BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! One of the most hotly debated short term HYI programs in recent weeks is fast becoming FinalEarn, despite them online being online for a matter of days yet. That’s still been long enough however to make their first payments on expiry from one of the two investment plans they offer. I collected my own one yesterday so can personally confirm that payments are well and truly under way.

The short term HYIP arena has been under a lot of pressure lately which can’t really be denied. That in no way seems to have dampened the enthusiasm of the program’s admin who seems determined to use every available method to make this one a success. The all important question however is will the general investing public agree and share his enthusiasm. Well, that remains to be seen. The only contribution I can offer is to confirm that the first cycle has been completed and that interest has shown no visible signs of slowing down after that happened.

Draw your own conclusions there but if you like what you read today and would like more information on FinalEarn then please refer back to my original review published here. Before we here from the admin let me just remind you that FinalEarn offers terms of 115% after 3 days, 140% after 7 days. If you have any comments or any experience with FinalEarn then you can share it by posting on their discussion thread on the MNO forum here.

“1. Hi Allen, please introduce yourself to the readers of MNO and tell us about your own role within FinalEarn. What are your own duties within the program? What qualifies you as an admin of an online investment project? Do you have any previous experience in the HYI arena?

Hello. Let me introduce myself to the MNO readers. I’m Allen, I’m the owner of FinalEarn and I supervise the other work of the other administration staff. We have an advertiser and a payment controller. I did a lot of research into online investment projects before deciding to open FinalEarn and know I can say I’m familiar this kind of operation. I haven’t actually managed a project personally before but I have some experienced assistants on my team helping my run it.

2. Can you also give us some background on the program? How long have you been running? What were you hoping to achieve by starting it in the first place? Apart from you is there anybody else working on FinalEarn?

FinalEarn opened for business on 15/07/2010. We have formed a three-member management group. One is myself, one in charge of advertising and promotion, and one working as a payment controller. We see a bright future ahead for FinalEarn.

3. What about the investment plans? Can you explain them in detail to us? What are the minimum and maximum amounts for investment, what rates of interest are on offer and how long do they run for? Which have been the most popular?

We are offering two investment plans. First is 115% after 3 Days. Minimum investment in this plan is $4 and the max is $50,000. 3 days means 3 calendar days by the way. When the term expires you will receive your earnings to your account and you can withdraw it any time.

Second plan is 140% After 7 Days. Minimum investment is $10 and the max is the same as the first plan. 7 Days is again calender days. Also your earnings will be added on expiry, not daily.

The 7 day plan is more popular because of the higher returns.

4. Tell us about the payment options available from FinalEarn. What payment processors are you currently dealing with? What is the point in using StrictPay anymore if nobody can withdraw?

We currently accept LibertyReserve, PerfectMoney, AlertPay, and StrictPay. For high amounts we can accept bank wires. SolidTrustPay is about to be added as well. We’re just waiting for our account to be verified and you can use it then. As for SP: It hasn’t closed yet and might be back to normal in future.

5. How highly would you rate the security of your own website? Tell us about your hosting provider and how highly would you rate them as a service provider?

As you know our hosting provider is DDOSWIZ. They have vast experience in preventing DOS and hacking attacks. They are keeping FinalEarn on a dedicated Staminus server. I asked the advice of several other HYIP admins who have enough experience and most of them rated to this site very highly. I think they are one of the top three HYIP hosting providers.

6. What about your script? Who is the provider? What do you think the benefits of this script are to both the admin and the investors? Why don’t you have SSL encryption?

We are using a script licensed from GoldCoders. GC is more famous than all the others because of so many flexible options and good security. It allows us to manage our funds and users and settings better and also our members have more choices to work with us.

About SSL : We are searching for the best type of SSL. It will be installed in our program within the coming weeks but we want to get the best.

7. Some people have commented on the number of monitors you have. Is it really necessary to have so many? What can 50-plus do for you that 10 or 12 good reliable ones can’t? Doesn’t this just put too much of a drain on your resources? Many of them aren’t really that well known.

We know that only some of them are good but if your site wants growth and be famous you must have all possible coverage. More monitors = more visitors and also more visitors = more investors. All of our investors are important for FinalEarn and not just the big monitors.

8. Do you have any opinions on the current crisis in the HYIP industry? What do you think lead up to it and would you have any suggestions as to how the situation could be improved?

A crisis during the summer is almost normal in the HYIP industry. I think the best way forward for admins to beat the the crisis is advertising and preparing your site for the coming months when crisis will inevitably come to an end. Some HYIPs will run site with very high plans (110% or more after one day and also many hourly payment sites) and will only serve to worsen the crisis.

9. What other outside business and investment activities are FinalEarn involved with? What are you doing with your member’s money and how are you generating such huge profits? Or is it fair to assume you are a regular online HYIP?

We invest in the ForEx markets. Full details of our trading activities will be sent to all active FinalEarn members in due course.

10. Are there any plans to develop FinalEarn further in the near future? Will there be any interesting changes made soon? How are you planning to keep the program competitive in the current HYIP climate?

The only way to outgo from rivals is hard advertising by adding FinalEarn to more blogs and monitors and other related online moneymaking websites. Due to this issue we added our site to most of the HYIP monitoring sites and blogs and PTC and Surf sites. Also we have good methods for promotion in the best money making forums. You will see the results of this advertising campaign in the near future as FinalEarn begins a gradual climb in popularity.

11. What’s the best way for members to get in contact with you if they have any further questions? Are there any questions that keep getting asked that you would like to address here so members can avoid having to contact you at all?

Best way for contacting us is using the support form that can be found here. We have two e-mail addresses you can write to directly. One is admin@finalearn.com and the other is su.finalearn@gmail.com. Online support will be added to the home page of FinalEarn very soon.

12. And finally is there anything else you wish to say not covered in this interview? If there was just one thing you could say to investors to get them to join your program before any other then what would it be?

All I really want to add for now is that FinalEarn is going to be very different from other sites. Our reserve funds are in place to keep the project online even longer and our skill in advertising and management will make this project the best HYIP on the net today. If you lost even one day if means you lost money. So best way for investors is to choose FinalEarn.”

That’s it for the moment guys, but not for the day. I’ll be back later this evening with a full round up of all the main news stories from the business so make sure and check back for that. Until then I’ll just say thanks a lot to Allen for participating in the interview and wish the best of luck to all the investors deciding to join. See you later everyone!