BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! Before getting to this evening’s news I want first to just let you know that this is my second update for today. There was already a news update published earlier (due to the high volume) so if you didn’t see it already and think I may have missed something then please check the earlier post before continuing. So now I want to tell you about a new short term program which has just been added to my monitoring page. It’s called OneStepMoney and if you enjoy short term HYIP related games then you may wish to take a look.

First things first I suppose and OneStepMoney has three investment plans for you to think about. Like most things in the HYIP industry it’s going to be the early bird that catches the worm as the saying goes so don’t take too long to make up your mind. But speaking from experience I know that the plans OneStepMoney are offering tend to be popular so I know a lot of you will be signing up regardless of what I think. But it’s not a bad prospect and as long as you remember the limited shelf life of programs like this you might just make a couple of easy bucks out of it. As long as you don’t wait around till June thinking about it that is.

The first of these three plans sees OneStepMoney offer you a once off payment which includes your principal of 111% on expiry after an investment term of just 3 days. The minimum amount you can spend is just $5 so the risk doesn’t have to be that big unless you make it so. And you can make it big because the maximum amout for investment is $5,000, but that’s your decision.

The second plan runs for a term of 9 days and is open to deposits between a minimum of $50 and a maximum of $15,000. The return pain on expiry and which includes your principal is 144%.

And finally for something a bit more serious but not altogether outrageous OneStepMoney offers a return of 200% (double your money, principal included) after a term of 18 days. Will it work? Well, it’ll cost you a minimum investment of $100 to find out. Or if you’re feeling either brave, reckless, or lucky a maximum of $30,000.

For such a short term program I have to say that OneStepMoney has a really good choice of payment methods. It will go a long wat towards making the program competitive and includes AlertPay, LibertyReserve, PerfectMoney, and StrictPay. Payments are made manually so you’re going to have to request them. And after you do then the admin asks you to allow him up to 24 hours to get it processed.

Overall it’s not a bad looking website. DdoSWiz are the hosting provider and they are keeping OneStepMoney on a protected and dedicated Staminus server. I imagine there will be few problems to speak of there. What’s more the members accounts are also protected with SSL encryption so I’m pleased that this feature is finally beginning to become more and more popular among HYIP admins. The more of you guys that demand that any program implement this before you join the faster it will become universal. Anyway, the certificate is issued by Comodo. OneStepMoney is also running off a script licensed by GoldCoders. If you have any further questions for the admin you can send them through the online e-mail ticketing system.

As for the business side of things, that is left typically (and predictably) vague. One single mention of something to do with ForEx trading is made but no further information. Honestly, I think it’s time HYIP admins came up with another activity that this, which isn’t as profitable as they tell you anyway. A quick look at the daily exchange rates in any newspaper will tell you that so why do they keep saying so? Beats me, but as far as online HYIPs go you could do worse. A lot worse. OneStepMoney might not be around forever but I’d be hopeful they’ll be around long enough for a lot of players to earn a few dollars on the side. Just remember it’s only fun as long as you keep it at a sensible level and no one’s forcing you to play with thousands. It’ll only set you back $5 to participate and at that price what’s the worst that can happen?

OTHER NEWS FOR TODAY.

The first newsletter came today from BritishFinanceGroup – a program with huge potential capable of taking the place of the demised PTVPartner and offering almost the same investment plans: 110% after 10 days, 125% after 20 days, 150% after 30 days, 190% after 40 days. Despite the program paying for over two weeks now, today saw the first newsletter from the admin. I guess they take the slow approach in getting their program known among investors as the growth was quite slow for those first days online. But we should take into consideration the investors’ trust which is now hard to gain due to the current crisis in HYIP industry. I guess slow growth will be more beneficial for a program such as BritishFinanceGroup. By the way, today after making known their certificate of incorporation from the British Virgin Islands I finally got where the program took its name from. By the way, to read more about the program you can refer to my detailed review published here. This is the first ever mass email to the members of BritishFinanceGroup:
“Our First Message To BritishFinanceGroup Members
First of all my name is Jacob, I’m the chief of Customer Department and the person who will be bringing news and updates via email to you. It’s a pleasure to be participating in this incredible project called BritishFinanceGroup, we hope you can enjoy this interesting investment opportunity our team prepared for you.
In the last weekend, more precisely on Saturday early members received their first payment from BritishFinanceGroup, I checked some forums and found many people have already posted their screenshots and payment proofs. Hyip industry is very interesting because of this, members are in constant interaction in the forums and blogs related to online investment. This way people create a strong relation that will be very useful to provide positive or negatives votes about programs. In the other hand the democracy of information in this industry creates a problem once some people visit major sites with the only goal to attack programs because of a bad performance they had in the past. So if you participate in the forums be careful with content you read, not everything you find there is true.
Customer Department received few messages of members requesting our incorporation documents, it has already been enabled in the site and can be viewed by anyone, just click in the link you find in the bottom of right column. BritishFinanceGroup is a registered team of investors since November 2008. Before opening doors for public we were a private investment group. If you want to talk with the first investors of BritishFinanceGroup please send us a ticket and we will you the contact of some customers, they are investing with us for almost 2 years.
We are very pleased for the enormous support we are receiving from Eastern investors, about 55% of our members live in Eastern countries. We are already working to provide versions of our site in other languages, such as Russian and Chinese. It may take sometime because we still need to find translators that could help. I was checking on Google and I found lots of investment communities in China, Russia, Iran, Indonesia, India discussing about BritishFinanceGroup. Thank you very much for your support.
I think it’s important to talk about the growth of BritishFinanceGroup. There are some people saying we are growing slowly. In this moment we have 340 registered members, this number is very okay, investors are used to see big numbers in some programs when they are not real. We are showing the real statistics of BritishFinanceGroup, the program is growing steadily and has potential to attract lots of new customers.
I think the most important topics were discussed in this newsletter, thank for your patience while reading it. If you are a visitor of Money-news-online please read the review admin Paul published about BritishFinanceGroup, it may clear some doubts you have. I am available in the following forums to respond your questions: Moneymakergroup, Dreamteammoney and Talkgold.
Thank you. BritishFinanceGroup Customer Dept.”

As I mentioned in my earlier post from today the admin of ChokoMoney was going to announce a creativity contest. And yes, it will be about my two favorite things – money and chocolate. If they are your favorites too don’t forget to submit your photos on four major forums mentioned in the last newsletter. On the growth level everything is doing quite well with the stats at the time of writing this showing over 560 members and deposits just a little shy of $70K. That’s pretty impressive for such a program like ChokoMoney that has been online for 4 days, especially considering the first payouts will be processed in 3 days only (the only plan ChokoMoney offers is 135% after 7 days). The referral contest with some generous prizes is also going on and you have a chance to win if you are good enough in promotion of ChokoMoney. I played my own part in this by publishing the review of ChokoMoney on MNO (read it here) and am looking forward to the upcoming interview with the admin. His name is Chris and it’s going to be published on MNO straight after the first payouts are processed on Monday (stay tuned for that!). The latest newsletter from ChokoMoney can be read below:
“Dear members, These are the statistics of ChokoMoney at this time of writing this e-mail:
Started: 26.APR.2010 Running Days 4 Total Members 529 Members Online 9 Total Deposits $60795
What uniques ChokoMoney from other programs that pay on expiry, and that I am very excited about, is that the growth rate doesn’t slow down or stops after the first 1-2 days of the program being online. And this exactly shows how enormous the members’ support is. ChokoMoney is doing extremely well attracting over 525 members and $60k in deposits in just 4 days online and and I am eager to watch the growth after the first payouts on expiry are processed. I would like to thank everyone for the overwhelming support which gets stronger everyday and rest assured, that I will always do my part in payments processing and answering to support contacts.
In order to rise your activity on the forums to the sky, and increase the popularity of ChokoMoney even further, I am glad to announce on ChokoMoney Creativity Contest. This contest will run for 4 days only so that you can focus on it and this way boost everyone’s activity on the forums. In addition, it will also make everyone’s experience with ChokoMoney much more friendly and pleasant. I will keep the prize for this contest as a secret for now but the winner is going to be extremely satisfied for sure! This contest tests your creativity skills and in order to participate in it you should photograph something that shows a combination of money & chocolate. It can be anything that pops up in your mind as long as it involves both money and chocolate. (Of course it may involve more elements as your wish!) Use your imagination to think about something unique and try to create it in the way you want! Then photograph it and upload your creation to the following forums :
http://www.moneymakergroup.com/Chokomoney-Chokomoneyc-t346444.html
http://www.talkgold.com/forum/r291222-.html
http://www.dreamteammoney.com/index.php?showtopic=97655
http://www.italkmoney.com/index.php?/topic/1390-chokomoney-chokomoneycom/
The contest starts today, April 30th, and ends on Tuesday, May 4th. The winner will be announced on Tuesday as well as the prize he received. I hope many members will take part in this Creativity Contest as it will undoubtedly contribute a lot to ChokoMoney‘s popularity and success. I am looking forward to seeing your creations and choosing my most beloved one on Tuesday!
Oh and by the way, don’t our first Referral Contest ever which ends on May 10th with the generous prizes of $500 to the first place, $250 to the second and $100 to the third. I am hoping for the very best from this contest and hopefully it will make ChokoMoney‘s growth even stronger and healthier everyday and increase its popularity among investors.
It’s creativity time!
Warmest Regards, Chris”.

The first payments for the members of ArbexTraders (going to be reviewed on MNO soon) will be processed tomorrow. The withdrawal button will be open for the whole of Saturday so don’t forget to request your payout if you’re a member there. They offer quite reasonable returns of up to 20% monthly for 1 month and up to 30%-50% monthly for 5 months with the principal returned on expiry. The payout button will only be available on the first day of each month and you have to request your payout in order to get paid. So to keep your reminded about the coming cashout the admins of ArbexTraders sent the following newsletter to the members today:
“Hello to all AT members, We just wanted to drop you a quick note to tell you that the withdrawal button will be opened this Saturday, May 1st for a full 24 hour period to accommodate all timezones.
For those that have joined our program in April, you will have interest sitting there available for withdrawal or to reinvest. All withdrawal’s requests will be processed promptly over the weekend and we will then repeat this process June 1st.
If any member has any questions or problems, please don’t hesitate to contact us via support ticket, email or live help.
We hope everybody enjoys their weekend.
Best Regards, Jeremy and John. ArbexTraders.”

The administration of PenninesFunds (reviewed here) offers a bonus of 10% which you’re going to receive if you make a deposit in the plans paying you 2%-2.7% for 90 days with the principal back via both PerfectMoney and LibertyReserve. Although the minimum to invest in PenninesFunds is $10 the bonus will be credited only to those members who deposit $200 or more. Keep in mind there is a time limit on this offer. Here is the latest from PenninesFunds regarding the bonus:
“Hello. We would like to inform you we have a limited time offer for people who have make deposit within next 48 hours. The detail as below:
We will give 10% of your principal as reward in your ‘active deposit’, the reward is only give to people who have make deposit here from $200 within next 48 hours, and the maximum is $5,000, it means the bonus is up to $500 that you can have.
The limited time offer start right now!”

Due to the May Day weekend DynFxTrade (reviewed here) also offers bonuses to its investors and they are more generous – up to 25% from the deposited amount. I remind you that DynFxTrade has been paying on three no expiry plans (1% daily, 6% weekly, 25% monthly) since February 2010. Here is the short email from the admin (interviewed here):
“Labour Day (May Day) Bonus announcement
1) 20$ to 100$ will get — 10% deposit bonus
2)101$ to 500$ will get — 20% deposit bonus
3)Above 500$ will get — 25% deposit bonus
Offer will end on Early May (1st May to 3rd May)
Thank you. Michel”.

The admin of Aballong Alrea (interviewed here) honestly told about the recent issues her program faced, namely the suspension of their account by StrictPay and the inability to access GlobalDigitalPay for a number of days now. There is a solution offered by the admin and you can read about that in the following newsletter. More changes are coming though for the members of Aballong – Premium Plan 2 which used to pay 15% bi-weekly for 3 month with the principal paid back on expiry will be scrapped as well as the daily variable plan and all deposits will be transferred to the Premium Plan 1 paying 40% for 3 months with the principal returned on expiry. Those not wishing to continue with Aballong under these new terms are requested to contact the admin and will be refunded. Alrea also asked members to switch to Bank wire payouts if it’s suitable for you and for those who would like to do this the cashout fees will be reduced from the current 15% to 10%. In my honest opinion Aballong is experiencing cashflow issues at the moment due to problems with payment processors and due to that the deposits will be switched to the monthly plan. I don’t know how they are going to use this month in order to overcome these issues and what will happen next so if you feel uncomfortable about the future of Aballong you can request your principal back. If you want to continue and risk your money please be aware that things can be turn out in very different ways, both positive and negative, so be prepared for this in future. Here is the latest newsletter after reading which you can judge by yourself and draw your own conclusions:
“Problems:
– GDP is Still Offline.
– Strictpay, Still not even Responded to My Submitted Passport, what was notarized and submitted to them 48 hours ago.
– 85% of all Members Want the Investment Moved to the Premium One Plan.
Solutions:
-GDP and Strictpay can be exchanged to any other Epayment Provider. About this Situation, we need to exchange every single user and Martin and I expect even more emails as we can handle on a day, Martin helps me on Support emails and exchanges of the mentioned Epayment Providers.
Grand Solution:
Since most of our investors are requesting to exchange money to the Premium One Plan, we will change the daily Pool to the Premium One Plan, as an result everyone receives 40% every 30 days for 90 days and after additional 14 days you will receive your principal back.
You can also email us between day 80-90 and continue your principal investment further 90 days.
For everyone who does not like the Solution we are offering, please send us an email and request your account to be canceled and refunded. We are happy to do this for members who are depending on daily interests.
Please understand the Strictpay and GDP problems are out of our hands, but we do have some high amounts in these Epayment Providers, and since we are based on arbitration, there is no way for us to place bets into the daily pool coming from these Epayment Providers, since we don’t want you to lose money, we exchange this two Epayment Providers in other Epayment Providers or to Bank Transfers. As a result, we lose time and receive less payments from our arbitration, this way we are offering now will speed up the problems and is the greatest solution Martin and I can think about.
Aballong also close the deposit option for the Premium Two Plan, so all future investments can only be placed in the Premium One Plan.
We like to offer everyone to get paid with a Standard Bank Wire, this would also be cheaper for us as we do not need to have Epayment Exchangers Rates, as an result we could offer only a 10% charge instead of the 15% withdrawal charge we have in our system. Please let us know if you want to switch to Bank Wires in the Future. But please note, we do make Bank Transfers lower as US$250, since our Bank also charge for Transfers.
Martin and I hope this Solution is in your interest, as we are based on Real Arbitration, and we need to make Bets to give you the promised interest, as a result this is the Best Solution for all of us, and to continue paying you High Interest, the GDP and Strictpay problems, are just out of our hands and we want to provide everyone with returns and not do what most would do and say we just not pay the GDP or Strictpay investors.
All payment requests were as always paid today, but Strictpay and GDP Epayment Providers are not, please send us an email with your favorite Epayment Provider or Banking Details, and we will pay you as fast as we always do.
Regards. Alrea”.

By the way, on the site of GlobalDigitalPay which is still unavailable we can read the following message informing about the latest issues and the downtime:
“We are pleased to announce we are ready and will be back online a few hours from now.
Once again we apologise for the extended downtime. Another update will appear here in a few hours.”
Let’s hope GlobalDigitalPay will be back online soon as such downtime is very inconvenient for their clients and very harmful to their reputation.

There was some bad news for TrueEarn who have a problem with their AlertPay account due to which the deposits cannot be accepted and withdrawals cannot be processed for the time being. That was a very unpleasant surprise for all the investors of TrueEarn that the smooth running of the program for nearly a month already can be damaged by such interference. I sincerely hope this will not happen and they will be able to overcome this issue that as usual struck suddenly when everything seemed to go so smoothly and when TrueEarn finally reached the anticipated #1 spot in the MNO Rankings today. I remind you that TrueEarn offers three investment plans with payouts on expiry: 116% after 4 days, 145% after 10 days, 210% after 20 days and more about the program can be read in my review of TrueEarn published here and the interview with the admin Scott published here. One good thing about TrueEarn though – despite all the obstacles the payouts to other payment processors (except AlertPay and GlobaDigitalPay obviously) continue as normal and they are also quite fast as usual because they are processed several times per day. Let’s hope TrueEarn will survive this blow and carry on due to a high level of support from its members. Here is the full newsletter from TrueEarn:
“Dear Members, Before getting into the main news, I would like to thank all my members for showing their continuous support for TrueEarn for all along. For the past 26 days of our journey, we have attracted over 5000 members, collected over $230,000 in deposits and paid out close to $95,000. I sincerely thank all my members for being with us all these days, and I hope to see you all with us in the long run.
Only for Alert Pay investors
Now there is something important I would like to bring into the attention of my Alert Pay investors. One of our members, most possibly some scammer, invested fraudulent funds in TrueEarn with Alert Pay, and as a result, the Alert Pay authorities have suspended our account without any notice, and asked us for an explanation regarding the matter. But we haven’t been able to track down this particular member who invested the fraudulent funds. We have contacted the Alert Pay authorities regarding this issue many times now, but since their support is very weak, they haven’t answered us yet. Hopefully everything will be back on track pretty soon. Until then, I request my Alert Pay investors not to make deposits with or request for withdrawals to Alert Pay. There is no need make this issue a big deal, as this is not something you need to worry about. Most probably, the Alert Pay issue will be solved very soon.
Please note that all Global Digital Pay withdrawals are still on hold, since Global Digital Pay website, www.globaldigitalpay.com , is still undergoing some kind of maintenance and is unavailable. All Global Digital Pay withdrawals will be processed as soon as their site becomes available.
All other withdrawals are being processed very fast as usual. I would like to see my members posting their payment proofs in the forums given below. I’m processing hundreds of withdrawals everyday, but I see only a few of my members posting their payment proofs in forums. I would like to see the rest of my members doing the same.
MoneyMakerGroup Forum – http://www.moneymakergroup.com/True-Earn-Truearncom-t343211.html
DreamTeamMoney Forum – http://www.dreamteammoney.com/index.php?showtopic=96119
TalkGold Forum – http://www.talkgold.com/forum/r288973-.html
I wish you all an enjoyable weekend with your loved ones.
Regards, Scott. TrueEarn Manager”.

Please do not forget that you have two more days to submit your questions for the upcoming “question and answer” session with PerfectMoney (thanks to everybody who already did so). Please do submit more questions by emailing me at abramsonp@gmail.com with the subject “Questions for PM”. I hope the interview will turn out to be interesting because of your support, guys!

Also I remind you that I’m currently holding a poll where I’m asking you about how to handle the programs from my monitoring list that are showing troubling signs. There are two possible options to answer: a) Move the program to Problem status immediately to minimize the losses from potential investors, or b) Give the admin the benefit of the doubt and leave it on Paying status for a few days not to destroy their reputation or adversely affect the cashflow. At the moment the supporters of the stricter approach are running away with it with 63% against 37% votes. Want to speak your mind as well? Then cast your vote in my poll that is located on my blog under the shoutbox. I want to hear your opinion guys, and I will act on it!

The most recent addition to my monitoring page today is a low-ROI program called GroupUniversal. The program just launched today and is offering 1.8%-2.2% for 150 business days with no principal returned on expiry. The minimum to invest is $10 only but the limited choice of payment processors is only LibertyReserve and PerfectMoney. GroupUniversal looks very professionally designed however, and is hosted on a dedicated server by BlockDos – the best in the business and by some distance. They are running off a licensed GoldCoders script. More about GroupUniversal will be discussed in my upcoming review which can be read on MNO next week.

For the last 24 hours I was paid from the following programs:
ChokoMoney, WestFinance, AlphaMoney, TrueEarn, OneStepMoney, ArbsTeam, ForexNetClub, Forexica, PenninesFunds, DollarTime, StaunchFinances, BetExpekt, FinitInvest, DynFxTrade, InvestAward, WWFD, AtoxFinance, EuroNanoInvest, HYIPnet, IncoForex, YingaYangInvestment, SupremeFinances, Aballong, RedOrchidInvest, Plents, AvaInvestment, MoneyPlus, YesInvestment, GoldenInvestment, EzProfit and StarxInvest.

That’s it for today, guys. I’ll see you on my blog tomorrow with another review and more news from the Industry! Have a nice weekend everybody, and if you’re celebrating May Day as I am then enjoy that too!