As you may have noticed there are now less programs being reviewed on MNO. Well, the very same thing happened last year. It means the summer season is upon us and many admins take a holiday. In addition, recent huge collapses of popular low-ROI and short-term HYIPs alike caused the withdrawal of capital and many investors quitting the industry. Summer has been always a slow season but more life will no doubt be seen by autumn. But meanwhile enjoy your summer, guys. And don’t forget to read MNO which is going to supply you with all the news still on a daily basis.

Well, today is Friday and the end of business week so many admins took this opportunity and sent some updates to their members. I would like to mark the update of the one of the most popular programs combining the best from both worlds (low-ROI and short-term) called StaunchFinances (reviewed here). By joining this you will be able to recoup over 65% of your principal just in 6 calendar days and therefore significantly reduce your risks which is important when joining any HYIP. Since my review of StaunchFinances was published the plans got more attractive and now you will be paid on calendar days instead of business ones like it used to be. So your investment which can be made via SolidTrustPay, StrictPay, LibertyReserve and PerfectMoney payment processors will be automatically split into two equal parts: one going to a 20% for 6 days plan with payouts on expiry and the second going to a 2.5% for 56 days plan. Fore more information about StaunchFinances and its admin Brent please refer to MNO interview published here. In his latest update sent to members tonight Brent said that everything was going fine and everybody to support his program on the official thread of StaunchFinances on MNO forum here. This is the update:

“Dear members,
It’s almost the weekend again! Here’s hoping that this week will end on a positive note to all of you! Nothing much to say today as everything has been smooth as usual in our program. All withdrawal requests have been paid and I’ve no pendings. Again, please continue supporting our program at our forum threads.
Have a great weekend and will see you again next week! Brent”.

Another program that has an official thread on MNO Forum is TopEarnClub (reviewed here). Although the administrator of the program Nick (interviewed here) is issuing the updates quite rarely every newsletter celebrates the end of the last cycle in his program. So since today saw the third newsletter from TopEarnClub it means that the program successfully survived 3 one-week cycles and looks optimistically to the future. I remind you that TopEarnClub offers two investment plans: with daily payouts (18% for 7 days) and payouts on expiry (135% after 7 days) accepting four popular payment options including StrictPay, LibertyReserve, PerfectMoney and AlertPay. Those who participated in the Smartest Investor contest announced by Nick in his previous email were rewarded with some good cash prizes that were already deposited into the lucky winners’ accounts. Overall the program is doing great according to the admin and attracted over 1,250 investors from all over the world. Therefore the admin asked not to panic if the withdrawals are slightly delayed as he also deals with many support tickets that have to be answered. So not to burden him with unnecessary questions please read the FAQ carefully and if you don’t understand something you can ask your fellow investors in the MNO Forum thread of the program here. My sincere congratulations to the winners of the contest and I’m looking forward for the completion of many more cycles in TopEarnClub. Here is the full latest newsletter from the program:
“TopEarnClub third newsletter!
TopEarnClub has successfully completed the 3rd cycle of our investment plan, and so far we have attracted more than 1,250 investors from all over the world. I’d like to thank all of our contributing members for this extraordinary achievement and for the support given to our program.
In exchange I will continue to do everything within the sphere of my control to make the greatest possible number of TopEarnClub investors happy and run this program as long as I can.
Apparently my contest idea: “Who’s the smartEST investor?” (because there are more than just two of them), with its $500 prize pool has caught the fancy of quite a number of more astute investors who want to optimize their strategies and earnings.
I would now like to announce the winners of this contest.
It was a close contest between first and second.
First place goes to Mobilbo!
Second place to Reklama!
And third place is awarded to Ascott!
My congratulations to all of you and many thanks to those who participated.
The bonuses will be sent to your TopEarnClub accounts and can be withdrawn or deposited as you prefer.
I sincerely hope these efforts will be seen as something positive and useful, which will be benefit to every other investors.
However, with the yin there is also yang.
Besides those investors who have contributed to TopEarnClub, there are some TEC members who attempted to damage our program by making deposits from fraudulent funds, and others who try to manipulate our system in various ways.
This necessitates the addition of extra tasks, requiring us to us to double-check every payment, thus causing slight delays processing withdrawal requests.
Additionally, our small support team must reply to each of hundreds of support requests daily, so I would very much appreciate it if you would first spare a few minutes seeking the information you need from our web site, before sending support requests.
You may wish to read the reviews and interviews which have been published by our promoters.
I will deal with all transactions and replies as well as humanly possible but I ask for your understanding if some delays occur.
It seems that there’s rarely a dull moment in this business.
It’s a good thing I am genetically different than most; I need all eight of my arms at once to take good care of it!
These matters and the great numbers of transactions, emails and support tickets keep me going about 12 hours a day!
However, I am determined to keep on top of all these and I am doing so.
So please understand this and exercise some patience.
We at TopEarnClub once more wish you success with your investment portfolio and remind you again: KEEP IT SENSIBLE!
Best regards, Nick Eckhart. TopEarnClub Administrator”.

It seems that the admin of another highly successful short-term program RichWorld is pretty excited that his program got into the Top 10 on MNO monitoring page and he even mentioned it in his latest newsletter. RichWorld has been online for a week only but managed to pay the first payouts on expiry for some of its plans: 108% after 3 days, 120% after 5 days, 150% after 10 days and 200% after 15 days. Hopefully there will be more cycles completed in this program as it’s becoming more popular with every day and already occupies #8 in MNO rating. I have already sent some questions for the interview to the admin of RichWorld and he promised to answer them by Monday. For those who want to read more about RichWorld straight away please do not hesitate to refer to my review of the program published here. In the latest update some bonuses were promised to investors and to read more on that please pay attention to the newsletter from RichWorld published below:
“Hello friends of RichWorld, this day I am very excited about the growth we have had and especially today has been a very good day, I tell you that already have completed some cycles of starter plan and first cycle of rich plan, and we had excellent support of all members, most people are reinvesting their capital and is very satisfying for me to know that people is supporting us and trusting in my work.
It is my honor to announce that we have entered in the rank #10 of Money News Online the most reputable site in the industry. We are currently ranked in the #9 place and in just six days. Wow thanks you all and remember that RichWorld is all of us, and all of us depends on the proper functioning and continued growth. My goal is to reach #1 place on this site and I am sure that very soon we will.
I would remind you that everyday we have different contests, and the contest of today and which will extend until the day 04/06/2010 works as follows: (for deposits in the Rich Plan, win a bonus of 3%) (for deposits in RICHEST plan win a bonus of 5%) (for deposits in MILLIONAIRE win a bonus of 10%), the bonus can be withdrawn immediately, just send an email to support with your username and deposit batch.
Today I will start putting testimonials on the “Testimonials” page,so I ask the favor to all who want to support us send your testimony or comment by the support form or place it in the chat box you will find in the right side of our site, this will help a lot to the growth of Rich-World, and the new investors will know how things work here.
Thanks and best regards to all. Gabriel Santos.”

There was another pre-weekend update from FinFex full of interesting news. First off, the bonus of up to 20% which was available for those investing in any of the plans offered by them (10% weekly, 5%-15% weekly or 2% for 10 days) is going to expire in a few days as promised. So if you want to take advantage from investing in FinFex (reviewed here) to receive the bonus please do so before Sunday. Second important point is that the daily plan paying 2% for 10 days with the principal back on expiry is going to be replaced by another plan as apparently it was a promotional offer as well. Third, the profit for the variable weekly returns plan reached 10.5% which is still higher that the one you’re going to get from the fixed 10% weekly plan. If you want to find out more about FinFex please read my interview with its administrator here. This is the latest newsletter from the program outlining the upcoming major changes in FinFex:
“Hello FinFex members,
Another weekend is approaching for all of us and FinFex has successfully completed 2 weeks online. It has been a while since we sent out the last newsletter and this one is primarily focused on the upcoming week.
As we promised, we have been paying the Inaugural Bonus of upto 20% and this offer will conclude this Sunday June 6 2010. This is the perfect time to concentrate on building a solid foundation for this program for the long term, so we have to forgo the initial bonus offers. The Inaugural bonus can be withdrawn immediately till this weekend and we will process the bonus payouts requests as soon as possible.
We are also planning on replacing the Daily Test plan with a more permanent substitute. The information regarding this will be updated to all our members soon.
Till date, the High Yield Weekly Plan has touched the 10.5% profit percentage mark. Therefore, we have decided to continue our trades on this plan as a precautionary measure to prevent it from descending.
The Live Chat and HelpDesk features will also be available throughout the day during weekends too. You may contact us for any further communication.
We hope you all have a wonderful and blessed weekend.
Regards, Ray Vermey”.

The latest update from InvestiHeaven (reviewed here) was about the importance of members’ support. The admin tries to show his good intentions to make us treat his program differently than others. Well, I heard such stories before as all admins actually say the same: we want to be the best and we don’t want to be the fast scammers so just support us. In the case of InvestiHeaven I think it’s too early to judge as the program has been online for 6 days already so not even the first cycle is finished yet. I remind you that InvestiHeaven pays 10% for 12 days and 144% after 12 days. Surely everybody would like to believe what the admin of the program said in the interview to MNO (read here). However actions will speak louder than words and if InvestiHeaven lasts at least two cycles we can mark the program’s success but until them it’s too early to draw any conclusions. Here is the latest newsletter sent to his members today:
“Dear members,
This e-mail is dedicated explaining to you how much members’ support of InvestiHeaven is important to me. As you all know, the HYIP arena got infested recently with many fast scams and a lot of members have lost their confidence and stopped investing in HYIPs. This is because these program’s admins didn’t have any good intention and didn’t want their programs to last long.
The reason why I opened InvestiHeaven is mainly due to this bad situation in the HYIP arena. I want to show everyone that with the industry collapsing apart, there are still good programs out there with honest admins. I want to bring the old times back and along with them the excitement and enthusiasm of members of the high profits they receive from the program. I request everyone to please stick with InvestiHeaven and fully support it. That means posting your payment proofs on the forums everytime that you get paid, voting for InvestiHeaven on the monitors, reinvesting to make InvestiHeaven stronger, and promoting InvestiHeaven by letting all your friends know about it.
If you are a owner of a monitor/blog/forum or any other website with a lot of traffic, please don’t hesitate to promote InvestiHeaven in your website. It will not only help you to get many referrals and earn referral commissions, but it will help a lot to the healthy growth of the program and definitely contribute to make it even more popular among investors. This will result in a higher level of success, make InvestiHeaven a stronger program and even more sustainable in the future. I strongly believe in the power of members’ support and I hope you will give me the opportunity to show you how I can provide you with such an opportunity. I will always do my job everyday by processing the pending withdrawals as fast as possible and answering to thousands of support requests everyday. I will never let any member down.
I promise you that one day when InvestiHeaven becomes the strongest and most popular HYIP around, these people who assisted in promoting it on their websites will always smile with the rewards they are going to get. We all must work very hard to make InvestiHeaven a very successful and profitable program and I hope we can achieve it and bring the old times back. Stick with me and InvestiHeaven everyone and I will always provide you with the best service I can!
With Warmest Regards, DanB”.

Some exciting news came from PrivateDiamondClub (reviewed here) which recently introduced another daily paying plan of 3.5% for 40 business days in which you can invest starting just from $25 via 5 accepted payment processors. Moreover, starting today from the bigger investors willing to risk $5K and more there is Bank wire option open now. For the instructions on how to do it please refer to the latest update coming from Hilde, who is a new employee in PrivateDiamondClub responsible also to accommodate all German speaking members of the program. Here is the newsletter:
“I like to introduce myself. I am Hilde, the new Support and Marketing Manager, also responsible for our German members. For thousands of internet users around the globe, the PrivateDiamondClub offers a very unique investment opportunity.
In the last news update (1st of June) our Financial Director informed our members that we start accepting Bank wire transfers. From now we are open for what I consider to be one of the most safest methods of a fair investment. We accept bank wires from most countries around the world. In a 2nd club meeting today we decided to lower the minimum amount for Bank wire deposits to US$5000 (or 3500Euro). You can invest in all investment plans we offer.
Mr. Lars von Oldberg, who is busy planning the next trading journey at the moment, is updating the public tomorrow with some news.
To invest using Bank Wire, you have to be a member of the PrivateDiamondClub.
Just visit the deposit page in your member area, choose any plan, highlight “Invest with Bank Wire” and click on the button. On the next page you need to fill out some required information about yourself and send them to our Account Management Team. After step one is done everything is easy. Our Financial Director will contact you within 24 hours, send you the PrivateDiamondClub Investment Agreement (if needed) and is there for further question’s. For German speaking members you will be contacted by Lars or me. We are not accepting Bank deposits from accounts, not belonging the the member himself.
Of course, members who prefer E-Currencies, we still accept Liberty Reserve, Perfect Money, Pecunix, Strict Pay and AlertPay in our 3 Investment Plans. The minimum deposit for members using E-Currencies is just $25 (for the 3.5% Daily Business Plan). German speaking members can send me an email if they are interested to receive our newsletter or news updates in German. (h.meisner@pdc-ltd.com)
Bless you, and thank you for your time and support in the name of the PrivateDiamondClub.
Hilde. Support and Marketing Manager. PrivateDiamondClub Limited”.

For the last 24 hours I received two updates from the admin of the recently reviewed VezGroup (read the review here). In the first newsletter there was some stats given after just a couple of days online. Also the investment plan was explained in detail. Here is the first newsletter:
“I welcome you to VezGroup Inc, I am Ryan, the Project officer of VezGroup, this is a project that present an endless stream of earning opportunities to all members, Our investment and profits are basically from green family.
Vez was launched officially on the 1st of June, 2010 and have henced grown to a membership strength of 180 with a total average deposit of $8,940.00, we are sure this is a great step, we are not in a hurry but will take over the market shortly by employing our mass campaign strategies carefully. Meanwhile for those of us not cleared about our plan I would like to explain it briefly; The VezForever plan is our only plan for now and it pays 2.4% Daily Forever, you are also able to withdraw your initial deposit (s) at the end of 12 weeks, it simple stable earning for all members of Vez.
Enjoy our customer support and quality earning solution.
Thanks. Ryan.”

The second newsletter from Ryan was received by me just a few hours ago and it features the review published by MNO as well as the usual encouragement of voting for VezGroup on forums straight after receiving your payouts from their 2.4% daily forever plan. By the way, MNO Forum has a thread dedicated by VezGroup and you can vote for the program here if you want. Here is the second newsletter from Ryan (I hope he will soon answer my questions for the interview I sent to him last night):
“Dear Client, Greeting to you today, this is just a brief on the affairs of Vez your perfect investment choice, we the management are comfortable with our present growth and statistics, it’s been all great since the launch of VezGroup.
Our program was reviewed by Money-News-Online and the banner have been added to the main page of our website however here is the link to read about what one of the top investment blog says about VezGroup: Money-News-Online: http://money-news-online.com/blog/2010/06/03/03062010-vezgroup-review-and-other-news I would also like you to support us in forums, members who give genuine comments would be rewarded for making an extra effort to post payments proofs.
Our members are riding in steady daily earning of 2.4% , we would continue to pay just right on time and we wish everyone a successful long ride with a greener investment solution.
Thanks, Ryan”.

It was really weird for me to receive a full newsletter from a program that already scammed everybody a few weeks ago, removed the links to all monitors and still pretends it’s in perfect financial health. I’m talking about InvestProxy of course whose admin was arrested for drinking mojitos in public in one of the Arab Emirates which eventually caused the collapse of the whole program, lol. It was all ok as I understand that the InvestProxy admin is probably very keen on squeezing more money from the investors. However I’m just wondering why InvestProxy attacked StrictPay which is really in trouble and it’s not a secret. But kicking a semi-dead horse actually proves that the admin of InvestProxy is involved in some other payment processor which it’s trying to promote indirectly at the expense of StrictPay’s reputation. I’m not trying to imply anything here and I would not publish this update from an obvious scam on my blog if I didn’t find it interesting. You can judge for yourself by reading the following update from InvestProxy scam:
“As we work to ensure that everyone receives their payments on time, we believe we should also let you know of some of our immediate plans.
We have stopped using StrictPay.
StrictPay has become so worthless that we feel there is no need accepting more payments through StrictPay or making further payments through StrictPay as the money will be worth nothing. We are sure it has become obvious to everyone by now that StrictPay is dead. There is strong doubt it will ever recover.
None of the people we paid with StrictPay over the last few days has been able to withdraw their money from StrictPay directly or indirectly through exchangers as there are hardly any exchangers accepting StrictPay exchanges now. We had more than $20,000 paid out, and it pains us that money is worth nothing to the recipients now. We also have $8350 and can certainly say that money is also worth nothing now or in the future.
From what we heard too, we suspect SolidTrustPay is having some sort of problem too. Their consistent difficulties in funding debit cards and long delays in processing withdrawals point to some uncertain future. We suggest you make your own calculations and be watchful. We have some funds in our SolidTrustPay account but we did not truely use their services on InvestProxy.
Many people have wondered why we are online this long. The answer is simple. We have one single believe that nobody will be scammed, so we are still working to ensure everyone gets paid. As many can testify, we have always kept our promises. We will bring smile to your face and InvestProxy will take a prominent position in this industry.
Have a fruitful weekend.
Regards. Admin. InvestProxy.”

The administration of ForexNetClub sent out a newsletter today containing another interview with the previously unheard of Mr. Brown. I always dealt with Thomas Vugt who is the head of support and even interviewed him on my blog already (read that interview here). However, I think that it will be beneficial for the members of the current #3 program on MNO to get acquainted with him and read another interview which is republished below. Before that I would just like to remind you that ForexNetClub has been online for over four months paying on three investment plans on expiry: 109% after 2 weeks, 128% after 4 weeks, 191% after 8 weeks. More information on ForexNetClub can also be reached in my detailed review published here:
“We are glad to present you the following interview with Mr. Michael Brown:

1. Let’s start by introducing yourself, who are you and who else is involved in your great site?

Hello! My name is Michael Brown and I am head of customer support. I have a big experience in the public relations field so this is why i was elected for this job. Besides me, there are my colleagues who represent phone support for other languages and also Mr.Vugt, our Online Manager.

2. Can you tell me also about your Company setup, what company do you have? Would you allow us to have a look into the company papers?

ForexNetClub Ltd. is a regulated Marshall Islands financial institution since 2007 under file 27407, currently providing tax-free offshore investments, with a shareholder capital of USD 5 000 000. The operations behind ForexNetClub Ltd. are managed by strict regulations and our corporate philosophy is based on the highest of standards with regard to our business practices. These regulations require that financial trading firms maintain enough liquid reserve capital to cover their deposits and operate under a fair and equitable principle of trade.

You can view ForexNetClub Ltd. company documents or samples of our forex trading records in “Due Diligence” section of your FNC account.

3. Explain a little how you make money for your clients, and tell me a little about how you can archive such high return in such a short time?

We operate on Foreign Exchange, as it is by far the easiest way towards generate quick profits. When i look into the ForEx market and see how quickly you can earn money there, I realize that this is all about knowing – a combined knowledge of mathematics and economics makes it all to work! Why only big players like banks and Wall Street gurus should have only winning situations in ForEx? Our trading team shows you that it is possible to earn such big money! We have some of the best traders in the world gathered around a dedicated team towards common purposes – prosperity, success and sharing of wealth with customers.

4. Why should we invest in your program and what makes your different from other ones?

I have been asked this questions so many times before…You know, each one of us has the freedom to make choices, and these choices are influenced, most of the time of the benefit that they will get after making a choice. ForexNetClub investment opportunity is a choice that they could done 2 months ago and doubled their money! And if they didn’t, then they are not in benefit. The good thing is that we are here for such a long term that our users have the chance to change their minds at anytime! Time will tell what are the real businesses and what are the outlaws!

5. What are the payment processors you use?

At this moment we use Perfect Money, Liberty Reserve and bank wires for the most “in need” persons who can’t trust an e-currency. We will diversify our online payment processors range if we will feel that our users are not satisfied by the actual ones. But, at this point we are very glad and the business has a continuous grow.

6. Can you explain how to go about joining your program?

We thought about this also and we even made a special help for our users who are not acquainted with online investment programs or e-currencies. So, they can find a mini-training here – http://forexnetclub.net/getstarted.htm. We called it Education Center!

7. A question I always like to ask is, what is the most difficult part on your business, what did you not expect or would do different when you would start, with the knowledge you gain since you launched FNC?

First of all, we would have started earlier! Yes, this is one little mistake we’ve made. If we would have started like 5 years ago, know we were the “ruling company” of online investments, without any doubts! The hardest part in our business is the relations with customers. They always want a quick answer, quick withdrawals to their accounts and so on…So, speed is the word for customers. You can imagine that it is not that easy for us, a bunch of people, to deal with thousands. Customer’s satisfaction is not a hard thing to get if you are dedicated towards your business, it’s just tricky!

8. How secure is your program? Is the website protected from malicious-hacking attempts and/or DDos attacks?

We use the latest and the strongest SSL encryption technology to ensure that your account is access in the mose secure environment. We have the highest level DDos attack Protection, keeping your account safe and secure from such attacks. Also, we made a special page for our users in order to educate them how to protect their PCs and how to avoid the fund loss, because most often there is a fund loss from the user’s side than from our side. Please get well educated here – http://forexnetclub.net/securityinfo.htm

9. What kind of customer support do you offer? What is the best and most efficient way to contact you if I have any questions? I see you have Live Chat and telephone support. What are the best times (GMT) to find a support operator there?

One of our strongest advantages over competitors is that ForexNetClub Ltd. provides various types of support services for our customers’ convenience and help them to get in touch with company. We have English & Spanish Support at +1.347.632.1735 and for Europe: +44.20.3286.0156. Also, you can send emails to General Inquiries: support@ForExnetclub.net; Payment issues: payments@ForExnetclub.net; Partnership inquiries: partners@ForExnetclub.net; Testimonials: testimonials@ForExnetclub.net. The most convenient and fastest way to contact us is by using our live chat support operators.

10. How do you see the future of your program?

Shining! With even more members and with even more happier faces! Our primary goals is to bring a change in people’s life! If we have this incredible opportunity of making such big amounts of money, why not share it with the others? We really want our members to enjoy life at its full, at least from the material point of view.. Very soon, new changes will be done to ForexNetClub so that it suits better the interests of our clients! Trust and friendship – these are the words that link our investors to our team! ForexNetClub deserves to be on everybody’s Movers and Shakers list! I’d like to be asked if i am happy with FNC, because I am! This company is giving shape to my dreams and helps me build my life as I never did before. Stick with us and you will never lose! FNC rocks your life!

Do not hesitate to contact us with any question you might have.
ForexNetClub Ltd. Customer Support”.

Another program that added to my monitoring today is an extremely short-term program called BukInvest. It’s been online and marked as Paying on all the monitors for 6 days now so I wonder for how long it will continue with such high-paying plans. BukInvest only accepts LibertyReserve (minimum to invest is $10) into the following plans: 105%-135% after 1 day, 56%-75% for 2 days, 113%-175% after 2 days, 400%-500% after 7 days, 1000%-1100% after 15 days. The latest plans are really too high and I would say that BukInvest has a one or maximum of two week lifetime which could be still enough for some risky investors to gain (or lose) some money in it. Anyway, BukInvest in itself is a kinda decent site whose script is a licensed one from GoldCoders featured a high level of DDoS-protection from BlackLotus who have them on a dedicated server with Enterprise level of protection against possible DDoS-attacks. Stay tuned as I’m going to review BukInvest on MNO tomorrow (provided they send me the first payout by then).

The programs that paid me within the lest 24 hours are listed below. They are:
VezGroup, TopEarnClub, GoldWayMoney, HighYieldClub, OnyxInvClub, FinFex, EzProfit, ForexNetClub, BookmakerOffice, InvestiHeaven, Forexica, GroupUniversal, KaizenPortfolio, RichWorld, YesInvestment, GoldenInvestment, StaunchFinances, AvaInvestment, TrumpForexClub, FairHYIP (the first payment received) and XaresFunds (the first payment received).

That’s it for today, guys, and I hope to see you on MNO tomorrow!