Hi everyone! Before we get to tonight’s industry news updates I’d like to talk a bit about an interesting investment prospect to come my way recently by the name of BiotechInvFund. With a name like that I guess it’s fair to anticipate what’s coming next, ie a barrage of scientific and technical phrases that will confuse you as much as anything. And it’s true that BiotechInvFund are claiming to be involved in the field of medical research and healthcare. “The disease industry” as some refer to it as. But once you get past that and look at them purely as an online HYIP it’s actually pretty promising.

When it comes to the investment plans there’s a very simple choice laid out in front of you. They’ve only got one plan so basically it’s a case of take it or leave it. The minimum deposit is just $5 so at least it’s going to be affordable to as high a number of investors as possible. The investment term itself runs for a period of 180 calendar days which is about six months. During this period BiotechInvFund offers to pay you a rate of 2% interest per day. That means you would break even after 50 days and finish the plan potentially with 360% in profits on top of your principal which should then be returned. The maximum investment is $50,000.

But that’s not all. By way of an incentive BiotechInvFund have decided to sweeten the deal by offering some nice bonuses. The first thing that smaller investors will notice is that $2 will be added to your account free of charge. Investors joining with amounts of $500 or more will see a much nicer bonus of $50 added to their accounts. Please note however that in both these cases the money is not free to be withdrawn immediately so it will be added to your principal. But you will start earning interest on it straight away, just like with your own deposit.

A couple of other important things you’re going to need to know about the plans before proceeding include that compounding is permitted. So if you’re bit of a risk taker and a fan of that practice then you can set the percentage for yourself. Also, if you think 180 days is too much time to keep your money tied up in an online HYIP and are afraid you may need it back in a hurry, then you’ll be pleased to know that BiotechInvFund have an early escape clause. You are free to collect your principal and leave when you like, but keep in mind that this service will only come at a cost. The fee for leaving early is 25%. Not cheap by any means but I’ve seen worse. So just make sure of everything before you join and don’t over stretch your resources. Not only must you not invest what you can’t afford, you must also to only invest money that you can happily do without for the next 50 days. I say 50 days and not 180 days because that’s how long it will take you to break even.

Aside from that the only really important point is that of the payment processors. Unfortunately BiotechInvFund falls down a bit here with a fairly poor choice. Only LibertyReserve and PerfectMoney are taken and no indication made that this list may be expanded anytime soon. So just be aware of what happens with payment processors offering total anonymity in the event of any problems. All transactions are irreversible and no questions will be asked or answered. Not that I’m telling you to expect failure or anything, I’m just saying go into it with both eyes wide open. On the plus side however all payments have been instant so far.

Despite letting us down a bit with the payment processors BiotechInvFund compensates with an enhanced security system. For a start they are using SSL encryption to protect the members area. They are also hosted on a dedicated server. The hosting provider this time is a Dutch based company called Ecatel, which mightn’t be a familiar name to many of you but they are should be dependable enough. BiotechInvFund have also acquired their own unique and custom designed script that they are running off. Customer support is offered through an online ticketing system and also through a direct e-mail link. A postal address is also given in the UK which I know to be that of a professionally managed “virtual office”. This is a common practice, and though I have often felt it a bit misleading there is nothing wrong with it. In fact I have one myself. Telephone and fax numbers are also listed.

Strange that a program listing a UK address would then claim to be registered company in of all places the Seychelles. Well, that’s how they do it with BiotechInvFund. It all lends a certain air of respectability to any online HYIP but essentially guarantees nothing. They have put together a decent enough website though. As I mentioned earlier they are claiming to be involved in the field of medical research. They even have an “A to Z” style glossary of some technical scientific terms. That might actually be taking it all a bit too far as it has absolutely nothing to do with your investment, but at least it makes the website a bit more interesting than what we usually see. There’s little actual evidence of any of these activities of course so best to carry on like it’s just a regular HYIP for now.

The final verdict? Probably one to watch. They’ve made a really great start with an achievable plan though it’s difficult to say just how long it could be sustained. 2% per day adds up to 14% per week and when you look at it like that it’s a bigger payout than you might first have thought. It can, if properly managed, easily run long enough to make a good profit from however and that’s the most important thing. The use of SSL also makes it quite appealing. There is definitely some room for improvement as well (there always is) with the main area being the lack of choice for payment options. Not a difficult one to address either so if that happens BiotechInvFund will probably get a lot more interest from the investors.

OTHER NEWS FOR TODAY.

I would like to start by apologizing for putting AimTrust to Problem status prematurely. As some of my readers contacted me and stated that they had similar issues with accessing their accounts in AimTrust (reviewed here) which were however resolved after contacting live support. I remind you that I had to put them to Problem status on my blog last night due to the inability to access my account, failure of the restoration password feature of the script and the lack of response from the administration of the program. Apparently there is something wrong with their script and their support ticket system as I had to mail directly to online@aimtrust.net to get my issue finally rectified. So I apologize for any inconvenience that might been caused by putting the program to Problem status. As far as I know AimTrust is still paying their investors so I had to move it back to regular listing where it belongs.

Apparently I was right about TradeZoom though. As you might remember in my latest update about it I warned you about downloading a possibly malicious program that might seriously harm your computer and compromise your security. That was one of the compulsory things the admin of TradeZoom wanted some members to do in order to receive their payouts. Fortunately MNO readers were smarter than him and some of you reported about this issue to me. I would like to sincerely thank those readers who gave me their feedback regarding this issue. I also noticed that some of the members of TradeZoom were not paid for the past few days and that on some monitoring sites the program is already displayed as problematic. Despite the fact that I was paid by TradeZoom today I still decided to move it to Problem status on my monitoring page because MNO will not tolerate selective payouts or any imposed conditions under which the investors can get their payouts. Anything that is outside a program’s ToS should be treated with suspicion, especially when it involves installing some potentially damaging software. Again please do NOT do it!

The admin of XciteInvest which was just interviewed on my blog a few hours ago (read that here) finally announced that his program started accepting AlertPay. If you’re already in XciteInvest and would like to invest via AlertPay in any of the two plans (5% for 30 days or 160% after 16 days) you have to add your AlertPay account in your member’s area. To do that simply click on “Change My Password” and enter and submit your AlertPay account ID in the appropriate field. That’s it! After that you’re done and can invest via AlertPay as well. Here is the last news from XciteInvest (reviewed here):
“Dear Members, Great news!!! Now you can heave a sigh of breath. XciteInvest has activated it’s AlertPay payment processor. We sincerely apologize for the late activation. Those wishing to invest with AlertPay can now invest.
Best Regards, Simone Pirmin”.

One of the most interesting newly launched short-term programs ACEEntertainments was reviewed on my blog last night (read the review here). It’s paying 35% for 3 days (105% total). 17% for 7 days (119% total) and 12% for 12 days (144% total). The admin of ACEEntertainments issued some really good news today: due to many withdrawal requests it was decided to process the cashouts three times per day. Please note that Sunday will still be a day off for the admin and that the cashouts on that day will not be possible. Here is the latest news from ACEEntertainments:
“Dear Members, Because of the big amount of withdrawal requests, all further requests will be processed three times a day (except Sundays).
Thank you for understanding and best regards,
Admins, ACEEntertainments”.

Speaking of short-term programs I simply can’t help but mention another great performer which has been paying for two and a half months already. Of course I’m talking about HugMoney (reviewed here). For this time I never received one single complaint about them and if you noticed that my review originally made in December – a dangerous time due to so many fast folding scams – was quite skeptical as I couldn’t believe that such a program could survive the Christmas season. Well, as you may have noticed HugMoney has survived and is still paying even for huge amounts. There are three plans that are available: 122% after 5 days (the minimum is $4), 135% after 7 days (the minimum is $40) and 200% after 20 days (the minimum is $100). All the popular payment processors accepted including LibertyReserve, PerfectMoney, StrictPay, SolidTrustPay and AlertPay. If you want to read more about the program please refer to my interview with the admin of HugMoney published here. And please remember that any past performance is no guarantee of future results and that’s why you should invest at your own risk. But it has to be said the positive feedback from so many investors has been enormous.

The admin of SantiVentures (interviewed here) extended the $15 bonus give-away for any new investors joining the 1.3%-2.8% for 150 business days plan. So you can still receive $15 deposit bonus on top of your investment with SantiVentures if you make it for the next two days. Please disregard the message regarding the inaccessibility of AlertPay payment processor as it’s working fine for me so the payouts should be back to normal (probably it was a temporary downtime issue at the time of writing the newsletter):
“This will be a short newsletter.
Firstly we are informing you that all bonuses for our 3 months anniversary promotion have successfully been added to all new deposits for the past week. We are also informing that we have received a lot of emails from people who want to get the bonus but need more time.
Specially for these members we decided to extend a $15 bonus offer for 2 more days. Please remember that February 25 is the deadline.
AlertPay is not accessible at this time. Their developers’ center is working fine but main site and account access is not available. We hope AlertPay staff will fix this problem in a timely manner and no AlertPay payouts will be delayed.
Thanks for staying with us.
Best regards, Info department. SantiVentures”.

The admin of 21stCenturyArb (reviewed here) is also offering some bonuses on investments over $200. The promotion will last only for four days so you can make your investment in both of the plans (2% daily forever and 12% weekly forever) if you like this offer:
“Good evening to all members of 21stCenturyArb.
We are happy to announce to you that the second sets of payout have been completed for today. We will love it if you make a post on our forums and monitors about your payment.
I will also want to use this opportunity to announce to you about our special upgrade bonus starting from today 22nd of February, the upgrade bonus is going to last for just 4days.
SPECIAL UPGRADE BONUS.
Buy $200 – 399 upgrade and get $20 free upgrade
Buy $400 – 599 upgrade and get $40 free upgrade
Buy $600 – 999 upgrade and get $60 free upgrade
Buy $1000 – unlimited upgrade and get $140 free upgrade
This promo has been declared open by the admin and will only last for 4days, Jump in and take advantage of the promo!!!
Your Admin. Joy”.

The admin of Plents program (reviewed here) answered some newbie question about the impossibility of investing into any of the plans on offer (1%-2.3% for 150 business days, 6%-13.8% for 30 weeks or 27%-62.1% for 7 months) via Bank Wire or Credit card. Well, due to the fact that Plents only accepts LibertyReserve and PerfectMoney which accounts can be loaded via multiple exchangers the order of doing this might be interested to those who never invested in HYIPs using LibertyReserve. Others can just safely skip this message from Plents:
“Many of investors ask from us , How they can invest via Bank Wire or Credit Card?
our answer is …. You have to fund your LibertyReserve account first. You can add funds to your LR account via CC here:
http://www.libertyreserve.com/en/exchangers/
Then you can invest with us using LibertyReserve.
Sincerely yours, Plents Inc Support Team”.

Undoubtedly PTVPartner (reviewed here) is still the best medium-term program offering the payouts on expiry on four investment plans: 110% after 10 days, 125% after 20 days, 145% after 30 days and 190% after 40 days. PTVPartner accepts four payment processors (LibertyReserve, PerfectMoney, StrictPay and GlobalDigitalPay) and hold regular meetings for their investors. For more information on PTVPartner please refer to my interview with Garrett published here. And I am also planning to send some more questions to Garrett within the next couple of days so if you have any interesting questions to submit I will be glad to accept it via my email abramsonp@gmail.com (please make the subject “Question for Garrett”). The author of the most original question will receive a nice surprise from me. So please don’t hesitate to submit your questions within the next 48 hours. In the last newsletter the Garrett gave the schedule for this week’s meetings, drew the results of the last one which took place on Monday and answered two important support questions about the principal guarantee and the program’s official registration. There were also two regular topics were featured in this newsletter: blog articles of the day and joke of the day. Read more on everything from PTVPartner below:
“Next Meetings:
Wednesday the 24th at midnight GMT (4pm PST, 6pm CST, 7 pm EST)
Friday the 26th at 3am GMT (Thursday the 25th – 7pm PST, 9pm CST, 10pm EST)
Awesome Meeting
Today’s meeting was well attended. Over 160 people came. The meeting’s just get better and better. The newest information is that we have paid out well over what we have received in and that the timing of the bankwire availability is yet unknown though we hope it will be any day. Also, PTVPartner will be bringing in lifestyle, tax structures, asset protection information shortly.
Support Question of the Day:
The Principal Guarantee:
Principle Guarantee ? We have dedicated several long term and stable private programs to secure (Guarantee) your front-end deposits until you are in profit. Once your profit exceeds your participation then your account is withdrawn from the security pool. If you re-deposit ‘New’ funds, in excess of your realized profits, these funds ARE covered by the security pool.
Are you a registered trading or investment company?
As PTVPartner no. We are a group of Sovereign Individuals, Internationalists or PT’s following the PT lifestyle in both our personal and business lives. While we hold, own, control, trade, move, build, disassemble, manipulate and construct registered and accredited business all over the globe, we choose not to disclose our private information as to not compromise our business relationships. To most, PT is unique. To some perhaps even over the top. Associating our affiliations with our PT status offline could cause unnecessary complications. Those here that feel ill-at-ease regarding our PT status or our lack of transparency should do their own due diligence to establish a comfort level adequate to indulge or refrain from participation.
Blog Articles of the Day:
One of the most interesting articles we’ve featured is on the blog today. It discusses whether or not it is “Un-American” to go offshore. This is a huge topic of debate in many circles. If you have any doubts about the subject yourself, or even if you don’t, you will benefit from this article. There are many more articles coming that will discuss issues just like this. Also, if you are a “non-American” you can still benefit by reading this article and thinking about the same issue for whatever country you may live in. This may be vital to your future so you won’t want to miss it.
Joke of the Day:
How To Keep A Healthy Level Of Insanity!
At lunchtime, sit in your parked car with sunglasses on and point a hair dryer at passing cars. See if they slow down.
Insist that your email address is: Xena_Warrior_Princess@companyname.com or Elvis_the_King@companyname.com
Every time someone asks you to do something, ask if they want fries with that.
Put your garbage can on your desk and label it “IN.”
Develop an unnatural fear of staplers.
Put decaf in the coffee maker for 3 weeks. Once everyone has gotten over their caffeine addictions, switch to espresso.
Reply to everything someone says with, “That’s what you think.”
Adjust the tint on your monitor so that the brightness level lights up the entire work area. Insist to others that you like it that way.
Don’t use any punctuation.
If that isn’t enough we have more we can recommend!
Start the Experience … join PTVPartner and … Free your Life!!!”

I have been paid today from the following programs:
HugMoney, XagaEnterprise, BarterCrown, RedOrchidInvest, BiotechInvFund, Skinex, Dragadox, MandarinInvest, GeniusFunds, EuroNanoInvest, CSMFinance, FxStar, ForexNetClub, DepositPalace, 21stCenturyArb, IntraTraders, NanoMoneyCorp, Plents, Eternidex, ExceptionalFunds, StarkFund, PanaMoney, Aballong, GoldenInvestment, WaterInvestment, ACEEntertainments, WestFinance, XciteInvest, AlphaInvestments, OneDailyPro, ScootFx, Verifield, NasMos, InvestoFin, InvestAward, IncoForex, CelexProfit, AtoxFinance, AsiaInv, UmaxFunds, InvestProxy, WeeklyDividend, TheKapital, FinanceNova, SantiVentures, StanbicArbitrage, EzProfit, GlobalFund, GoldenFleeceFund and PTVPartner.

That would be just about it for today, everyone. I hope to see you on my blog tomorrow. See you later, guys!