BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DON’T INVEST!

Hi guys! Having at various times in the past written reviews and news updates from planes, trains, and ferries in various places places today I’m writing from the train to Scotland! Alternatively the greenest or the meanest place on Earth depending on your humor (just kidding!) I’ll be there for maybe a week or so. I haven’t really decided yet, but if I bump into Sean Connery or the Loch Ness monster I’ll be sure to let you know!

Anyway, getting back to business before we get to the news today I’d like to tell you about another new HYI program recently added to my monitoring page. It’s called NowInv and just like the name might suggest it’s a short term investment site. It’s not a bad one either though the current abundance of short term programs might get in their way a bit. On the other hand the nature of the industry means that in two or three days time that can all change. Why not have a look anyway and at least see what you think.

There are three plans available from NowInv, and they’re all pretty simple and straight forward and within reason they are all affordable for most of you. And they all pay on expiry.

The first one is called The Introduction Plan and you can join for just a $5 minimum deposit. It runs for a term of 5 days and on expiry you will receive a payment of 110% which includes your principal. So in other words invest $10 and get back $11, invest $50 and get back $55, invest $100 and get back $110 and so on. NowInv has been online for eight days in total now so the first payments on expiry have already been made and members are continuing to profit from this plan without any issues that I am aware of. Maximum deposit is $10,000.

Yet to payout on expiry but no less promising is The Professional Plan. This one runs for 10 days and NowInv will pay you 130% interest on expiry. This of course includes your principal. You can join for a minimum deposit of $50 this time. So if you join with the minimum you can expect to get back $65. Join with $100 and receive $130. Not bad for ten days! Maximum deposit remains at $10,000.

And finally the third plan is called The Special Plan and it runs for a term of 15 days. So obviously it’s going to be the riskiest of the three, but if you like it then the safest time to join is now while NowInv is still new. Not that that guarantees anything of course, but what is otherwise a bigger risk is less so at the moment. Anyway, minimum investment is $100 so think about it carefully before joining but be quick about it at the same time. The plan runs for a term of 15 days as I just said and on expiry they offer you a once off payment of 160%, principal included. So join with the minimum hundred bucks and get $160 back for yourself.

So far the plans are nothing we haven’t seen in the business many times before but one advantage NowInv has over many of it’s short term competitors is the choice of payment options. Not quite the complete list of the main processors but a good selection of them nonetheless with LibertyReserve, PerfectMoney, SolidTrustPay, and StrictPay all in use. The admin has promised to at least consider expanding that list in the future. For now though you should also be aware that another advantage of NowInv is the instant payouts that are made to LibertyReserve and PerfectMoney accounts up to a value of $250. For all other withdrawals you are requested to allow 24 hours for processing. One other important thing you need to be aware of is that there is currently a 10% bonus on offer to those prepared to risk joining with $500 or more. This offer will expire on the last day of January.

The payment options aren’t the only advantage to NowInv however. There is no doubt that instant payouts are welcome by all investors but something of much greater importance is the security. NowInv is hosted on a dedicated Staminus server and protected from DDoS attacks by Koddos. The script is licensed from GoldCoders. Personally though I’m most pleased to see the use of SSL encryption on the website. It’s still too rare in this industry, and especially so in short term programs so the admin gets an extra point for that.

The design itself is nothing too elaborate but it doesn’t really need to be. It’s easy to navigate and everything is explained reasonably well. On a side note I know that some people have accused the admin of NowInv of being behind at least one recent scam based on the similarities in design, but really the designer is going to be as much behind that as the admin. Script, hosting provider, and designer are common traits among many HYIPs and I could name a million programs hosted by the same provider and using the same script. If there is any connection, this would not be the evidence to prove it. Any questions can be directed to the admin through the support ticket submission form.

NowInv claim to be a legally incorporated business in the Seychelles and provide you with a certificate of incorporation to prove it. Well, I’ve got one of them myself (see here) and it doesn’t entitle me to offer financial services to anybody else. You can view the cert for yourself on NowInv‘s “about us” page and check it’s validity for yourself. It’s not entirely clear what line of business they claim to be involved in with only the vaguest of references made to “markets” of some sort. The only market that I know that offers short term profits like this however is the short term HYIP market, so that is how I suggest you treat them. The fastest way to make money is invariably also the fastest way to lose it so keep that in mind and don’t play unless you are willing to accept the risk as easily as you will accept the profits should it be successful for you.

The final verdict is that as the market continues to get a bit crowded some programs might feel a bit of a pinch. However assuming the program is handled right by the admin SSL encryption and a level of instant payments might just give NowInv the necessary boost to make them a more attractive option to short term players. Worth a few bucks I’d say, but not the family silver. Use your head, keep it sensible, have realistic expectations and above all remember that it won’t run indefinitely. NowInv might make a few easy dollars for you.

OTHER NEWS FOR TODAY.

Unfortunately it seems that FastCashProduction game came to an end. We could still call it a moderate success as it lasted for 2 full three-day cycles and many people who joined on the first days of its existence were in profit. Of course many of the investors lost their money but it’s just a nature of this game and the admin made that explicitly clear in the interview on MNO. Obviously the large profits for a very short period of time together with the instant payouts and secured script attracted huge attention from investors and probably made it last for a shorter period of time than if it might have if the growth was more slow and steady. I think it’s just due to this explosive growth the program collapsed so quickly. Anyway, everybody was perfectly aware when they joined FastCashProduction that it would not last forever but I think at least the explanation from the admin Lee published on MMG will give you an idea about the program:
“Dear investors, FCP has come to it’s end ahead of time and this was the will of the majority who desided to wait and see what happens. I have paid $11000 back down to zero hoping this “suspicious” mood will pass. This was the best I could do trying to save your funds. On the other hand, all of you were warned about the rules ahead of time. So, don’t blame admin. He was struggling for your safety of all his might. The irony he struggled with your own fears… Lee”.
Despite of the admin’s own warning the deposits in the program are still continuing and I find that unacceptable. So I urge you not to join the program and not make any more deposits. You will not be paid anyway. The banners have already been removed from my blog so as not to entice any unsuspecting investors.

Please also don’t even consider investing with ArbsFund. Possibly their last two sudden emails accompanied with some sporadic payouts didn’t produce the reaction they were hoping for. They shamelessly sent out another email today urging everybody to support their project (translation: to lure more unsuspecting members). Just look at this one:
“Dear ArbsFund Stakeholder; We are still working on reviving ArbsFund, We need everyone’s cooperation in this matter. Please post this on different forum, blogs and any places to reach our clients so we can move on.
We thank you for all your support and understanding and making ArbsFund the no.1 arbitrage betting company.
Sincerely yours; Public Relation Manager”.
I have told already and will repeat again that MNO will not be supporting these scammers and will not be changing their status until ArbsFund really pays what they owe to everybody which seams to me almost an impossible thing to do. Please do not invest in ArbsFund until they stop talking and start acting!

I quite enjoyed the latest joke from the admin of GasAndOilInvestment (interviewed here). He proudly added another plan offering 130% after 1 day called “VIP plan for Big Investors” and announced that it would last for 2 weeks only. Well, if it doesn’t sound funny to you yet consider the minimum to invest in this plan – $25,000. Wow, for such money you can buy a house in some countries, lol! I suspect that is exactly what the admin of GasAndOilInvestment is going to do after some stupid person (sorry, but let’s call spade a spade) deposits such an amount of money in the hope of getting $7,500 profit in one day. I don’t think by the way that anybody would be such a fool to invest in this plan and suggest the admin to apply for a loan if he wants to buy a house for his family, lol.

AtlantisMutual (reviewed here) is still performing well and paying instantly to LR and PM accounts for the five investment plans it offers: 105% after 7 days, 120% after 21 days, 191% after 60 days, 293% after 90 days and 391% after 120 days. Today though I would like to talk about their allegations made against LucreMaker for stealing part of the content from their website. Here is what AtlantisMutual has to say about this issue:
“Copycat website alert
AtlantisMutual management warns you about a copycat website LucreMaker that partially copies content and design of AtlantisMutual website.
AtlantisMutual are not affiliated with LucreMaker and recommend you to avoid any cooperation with LucreMaker due to copycat website’s illegitimate nature. AtlantisMutual are not responsible for any loss, caused by LucreMaker‘s action or inaction.
Please report about any suspicious/misleading website that attempts to use AtlantisMutual content or design.”
Well, I just checked LucreMaker site and I found that they really did copy part of the texts on their main page. However, if we considered AtlantisMutual as a real company (which it is not despite their UK certificate) they should have copyrighted their claims and unite their efforts with other websites from which LucreMaker stole the rest of their texts from because it would be kinda problematic to find any original texts on LucreMaker website. They are all borrowed from others but what could you expect from another short-term program paying 111% after 3 days, 128% after 1 week, 165% after 2 weeks and 212% after 3 weeks. Well, I guess 99% of all short-term programs always steal texts but it happens mostly because the admins are not native English speakers but are still trying to appeal to an American audience. So I would suggest to the admin of LucreMaker to remove the content in question from his website as it really shows an unprofessional attitude and just a general lack of class.

Another program which though being an excellent performer in itself (I’m referring to InvestmentForge) always surprise me with their hedge fund news also borrowed from other sites. But then after stealing the texts InvestmentForge change them making them look as if they are a partner in the business which has nothing to do with them of course. So just take the latest news on the InvestmentForge website and compare it with this article from which the content was borrowed and the name of a probably imaginary identity Peter Evans was added (but miraculously omitted from the original, lol):
“Dear readers, New York – A team led by investment management specialists, Anders Jacobsen, Peter Evans (head manager of InvestmentForge) and Paul Thompson have launched Galileo Capital Management, a global hedge fund investment management and advisory firm with operations in London and Hong Kong.
Galileo Capital Management will launch, manage and raise capital for a range of alternative asset funds. These planned funds target very under-invested business sectors or are highly innovative improvements of existing investment strategies. Offering a low correlation to traditional investments, the firm will also provide advice on business entry strategies into China, including sourcing business partners and execution.
“The future of Galileo will witness niche positioning and effective maximization of opportunity in markets that are quite unexplored to date. Anders Jacobsen, co-founder and Principal, said, “Our strategy will pick up in areas which the market has traditionally dropped off its radar screen.”
“The recent financial crisis has underlined the importance of China and more broadly of Asia as a source of growth and key determinant in the global economy.” Paul Thompson said, “Our experience and high-level network in China gives clients access to this region in a high-quality manner through our business entry and advisory services.”
We will see in the nearest future what benefits will bring such cooperation.
Best regards, InvestmentForge Team”.
I would suggest to the admin of InvestmentForge not to treat the investors as silly fools who can be easily manipulated with and at least invest more believable lies next time.

The admin of InvestProxy (reviewed here) asked the investors for their feedback about the program as it has been online for over 4 months now. InvestProxy is growing steadily according to this update and hopefully it will run for a long time. Here is the latest newsletter:
“We started off months ago with Managed Funds Providers with very little pooled capital. Months later, our weekly pooled fund is growing ever steadily.
As we said months ago, many of our investors are from the BDD fellowship. Today, InvestProxy has grown with 45% of our investors from the general public.
We need your feedback. We will appreciate it if you tell us what you think about us today. What do you think we can do more to improve things for you?
We know our big investors are not interested in monitors and forums, we respect your privacy. If we start a blog or forum, could anyone volunteer to manage it?
Thank you for your time. Regards. Admin. InvestProxy.”

The latest news from PTVPartner (reviewed here) was a bit on the long side (what’s new there!) but also mostly off-topic to publish it in its entirety on my blog tonight so I will just let you know the main highlights from it below:
“We would like to bring your attention to two more forums we are aligning ourselves with as a program. More may be added as we go along. Our intent here is to find another way to support our members and those they would like to bring into the program along with them. As we find forums that embody the spirit of PTVPartner we may add them.
Please feel free to post your questions and comments on these forums. We appreciate your time in helping to support the program in these places.
Next we would like to let you know that we will be presenting reprints of various articles that we find helpful along the way in thinking about international issues, relocation, and interests.
Each week we will attempt to focus on different aspects and different subjects. You will find invaluable sources of information at some of the links we will provide to these articles. We will also feature articles regarding various countries. If you have an article you’d like to see featured or think would be beneficial please submit it to support@ptvpartner.com. Thanks.
Please remember to check our blog at http://ptvpartner.wordpress.com for more articles and information.
Also remember to visit our chatroom at: https://www.ptvpartner.com/chat_room.html for immediate assistance and answers to questions.
Our forum is located at https://www.ptvpartner.com/forums/
And remember to “Free Your Life with PTVPartner!”
The Ultimate High Yield Asset for your Offshore Financial Portfolio!!!”

The latest important update from StrictPay which all users of that payment processor should have received last night came with the assurance that they were looking for more methods of funding and withdrawing funds to/from your account. Currently I remind you that you can fund your account only via Bank wire and the withdrawal methods only limited to Bank wires (which should now be processed within 2 to 4 business days) and Debit cards the users of which have experienced some delays lately. Realizing all the inconvenience of using their services now and its inability to satisfy the growing demand of its own customers StrictPay decided to reduce fees for receiving funds to your account from 2% to 1.5%. It’s only valid till the end of February when apparently more deposit and withdrawal methods should be available. At least it’s the honest approach which is going to compensate the really huge inconveniences their customers are experiencing now causing many to move (or in many cases return) to alternative payment processors like SolidTrustPay for example. Here is the long newsletter from StrictPay:
“StrictPay Customers, Our support staffs have been contacted numerous times asking if we are having “money problems” or “cash flow issues”. We are not having any money problems at all, but we have recently had to move very large amounts of funds to different bank accounts. When moving large amounts of funds to the new bank accounts, they have put a hold on the funds for a certain time frame, and this has caused us major delays as these holds can last 15 to 20 business days. We thought it would be best to send an update to all customers, even though it will be lengthy. Please take the time to read this entire message carefully, as we believe it will answer some questions you may have.
Banks in the United States do not like doing business with any type of company that they feel are processing payments as a third party processor, or are acting like a bank in their eyes. This issue, as well as numerous other over-regulatory and intrusive U.S. banking issues, has caused problems for our contracted agents. This has become an increasingly problematic issue over the last few years as we are sure many of you know, and thus has made all U.S. dealings that much more difficult to deal with. This of course affects some aspects of our business, with the most obvious example being the ability to do ACH transactions for our U.S. customers.
These U.S. related issues were why we recently made one of the banks we have been dealing with for a couple of years a public option to withdraw and deposit funds for our customers. We thought this would be a rather quick solution, but very soon realized that they could not handle the mass volume of daily transactions that our customers complete within the time frames that we have promised in the past. We also had some customers tell us that their bank wire instructions are far too complicated. This issue caused many of the wires to be completed incorrectly by some customers or their banks, and these funds would then be sent back to the sender after a 7 to 10 day hold. These issues, as well as others, made us realize that we needed to find completely new banking options that could handle both the high volume and the processing time frames our customers had become accustomed to.
Having then changed to another bank caused us more delays, as we again had to move a very large amount of funds that were subject to their hold times. Once these funds started getting released to us, you could see that our outgoing wire time frames got much better again, and are now in the 2 to 4 business day range. These 2 to 4 business days will now be our normal time frame for bank wire withdraws. Incoming bank wires are also getting to us much quicker now with this new bank, and we have been told by many customers that the new bank wire instructions are much easier to understand as well. With the difference in time zones, and also the varying locations and banks that the funds are being sent from, a bank wire can take 1 to 5 business days to reach us. We are seeing that in most cases they will reach us within 2 business days, but we must state the time frame for bank wire deposits as 1 to 5 business days to cover all situations.
We have also recently had the first loading delays ever with our debit card platform since it was setup in June 2009. The new bank that we are sending the debit card funds from is having an issue that they need to get worked out with the receiving bank, and once they get this issue taken care of we will then start loading major funds to that account so that you can get your funds in the proper time frames once again.
Our number one objective is to make sure that your money is safe, and this is why we will take very calculated steps before we offer any new funding or withdraw options. We have many things that we are working on behind the scenes to make sure we can once again offer many different funding and withdraw options, but these things will likely take many months to complete. We have other banks that we have held accounts with for years, and we are also looking into what services they may offer us in regards to more of a public account with them. Keeping our customers funds and information secure and private is always of the utmost importance for us.
We are also working on a short term solution to allow check withdraws again, and we hope to have more information on this issue in the coming weeks. Unfortunately the fees may be slightly higher, and there will be some limits in place, but we feel it is important to at least give some of our customers an option to withdraw by check until we have a long term solution in place.
We know these delays have been frustrating to all of you, and they have been to us as well. As a way of saying thank you for continuing to choose StrictPay as your payment option through these trying times, we will be lowering the receiving fee on funds transferred from 2% to 1.5% until 2-28-2010. We appreciate your understanding and patience during this trying time, and we promise to continue to work hard to find long term options of deposit and withdraw that will continue to make us the best payment option available today.
Team StrictPay. The Best Payment Solution”.

I have been paid today from the following programs:
Investorum, BarterCrown, GoldenFleeceFund, XagaEnterprise, WaterInvestment, GasAndOilInvestment, FinanceNova, HugMoney, Infinitum, LucreMaker, RosalinFinance, InvestProxy, InvestmentForge, NanoMoneyCorp, NowInv, MandarinInvest, IwFunds, IncoForex, BetAndTrading, GeniusFunds, Eternidex, CedexInvest, FxStar, CSMFinance, AimTrust, AtoxFinance, AtlantisMutual, AsiaInv, OneDailyPro, ArbisPro, RefMotor, StanbicArbitrage, PanaMoney, KobelCapital, ScootFx, GlobalFund, EzProfit, GoldenInvestment, InstantMoneyBets, Verifield, StarkFund, WestFinance, WeeklyDividend, Caziroca, TheKapital, SantiVentures, Warisona, SportBetInv and ParamountProfits (the first payments received).
See you on my blog tomorrow with another review and all the latest news from the industry!