Hi everybody! Over the last few months we’ve seen a lot of good programs come and go, but one of the most consistent and reliable performers throughout this turbulent year in the HYIP industry has been AtoxFinance. It’s been monitored by MNO since December of last year and in fact was actually the first new HYI program to be reviewed by me in the year 2010.

Despite being the first review of the year I said back then that I expected AtoxFinance to be one of the best new programs we were going to see over the next 12 months, and now as we almost enter June they are still online to prove me right. So today I am pleased to have an interview with Barbara Peterson from the AtoxFinance support department, who many of you who are members there will already know.

In many ways AtoxFinance is a conventional low ROI long term HYIP but in many other ways it’s also quite a unique and remarkable program, so I hope you find Barbara’s answers as interesting as I did. AtoxFinance offers terms of 0.4%-3% daily for 30-230 trading days and was originally reviewed on MNO here. The program can also be discussed on the MNO forum here.

“1. Hi Barbara, please introduce yourself to the readers of MNO and tell us about your own role within AtoxFinance. What are your own duties within the program? How much experience do you have as an admin of an online investment project?

Hello Paul, my name is Barbara Peterson. I am one of the support department workers in the company and along with several other people I am directly involved in public relations as well as regular, day to day support of our website users. Our support personnel is well trained, everyone who is working with clients has at least 5 years of relevant experience. We all are obviously fully informed about company activities, however I am not the one who actually generates profits. This is done by our company founders and the board of directors, which mostly consists of larger share private investors.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart from you is there anybody else working on AtoxFinance?

Atox Financial Alliance underwent typical business development path, from the inception of ideas, their testing, small scale implementation, all the way to investment fund establishment, which is as you know where we are today. AtoxFinance is a product of highly collaborative effort and today it involves many employees.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for?

It takes as little as just $10 to start earning with AtoxFinance and the maximum amount is set to $150,000. Investment period runs for 230 days (except trial plan). Offered to investors yields are basically the same for all and the exact percentage on any given day depends on company’s trading activity. However, individual investor’s share of such yields depends on the amount invested. The larger the amount invested, the bigger investor’s share will be. To see all our profit share numbers, it probably would be better if I refer your readers to our website.

4. I said in my review that your plans seemed quite unique and that the interest payments would be variable. So over the course of the last say six to eight weeks what have been the average rates on each plan you have managed to pay?

We have this convenient feature inside investor accounts where users can see the exact trading results for each day, therefore they can conveniently calculate average returns for any time period they wish. To answer your question and if I am not mistaken, the past two months were averaging to approximately 1% in daily earning and I should add that we are very proud to make such an incredible achievement on continuous basis.

5. Tell us about the payment options available from AtoxFinance. What payment processors are you currently dealing with? Do you feel the lack of choice regarding a processor requiring verification has held you back as regards attracting the growing number of investors that won’t use anything else?

We have made very thorough assessment of the general usage of payment processors and their preference by online investors. We are continuing doing so, but currently LibertyReserve and PerfectMoney are preferred systems for sending and receiving funds for the absolute majority of investors out there, therefore these are the systems currently supported by AtoxFinance. To those interested, we also offer direct bank wire deposit option. Overall, we do feel that we are giving a chance to earn some serious profits to most interested.

Establishing serious business relationships with too many payment processors is also not that easy as it may seem. This is not only involves extra expenses for us as an investment business, but in some instances and as you mentioned, protection of individual liberty rights may become an issue for some investors as well.

6. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

At all times, our website is hosted on dedicated server and it is being protected from various botnet attacks by Dragonara. We’ve had very good experience with this provider and although we cannot dismiss the possibility that there may be other good options available, we go by the simple rule “the shortest path to your destination is the one you know best”.

7. What about your script? I also said that this was a very unique aspect to AtoxFinance. Who is the provider and what do you think the benefits of this script are to both the admin and the investors? Are you using SSL encryption?

As I mentioned earlier, there are many people working for Atox Financial Alliance including software engineers, who are simply indispensable in supporting our trading software and who created our website script, specifically for AtoxFinance. The first and foremost benefit of having unique script is to ensure the security of our user accounts, which is an important extra step in addition to SSL encryption, which we also have in place.

8. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions?

We would suggest everyone to consider our online feedback system as the most efficient and fastest way to address any issue there may be. If some users are more accustomed to the communication ways which have been used by businesses since last millennium, we also offer support via regular mail and telephone.

9. If you publish an address in Panama why are your phone numbers from the US and UK? Will I talk to an actual AtoxFinance operator if I call them or is it just a callback or message collection service? Also is that your actual address or just a virtual serviced office?

The address shown on our website is the official company mailing address where all the correspondence should be addressed to, if necessary. Our company is officially registered in Panama which is an offshore jurisdiction for most company workers and such setup is one of the aspects used for better financial planning and it is very often by many business regardless of the field of their activity. We provided European and USA phone support numbers as an extra convenience for our clients. Our phone support is not 24/7 and if we happen to miss the call, user can always ask for a call back and we will be happy to reply.

10. What have been the most common questions, problems, or other support related issues that you have had to deal with so far? Is there anything you would like to address here so that members can avoid having to contact you?

The support requests we are receiving are quite diverse and although many answers for them may be already available on our website, we absolutely do not mind addressing them on individual basis. Perhaps most common questions are related to the investment terms and I think we have a good decision for our prospective clients and that it our test plan. What we would like to communicate here is that everyone can simply try making test deposit and I am sure everything will become clear once users look over at the actual numbers on their accounts.

11. What other outside business and investment activities are AtoxFinance involved with? Are you doing anything more constructive with your member’s money? I know the information is on your website but there is little in the way of solid proof.

The strength of Atox Financial Alliance is primarily in its, by now well recorded, exceptional ability to trade on Forex. This is the market where our investors’ money go, to come back significantly amplified. In addition to our long term established payout record (our yields are published every day in users’ accounts) , perhaps the most solid proof would be our regularly updated predictions in movements of traded currencies, however if we do so, we would probably loose on our own company profits, because our potential customers would very soon realize that with out tip, they could simply do it by themselves.

12. Tell us more about the general advertising and promotional strategies being used by AtoxFinance. How are you getting the message across to potential investors?

We are not really in any desperate need of attracting as many investors as possible, because we have rather significant capital to work with already, but just to keep our online investors’ portion of the fund more or less stable we spend some reasonable amounts on conventional advertisements at the websites which we believe our prospective clients might be reading. Our message to investors is given on the website and like I said earlier, we are more than happy to work with everyone individually on addressing any additional questions and concerns.

13. Are there any plans to develop AtoxFinance further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive with so many new HYIPs opening every day?

The future is a type of time span which non of us could have a good knowledge about. We think that today, our investment service is an already developed enterprise and we think that its highly competitive advantages will only solidify with time. Our plan for the future is to stay current at all times in all aspects of our business activity.

14. And finally is there anything else you wish to say not covered in this interview? If there was just one thing you could say to investors to get them to join your program before any other then what would it be?

We wanted to thank you Paul for providing us with this opportunity to tell more about AtoxFinance and we wish all the best to you and your website visitors. Why should investors join us? Simple – We deliver, not just promise!”

That’s it for the moment guys, except to say thank you to Barbara for participating in my interview and to wish the very best of luck to her and especially all the investor’s who are taking part. I’ll be back a little later this evening with all the day’s news stories so make sure and check back here later on for that. See you then!