BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! And once again congratulations to anyone celebrating Memorial Day today. Anyway, for the second update today before we get to all the news there’s an interesting short term HYIP that was added to my monitoring list just yesterday called LoyalIncome that I want to take a look at. Even though it’s a high interest program, the returns from LoyalIncome are actually quite modest when you compare them to what’s available from the most popular site online at the moment with similar terms (TrueEarn) so that could possibly help keep them ticking over a little longer. Fingers crossed anyway, but first let’s take a look at the plans.

The minimum investment in the first of five plans offered by LoyalIncome is just $1 so straight away we can see it’s pretty affordable to all. The investment term runs for 7 days and payment will be made on expiry. Interest will be 120% and that includes your principal. Maximum spend is $2,500.

LoyalIncome follow that with a similarly short term investment plan that runs for a term of 11 days. Payment will be made on expiry and is 135% including your principal. The minimum amount you can spend is still only $1 with a maximum of $5,000.

The third plan runs for 15 days. Minimum investment stays very affordable with just a light increase to $5. Payment is again made on expiry and will be 150% including your principal. The maximum amount to invest is again $5,000.

The next plan from LoyalIncome requires a minimum deposit of $10 this time with the maximum also going up to $10,000. The investment term runs for 21 days and payment made on expiry will be 175%, principal included.

And finally the riskiest plan from LoyalIncome runs for a term of 25 days. The minimum investment is kinda pricey compared to the others at $50, but remember if you can afford it and you like the plan there’s no obligation to start spending thousands on it either. Fifty bucks will do and you can always divide your starting money between the other lower risk plans as well. There’s no maximum investment and payment on expiry will be 220%, principal included.

Considering the program only launched a couple of days ago the chances of making a profit from it are at their highest right now and the list of payment options is also pretty good. Or at least I think they are! In addition to LibertyReserve, PerfectMoney, and StrictPay. LoyalIncome are also displaying the logo of SolidTrustPay on their site although not currently accepting them. So I’m assuming that the admin is awaiting verification of his account, which as any STP customer will tell you is a lengthy and (justifiably) thorough process. If you, and I know many of you will, prefer to wait for STP to be added then keep an eye on my blog and I’ll let you know the same day that happens. Payments are manual so you need to request them. Some good news though, and something that will no doubt be immensely popular with HYIP players is the use of instant payouts. Once you make the request you should see the money in your account within no more than a couple of minutes. However if and when STP finally does get added the admin asks for 12 hours to get those ones done.

Furthermore the admin seems quite keen from the very start to promote his program and is pretty generous when it comes to referrals and referral contests. There’s going to be a new contest in place every week it seems, at least for as long as it runs anyway. Larger investors are also rewarded with a $50 refund on deposits of $1000 and there are other prizes as well. So check the LoyalIncome website for more information on that.

The site itself looks quite good, has a licensed GoldCoders script and is hosted on a dedicated server with SSL-protection and a dedicated Staminus server with Koddos hosting. Contact with the admin can be made through the support ticketing form on the contacts page. There is also a phone number with a New York area code, but I didn’t try it. Hey, it’s a holiday, lol! Feel free to check it out yourselves if you do need to speak to someone but there is nothing to indicate what hours LoyalIncome will have an operator at hand to take your call.

LoyalIncome doesn’t appear to have much in the way of a business plan by the way, not that I really wanted them to anyway, so treat them as any other online HYIP and make sure to keep your deposit a small part of a wider more diverse portfolio. But I think there should still be room for LoyalIncome in that portfolio as they do look kinda promising, and more so if you’re joining early.

OTHER NEWS FOR TODAY.

Good news today from RichWorld. The first payouts on expiry from the 108% after 3 days plan have been successfully processed. And now I will be looking forward to the payouts from other plans offered by RichWorld (reviewed here): 120% after 5 days, 150% after 10 days and 200% after 15 days. To further increase the interest of the investors in the program the admin announced a contest the rules of which are published in the following newsletter issued today:
“Hello friends of RichWorld, I greet you all and I want to tell you that this day was completed the first cycle of our program and we are waiting to start making payments, RichWorld is growing in a very fast way and I hope you continue supporting us reinvesting principal and help to keep growing every day more, thanks to all who have given us support in the forums posting the payment proofs of referral commissions, just hope they do every time receive a payment.
You can read the review done by the blog MoneyNewsOnline in the news section of our website.
I want to remind you that in RichWorld every day we have different contests, which will be announced throughout the day in the chat box that you will find in our site, in forums and through newsletters.
The contest of the day works as follows:
If the last number of your deposit batch ends in pair number, you win a bonus of 10% for immediate withdrawal, to claim only have to contact the live chat, send an email to support or announce through the shoutbox.
We are working hard to bring this project forward and for sure we will be here for long with the continued support of you.
Best Regards, Gabriel Santos.”

The admin of InvestiHeaven Dan sent out a short update linking to the review which was published on MNO last night (read it here). I remind you that InvestiHeaven offers two investment plans: with daily payouts (10% for 12 days) and payouts on expiry (144% after 12 days). I will be sending some interview questions to the admin of InvestiHeaven today and hope to publish it on my blog soon as well. Here is the short newsletter from him:
“Dear members,
Paul the owner of Money-News-Online has just published a review of InvestiHeaven on his blog. Please read it here: http://money-news-online.com/blog/2010/05/31/30052010-investiheaven-review-and-other-news
With Warmest Regards, DanB”.

Tomorrow I will be publishing the interview with the admin of another program SpaceInvest paying on many various short-term plans instantly to LR and PM (more about the program’s plans can be read in my detailed review here). It seems the program was not taken all that seriously by MNO readers who didn’t seem very enthusiastic. Which doesn’t change the fact that it’s still paying instantly after a week online. So if you’re looking forward to find out more about SpaceInvest straight from the admin please check out my interview with him tomorrow.

The site of PrivateDiamondClub is still inaccessible in some parts of the world and the admin is working hard to bring it back online as soon as possible. Meanwhile he is offering a temporary solution. Let’s hope the regular site will be back online soon. Here is the latest update sent to all the members of PrivateDiamondClub today:
“Dear members of the PrivateDiamondClub, as you know we have a problem with our member site for the first time ever. Someone changed our nameservers of our old domain. Our new domain is public.pdc-ltd.com
In the next 2 days also the member area should be work normally like on our old site.
pdc-ltd.com (online within 2 days)
Of course we still work and try to find out who is responsible for the nameserver change. But members have nothing to worry. Also the old domain should be back soon (private-diamond-club.net)
We are working hard to fix this error, all servers are still working and all member deposits and payments are still made to your member account. The problem at this point is just the script. As a result we decided to offer from starting from tomorrow direct investments via E-Currency and we start accepting Western Union Deposits. More about that in a speech from Mrs. Abdalla M. tonight.
Sorry again for the error. But the support from our scriptsoftware is very slow.
I will update you later or tomorrow morning.
Regards. Lars von Oldberg. PrivateDiamondClub Limited”.

Please be aware of a phishing email allegedly sent from IncoForex (reviewed here) trying to get you to download a malicious archive file containing a virus. Please be careful with that and under any circumstances do NOT open this email and download the file to your computer. As for IncoForex itself the program is still paying instantly and for more information on the plans please refer to my interview with the admin published here. Here is the phishing email which you should ignore:
“Dear IncoForex member,
On June 1 introduced new working conditions. This is due to the large influx of investors. To view the new terms you can in the attached file.
Have a nice day, IncoForex Customer Service Department”.

Apparently some members of short-term hit program OilInvestment (reviewed here) stumbled upon scamming emails offering higher rates if you deposit to some unknown LR or PM accounts. So the admin of OilInvestment issued a warning regarding this. OilInvestment has been a great program for the last two and a half weeks monitored by MNO and deserving of much praise from investors and monitors alike. Here is the warning from OilInvestment:
“We accept deposits only through our site. Do not trust fake e-mail if you ask to transfer money to other account.
Best regards, OI”.

The admin of the ever popular program StaunchFinances Brent (interviewed here) is going to discuss some latest Industry challenges with his partners tomorrow to work on a strategy to overcome all the obstacles in hope of lasting for a long time to come. I think such a brainstorming session is really necessary now when the HYIP industry doesn’t look so healthy with the most recent blow coming from StrictPay which can negatively affect many good programs. You can participate in this upcoming discussion as well by submitting your questions to Brent via email or posting them on StaunchFinances’ thread on MNO forum here which recently became the official forum for the program. The latest newsletter from Brent is published here:
“Dear members,
Here’s hoping that your weekend went by on a positive note. I read on the forums that a few more high-profile programs closed. I just hope you’re not one of those who lost.
Anyway, if you are celebrating Memorial Day today in your country, here’s wishing you a pleasant one.
There has been a lot of activity on our account with StrictPay the past 3 days. Knowing that SP have their own issues right now, some people are choosing to invest (and/or re-invest) their money with us and wait until SP finds a solution. But know that we, like many of you, have the same rules applied to us. We are not treated by SP in a special way whatsoever. We are going to continue to use them and let’s just hope that it turns out for the best.
Later on at 10AM server time, me and my partners are going to have a major meeting and will be discussing some of the issues the industry is facing today and how we can prevent it from affecting our program negatively. Some of the issues we will talk about are the declining participation of many members in general, high profile programs closing, StrictPay processor issues, our outside trading status, and a few other small issues that may or may not affect our program. We are going to do this because we all know how our industry is in dire straits right now, and we definitely want to change this and get your confidence back. This program is one of the few that you can be sure to do whatever it takes to be there for you when you are unsure, and at times confused, on what’s going on.
If you have any suggestions or questions you want us to discuss in our meeting, please feel free to email us at staunchfinances@gmail.com and I will try to bring it up. You have about an hour and a half when I send this mass email.
I will be back with some important information that I can share with you later on or tomorrow. Thank you all and have a wonderful week!
Brent
PS. Please continue posting your payment proofs at our major forum threads. Remember that it helps out a lot!”

I have added another program to MNO monitoring today which offers very low rates of interest. The program is called XaresFunds and offers two investment plans with variable returns (depending on the results of their alleged Forex trading). If you invest $10 to $100 via LibertyReserve or AlertPay (the only accepted payment processors) you will be paid from 0% to 0.5% variable daily return for 60 calendar days. If you’re brave enough to invest $100 and over this amount you will get from 0.1% to 1% daily return for 100 calendar days. Please note that though the duration of the plans are stated in calendar days your account in XaresFunds will be credited only on business days (Monday to Friday). The principal will be returned on expiry. XaresFunds has been running for over a month already and they are using a custom script which is integrated in to the well known Invision Power Board forum system. To go into your account and make a deposit though you will have to click on “My portfolio”. XaresFunds is running on a dedicated server with custom DDoS-protection by Servebyte (a hosting provider not previously known by me). Over all, XaresFunds does look quite original and if not for the low returns offered it could become quite popular, especially considering it accepts AlertPay. Anyway, more about the program will be discussed in the upcoming review which will be published on MNO soon. Stay tuned for that!

Here is the list of the programs from on my monitoring page that paid me today:
OilInvetsment, GoldWayMoney, TopEarnClub, OnyxInvClub, KaizenPortfolio, SpaceInvest, RedOrchidInvest, FinFex, TrueEarn, InvestiHeaven, InvestAward, RichWorld, YesInvestment, ForexNetClub, Forexica, StaunchFinances, GoldenInvestment, EzProfit and LoyalIncome (the first payment received).

That’s it for today, guys. I hope to see you on my blog tomorrow with the interview with the admin of SpaceInvest first, and later on in the evening with all the main news stories. Don’t forget to sign up on the MNO Forum if you haven’t done so yet and I will be looking forward to meeting you there!