Hi guys! I hope your Saturday is going well so far. Thankfully I’m having a quieter day than usual so far. Fingers crossed I’ll have another one tomorrow but there’s still plenty of bits and pieces to report on.

I’ll get to all that in a moment of course but first I want to ask you all a very serious question. Something you probably don’t get asked in this business very often. Do you need a hug? A big warm open armed honest to goodness hug? In this case, maybe not. Ok, before you think I’ve lost my mind let me explain that HugMoney is the name of the new HYI program that I want to tell you about today. Yes, it’s a new short term program, and yes, it’s December. I think many of you will have probably turned off already but let me run through the basics behind the program anyway, give them a fair hearing, and you can make up your own mind then.

To start with there are three investment plans available in HugMoney. They are all affordable (within reason) to most investors and to be blunt that is for the perfectly obvious reason of getting as many people into the program as possible. So what will you find then? Well the first plan runs after 5 days. It will take deposits ranging from a minimum of just $4 to a maximum of $2000. It offers a once off payment on expiry of 122% interest, within which includes your principal.

The second plan will cost you at least $40 to join and it will run for an investment term of 7 days. On expiry you are promised a once off payment of 135% interest which again already includes your principal. Maximum spend is $5000.

And your third, final, and highest risk option is open to deposits starting from $100. The maximum investment is $22,000 and the term runs for 20 days. Join this plan and the offer is to double your money on expiry. 200% is the payment on offer here which does seem a little too generous at the best of times but 2 weeks before Christmas is very ambitious here. Still, gambling is the name of the game here and the only judge that really matters here will be your good self.

For what it’s worth the choice of payment processors is pretty decent for an online HYIP of this quality. AlertPay, LibertyReserve, PerfectMoney, and StrictPay are all accepted by HugMoney. Payments are not instant and will have to be requested. Payments are promised within 24 hours of the request being placed.

When it comes to security and design HugMoney pretty much reaches the acceptable industry standards that you should expect. They are hosted on a dedicated server with protection from DDoS attacks provided by DdoSWiz. They are also running off a script that is licensed from GoldCoders. There is however no SSL encryption.

The FAQ page pretty much spells out the basics but if you have any more questions for the admin then you can contact customer support via the online e-mail support ticket form on the contacts page.

Now I know it’s tempting to tar all short term programs with the same brush at this time of the year when so many quick scams come and go. And that’s understandable. At the end of the day it’s your money and you are the only one to suffer if you lose it. You have every right to be cautious and it’s entirely your decision whether to press ahead with this or not. Should you decide to go ahead and take a chance with HugMoney (and remember, the good programs are still out there, they only get harder to find in December) the timing will be of crucial importance. HugMoney is two days online today, so if there’s a chance at all to make a fast profit from it, then it’s now. If you don’t like it, well not to worry. There are any number of other projects around that you may prefer. Just make yourself aware of the facts first.

Oh, and by the way, sorry to skip over the claims made on the HugMoney homepage about their involvement in commodity trading, i.e cryptic messages with no actual information. The texts are all copied so it’s safe to ignore all their claims. Yes, it may well be down to the designer and not the admin, but either way it isn’t true. If participating just treat HugMoney as a game and spend accordingly.

Other news for today.

Unfortunately TalixMetals (reviewed here) will not be accepting SolidTrustPay anymore due to some problems with this payment processor. From my experience it can be only connected with the inability to verify the admin’s name and address via SolidTrustPay (possibly due to purchasing an already existing STP account in an open market which is not allowed of course). But it seems to be very careless from the admin’s side to forward all the investors to STP in order to refund them the money and I think it will definitely affect TalixMetals‘ credibility in the long run. Anyway, I guess nothing can be done at this point and the program will continue as usual with the 4 remaining payment processors. I remind you that TalixMetals is paying 10% weekly with no expiry and you can read more about that from the admin himself in my interview with him published here. This is the not so good news for all TalixMetals investors that made their deposits via SolidTrustPay:
“Dear TalixMetals valued members, This email is to inform all our member who invest via STP, our STP account was block by STP admin for an unknown reasons. We have asked STP to refund all the funds from their respected sender, and STP will do the refund.
We would like to asked for member understanding regarding this matter, we will stick with our current payment processors which is AlertPay, StrictPay, PerfectMoney, and LibertyReserve.
We are hoping for your kind consideration regarding this matter.
Happy Holidays! TalixMetals Administration.”

MandarinInvest (reviewed here) has on the other hand solved its issues with AlertPay and their account has been successfully unblocked. Note that unlike some other e-currencies the withdrawals to AlertPay are not instant. So you should bear this in mind if you consider joining any of the investment plans offered by them: 1% for 30 days, 1.3% for 100 days or 1.6%-2.1% for 150 days. Please read the following update from MandarinInvest for more information:
“Our AlertPay account is now finally unblocked. All the pending AP payouts have been processed and you may also request new payouts to this payment system, but please note that AlertPay payouts are not instant and it may take up to 3 business days for them to be processed. If you would like to enjoy instant payouts, you might want to switch to LibertyReserve, PerfectMoney or StrictPay as payouts to these payment systems are processed instantly for amounts of up to $100.
Sincerely, Robbyn Hart”.

You might be aware that LibertyReserve was inaccessible in some areas for a few hours today. I don’t know the reason for it but it seems at the time of writing it’s back to normal and some admins already updated their members about the possible problems with depositing. Here is what I got from the admin of RichAliens Robert (he was interviewed by MNO here):
“Hello Earthlings, The RichAliens want you to know that the total number of earthling abductees (members) has reached over 620 now. And today we turned 21 days online. While other programs barely reached 10 days, RichAliens really proves to be better than them. During this challenging month of December for any program, RichAliens has lived for this long already and should live on longer with your help.
Everyone must keep befriending the Aliens (Rate on the Monitors) after they get paid and then I want to motivate everyone to please continue supporting RichAliens. You may make new deposits, refer friends, and rate RichAliens on the monitors.
Another thing you can do is participate in our discussion at the MoneyMakerGroup forum, visit this link.
By the way, LibertyReserve was inaccessible for some areas the past hours, so if you are trying to make a deposit using LibertyReserve, you can try again from time to time. It loaded just fine here so I am guessing that the SCI system of LR is the one that has a problem.
Ok earthlings, I think that is all I have to say for now.
See you at the discussion forum.
From the mothership… Robert. RichAliens”.

Today again I received a phishing email allegedly from the admin of ArbsFund. Of course the scammer tried to solicit money again for direct deposit to his LR account. I strongly suggest you ignore these emails as the real admin of ArbsFund (interviewed here) never asks you to put the money to some unknown account as you can do everything via the script on the ArbsFund site. Please don’t deposit anything there if you received this or similar email from admin@absfund.com Here is the email example for your consideration:
“Today we have opened the new private plan:
2% for 1 day Forever
Minimum Trade Amount $50
Maximum Trade Amount $20000
This plan only for ours members. Ours account LR it U6085xxx(op)
Send us to us money for ours LR acount and specify yours member id in our program.We will add the deposit into your account manually. Please remember ours LR account it U6085xxx (op)
Good look. Admin”.

If you wish to remove the limits on deposits and withdrawals from your MoneyPlus account the admin suggests you verify your account with them. For that you have to submit your photo ID and proof of address. But wait: isn’t MoneyPlus an online HYIP pretending to be a real UK company? Isn’t it dangerous to submit any sensitive info to those HYIPs? Of course and absolutely it is! So I suggest you to simply ignore this email and never verify your identity with any online HYIP (that later can be used against you and cause you many problems later on, including identity theft). If you are concerned about the withdrawal limits set up by MoneyPlus administration simply deposit less in order to be able to withdraw only less than $100. That is a useful piece of advice to you but you can take it or leave it of course. Here is the latest email I received from MoneyPlus (reviewed here):
“Hello members, If you have a personal account, you can still deposit and withdraw a limited amount of funds, the maximum amount you can withdraw in a day is $100, and the maximum amount you can deposit in your MoneyPlus account is $10,000
But you can get verified when it is requested of you and make instant withdraw and unlimited daily payments with your verified MoneyPlus account.
You can verify your MoneyPlus account for additional security and to lift deposit and withdrawal limits:
– Log into your MoneyPlus account.
– Access ‘Account verification’ area
– We require one proof of address and one photo ID here.
– Press ‘send documents’ button.
Your account will be verify after approval.
Regards, MoneyPlus”.

I think that’s about it for today’s post. Except for the list of the programs that paid me today:
TalixMetals, MandarinInvest, SurfVesper, ArbsFund, FinanceNova, RefMotor, XagaEnterprise, NanoMoneyCorp, AsiaInv, AtlantisMutual, CSMFinance, IncoForex, GloTrade, RichAliens, MoneyCare, CedexInvest, RosalinFinance, InstantMoneyBets, OneDailyPro, WestFinance, ZenithInvestment and HugMoney. Please note that I received a couple of complaints over missing payouts from MoneyCare which I’m going to verify by contacting the admin. I sincerely hope it’s just an error in their payout system and not the first signs of collapse. But I will know for sure in 24 hours when I’m going to report that to you, guys! See you tomorrow with the review of one of the most promising low-ROI program lately called WestFinance and the most extensive news from HYIP industry!