Hi, guys! My first intention today was not to publish any news on my blog and just take a day off from work. However, seeing so many HYIPs experiencing technical issues today I thought it would be unfair to leave loyal MNO readers without news. Many HYIPs were hard to access today and I just hope that it’s problems with their hosting providers. I myself have rarely experienced any troubles at all and it’s thanks to my provider which is the widely respected in the HYIP industry BlockDos. When the PanaMoney website was inaccessible last night I had little doubt that it would be online soon enough. And I was right as PanaMoney is back online and the payments are being also processed as fast as usual. PanaMoney is also hosted on a dedicated server by BlockDos like my own site and apparently yesterday there was some maintenance work on the server which made the site unavailable in some parts of the world. The most important thing though it didn’t affect any performance of PanaMoney which is still paying fast since 2008 and indisputably the best HYIP now. The uniqueness of PanaMoney was often discussed in the reviews of the program (read the latest one here) and my interviews with the PanaMoney admin Allen (read the last interview here). PanaMoney is definitely an oasis of calm and stability in the stormy ocean of recent closures with many programs disappearing almost on a daily basis due to the domino effect caused by the recent demise of some giant HYIPs like GeniusFunds and NanoMoneyCorp. PanaMoney still stands its ground and deservedly so. Here is the latest update taken from PanaMoney site regarding the yesterday’s downtime:

“Today our company’s website PanaMoney might be unavailable for some parts of the world for a short period of time because of scheduled maintenance on the servers. Our company apologizes for any inconvenience caused.”

Unfortunately ProsperityWallet has been moved to Paying Selectively status on MNO today and no new investments are currently recommended there. It seems I underrated the seriousness of their problems with AlertPay which caused a disturbance and even panic among investors last night who started calling names and demanding their AlertPay funds back. However like in all ponzi-games similar to ProsperityWallet everybody cannot win and if you gain any profits in your AlertPay account that just means that somebody loses it. So everybody can’t be in profit from such programs like ProsperityWallet which means that by creating panic and calling names the program was almost definitely going to collapse because the new spends are not coming in. So after the extreme reactions which I saw today you don’t need to be an expert to predict that ProsperityWallet is done. At this moment all the instant withdrawals were disabled completely, the forum was taken down and LibertyReserve and PerfectMoney payouts are stopped. All this indicatest the program is done and even the selective payouts to some payment processors are going to finish soon. It’s a bit hard to swallow that program with such a huge potential as ProsperityWallet are going south due to problems with one particular payment processor but that’s how the things are going on with all short-term programs and such signs cannot be ignored.

I don’t know if it’s true about the hacking attempts that allegedly made the admin of BJInvestment (reviewed here) disable the instant payouts to all the payment processors and replace them with manual ones made within 24 hours. Anyway, it’s a fact that the withdrawals in BJInvestment are not instant anymore and we should live with that. However if you’re considering to invest in BJInvestment I would not advise doing so just yet until see if the payouts really are going to be processed within 24 hours as promised. Today I was paid to my AlertPay account from BJInvestment but it’s not an indicator as the LibertyReserve payment is still pending. I will tell you on my blog tomorrow if I was paid and that will define the current status of the program. Here is the latest update from the admin of BJInvestment:
“Dear members, In the past few hours we’ve been under a hacker attack. Our database was hacked but now it is back to normal, but for security reasons we had to suspend instant payments.
If you are having problems with accessing your account, please reply to this newsletter in order to get your problem solved asap.
I also ask some patience from you when requesting withdrawals, they will be processed manually, after we checked each but this needs some time, so withdrawal requests to all currencies will be processed in 24 hours.
We are trying to do our best to solve all the problems, but i need for this the support of our precious members, and continuous trust in us!
Best regards, Adam”.

The next in the current series of collapses is NasMos. In the most recent newsletter the admin of the program bragged about their success and their one year online. However that didn’t prevent me from getting several complaints from my readers about pending withdrawals. Although it was stated in the newsletter that the payouts might not be so instant anymore waiting for a few days to get your payout is simply intolerable. I have to move NasMos to Waiting status on my blog until the payouts are back to normal which I doubt will happen as the admin removed the rating page from his site and the one remaining monitoring site GoldPoll also shows Problem status so that doesn’t help either.

The most ridiculous case of total unprofessionalism was seen today by the admin of SecureDailyFunds which was just introduced on my blog last night but will never be reviewed. The admin claimed that his site had been hacked despite a good hosting provider and a licensed script. Surely nobody expected this but I can blame nobody for it but him. I don’t know if he had some security breach or how the info was compromised but definitely this was an unplanned event. You should admit that it’s stupidity to open a low-ROI program, paying for an expensive hosting, a licensed script and monitoring on MNO and then pretend that you were hacked just three days after the launch when almost no money was collected. It’s just a mystery to me why this happens but I have moved SecureDailyFunds to Waiting status on my monitoring page because the site will probably never get back provided this hacking story is true.

The recently reviewed StereaFunds (read it here) had problems with its database today which erased some accounts that were created during the short period of time mentioned in the latest newsletter from the admin. The members of StereaFunds who cannot access their accounts are requested to follow the instructions published on the website. Here they are:
“Dear Investors, We did a minor database roll back to fix a security issue, only a few accounts are affected, if you are able to login to your account, it means that your account is not affected.
If you are unable to login to your account, please re-create your account with the same username and personal details & signup under the same upline (if you have any). If you have made a deposit, please send us the following information:
– Batch number
– LR/PM account
– Amount of deposit
– Joined under daily or weekly plan
We will verify it with our LR/PM records and manually credit the amount to your account along with any interests you gained during this roll back.
The server is fully fixed now and made even more secure than before. We are very sorry for the inconveniences caused by this security fix.
Warmly, Admin of StereaFunds”.

Another site which was introduced on my blog last site seemingly also became a target for hackers. I’m talking about Forex4Expert to which I can’t login to anymore. Probably my account was somehow affected and I currently am waiting for a reply from the admin of the program regarding this issue. If everything is solved by tomorrow then I will bring you a review of the program. Here is the latest news from Forex4Expert site:
“Our site has been subject to attack of hackers, thanks to harmonious operations of a hosting Ddoswiz and Gold Coders the problem is solved. For safety of your accounts use the link https://www.forex4expert.com/ (SSL). We started 23.02.2010! Total accounts 866. Active accounts 577. Total deposited $59632. Total withdraw 9723. The biggest investor: Rafal – $5001. The biggest investor yesterday: neon – $260”.

I completely forgot to mention on my blog last night that CashBrowser became another fast scam and seemingly stopped paying already. I was lucky since I didn’t manage to review the site before it was gone and it’s really a shame that such sites are created by the dozen just to scam after a couple of days. Anyway, CashBrowser is in Not Paying status on MNO monitoring now so please don’t invest there.

SotInvest (reviewed here) is probably one of few short-term programs that still pays ok and even added some new investment plans almost on a daily basis. Unfortunately it only accepts LibertyReserve and PerfectMoney and the payouts are not instant so it will not become too popular anyway. If you want to find out more about the admin of then program please refer to my interview with him published here. And this is the latest news taken from SotInvest website:
“We launch new plan : Hourly Plan : 5% hourly for 21 hours
Hello All, We launch new plan : Hourly Plan : 5% hourly for 21 hours
All Payment And Deposit GUARANTEED
For details info you can check on member area
Best Regards. Admin”.

The admin of UnblockExchange Mircea (interviewed here) has launched a promotion where you can buy StrictPay via LibertyReserve absolutely for free. Do not lose this opportunity if you have some money on your LibertyReserve account and would like to buy some StrictPay. Here is the news from UnblockExchange:
“Until further notice, you can buy StrictPay with LibertyReserve at a great rate of 1:1 (0% fee); so take advantage of it while it lasts! Also don’t forget about our Affiliate program where you can earn 10% from the fees of your refferals’ transactions.
Thank you, Mircea and the team.
Thank you for using our service.
Sincerely, UnblockExchange Customer Service Department”.

A new program has been added to my monitoring tonight and it’s EForexInvestment. The script is the same as that used by another popular program BioEnergyFunds so in order to invest you should buy shares which cost $10 each (there are also bigger shares available for some other plans). All the payment processors are accepted by EForexInvestment which will definitely make it a popular choice among online investors. The choice includes LibertyReserve, PerfectMoney, StrictPay, SolidTrustPay and AlertPay. The choice of the plans is also good and includes daily plans (1.6%-1.8% for 160 business days), weekly plans (10%-12% weekly for 12 weeks) and even a monthly plan offering 48% for 4 months. Please note that you should pay a deposit fee and 1% withdrawal fee on each deposit and withdrawal so be aware of that. EforexInvestment return your principal in all plans. The program is hosted on a dedicated server by HushHosting. More about the program can be read in the upcoming review on MNO, so stay tuned for that!

Here is the list of the programs that paid me today:
SureBetInv, Aballong, RedOrchidInvest, ArbsTeam, InvestAward, TheKapital, XZFinance, RichesToTheMax, Cashift, EmperorFunds, SotInvest, PrivateDiamondClub, PanaMoney, BJInvestment, WaterInvestment, WestFinance, OneDailyPro, AtlantisMutual, EuroNanoInvest, PrimaryPool, StereaFunds, GarantMoney, Verifield, FinanceNova, EzProfit, GoldenInvestment, AvaInvestment, YesInvestment, SmartTradersInv and ExceptionalFunds.

That’s all for today and I hope tomorrow will be a better day for the HYIP industry as it’s just not such a good environment right now.