BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! I guess it’s hardly a secret that a lot of online investors are getting a bit shall we say “nervous” around longer term HYIPs at the moment and who could blame them? In light of some recent well publicized closures the idea of locking your money away for months at a time no longer looks all that appealing and shorter term programs are taking a lot from that. One suggestion might be to offer a much broader selection of plans to investors, like mixing short and long term options so you can see how they are performing a little better. An interesting program I came across recently which is doing just that is called Forexica. And that’s the program I’d like to talk about before we get to the day’s news stories.

Forexica have a large selection of plans on offer, something to suit every budget in fact, though of course some are more affordable than others. All of them have one thing in common however and that is that they all pay only on expiry. A certain leap of faith may be required with some of the more lucrative longer term plans but Forexica have already started paying on the shorter term plans so you could also consider spreading your deposit between a few different plans. Anyway, as I said there’s plenty of them available so I’ll run through them all for you here.

The first plan has a term runs for just 2 days and is open to deposits between a minimum of $10 and a maximum of $45,000. The amount paid back to you on expiry is 103%. So join with $100 and get back $103. Taking into consideration how much you will pay in payment processor fees I think this is very much a test plan and not all that serious. But give it a go if you like it, because it pays just like the others.

Anyway, once we get past that we can see Forexica actually have quite a number of good plans to pick from. The shorter term ones may not look all that profitable but for the length of time they run for they’re not that bad. So the second plan we get to (and the first you should consider) pays on expiry after 4 days. The minimum investment is $10, the maximum investment is $45,000, and the final payment on expiry is 107%.

Next up Forexica offers you a payment on expiry of 116% after a term of 8 days. In no way could this be mistaken for a test plan however as it’s a bit more serious. And by that I mean the minimum investment takes a huge hike to $120 with the maximum remaining at $45,000. But if you did make the minimum spend then you can expect a return of $129.60 on expiry.

Deposits in the next short term plan start at $200. The investment term runs for 16 days and on expiry Forexica make an interest payment of 135%. So that would mean for a $200 deposit you would get back $240. If you want to get more serious then the maximum is still $45,000.

Joining the last of Forexica‘s short term plans will cost you a minimum deposit of $250. The investment term runs for 24 days and on expiry you are offered a once off payment of 156%. So the minimum deposit here should get you back $330. Maximum spend is $45,000.

Moving on to the more medium to long term options now the next plan sees Forexica offer you a return of 185% on expiry after a term of 36 days. The minimum investment is $250 so if you joined with that you could expect a return of $390 on expiry. And if anyone cares, the maximum amount to invest goes up to $55,000.

Now things begin to get really serious. The next plan is open to deposits starting only from $500 up to a maximum of $100,000. As you can see as the investment terms lengthen the rewards get bigger and bigger. As does the risk. If you join this plan Forexica offer you a return of 235% on expiry of a term of 50 days. So the minimum spend here should we hope get you back $900. Now, I don’t know how many of you are prepared to take that risk but I do know that a number of programs offering something similar have run for several months in the past. I’m not telling you it’s going to happen this time (I really don’t know) but it is achievable under the right circumstances.

For some longer term plans Forexica have two more available. The cost is pretty high so in the current climate it’s difficult to see them catching on anytime soon, but just be aware that the options are there for you if you decide to risk it. The first of these long term plans will cost you a minimum deposit of $1000. The term runs for 65 days and on expiry you will receive a payment of 280%. The maximum deposit is $100,000.

And finally the last of the nine plans available here runs for a term of 90 days. Forexica offers you 400% interest paid on expiry on deposits ranging form $1000 to $100,000.

A couple of other quick points about the plans here include the payment options. Unfortunately they are somewhat limited with your only choice being LibertyReserve or PerfectMoney. And that’s a pity because otherwise Forexica is really quite a good website. Reasonable security and good plans but it let’s itself down a bit here and get as popular as they probably deserve simply because too many bigger investors favor payment processors that require some form of verification. It’s not a difficult problem to fix however so hopefully the admin will look into that while his program is still so new. There’s a lot of room for growth out there by doing this. Payments need to be requested and you are asked to allow up to 24 hours before they are completed.

By the way when I said security was reasonable I also mean there is room for improvement. The Forexica website is hosted on a dedicated server protected and supported by BlockDos, and they just don’t come any better than that. The script is licensed from GoldCoders but what’s missing is SSL encryption, so just bear that in mind.

Customer support is available by either submitting a ticket on the form provided or by writing directly to one of their two e-mail addresses. Some other information is available but to be honest it doesn’t make any sense. The homepage claims that Forexica was formed in San Francisco but relocated to Birmingham in the UK. Having been to both cities I have no idea why anyone would want to do that! But then the postal address on display is not in Birmingham, UK, it’s in Birmingham Alabama in the US. Oddly enough their phone number is in Birmingham UK, but I suspect neither to be genuine. I tried the number myself and got an auto-resonder collecting messages, so I’m slow to call it telephone “support”.

But to be blunt I wouldn’t attach too much importance to any of that. Experienced players will recognize the usual HYIP tactics and work around them. On the business side of things Forexica claims to be “backed by Forex, Bonds & Stocks Trading with various Financial Institutions all over the world”. And that’s it. No further information or evidence is tendered so I suggest you approach it like every other online HYIP game.

But I think you can make a few bucks out of it, particularly the shorter to medium term plans, if you play it smart. I suspect the admin has been around a bit and has some good experience. But like everything else in this business it always comes back to cash flow, so remember that the first ones to join are the first ones to profit and while Forexica can still be considered brand new a modest investment as part of a diverse portfolio might be OK.

OTHER NEWS FOR TODAY.

There seems to be a domino effect continuing in the HYIP industry after the collapse of giants like GNI, GeniusFunds, NanoMoneyCorp etc. PanaMoney has been moved to Not Paying status on my blog officially tonight due to not replying to my e-mails and non-payments to members. There were some lame excuses offered that PanaMoney should upgrade their platform and payouts can’t be completed because of this. So I should ask then why then are deposits still possible when withdrawals are not? There was no reply to this question which raises the further question which I find really hard to answer but which is vital for MNO monitoring. As you know I have a strict policy against any HYIPs that are paying selectively but sometimes (like in case with PanaMoney) due to their past good performance I tend to doubt their scamming intentions and give them the benefit of the doubt and the chance to explain and proceed with the payouts. So with PanaMoney I left their banners running on my site for a whole week which could seem misleading for some investors who might be trapped in PanaMoney‘s sweet talks and invest their money in it. This is not my intention, believe, but again if I put a program to Waiting status too fast there is already some whining continues and this time the current investors of the program blame me for not giving the program a fair chance and destroying its good reputation. So I’m in the middle of the fire as I can’t satisfy the interests of both sides. That’s why I decided to make a poll on my site which will run till the end of the week with the following question: What should I do if a program shows troubling signs? There are two options:
1) move the program to Problem status immediately to minimize the losses from potential investors, or
2) Don’t be in a rush. Give the admin the benefit of the doubt and leave it on Paying status for a few days not to destroy their reputation or adversely affect the cashflow.
So I will analyze your answers and make a decision by the end of the week as I think these rules should apply to any program listed on MNO and there shouldn’t be different treatment for any program for the sake of objectivity.

As you can see after the collapse of PanaMoney I don’t see any reason why I should leave this or any program on Waiting status for too long so I will apply the first approach from my poll. So when receiving some confirmed complaints about the delayed payouts in Rags2Richness and WestFinance I made up my mind to move the programs to Problem status straight away. I hope this will minimize losses to those who haven’t joined these programs yet. If Rags2Richness is a confirmed scam now WestFinance is under question as I received many complaints from my readers regarding non-payments and inability to access their accounts which were blocked for some reason. The admin promised to fix the issues so we will wait and see if that happens. However, many admins promise to do something but few deliver. So I moved WestFinance to Waiting status on my blog and any further investments in that program (as well as to Rags2Richness) are not recommended.

Have you noticed that all the withdrawals from programs using GoldCoders script are not instant anymore? I wonder if it’s a glitch in the script or a LibertyReserve issue. However, all programs that used to process LR withdrawals instantly are now doing so manually. This doesn’t excuse the programs that stopped paying completely and don’t answer my emails. I’m talking about CharterInvest and MoneyNeedWorks. As for MoneyNeedWorks apparently I was wrong about the admin being the same as ForexPaidMe. There were too many coincidences, however the admin of MoneyNeedWorks is not able to communicate with me properly so the problem remains. Before I get a reply from him I decided to move MoneyNeedWorks to Waiting status on MNO. Regarding CharterInvest the payments suddenly stopped and even if it’s just a script glitch the delays and the lack of communication from the admin makes me suspect the worst – CharterInvest is another short-lived scam. So please don’t invest in those two programs either!

Fortunately with so many short-lived scams there are still programs that are deservedly enjoying great success. And StaunchFinances is just one of them which managed to combine a very unique combination of of 20% for 6 business days with payouts on expiry with a reasonable long-term 2.5% for 56 business days plan. More about StauchFinances can be read in my detailed review here. The admin of the program is very active and is sending newsletters quite frequently. So in today’s newsletter Brent (the admin) asked members to be more active in the forum threads and report about the payments, especially from 20% for 6 days many of which should be processed pretty soon. More contests are under way and will be launched soon as well. If you have some ideas for contests please do not hesitate to contact Brent and who knows, maybe your idea will be accepted and you’ll feel the satisfaction from your creativity and get a cash prize if your idea is used in future contests. So this is the latest news from StaunchFinances:
“Dear members, I apologize for not giving any updates the past day or so as it has been busy around here in my household. Anyway, just a few things:
1. We are currently at 448 members and that means somebody won our ongoing referral contest again! Congratulations to member#400 moha444 and upline Globablnymph! Now onto member# 500, keep up the great work!
2. In a few days, many of the high-ROI portion (20% x 6 business days) of your investments will mature. May I request that when you get paid, please post payment proofs on the various forum threads that we have. Post a payment screenshot and we will award some of you cash prizes directly to you account.
Here are some of our forum threads:
http://www.moneymakergroup.com/Staunch-Finances-Staunc-t346009.html
http://www.dreamteammoney.com/index.php?act=ST&f=111&t=97293
http://www.moneyvisionforum.com//index.php?showtopic=6329&st=0
http://www.moneyshareforum.com/index.php?showtopic=4300
http://www.asamonitor.com/forum/index.php?showtopic=19045
3. Speaking of forums, what do you think about having our very own forum?
4. I’m still finalizing the rules of the new contest I’m thinking about, it’s not exciting enough for my taste. I might send the rules tomorrow or Thursday. Also, if any of you have any unique contest ideas, please send them to staunchfinances@gmail.com and put on the subject ‘CONTEST IDEA’ and explanation on the body. If we use your idea then we will obviously award you some cash prizes also.
Thank you for all the wonderful support! You all will be glad that you are pioneers of this revolutionary program. Have a great day!
Brent”.

If you remember yesterday the admin of MoneyMakersGroup (interviewed here) came up with the idea of rewarding members making deposits via particular payment processors daily. So for the next 24 hours all those joining the 12%-12% daily for 12 days plan using LibertyReserve will receive a 5% cash bonus on top of their investment. The program has some good stats now with over 400 members and close to $20K in total deposits. More about them can be read in my detailed review published here. This is the latest newsletter from MoneyMakersGroup:
“Dear Money Makers, As usual let us start with quick stats first.
Total Members: 403, Upgraded Members: 259, Total Deposits: $18184, Total Withdraw: $6023.87
We are having steady and solid growth.
As we announced in last news letter now we have decided to give special deposit bonus for LibertyReserve (LR) deposits for next 24 hours. If you deposit by LR for next 24 hours we will add 5% bonus to your account with in 24 hours. After 24 hours we will announce the next payment processor randomly which is eligible for bonus deposit offer. It may be anything from remaining 3 payment processors. We will let you know after 24 hours. If you have any doubts contact our live support or mail support.
Those who made deposits by SP in last 24 hours were already added with 5% cash bonus.
We are marching towards 20k. Let us see who wins that award of $75 who will take us to 20k landmark as announced in first news letter.
Thanks. MoneyMakersGroup”.

However if you think that the level of growth in MoneyMakersGroup is stunning you will change your mind when you see the growth in ChokoMoney which was simply explosive for the first two days online. ChokoMoney which has only one plan and pays 135% after 7 days has a way to go until the first payouts are processed in a few days. However now ChokoMoney has over 350 members with deposits totaling over $36K. This is simply amazing, especially at this time with such instability in the industry. Perhaps it’s something to do with the tempting chocolate theme or perhaps it’s due to the rumors circulating on the forums about the owner of the program (many think it’s “Roger Miller” who ran the highly successful InvestiMates in the past). I cannot confirm that as the admin of ChokoMoney doesn’t call himself Roger Miller but the style is definitely his calling card – a cartoon style theme, short-term plan with on expiry payouts, and a Neversay script with hosting on HushHosting. Please do not say suggest that I know something and am not telling you because it’s not true. However I do think that ChokoMoney has great potential provided the growth will be stable and the admin doesn’t have any bad intentions. I’m going to review ChokoMoney on my blog tomorrow and will try to analyze it in more detail then. So far it’s been quite efficient and always provided updates on a daily basis. Due to a minor DdoS-attack ChokoMoney has been hard to access but everything was handled by HushHosting and by now you can access the site without issue. In his first update for today the admin let everybody know that there is nothing to worry about as the site has the highest level of protection from their hosting provider. Here it is:
“Dear members, It looks like not everyone was happy with the launch of ChokoMoney. About one hour ago, a DDOS attack on ChokoMoney has started which caused slowness in the loading of the website. Well, it isn’t a surprise that a lot of HYIP admins see ChokoMoney as a threat to their business and are jealous of the huge potential the program has. As soon as I noticed the attack, I contacted HushHosting regarding the attack and received a reply in one minute. HushHosting successfully migrated the attack and now the site is back to full speed again. I remind everyone that ChokoMoney is hosted on HushHosting on the fastest server with the highest level of DDOS protection and I want to take this opportunity to thank HushHosting for their fast service and extremely fast DDOS migration.
I think it’s very important to keep members informed about how good the program is doing and what’s new with ChokoMoney everyday. I will send another newsletter today so stay tuned for that.
Regards, Chris”.

For the second major update for today ChokoMoney decided to share the huge growth the program had for the first few days online. He predicted that the program could outlive all other short-term programs and I think Why not? Provided the growth will be sustainable and the members will not hit-n-run after the first payments are processed. You may have noticed that the payouts are pretty fast but it’s sacrificing the admin’s participation on forums. So he asks you be more active on the public forums and let him concentrate on the payouts and site support instead. I would just like to say that the review of ChokoMoney on MNO will be published on Thursday (tomorrow) and not on Friday as stated in Chris’ newsletter. So I will try my best to provide it to you as soon as possible. Here is the latest newsletter from the admin of ChokoMoney:
“Dear members, Today was an awesome day for ChokoMoney. Since I sent out the first newsletter 24 hours ago, 140 new members registered ChokoMoney. Furthermore, the increase in the total amount of deposits since then is over $15k. I don’t really know how to thank everyone for the enormous support in these 48 hours alone. If we keep it like this, and everyday becomes stronger than the day before in terms of both deposits and members’ support, I will not be surprised if ChokoMoney will be able to break a record in the lifetime of a short-term HYIP. But oh well, it’s too early to talk about that as ChokoMoney is just 2 days old! Now let’s get to today’s news.
Ok so today I added few more monitors to ChokoMoney and I think the amount of monitors is definitely satisfying for now. I also bought advertising on giants forums and blogs and they will be renewed every week gradually. In addition, I upgraded ChokoMoney to Premium Listing on MNO (Money-News-Online) blog and the review of ChokoMoney on MNO will be published on this coming Friday. Regarding an interview, I think the best time for an interview is after the first payouts of the first cycle are processed so that members will pay even more attention to the program’s success. Oh and by the way, Austin (Extremesurfs owner) has just published a review of ChokoMoney on his blog.
Now let’s move to another topic – activity in forums. I know you all want to see me active on the giants forums MMG, TG, DTM etc but as you probably notice I have a lot of work to do as I am doing my best to process all the pending withdrawals as soon as I am online and answering to all contact requests in the fastest time possible. So I hope it can totally be understandable that I don’t have time to come to the forums but I will see if this can be done later. What’s more important now, and very important, is that members support ChokoMoney also by being active on the forums. And that means, posting your payment proofs, sharing your experience with ChokoMoney and discussing the program’s performance there. Please also invite your friends to come to the forums and don’t forget to vote on all monitors when you get paid, it is extremely significant for the program’s healthy growth! Few minutes of feedbacks and voting are one of the things that every program must have in order to become a huge success.
Ok that would be all for today.
Regards, Chris”.

It seems DollarTime (reviewed here) is also doing quite well. For about two weeks the program is making stable payments on two investment plans: 2% for 30 days and 20% for 4 weeks with the principal returned on expiry in both. The admin of DollarTimne came sent a newsletter newsletter which you can read below:
“Hello members, hope everything is ok, just got out of a meeting with my team and we were doing a balance of our company, so this day I can announce publicly our stats:
deposits $ 14.241, withdrawals $ 1.427, referral commissions $679, members: 381, active members: 314
Our program is growing each day, and we hope it remains so long…
I want to remind those who have made deposits in our active contest and have not claimed their bonus, please send us an email to support or contact our live chat to be credited to your account.
Is only 3 days left to finish our deposit contest, remember you can earn between 5% and 10% for each deposit you make, if you have not participated in this contest yet, what are you waiting?
Thanks to all who have trusted us and I would ask all users to place their votes and proof of payment in different forums, this will help the growth of DollarTime.
Best Regards, Carl Stuart.”

Since the situation with AlertPay is going nowhere the admin of IntermedInvestments (interviewed here) took some drastic action and dropped AlertPay completely so it will not be accepted for deposits or withdrawals anymore. The members who deposited via AlertPay are required to ask for a refund via the ways provided in the newsletter from IntermedInvestments. Please read it carefully if you invested money via AlertPay:
“Since the AlertPay situation is not going to resolve itself, an active solution is required. To explain the situation, according to AP, the ID used to verify our account was altered, which is a violation of AP’s user agreement. How or why it was altered has not been explained to me, but since I was not the one who verified the account personally, I guess I’ll never know if this is true or not. That is being researched actively, as I am still in contact with AP support. They are unlikely to provide me with an answer, as I have been deemed “persona non grata” by the AP staff because of this situation (and the negative opinion AP holds of HYIPs in general).
As embarrassing as this situation is, it is not fair to our members to make them suffer. Here is our solution to the problem:
1. AlertPay will no longer be accepted by our program for deposits, nor will any further withdrawals by AlertPay be completed. (This should be obvious, but I want to be as clear as possible here.)
2. AlertPay has informed me that members should initiate a “transaction dispute” with AP in order to attempt to obtain a refund from them directly. Please DO THIS. The link is as follows: https://helpdesk.alertpay.com/index.php?_m=tickets&_a=submit
3. Since I have no way of knowing who will receive refunds and who will not, nor how much each refund will be, I have to assume that the amounts are going to be minimal (perhaps 10-20%). The account never held much more than was necessary to satisfy withdrawal requests, with only a small cushion. Therefore, read on for the procedure at this point:
Any member with a current deposit using AlertPay will be asked to choose another processor to which I will transfer that deposit. Your choices are: LibertyReserve, StrictPay, or PerfectMoney. GlobalDigitalPay has been left off this list as their website is still down at the time of this e-mail. Please send an e-mail to support@intermed-investments.com with the following information:
Your Account ID Number
Your Account e-mail address
Your Choice of Processor
All information must be included for your request to be processed. Please make sure your account has an account number for your chosen processor. Again, the way to do this is to click on “Edit Account” in your member navigation panel. You will only be allowed to add a processor account if there is not already one listed. NO ACCOUNT NUMBER CHANGES WILL BE AUTHORIZED DURING THIS CONVERSION! No exceptions. This is for your account security.
Your deposit will be transferred to the new processor, minus 10%, within 72 hours of your request. Your expiration date will be the same as it was. You will still see your old deposit, now listed as expired. Your “new” deposit will have the words “Convert from AP” under the description column. Any pending AlertPay withdrawal requests will be paid using your chosen processor.
After one week, if you have not contacted me with your exchange choice, any deposits still with AlertPay will be converted to the currency of my choice.
Please save this e-mail for your reference if any questions should arise during this process. Again, my sincerest apologies for this embarrassing situation.
Regards, Terry Jameson, IntermedInvestments.”

Today I received another surprising email from Terry telling us that he decided to disable all the deposits in IntermedInvestments (reviewed here) due to AlertPay and GlobalDigitalPay issues. They should resume after everything is fixed. I’m not sure how long it will take but at least it’s an honest approach (please note that the withdrawals will still be processed as usual). Here is the latest news from IntermedInvestments:
“Until the AlertPay and GDP issues are resolved, no further deposits will be accepted into the program.
Withdrawals and changes of e-currency accounts from AlertPay will continue as scheduled. Please continue to send your requests as instructed.
This is a temporary hold on deposits while we figure out what to do about AP and GDP (which is still unavailable).
Thank you for your patience. More info will be forthcoming.
Regards, Terry Jameson. IntermedInvestments.”

Speaking of GlobalDigitalPay, it’s still offline but to the admin’s huge credit he updates the clients constantly. I’m pretty sure that it will be online soon, just not sure when exactly. It’s always delayed and in the latest update from GlobalDigitalPay it was stated the following:
“We are pleased to announce that we are planning to go live on Wed night (28th April) / Thurs morning (29th April) GMT.
A more specific time will be announced on Wednesday. Once again, thanks for your patience during this downtime.
More news soon.”

You might remember that yesterday I told you about the issues with XoboFinance and the hosting provider Koddos who the admin of the HYIP named as his hosting provider. Since then Koddos themselves contacted me saying this was not true. Later on I received an email from the admin of XoboFinance (reviewed here) where he explained to me that he had no intentions of misleading the investors but rather planned to buy Koddos protection at a later time. But jumped the gun and placed the logo straight away! I was quite hesitant to believe that but then Koddos confirmed to me that the protection has finally been bought by the admin today. So I can confirm now that XoboFinance is really protected and hosted by Koddos.

Do you consider yourself a savvy investor? Already heard every possible lie from HYIP admins soliciting money from you? Well think again!. Perhaps you never heard a more imaginative and original lie than the one currently being spread by WaterInvestment, which has been on Not Paying status on my blog for a while now. Honestly, I was more than surprised to hear that WaterInvestment has an insurance fund and offers compensate investors. It’s right up there with PTVPartners gold mine!. But the twist is to be refunded you have to send 10% of your original deposit with WaterInvestment. If you don’t believe me login to your account and see for yourself. I think I will give the admin of WaterInvestment a special prize for the most original and shockingly barefaced lie of the year. Here is what you can see in your account:
“As you already know our company has some problems with cashflow and haven’t paid the last two weeks. The reason of this situation is that due to our aggressive investment strategy two of the companies have gone bankrupt recently. Unfortunately, the stocks of these companies were the biggest part of our investment portfolio.
I am very, very sorry for such unprofessionalism from my team and me personally.
But there is a way to recover and return all money. Probably you will not like it but I as said above, there is only one way.
As you know all your invested money is insured by the Deposit Insurance Fund of the Bahamas. Your account is covered for up to $50,000. We have already received the confirmation that the Deposit Insurance Fund are ready to pay out your insurance at any moment. But before they start paying they need us to proof of our credibility. You just have to make the insurance deposit of 10% of your total principal with us before next Monday, May 3. On May 3, 2010 we will show this money as a proof of our credibility and starting from May 4 to May 11 our insurance company will pay out your insurance. Once we receive your insurance you will be able to get your money (including the insurance deposit) back immediately.
Now if you’d like to recover and get your money back make the following deposits:
1) Liberty Reserve USD insurance deposit = $20.00 (10% of your total investment of $200.00).
Then send us to support@waterinvestment.net the transaction details of your insurance deposit.
Once again, I am very sorry for the problems. I believe we, together, will be able to go through the crisis.
Warmest regards, Jason Lee”.

Some short news from other programs. Plents (reviewed here) is switching from publishing weekly trading statements to publishing monthly statements on their site. Needless to say that such reports should be taken with a grain of salt anyway. Even though Plents is offering such low-ROI sustainable plans (1%-2.3% for 150 business days, 6%-13.8% for 30 weeks, 27%-62.1% for 7 months) it can’t be sustained permanently, even with the best ForEx traders ever. Here is the update from Plents:
“About trades history PDF File
Some investors have question about our trades history PDF file publishing delay and we must have an explain about our trades history delay for publishing. We decide to change our history periods from each week to each month. And you can see our monthly trades statement each months. Please be patient and be sure we try to make more profits more and more for our clients.
Sincerely yours, Plents Inc Support Team”.

A program yet to be reviewed on MNO is AlFunds. They and offer up to 7% variable weekly payments but recently switched to manual withdrawals for security reasons. Here is the latest from the AlFunds website:
“Switching to Manual Withdrawals
Dear investors, due to malicious hackers attempts to infiltrate our e-currency accounts, we switched withdrawals to manual mode. Please allow us up to 48 hours for completing your payment. Instant withdrawals are scheduled on Monday 03/05/10. We apologize for any inconvenience caused.”

I’m sending a Q&A session to the admin Stella, the owner of SolidTrustPay tonight and asking her to answer the questions from MNO readers. Thanks to everybody who participated and submitted the questions to STP. Look forward to the interview with Stella on MNO soon!

I have one more surprise for you, guys. The administration of PerfectMoney – the main competitor of LibertyReserve – agreed to answer your questions as well. So I think many MNO readers will be also interested to find out more about them too. I’m planning to have another Q&A session with them and maybe all the main payment processors who agree to answer questions. And not my questions but your questions! So if you have anything you want to ask of PerfectMoney please submit your questions within the next few days to my email abramsonp@gmail.com Please specify in Subject: “Questions for PerfectMoney”, or just “PM questions”. I hope you have some interesting to ask because it’s very rare opportunity to find out more about PerfectMoney and I hope you take advantage. After all, they are one of the most popular options among HYIPs. So I will be looking