BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! Well it’s been a memorable few days for me here on my first visit to Riga and must say I found it a friendly place with lots to see. You could do worse than pay a visit. Anyway I hope you’re all looking forward to the weekend as much as I am as tomorrow I’ll be spending the evening on the overnight ferry to Sweden. First stop Stockholm which is where I’ll be spending the weekend myself, but if I get delayed in posting or in answering your mails tomorrow on account of my journey then apologies in advance.

Back to today now and before the day’s news update I want to move back to longer term programs and take a closer look at a recent addition to the MNO monitoring page called GoldFinanceCorp. It’s a brand new long term HYI site and as it only launched last Tuesday then of course if you’re ever gonna profit from it then the best time to get started is now.

Basically there are two plans to choose from in GoldFinanceCorp with a large number of variants of each that will pay you according to how much you spend. The main difference between them is this – one plan makes low interest payments while returning your principal on expiry. The other one makes higher payments but retains your principal, ie it’s already counted it as part of your payments. So let’s take a closer look at both and see which is more suitable.

For a start we have Plan A which runs for 100 business days (20 weeks). Deposits start from a minimum of $10 and have no maximum. Well actually they do, but it’s 100 thousand dollars so let’s just say GoldFinanceCorp will take whatever amount you choose to sink into them. But for investments more realistic to real people, amounts from $10 to $499, you are offered a daily payment made Monday to Friday of 1.3%. That will bring in a sustainable 6.5% profit per week, see you break even after 77 business days, and finish up with a total profit of 130% which is in addition to your principal getting returned.

Feeling a bit more ambitious? For a deposit of $500 up to a maximum of $4999 GoldFinanceCorp are offering a more lucrative 1.5% interest per business day. That should bring in a still achievable (in HYIP terms) return of 7.5% per week, have you earn back an amount equal to your deposit after 67 days, and finish up with a total profit of 150% after which your principal gets returned.

For the rich and famous willing to part company with at least $5000 and up to a maximum of $9999 then the interest rate available is 2% per business day. That would be 10% per week, have you break even after 50 business days, and finish with 200% profit in addition to which your principal is returned.

For information purposes you may wish to know that the following interest rates also apply. $10,000 to $30,000 earns 2.5% per business day, $30,000 to $70,000 earns 3.5% per business day, and amounts from $70,000 to $100,000 are offered 4.5% per business day.

Plan B then runs for the somewhat shorter term of 70 business days (14 weeks) and makes higher daily payments – though less of them – without returning your principal. Here’s how it works. For deposits from a minimum of $10 to a maximum of $499 you are paid 2.2% per day, Monday to Friday. This will bring in 11% per week and accumulate to a final amount of 154% on expiry. So it’s a total profit of 54% which is less than Plan A but at the same time it takes you a lot less time to earn it.

GoldFinanceCorp then offer daily payments of 2.6% per day on amounts between $500 and $4999. So over the course of a week that should bring in 13% interest and see you finish the plan with 182% in total, or 82% profit. Not bad for 14 weeks as long as the admin can sustain it.

For those prepared to put $5000 to $10,000 into an online HYIP then GoldFinanceCorp are offering you 3.2% interest per day. Five times a week and tat comes to 16% and for 14 weeks that will all amount to 224% in total, or 124% in profit.

And just to complete the picture GoldFinanceCorp offers the following rates on their website. $10000 to $30,000 is offered 3.8% interest per business day, $30,000 to $70,000 is offered 5.5% per business day, and $70,000 to $100,000 is offered 7% per business day.

So which plan is better? Well as I see it it’s a fairly straight up choice of lower profits but faster, or higher profits made more gradually over a longer period. I can’t say what’s best for each individual (come on guys, do some of the work here yourselves, lol!) but just be realistic with your expectations. Most HYIP players like a gamble which I guess is what they are doing here, but if the risk is high then the stake should be less.

The admin goes on to make the bold statement “There are several payment methods available with their specific features and benefits.” Well, there isn’t exactly several. In fact there’s only two – LibertyReserve and PerfectMoney – both of which certainly do have their uses but neither of which has any distinct benefit over the other. Payments are manual so need to be requested. The GoldFinanceCorp admin requires you to allow up to 24 hours before you see it. Also fans of compounding will be no doubt pleased to hear the practice is allowed here.

GoldFinanceCorp has opted for Dragonara as a hosting provider who are one of the best you’re ever going to see in terms of program uptime and stability. They are keeping the website on a dedicated server. The script is licensed from GoldCoders and the entire website is protected with SSL encryption. Customer support is available via an online support form.

Some of the texts are not original and are to be found on other online HYIPs. Not exactly a rare occurrence in this industry unfortunately and hardly a surprise. I don’t attach too much importance to it myself and few experienced players would either. But for the benefit of newbies please disregard all claims that GoldFinanceCorp is anything related to a regular investment company. It’s purely an online based entity and there are risks that go with that as well as benefits. So play sensibly.

OTHER NEWS FOR TODAY.

First off some good news from Biffalo. The instant payments are switched on again so it’s back to Paying status on MNO. Apparently I was a bit hasty last night in moving it to Problem status due to the withdrawals not being made automatically as they are supposed to be. So I have received a reply to my email from the admin of Biffalo Karlos today and he explained the situation. Apparently there were some hacking attempts (I remind you that Biffalo is using a unique script) so the admin was forced to install some extra protection due to which only the money received as ref commissions was automatically blocked from withdrawal by the script’s extra security layer. Apparently now everything is back to normal as I managed to withdraw again instantly today and am expecting some good profits for the traditionally favorite Jackpot plan in a few hours to be withdrawn to my LR and PM accounts. Here is what the admin of Biffalo (reviewed here) sent me today regarding the incident:
“The money was sent to your account. We are making improvement of our system now to make it more secure. We have made that if you deposit money you can’t withdraw it but only invest. It’s made not to allow hackers to break the system. Unfortunately, the same was about referral. You couldn’t withdraw it because it wasn’t profit from investment. Now we have fixed that and made so that you can withdraw referral commission without any problems.
Thank you Paul. Keep in touch”.

I remind you that Biffalo has been monitored on MNO almost from the first day online and now after 24 days the site is still doing amazingly well. I believe that last night’s incident was the only significant problem encountered for the entire period of. Considering its high payouts on the short-term Jackpot plan paying up to 125% interest every Monday (please read more about that in my review), as well as three other plans with fixed interest paying you 130% after 7 days, 160% after 14 days and 200% after 28 days it’s amazing how long Biffalo already lasted. The plans revealed by the admin today are quite bold but in my opinion achievable through a steady performance and good feedback from investors. Now with over 320 members Biffalo plans to achieve the 1,000 member mark by the middle of August. Will it be achieved? Well, we’ll wait and see but meanwhile here’s the latest newsletter published on Biffalo‘s website today:
“Hello, friends! As you can see we are online for 25 days! This is a great result for the high-return program as Biffalo! And I have to surprise you, that we will stay online for a long time! This is just a start for us. Our admin is very experienced in the online money making. He leads our program to incredible heights!
In 25 days of our online business we have 320 registered users! This is a great result and we plan to reach 1000 users mark in the middle of August. We really hope that you enjoy our program and will stay with us for a long time!
And by the way I have a little example for you. Those investors, who invested $1000 from the start of the program into Jackpot plan and kept reinvesting their principal, will end up with 100% take home income tomorrow!!! That is simply awesome! I wish you cheerful mind and see you later on our site! God keep you!”.

As promised a week ago now InWolton totally changed its layout. Personally I think it’s become much nicer and easier-to-navigate. Moreover, the admin of InWolton (interviewed here) promised to launch a huge advertising campaign to attract more customers in the latter part of August. If we believe his promise to make InWolton the biggest program online then now is the time to take a ride and try any of the three available investment plans on offer – Levin which is running for 15 business days with the possibility to earn up to 130%, Perfection with up to 133% possible income after 30 business days and Felicity with the highest possible income of up to 224% after 50 business days. I remind you that InWolton has a unique script and provides instant payouts to both LibertyReserve and PerfectMoney payment processors. In order to invest in the program you will have to buy shares at a cost of $10 each which you can sell on expiry of your chosen plan. The interest rates are credited to your account on every business day and can be withdrawn once it reaches $1 minimum instantly to your LR and PM accounts. More on InWolton can be read in my review here. This is the latest short update from the admin:
“We uphold our promises!
Hello, dear members of InWolton! Today we are happy to present you the new version of our web-site! Now you can see that we uphold our promises. The next step is our huge advertising campaign which will start in 3 weeks! And as we promised we will become the leader on this market and will do our best to provide services of the highest level!”.

Unfortunately as I predicted the downtime of FxCrudeOil took longer than usual and I guess the admin will need some time to fix their issues with HushHosting which showed itself as an extremely unreliable hosting provider for many HYIPs recently. I have no other choice but to move FxCrudeOil to Waiting status on my monitoring page until the site is back online and the payouts resume. I hope it will be done soon and I will keep you updated on when it happens. I don’t blame the admin for this but as the end result is the same for investors then what else can I do? The program stays on waiting until the admin gets this taken care of.

By the way, it looks that bringing you my new monitoring site that will allow you to vote for your favorite programs listed on MNO is taking me longer than originally planned. Anyway, I’m going to do my best to launch it by Sunday so you will see that I’m putting much work in the development of my website. Later on the index page will be also redesigned and hopefully more common articles on HYIP world can be added there so the newbies would not be lost coming to MNO from anywhere in the world. I have more plans for the future of course including the extension of the MNO forum to include more topics and threads there but I guess it will only happen when the HYIP industry is back to normal. Thanks to everyone who made suggestions by the way. Even if I can’t personally acknowledge everyone, trust me, I know who you are and your suggestions are welcome.

I would also like to thank everybody who is actively participating in my polls and especially in the latest one that is located on my blog under the Shoutbox. I remind you the question I want to hear your opinion on is: Do you believe the HYIP Industry will be back to normal by autumn? So far 79 readers voted and it looks that general trend about the possible industry’s recovery is quite positive. 39% (31 votes submitted) think that it will be completely back to normal. 24% (19 votes) are sure of that as well but don’t think the industry will be able to achieve the level of the 2009 year. 22% (17 votes) would take a more skeptical approach but at the same time still hope the industry will recover. And only 15% (12 votes) are very pessimistic about the chances of survival. I respect all of your opinions, guys, and believe me it’ll help me a lot in evaluating the chances of the industry to recover. The poll will end on Sunday with the results being drawn the same day. A new poll will be offered for next week as usual and I already have some questions in mind. However if you have any interesting ideas for a poll please feel free to speak your mind in my Shoutbox. I’ll be waiting for your ideas and thanks again for your active participation on MNO.

There was some interesting thoughts from the admin of TrinalFunds today discussing the necessity of votes for the program submitted by regular investors on a daily basis as well as answering the question why TrinalFunds is not heavily advertised or promoted anywhere. I guess there is some rational explanation for that and believe that such discussions can help us all come to the general conclusions towards any HYI online investment project. Here is the latest newsletter from TrinalFunds (reviewed here):
“The weekend is already here and I’d like to Welcome all new members. Its the last of the month and I’m sure most of you looked forward to Payday! Well with TrinalFunds, everyday is a pay day.
This is the first TrinalQuickie which is supposed to be a quick mailshot with short comments and news. Expect to see them being sent in between the newsletters.
Two quick things I’d like to comment about today (as not to make this long and bore you!) is the voting and Forum posting. I’m sure you’ve heard this many times before from different admins and I really do blush when mentioning it again but you see this is a problem with many admins I guess. We ask for members to post their payment proofs and vote on monitors for two main reason – So others can know the status of the Investment project and also to climb in ranks. I’m sure some of you are say ‘hey did he actually say that?’ – Yes I did. I believe in being totally honest with the people who make me what I am – An Admin. Without investors there would be no TrinalFunds and I wouldn’t be an admin.
So why should you care about TrinalFunds climbing up the ranks and others seeing that TF is paying? Well you should care a lot in my opinion. I’m sure everyone asks for a good money maker and make comparisons with other investment sites that were once very big and provided lots of profit to their members and now you ask ‘when is the next XXX program coming’, ‘could this be the next YYY program?’ – Well the next big thing comes through support, rankings and exposure. Without votes and payment proofs this exposure is reduced by far.
I know you might be saying ‘ So why don’t you just advertise ?’ The answer is simple, but split in two. Firstly, Why throw away money like that when it can be achieved for free? Then the money saved can be used to expand the program and for investors. Secondly, even if there was advertising all over the place and on every site in existence, potential investors want to see that a site is paying and that its ranked well. I’m sure as a potential investor you’d prefer to join projects ranks 1-3 rather then 50-55.
Well I’m going to stop here and give you all some time to think about this. I mean no offense to anyone nor am I trying to imply that you are not doing your duty or anything like that! Honestly I’m not trying to force you to do anything, in the end voting and pay proofs should come willingly. I’d just like to let you all know of the great benefit just a minute or two a day would do, and I’m not talking about TrinalFunds only – I’m sure this goes for every Investment Site out there. The decision in the end is totally up to you whatever you decide.
I’d like to wish you a great weekend and I look forward to communicating with you all Next week!
Regards. Yves
TrinalFunds Admin”.

The admin of WorldPrivateFunds (reviewed here) has decided to open one more investment plan which will pay 1.1% for 30 business days with the principal returned on expiry. This plan was added apparently to widen the choice of the other plans but I suspect that the other plans (1.4% for 60 business days, 1.8% for 90 business days, 2.2% for 120 business days with principal returned on expiry) are simply not that popular. The short-term plan of 0.9% for 10 business days plan is limited by only one investment per member with not more than a $100 maximum allowed. This new deposit will have the maximum of $500 and hopefully will help attract more interest to other program’s plans as well. Here is the latest newsletter from WorldPrivateFunds received today:
“After many emails I received from members and not only, we decided to add a new short term plan.
PROMO PLAN (Short term) Interest Rate :1.10%
Period: DAILY FOR 30 DAYS (earnings from Mon-Fri)
Min $10, Max $500
PRINCIPAL BACK AFTER 30 BUSINESS DAYS
This way the investors will have more investment choices.
This plan will be opened on July 31st, 2010, 00:00:01 server time.
Do not hesitate to contact me for any problem
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

I have added another program to my listing and this time it’s a very interesting project called 144CashAds. The program has been paying for over a month already and has a very interesting concept and payment plans which will be thoroughly explained in my upcoming review of the program soon. In a nutshell, there are six investment plans where you can earn 144% (including your principal) in total – hence the name. The plans are: 1% for 144 days, 2% for 72 days, 4% for 36 days, 144% after 24 days, 144% after 18 days and 144% after 12 days. In order to start earning you have to purchase shares each of which will cost you $10. The catch is that in order to invest in each subsequent plan that is allowing you to be in profit faster than the previous plan you will have to invest first in the lower paying plan and then not more than 70% in each subsequent plan. I know it looks complicated but it will be better explained in my review. I believe that such a rule will allow the program to last for a very long period of time. Please also note that along with LibertyReserve and PerfectMoney, 144CashAds also accepts AlertPay and even the not so popular anymore (for some unknown reason) SolidTrustPay. So those STP fans should really have a closer look at 144CashAds. Despite the prompt daily payouts the program is still flying under the radar due to the extended HYIP crisis so I believe that listing on MNO will give to the admin more benefits. After the recent issues with HushHosting he moved his program to Koddos and I believe their troubles should be behind them as now they have proper protection from downtime and are hosted on a dedicated server. Anyway, I think I will be asking the admin some questions before publishing the review because though 144CashAds looks a very promising program with a lot of potential to me and I still have some doubts that have to be clarified. Anyway, meanwhile just take a closer look!

I have been paid today from the following programs:
Biffalo, OnyxInvClub, FinalEarn, CashRain, CashMiner, BookmakerOffice, BullInvest, FutureTrails, ReProFinance, SeatRonacs, WorldPrivateFunds, OilStructure, YesInvestment, GoldenInvestment, GoldCollarInvest, EzProfit, FundsOMatic, Flamanta, MoneyWin42, TrinalFunds, AvaInvestment, CherryShares, RedOrchidInvest and PawnShopFund (the first instant payment received).

That’s all for today, guys! As I said I’ll be on the night ferry to Stockholm tomorrow but will try to post a daily update from the industry and review PawnShopFund – a new long-term program with instant payouts to LR, PM and AP. See you on MNO tomorrow!