure what the purpose of introducing a new plan at this particular time was but I guess it will help ArbsFund to stay afloat during what can be a difficult season for many. Here is the latest update from the admin of ArbsFund (interviewed here):
“Dear ArbsFund Stakeholder; Compliments to you, this period comes with a lot of celebrations and we are not leaving our members behind, we are opening a new opportunity for every one to benefit from and this is our ArbsFund Royal Plan which has the below listed features:
Pays 10.50% weekly forever
Allows 100% compounding of profits
Principal returned after 10 weeks
Minimum deposit of $100
Maximum deposit of $10,000
ArbsFund remains your No 1 program, running and paying all members just on time, we continue to answer all support emails in a very short period of time, we are working hard to provide you a Industry Standard Customer Service Approach.
If you have any inquiries about ArbsFund feel free to contact us and enjoy your membership with ArbsFund Inc.
Thank You! Sincerely Your’s, Public Relation Manager
For your success – ArbsFund Team”.

I think offering a Christmas bonus on each deposit to all the members of SantiVentures (reviewed here) will be a great consolation for the downtime which was due to some maintenance work on the server. So till the end of 2009 if you invest in any of the investment plans SantiVentures is offering (1.3%-2.8% for 150 business days) you will get a 10% bonus on top of that. The bonus can’t be withdrawn and will become a part of your deposit to help you achieve better profits from the program for a shorter period of time. Recently I have sent some questions to the admin of SantiVentures so hopefully the interview will be published on my blog soon. Stay tuned for that! And here is the latest newsletter which I just received a couple of hours ago:
“This is an important update to let you know that for the last 2 days our server was undergoing maintenance and important updates which took quite a long time. Technical staff made all efforts to make this change as smooth as possible so as to keep website accessible. If you had accessibility issues we strongly apologize for that.
It is planned to completely finish the process in a day or so. Meanwhile you can make use of the site features just as usual.
Server update and security is one of our priorities for the upcoming 2010 so your understanding is appreciated.
Here is some Christmas news!
For a limited time SantiVentures is offering a 10% extra bonus on top of every deposit made till December 31. Take advantage of this limited opportunity till December 31 and have happy and enjoyable holidays!
Thanks for staying with us.
Our best regards, SantiVentures. Info department”.

Sometimes bonuses though are used as a preparation for scamming. And the recent case with GloTrade proves this theory. As you might remember the admin promised some bonuses to everybody on Sunday allegedly due to good trading results. However apparently it was a well-planned scam to get more investors’ money before closing. Today as far as I’m aware nobody was paid and the bonus was not credited to anybody’s account. Moreover, I discovered that my account simply disappeared from the program’s database so now it’s absolutely impossible for me to login. I don’t know if the admin will give us an update on that soon but surely it’s not recommended to invest anything in GloTrade at this point. I have moved it to Problem status on my monitoring page.

The same goes with 220Group that apparently has some issues with their script which doesn’t allow to make a proper withdrawal request. I have moved 220Group to Waiting status and suggest to stay away from it until I receive some good news from the administration.

AtlantisMutual (reviewed here) warned today of malicious actions carried out by a spamming group hired by a copy-cat website SucceedTrade. I remind you that AtlantisMutual already reported about that site which resulted in me declining the request to monitor SucceedTrade though the admin begged me to accept his program. You know the result of that – a complete failure of that copycat program that managed to survive for only one month before scamming. Now it’s very probable that the admin will take revenge on AtlantisMutual for his own failure by hiring paid posters and spammers. I can confirm that AtlantisMutual is still paying instantly to both LibertyReserve and PerfectMoney on all the plans it offers: 105% after 7 days, 120% after 21 days, 191% after 60 days, 293% after 90 days and 391% after 120 days. Here is the latest news taken from the AtlantisMutual website:
“Spam alert
Please pay attention to the fact that AtlantisMutual is currently attacked by a group of spammers who are posting fake negative comments on company’s service and spread false information.
Investigation, held by AtlantisMutual team, uncovered a clear evidence that attack has been sponsored by a fraudulent website succeedtrade.com, which has stolen AtlantisMutual website design and content (we have already warned our clients about this issue before). It’s absolutely clear that succeedtrade.com’s aim is to bring AtlantisMutual reputation down and promote the fraudulent succeedtrade.com website.
Please do not trust any unverified and/or illegitimate information about AtlantisMutual service. Official news and updates are to be published in the news section of AtlantisMutual website only.
We have already notified all major monitoring services and investment forums about this issue and expect fake comments to be removed as soon as it possible on Christmas week.
If you have any doubt about legitimacy of a suspicious comment on AtlantisMutual service or you have any information about the spam attack, please contact us directly in order we could take appropriate measures. Thank you for loyalty and cooperation.
AtlantisMutual team”.

And before I go here is the list of the programs I monitor that paid me during the last 24 hours:
GoldNuggetInvest, ArbsFund, PanaMoney, FaithInvestment, NanoMoneyCorp, GeniusFunds, CedexInvest, InvestmentForge, CSMFinance, AsiaInv, MandarinInvest, RefMotor, OneDailyPro, Flanita, FinanceNova, Verifield, MoneyPlus, GlobalFund, WestFinance, RosalinFinance, Investorum, TradeZoom, InstantMoneyBets, PTVPartner, Vegamex, SurfVesper, XagaEnterprise, Caziroca, SantiVentures, DreamFunds (the first payment received) and ArbisPro (the first payment received).

That’s it for today, guys! Check out my blog tomorrow for another interview, review and of course the most up to date news from anywhere in the Industry!