BEWARE! THIS PROGRAM IS PAYING SELECTIVELY! PLEASE DO NOT INVEST!

Hi everyone! It’s a busy start to the week for MNO so I’ll be posting two news updates today. Make sure to check back here again later tonight just in case you think I’m missing anything in this first update. But the program I want to start the week with is a recently launched short term HYIP called TopEarnClub that was added to my monitoring list last Thursday. It’s a promising enough game as long as everything works out for them and the admin has good intentions. We’ll know more about that on Wednesday however, when the first investors should be in profit. So keep an eye on MNO if you prefer to wait before joining and I’ll let you know when it happens.

So to start with TopEarnClub has two short term plans for you to choose from. One that makes daily payments that include your principal and another riskier plan that pays you a larger once off lump sum on expiry. I say it’s riskier but actually both are very affordable, so the risk to you personally is entirely a matter of personal choice.

The first plan, or just Plan One as they call it, is open to deposits starting from a minimum of $5 and up to a maximum of $5,000. The investment term runs for 7 days and during that time TopEarnClub will make daily interest payments of 18% of your principal. And as I already said your principal does not get returned so is already counted as part of the payments. If you were to take a practical example of let’s say a $100 deposit, TopEarnClub would pay you $18 per day allowing you to break even and see your first profit after six days and finish the plan with a total return of $126 which is 26% profit.

Plan Two also runs for a term of 7 days but this time you just get paid once on expiry. Obviously there is a greater risk involved but TopEarnClub do make it a bit more profitable. So if you like a gamble then it’s up to you if you think it’s worth it or not. The minimum spend is still only $5 so you don’t have to get too serious here either and the maximum is still $5,000. The return paid on expiry is 135%, so the same hundred bucks spent here brings back 35% profit this time.

The list of payment options is pretty good by any standards but especially so for a short term HYIP like this one and includes some verified processors. You can join TopEarnClub through AlertPay, GlobalDigitalPay, LibertyReserve, PerfectMoney, or StrictPay. So I’m pretty sure that list is good enough to attract a lot more attention from a wider variety of investors. Payments are made manually so you’ll have to request them. The admin says he can get everything processed within 12 hours.

The security of the website is also a bit above the average short term HYIP with TopEarnClub using SSL encryption from Comodo to protect your account and keep your transactions safe. Koddos are the hosting provider and they have TopEarnClub on a dedicated Staminus server. The script is licensed from GoldCoders and you may contact the admin with any questions through the online support ticketing form on the contacts page.

As far as a business plan goes, well, there isn’t one. Or at least if there is then they don’t mention what it is. But personally I don’t have a problem with that. HYIPs in general are best viewed as a form of gambling and TopEarnClub don’t seem to try and disguise that. One thing that I most certainly not agree with however is that you look on this as the “steady daily income” that the admin describes it as on the homepage. A place to make a fast couple of bucks at a high risk maybe, but not a secure source of income. So don’t put yourself into a position where you find yourself depending on this or any other online game to meet any serious financial commitments you may have right now.

But that’s not to say TopEarnClub can’t be a fun way to supplement your main source of income either. You can if you wish wait another couple of days until you are sure the first cycle gets completed and the first investors are in profit, but if you like what you see then I strongly suggest you not wait too long after that before joining. Just keep it affordable and keep it fun.

OTHER NEWS FOR TODAY.

There is not such a good situation with StrictPay at the moment and its popularity is declining by the day. I have received the answer to my support request today and was told that the bank wires should be processed later this week. Probably, StrictPay is hoping to receive some new funding from the investors via the recently opened ACH transfers along with bank wires with waived fees. But will there be enough demand to buy a payment processor that is suffering some extreme issues with liquidity and not paying withdrawals for weeks? I don’t think StrictPay will see a positive cashflow anytime soon until the payment schedule is back to normal. The restructuring process is a good thing of course but StrictPay should be aware that investors have limits to their patience too and will not be supporting a problematic e-currency with fresh funds. Of course if you’re thoroughly confident regarding the future of StrictPay it’s the right time to buy some e-currency which you can do with LibertyReserve, SolidTrustPay, GlobalDigitalPay and AlertPay with 0% fees via xChanger. Yes, you’ve heard me right! StrictPay exchange rate is so low now that you can buy it for 0% fees. The question is if it’s wise to do so now. Here is the latest news from the admin of xChanger Andrei (interviewed here) announcing this bargain offer for StrictPay sale:
“1.LR X account. We’ve got the X account from Liberty Reserve administration early this month. Our LR account is now X6935106.
2.Special Promotion. Don’t forget that till the end of May we still have our Anniversary Special Promotion.
Besides the already announced special promotions we’ve lowered our fees for the following directions:
2.1.Exchange Liberty Reserve to StrictPay for 0%.
2.2.Exchange SolidTrust Pay to StrictPay for 0%.
2.3.Exchange Global Digital Pay to StrictPay for 0%.
2.4.Exchange AlertPay to StrictPay for 0%.
Act now! Go to xChanger.
Sincerely yours, xChanger team”.

The first withdrawals should be processed today from EkonInnovation and together with the review that is going to be published on MNO tonight I think it’s off to a good start. The level of popularity can only increase after the first payouts are made, so keep an eye out for that. I remind you that EkonInnovation offers you three investment plans with on expiry payments (110% after 3 days, 120% after 5 days, 150% after 10 days) where you can deposit via LibertyReserve, PerfectMoney, GlobalDigitalPay and AlertPay. To celebrate the first payouts that are going to commence today the admin of EkonInnovation is offering a limited $8 bonus on all investments of $100 or more made within the next 24 hours. So if you’re feeling lucky why not give it a go? More news from the admin of EkonInnovation will be posted later tonight so stay tuned for that and of course a more detailed review on MNO. Here is the latest newsletter:
“Are you one of the members who have been waiting for the first payouts to start before investing yourself?? Well D-Day is here! 3 Days EkonInnovation has been online and the stats are growing more and more each day! Just a few hours ago I started the first of payouts to the members who got in right away!
EkonInnovation offers you a great place to grow yours funds! Driven by me, a dedicated Admin, I will always be here when you need me. EkonInnovation is becoming one of the next up and coming programs out there! So if you’ve been waiting for this day, now’s your time to act!
And to who has been waiting, I would like to offer you a one day only promo for joining our team! Here it is: Invest $100+ and I will give you $8 back! You must contact me via email (simply respond to this newsletter) and I will confirm your deposit and send you your $8! Enjoy it while it’s here! (This offer is for both upgraded members and free members)
With well over $15,000 in just the first 3 days online, I am seeing huge potential for you and your friends to really earn with EkonInnovation. I will be back in 12-16 hours for another newsletter that I did mention last time i wrote you. It will be about the Contest that I will be offering you all for help EkonInnovation and also give you a way to really earn more cash!
Have a great Monday everyone!
Sincerely, Augusta”.

The admin of TeddyBearDreams (reviewed here) is also looking forward to processing the first payouts of 130% after 6 days on expiry in a couple of days. To help the members win the ref contest that’s running at the moment the admin Theo gave some tips on what you have to do to promote the program successfully. You can read the latest newsletter from TeddyBearDreams below to find out how to do it more efficiently:
“Hello Fellow Teddy Bear Dreamers,
I hope everyone is enjoying their weekend. I know mine is still being filled with soft cuddly dreams.
Just a quick weekend update here, in 2 days our first deposits will be expiring and payments will be starting. I am expecting to see some huge growth at that point.
With the referral contest combined with the first payments being made for deposits the contest is any ones game.
Some tips and tools for everyone to help with the referrals. Many will wait to see real payments being made not just commissions, so be sure to show your friends the monitors and forums as well as TeddyBearDreams, show them what others have to say.
Another tool that seems to be generating alot of buzz and Dreamers are PTC sites and traffic exchanges.
Remember that with 35k in deposits in just a few days shows that there is great potential and that support at this stage is still growing and DREAMS are about to come true.
Theo. Administrator. TeddyBearDreams”.

While some programs are just waiting for the first payments on expiry to get processed RogerVille is already paying the withdrawal requests daily and I received my first payment on expiry very fast last night. I remind you that RogerVille pays 144% after 12 days and accepts only LibertyReserve and PerfectMoney payment processors. More about the program and Roger himself you can read in my detailed review (published here) and my upcoming interview which is going to be posted on MNO later this week. Stay tuned for that as Roger Miller is a very experienced person whom somebody called no less than the savior of the short-term HYIP industry.

The admin of Cizaro (reviewed here) in the last update simply let the investors know that everybody had been paid and asked to answer all the questions you might encounter from the support. Here is the update:
“Dear Valued Client;
This is to inform you that all withdrawal request has been processed. We will continue to pay all members as fast as possible. Forum discussion are still on your support is needed.
Our customer supports representative are open to answer all questions, Its another week and we wish everyone great success.
Thanks, Cosby. Marketing Staff”.
However, what’s the point to ask questions if you might never get a reply from Cizaro? I received one complaint today where a member told me his account in Cizaro had not been credited and he failed to receive any response from the admin. So is Cizaro as good as it advertises itself? I will report about how the complaint is resolved by the admin. Even despite the payments are being processed on time communication is an essential part of any successful program and hopefully the admin of Cizaro realizes that fully.

To finish today’s first update I would like to address the situation I faced with ChokoMoney. Some investors blamed me in promoting the program on my blog and one person even told me that he held me responsible for what had happened. Well, I think you should realize well enough that all HYIPs are games and the shorter term and bigger returns you’re promised the bigger the risk. I never concealed from my readers that ChokoMoney was a game from the beginning where the returns were paid from other members’ deposits. Everybody was happy while it lasted but once it ends there are always many people who lost money. It’s the nature of every game and nobody would be blaming a casino where he lost his money. So is with my blog. I explicitly told everybody that it was going to have a limited life span and keep your deposits at a sensible and affordable level. If you decided to stop reading when you got to that part and ignore then I’m afraid there’s not much I can do for you.

The fact that a program is listed on MNO (among many many other monitors by the way and not just mine) may give it some level of credibility but is in no way a guarantee of your earnings. ChokoMoney lasted for two full cycles which helped many investors make some money. Especially the lucky ones were who joined the program in the early stages, made a withdrawal, and redeposited not more than 50% of their profits. There was a good chance that the program could become bigger so in this hope some members redeposited even more and lost money as a result. It was quite a dangerous thing to do in this climate and probably seeing so much money coming in the temptation of the admin to close prematurely was overwhelming. Well, it’s the nature of all HYIP admins as they don’t run programs for free. You should just simply pick up some good programs and try to diversify your portfolio to minimize your possible losses and be in profit eventually. And remember – do not get greedy and invest more than you can afford to lose. Consider the money you invested in HYIPs as gone and all the returns as a pleasant surprise then you will have the right psychological approach and will be healthy enough not to blame others for the decisions taken by you. I hope you get my point and enjoy playing HYIPs sensibly and in reasonable quantities for your chance to win!

That’s all I wanted to tell you for now. But don’t get too far as I’m posting twice today so there will be more news and another review on my blog in a few hours. So I don’t say good-bye, but rather “stay tuned!” See you then, guys!