BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! I’ve got a lot more news to get through tonight but just in case you didn’t know I already had one update from earlier today so make sure you go back and check it out if you think I’m missing anything here. First though I want to talk about a short term program that may be a little more promising than the one reviewed earlier. It’s called GoldWayMoney and it launched two days ago. Not long enough for the first investors to be in profit just yet so you may wish to wait for that if you prefer, but do keep in mind that the bigger winners in games like these are the ones who take the gamble first.

As I said GoldWayMoney is a short term HYIP and they have three plans in total for you to chose from, all of which pay on expiry. At just $5 for the minimum investment the first of these is very affordable most online investors. The plan runs for a term of 4 days and pays 115% interest including your principal at the end. The first investors into this one should be in profit by the weekend so be sure and check back with MNO then and I’ll be sure to let you know when it happens. Maximum spend is $3000.

The second plan is a bit more expensive to join and comes with a $30 price tag for the minimum investment. The plan runs for a term of 8 days and on expiry GoldWayMoney is offering a return of 140%, principal included. The maximum you are allowed to invest is $10,000.

GoldWayMoney‘s third plan is the highest risk of the three and also the most expensive. In return for that however it’s also the most rewarding. The minimum investment takes a massive hike to $100 as does the length of the term. It now runs for 20 days but if it’s a gamble you’re prepared to take then GoldWayMoney are offering a payment of 200% interest paid on expiry at the end of it. Your principal is counted as part of the payment and the maximum spend is $20,000.

On the face of it that last one looks mighty tempting but unfortunately in the current climate where so many otherwise good HYIPs are folding for one reason or another and less money floating around the industry in general it may not be such a good idea at this point. It’s certainly not the bankable choice that it would have been say this time 12 months ago anyway. One thing the admin might consider is dropping the minimum deposit. Because if it was lowered I could suggest splitting your investment between the three plans but at a hundred bucks that’s simply not an option for too many people.

But there is a second and more important reason I would advise you to avoid this plan. There’s an easier way to do it and with a vastly reduced risk. And that is to invest in the second plan twice. The total return you’ll get from doing that is only slightly less but you’ll get it in 16 days instead of 20. Here’s an example – let’s say you invest $100 in the third 20 day plan. So 20 days later you have 200% returned, or $200 in total.

But now let’s say you put $100 into the 8 day plan. On expiry you get yourself $140 which you then re-invest in full into the same plan. This time 8 days later you’re collecting $196 in total. So it’s only $4 less than you would have gotten from the third plan but you get it a full four days faster. And you and I both know how much can happen in this industry in four days. A lot!

There’s a very good choice of payment processors it has to be said, especially so for such a short term HYIP like this one. GoldWayMoney are accepting AlertPay, LibertyReserve, PerfectMoney, and StrictPay. Payments are made manually and after you request one the admin requires up to 24 hours to get it processed.

Overall GoldWayMoney looks ok as it’s based on a licensed GoldCoders script with SSL protection and DdoSWiz as its provider who are hosting them on a highly secure dedicated Staminus server. Contact with the admin is made by submitting a support ticket on the form provided.

There’s no real business plan presented here by the way, other than one sentence that says GoldWayMoney invests in various unnamed “activities”. A bit cryptic to say the very least and exactly what it’s supposed to mean I don’t know. But I do know an online HYIP game when I see one and that’s what I see here. GoldWayMoney isn’t a bad HYIP either. It’s very promising in fact but the truth is as always it could easily go either way in these difficult times for the business, so if you’re going in then go in early and go in affordably.

OTHER NEWS FOR TODAY.

Ok, first of all I would like to bring you some really good news about TrueEarn (reviewed here). It appears that AlertPay admitted their mistake and re-activated the older blocked AP account used by TrueEarn. It means the funds are safe now and the future of the program looks bright at this point. So all the naysayers can eat their words and wait for another opportunity to say “I told you so!” while the regular investors can continue to make money with TrueEarn from the investment plans it offers: 116% after 4 days, 145% after 10 days, 210% after 20 days and all the popular payment processor options it accepts. More about TrueEarn can be read in my first interview with the admin Scott published here or the second one which I’m going to post on my blog tomorrow dedicated to its long (nearly 2 months) lifecycle!

Another short-term program that is growing very gradually and gaining in popularity by the day is undoubtedly TopEarnClub (reviewed here). The program is offering two reasonable investment plans with daily payouts (18% for 7 days) and payouts on expiry (135% after 7 days) and accepts four payment processors (LibertyReserve, PerfectMoney, AlertPay and StrictPay). TopEarnClub just finished the second 7-day cycle of payouts and reached the #6 ranking on MNO already. Let’s hope it’s just the beginning of a successful journey and I wish like to thank the admin who also let his members know about the newly launched MNO Forum where you can speak your mind freely and discuss all the topics from the online investment world. In the latest newsletter from TopEarnClub the admin of the program Nick (interviewed here) also mentioned about the absolute zero tolerance policy towards referral cheating and creating multiple accounts and warned about the circulating phishing email which you might have received to your email address already which offers you to invest to some Special plan straight to LR and PM accounts. This story repeats itself once in a while and not too smart investors can fall victim to the scam. So in order to avoid such things please share your knowledge on the MNO Forum in TopEarnClub‘s thread here for your chance to earn up to $250 cash prize in a few days. Read the latest newsletter from the admin here:
“Another investment cycle has just ended and a new one is just beginning!!
To begin our second newsletter, We like to thank all members who has been showing their continuous support for TopEarnClub from the very beginning.
We are getting an average of 100 new members daily, which is an awesome rate for 2 weeks program. We plan to double this rate during the month of June with more special contests and unique advertising methods.
The first thing we like to discuss in this newsletter is regarding the phishing mail which has been received by some members, if you have received any kind of investment offer from someone who claimed to be us, please ignore those phishing mail. Kindly be informed that our investment offer will be available “ONLY” through TopEarnClub website and every transaction can only be made “ONLY” through your TopEarnClub members area. We hope everyone at TopEarnClub is smart enough to avoid and ignore those phishing mails.
Speaking of smart, We like to introduce our new unique contest with tag: “Who’s the smarter investor” In this contest we offer $500 total prize pool for the winners.
In order to participate with “Who’s the smarter investor” contest you are required to sign-up in our new established forum thread at Money-News-Online.
As some of you may have noticed, Money-News-Online has launched its own forum, the blog itself has been tremendous help for everyone of us with its actual news and reports in this industry. So the establishment of Money-News-Online forum surely will bring significant advantages for every online investor.
The link to our forum thread can be found on website or you may follow below link:
http://money-news-online.com/forum/viewtopic.php?f=9&t=19
In this contest you need to share your own strategy or your due diligence method and other insightful information which you have acquired through your own experiences in this industry.
A total of $500 prize pool will be shared among 3 members who has post the best / most interesting strategy also contribute the most valuable information.
$250 for first place
$150 for second place
$100 for third place.
Contest will officially end at the end of 3rd cycle of our investment plan, June 2.
As the motto of our Club “Executive Club for Smart Investor”, It is our major concern to provide something that can help investor increase their income by improving their knowledge in this industry.
We will very appreciate if everyone of you participate in this contest and share your knowledge to other investor.
In this newsletter, We also like to inform our members “Once again” that creating multiple accounts in order to gain referral commission is strictly prohibited!
In the past weeks the abuser has been given penalty of 1 week account suspension and it seems we had been too soft with them, because in this week alone the number of members who found cheated our referral commission program has multiplied. So start from now on, members caught having multiple accounts will get their accounts blocked and have their entire funds frozen. Kindly be informed that we have zero tolerance for such misconduct.
Before getting into the end of our second newsletter, there is another thing we like to add, recently we have hired new staffs to improve our customer support service, the support form on contact us page will be replaced with ticketing system to provide better customer support to all members. You may want to check if they able to assist you with your native language. The new support ticket feature is still on beta testing and will be available on website very soon.
That’s it for our second newsletter, we will surely bring more updates of the Club progress along with more exciting features on our third newsletter, Stay tuned!
We at TopEarnClub wish you best of luck in all your investment portfolio and KEEP IT SENSIBLE guys!!
Best regards, Nick Eckhart. TopEarnClub Administrator”.

Some exciting news came today also from the admin of PrivateDiamondClub (reviewed here). The new more profitable daily plan was introduced and I’m glad to report that it will be a more profitable option paying you 3.5% for 40 business days so your pure profit at the end of your investment term will be 40% which is still quite a reasonable rate of interest for an online HYIP. The minimum to invest in this new daily plan was also decreased from $50 to a more affordable $25. I believe this new plan will definitely attract more new investors into PrivateDiamondClub. Here is the latest update from the program:
“Please note that Lars introduced a new daily plan. The new daily plan pays you 3.5% daily for 40 business days! More about the new plan and about making deposits using Western Union are coming tomorrow in a news update, this time from Mrs. Abdala Mohamed, our Financial director, and Lars.
Regards, The PrivateDiamondClub Limited Team”.

I was kinda concerned last night by the email I received from NanoVenture administration:
“Dear customer, Today is a free day (No-working and No-profits day) for our company, as our TOS allow us 10 free days by year according our wish.
No profits will be credited and sent to investors for today.
Payments of affiliate commission will be sent tomorrow with the next session of payments.
Thank you for doing business with us!”
I even thought that it might be just an excuse to delay the payouts. However apparently I was wrong and today all the payouts from NanoVenture were processed as usual. NanoVenture currently occupies a respectable #5 spot in the MNO Ranking and accepts LibertyReserve, PerfectMoney and StrictPay as the payment options into 3.5%-4.5% for 50 days plan. More about NanoVenture which has been online for four weeks now can be read in my detailed review published here.

The administration of ForexNetClub program reminds us of the ongoing contest in which the winners for the best review of the program and best images and videos will be rewarded with some nice prizes. But what can be better that a stable program with benefits like ForexNetClub (reviewed here) that is offering three investment plans with the payouts on expiry: 109% after 2 weeks, 128% after 4 weeks, 191% after 8 weeks. Well, reaching the #3 spot on MNO Ranking was not an easy task but ForexNetClub achieved it during its four months online. The uniqueness of the program can be defined as a strict professionalism with a touch of a real business model (I’m not sure if ForexNetClub has any income sources but it definitely looks this way). If you require more information on ForexNetClub you can read my interview with the admin published on MNO here. And below is the latest news from the program:
“As a smart man once said “The real contest is always between what you’ve done and what you’re capable of doing. You measure yourself against yourself and nobody else.” We want to thank all of our members who are in contest for the picture, reviews and videos they’ve submitted to us!
You may not understand at this moment what is the influence of this contest on your life, but I want to give you an example – “Google Company started with $300”. The amount that you will earn from this contest can give you the boost to start your own business and everything you have to do is already to review one of the greatest investment companies in the world market – ForexNetClub Ltd.!
A competition will always end up with a winner who will take all the benefits. Besides the material remuneration you will have the special honor to know that you were the best among the many! Self satisfaction is a great thing towards a real investment! The oil tycoon Rockefeller started by selling newspapers and earning some cents per day but he always had the winning attitude! We are giving the both – the attitude and the money!
Hurry up, there are just 20 days until the finish!!!
For more information view: http://forexnetclub.net/news.html”.

I’m sending some interview questions to FinFex (reviewed here) tonight. FinFex is a newly launched low-ROI program with an interesting concept and original plans offering 10% weekly, 5%-15% weekly, and 2% for 10 days with the principal fully returned on expiry or on request. For more information you can always refer to my review published here and mentioned in the latest newsletter sent from FinFex administration:
“Dear FinFex members,
Today our newsletter is primarily focused on the review on FinFex by Paul from Money-News-Online.com which has been published in his blog today.
We request all our members to visit this blog and gather as much information as you can about FinFex. It has all been narrated in a very conscised and straight forward manner. You can learn all infomation about FinFex here.
http://money-news-online.com/blog/2010/05/25/25052010-finfex-review-and-other-news/
Other than that it is business as usual at FinFex. We will keep you posted on any updates and announcements as they come.
Regards, Ray Vermey”.

Sometimes though the interview option on MNO is being abused by HYIP admins. It should be an opportunity for an admin to reply in his own words to anything I might say in a review that he may not have agreed with, and a chance to explain how it works to existing members. Recently a program requested an interview after many months online which strangely coincided with its collapse. So the admin of AtoxFinance which has been paying for over 5 months requested an interview on MNO but straight after it was published the site weirdly went down and so far no sign of life has been shown. Moreover, it looks like it’s being redirected to another popular HYIP not currently monitored by MNO which makes us think of a possible connection. Anyway, I can tell you that after the interview published on MNO I was contacted by the admin of the AtoxFinance who complained that the interview didn’t get the positive reaction she hoped for and that nobody invested. Well, it’s done perhaps because many investors are already smart enough and aware that a sudden desire to conduct an interview on MNO after so many months online can only raise suspicions. I don’t imply that AtoxFinance is done yet (as for me it’s quite illogical why they would take their site down deliberately instead of staying online accepting more funds without paying a single cent). I have contacted the admin of AtoxFinance today but haven’t received a reply yet so I would treat the program now as Problem till it’s back online.

The same goes for DubaiFinances that also went south just recently. I have two pendings myself but moreover the readers of MNO were not paid either as I learned tonight. Thanks for your feedback guys, but I think DubaiFinances may be considered officially dead from my point of view. The pattern with collapsing low-ROI programs continues to worsen or not? Please discuss it on MNO Forum here.

Well, you cannot state this if you look at StaunchFinances (reviewed here) which is still one of my favorites and occupies #4 on MNO monitoring. As you might know recently the admin of named MNO as the official forum for his program and all the latest news and updates can be read here. I wish to sincerely congratulate the admin of StaunchFinances Brent (interviewed here) on the 1000th member – a very important milestone that the program has just reached. Let’s go further and make a wish for 2000 members next. Here is the latest news from StaunchFinances which is currently paying 120% after 6 days and 2.5% for 56 days on a single split investment:
“Hello members,
Hope you are all having a wonderful day! Just wanted to give you this great news, we finally achieved a membership count of more than 1000! It took us a few more days but it sure is a welcome achievement. Of course not all of them are active, but it is still a good 70+% that are invested. I bet those who joined early and not invested are slapping their heads now! Anyway, remember that these are real stats and not made up.
I would also like to remind everyone that our OFFICIAL FORUM can be found here. Sign up, join our discussion, and post your payment proofs for everyone to see! That’s all I’m asking, ‘I help you, You help us’. Hundreds of you get paid daily therefore I want to see hundreds of posts there on a daily basis. Imagine if we can get 2000 or more members by our 2nd month anniversary, our program will explode! And it’s all possible if they see a lot of proofs at the forums, it will be highly encouraging!
Thanks and happy earning to all! Watch out for a new interview that I just conducted with another independent blogger. I will send the link as soon as he posts it.
Brent”.

There were two new programs added to MNO monitoring tonight. The first one is a newly launched low-ROI HYIP KaizenPortfolio that offers several different plans with daily payouts and principal returned back on expiry – 1.3% for 30 days, 1.6% for 45 days, 1.9%-2.2% for 60 days. As you might imagine the rate is fixed and will depend only on your investment amount which can start from as low as $5 made via LibertyReserve or PerfectMoney payment processors. Some good points to note about KaizenPortfolio: good design, DDoS-protected and dedicated server by Dragonara, a licensed GoldCoders script, SSL-certificate installed by Comodo, etc. KaizenPortfolio has just launched today and will be thoroughly discussed on MNO soon.

The second program is a more traditional HYIP game with all the advantages and disadvantages. I’m talking about RichWorld – a brand new short-term program offering four investment plans with on expiry payments: 108% after 3 days, 120% after 5 days, 150% after 10 days and 200% after 15 days. The minimum to invest in RichWorld is $5 in each plan and you can do so via four payment processors: AlertPay, LibertyReserve, PerfectMoney and StrictPay. RichWorld is hosted on a dedicated Staminus server with Koddos protection and is based on a licensed GoldCoders script. SSL-encryption is also available. RichWorld just started a few hours ago and as you can imagine like in all HYIP games the first investor has a better chance to be in profit. A more detailed review of RichWorld will be published on MNO very soon. So stay tuned for that!

Here is the list of the programs that paid me for the last 48 hours:
TopEarnClub, TrueEarn, GroupUniversal, OnyxInvClub, TrumpForexClub, GoldWayMoney, SpaceInvest, EzProfit, FinFex, GoldenInvestment, YesInvestment, InvestAward, ForexNetClub, DynFxTrade, StaunchFinances,RogerVille, BookmakerOffice, PrivateDiamondClub, AvaInvestment, RedOrchidInvest, IncoForex, OilInvestment, HighYieldClub and NanoVenture.

That’s all the news for today, guys, I’ll see you on my blog tomorrow with two updates. The first will be the second interview with the admin of the current #1 program on MNO TrueEarn Scott. Don’t miss it!