BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! Have you ever noticed how just after you think having your national holiday on a Monday seems like such an inspired idea, all that happens is you start thinking “now Tuesday sucks!”, lol! So if any US based readers aren’t ready to stop Monday’s festivities just yet, why not crack open the last of the beers and have a toast to the good people of Malawi celebrating their own Independence Day today. (Sorry, that’s the best I could come up with!), Anyway before today’s news update I want to discuss another recent addition to MNO and although it’s not exactly brand new, it’s still one I’m very pleased to be monitoring now as I think there is a pretty good chance to do well out of it. It’s called OilStructure and when I say it’s not new that really is a relative term. They’ve been online for about a month now but considering the long term returns, and not to mention the still enormous potential, then I’d say there’s a lot of life left in this one for a while to come.

And that potential really is something to consider, especially now at a time where there has been a noticeable shift in investor preferences towards long term earning projects like OilStructure, and a good and improving level of support for this program in particular then it’s at least worth a look. With a company motto that reads “Profitability, Reliability, Confidentiality” it’s easy to see what they’re aiming for, but then again when have these ever not been the buzzwords from online HYIP admins? This time however the program is different. There really is a twist in the plans and OilStructure have a novel yet remarkably simple idea to ensure the ongoing support of the members and keep you as an ongoing customer as long as possible.

They’ve only got the one investment plan as such in OilStructure. It’s another “perpetual” style plan with no expiry date. You know the ones. We’ve seen them in action before and sometimes they have been stunningly effective, occasionally running for 12 months and more. Plans where you just deposit once, and then continue to get paid regularly after that without ever having to re-deposit. OK, that might be popular but hardly original you may think. So whats the difference with OilStructure?

What they’ve done here is to organize the whole payment structure in such a way as to allow you to withdraw your principal and leave the program anytime you like, but also to make it that once you do join you are unlikely to ever actually want to leave. It maybe to over simplify it somewhat to describe it as a type of “carrot and stick” approach, but basically what happens is that the earlier you try to leave OilStructure the more you will be penalized. But then, when you decide to stay, your interest repayments start going up.

And I for one think it’s a great idea. Don’t worry if I didn’t fully explain it here (I’ll do that below) but to see a program reward long term loyalty from it’s members like this is encouraging. Recent (mostly short term) examples in the industry seem to indicate that the easier part of the job for admins these days is getting members. OilStructure seem to have come up with a good solution to the more difficult part by finding a way to keep them.

So what about the plan itself? Well, for one thing it couldn’t be more affordable. You can join with either euros or dollars and the minimum deposit is one of either – $1 or €1. After that there’s no real expiry date. You are free to leave anytime you like, but the longer you stay, the higher your earnings. But you will start off earning a basic minimum of 2% per day.

Over the course of the following 300 days your investment is divided into five stages. During the course of each stage your investment changes as follows. Stage A lasts for the first 25 calendar days. During that time you will earn 2% interest per day giving you 50% interest by the time we move onto Stage B. So had you invested $100 you would now have $150, right? Not exactly! Keep in mind you can jump ship anytime you like but it’s not always such a good idea. By leaving the program now you incur a 100% penalty on you principal. Effectively that just means you keep the $50 you already made, say goodbye to your initial hundred, and forfeit any future payments. So obviously the only real course of action is to carry on into Stage B. You may as well because it will cost you nothing.

But if you don’t like the thing that prevents you from leaving at this point then you may well like the incentive to carry on. Stage B runs from Day 26 to Day 75. That’s a period of 50 calendar days. By now your daily payment will have increased to 2.1% bringing in another 105% at the end. So for this stage you have earned $105 for your initial hundred. Add this to the $50 you earned from Stage A and your cumulative interest now adds up to $155. If you’d like to leave now then the penalty on your principal will be 80%. That’s not quite as punishing now that you’re in profit, but at this stage my advice would be to carry on. You’re already in profit from OilStructure and may as well see what else you can earn on your principal, that’s gotta be a better option than just claiming 20% of it back.

From Day 76 until Day 150 (Stage C – the next 50 calendar days) OilStructure will step up their efforts to keep you as a member by increasing the incentive to 2.2% profit per day. That adds up to a total of 110% in total, or to put it another way adds another $110 profit to our original deposit. Withdrawing from the program now would incur a 60% penalty which is again highly punitive but on the other hand not all that bad when you consider how much you should have earned by now.

Again, if you are comfortably in profit you still have a lot more to gain that to lose by staying, so if you do stick around for Stage D then you can expect your daily payments to rise to 2.3% per day. This stage comprises of the next 150 days of your investment (up to day 300 in total) so over that period your interest payments will accumulate to 345% from this stage in addition to what you have already earned. Leaving OilStructure at this point will cost you 40% of your initial deposit.

Stage E in OilStructure starts from Day 300 and pretty much carries on from there for as long as they can stay in business. Your daily interest payment is now at its maximum level of 2.4% per day and there is a 0% fee on getting your principal back. How much you wish to earn from this point on is entirely you to how long you decide you wish to stay a member.

There are a couple of other important points you will need to consider before joining. First of all what are your own expectations here? As a monitor I will be staying with OilStructure to the very end no matter what, but maybe that’s not what you want. So remember that while there are penalties for pulling out during various stages, you don’t have to wait until the end of the stage before leaving. You can do that any day. So a couple of important numbers for you include the following:
In order to break even in OilStructure you will have to be a member for 40 days. That will have given you 50% profit from Stage A, 30% profit from Stage B, and 20% of your principal returned.
If you wish to double your money you need to stay a member for 78 days. That will consist of 50% profit from Stage A, 105% profit from Stage B, 5% profit from Stage C, and 40% of your original principal returned.

As you can see the variants are endless and you can spend all day doing the arithmetic on the possible outcome of your stay with OilStructure. But then throw the fact that compounding is allowed and the possibilities really do go through the roof. One very nice offer from the program though is that clients can add to their deposit later on and have it considered as part of the same investment. For example, you can add some extra money to your principal in one of the later stages, start earning the higher interest rate straight away, and not be subject to the high withdrawal fees. It’s too early to say if that will be a popular feature but if the program is managed correctly over the coming months then I see no reason why it shouldn’t be.

Payment options are a bit limited I’m afraid with just LibertyReserve and PerfectMoney in the picture at the moment. Nothing wrong with either and LR in particular remains as popular as ever (according to this weeks MNO poll) but despite that they’re not going to be all that interested in you or your losses if things don’t quite pan out the way you wanted them to, so take it easy ok? There’s nothing wrong with just testing the site out first and making your money back. You can get a bit more serious playing with the profits when you have them. Withdrawals are manual so need to be requested. You are asked to allow up to 24 hours before your withdrawal is processed.

The design of OilStructure just went from good to great with the recent addition of their 256 bit SSL encryption, all helping to keep uninvited guests and their sticky fingers out of your accounts area. The script is customized as is the case with most of the higher quality and longer running programs, the admins preferring not to cut corners with the cheaper generic versions. Just as impressive is the hosting provider, BlockDos, beyond doubt the best service provider in the business today. They have OilStructure on a protected dedicated server so expect downtime to be negligible. The contact details for the program’s admins include a couple of different e-mail addresses depending on what your question is. There is also the usual online support ticketing form, and unusually, a fax number. What exactly the members of an online based HYI program have to fax to each other I really don’t know, but if you ever need it then the number is there for you. And for those of you who like to tweet, there’s a twitter page.

I have to hand it to the admin here. He’s done a lot of work I can see and I sincerely hope his program continues getting the support he deserves. Allowing you to leave, then charging you for it, but rewarding you if you stay put is hopefully going to prove a popular strategy. There’s also quite a bit of information about the nature of OilStructure‘s business for you to read, but with all due respect to the author I’d rather ignore it until we at least celebrate a year or more online. I mean it’s an interesting read and all but little to either back up the claims that the program is in any way involved with the oil industry and does even less to identify the program’s owners. Of course that pretty much sums up the “about us” page of every other online HYIP out there so just pass on that bit. There’s enough in OilStructure to set them apart from the crowd as well, so better to focus on that. A profit is by no means guaranteed by the way, so please join any one HYIP if it’s part of a larger more diverse portfolio.

OTHER NEWS FOR TODAY.

Ok, let’s start with a important update from GoldCollarInvest which applies to every single investor. The transition to GoldCoders script took place during the last 24 hours and now you will have to have a username as well as a password to access your account. On default your password is the same as your username so it’s highly recommended to change it for security reasons. In my honest opinion moving a program to GoldCoders was not such a good decision because the investment tracking really made the program unique and even gave it some charm. The admin of GoldCollarInvest Bruce had no choice though but to move the program since many members found the process of investing simply too complicated and asked him to move to GoldCoders. So he did and now to access your account in GoldCollarInvest you have to enter both username and password and remember that from now on you will have to request your payouts as they won’t be automatically processed to your e-currency anymore. The plans remain the same though and you have the opportunity to get paid from 8% to 12% depending on the amount invested via LibertyReserve or PerfectMoney. Read more about the plans in my detailed review published here. Also please don’t forget to discuss your experience with GoldCollarInvest on the MNO official thread here! This is the latest newsletter from Bruce outlining the recent changes:
“Dear GCI Folks,
This is a very important update for each one of you so please read it very carefully as it is equally crucial that you follow the instructions aptly.
You all know that GCI has been using a unique model for investing and tracking but many investors find the process very tedious and complicating to follow the system.
We received many emails and chat requests regarding the way the current model functions but that did not really do much.
So, we have decided to take a huge step towards solving this issue. GCI is a brand new program and if we solve such issues now, it would not be a problem in future.
GCI will now start functioning as a GC script based model from now on and it would make it a very simple and user-friendly website for all for it is a well-known script.
The script has been customized and modified by a highly skilled programmer, Kevin who helped adding a lot more security to the entire script. We assure you that this will add much more convenience to your investing needs.
All existing members database with investment, profits and withdrawal details have been shifted to the new model and you can start accessing your account right away.
For new members, they just have to register in the new model right away. It won’t make much of a difference for them.
Although the former investment tracker model was very unique and secure, its inclusion did cause much confusion amongst our members and this led us to look for an easier and better option. The investment tracker model will be reintroduced in another phase in a few months when GCI has gained more popularity and members.
We hope this will bring more satisfaction and convenience to you all. Should you need more information feel free to contact us.
Best Regards. Bruce Wagner
::IMPORTANT NOTE:: You can access your GCI account with the following default passwords below. We request you to change your password as soon as you receive this email using the “Edit Account” link which is available in the member area.”

Investors worried by the recent ups and down of CashMiner for the last couple of days need worry nomore. The downtime was due to an extensive DDoS-attack most likely originating from a competitors horrified by the good level of growth CashMiner is showing. So the admin issued a newsletter today reporting the mitigation of the attack and the upgrade of their DDoS-protection level which should make the site more stable in the future. Please hold on if you still can’t access CashMiner as everything should be back to normal within the next 24 hours. For me it’s back already and I’m earning my 8%-10% forever weekly payments again with no issues. For those who want to know more about CashMiner I suggest you read my review published here as this program might become the next big thing pretty soon. Here is the latest update from the admin of CashMiner:
“As all of you might have noticed, our website was down for the past few days. It’s a pity our competitors try dirty tricks to bring CashMiner down, but we have installed a more powerful DDoS protection that will prevent further downtimes. Our website should be accessible now, but in case it isn’t, it will be within 24 hours. We are sorry for any inconvenience caused by this downtime.
Best of Luck! CashMiner Staff”.

The admin of SevenStarProfit (interviewed here) proudly issued another newsletter today dedicated to the program’s 15 days online. Whilst not such an impressive achievement in the good times it’s pretty ok in my book these days, especially for such high-ROI programs like this with returns of 17% for 7 days, 117% after 4 days, 180% after 15 days. As you can see the first withdrawals from the 15 day plan should have been made today so my sincere congratulations to those in profit from the program already. If you received your payment recently why not support the program by showing your payment proof to fellow investors on SevenStarProfit official forum (MNO) here? Thus you will enable the program to run for a longer period of time. It looks to me that SevenStarProfit is one of the very few short-term programs nowadays that really has a truly dedicated admin who is handling it nicely. To alleviate the investors’ concern about the possible dangerous timing for investing the admin showed us some screenshots containing some deposit and withdrawal stats which prove a certain level of financial health which will help the program continue hopefully. In the most recent newsletter from SevenStarProfit (reviewed here) the admin also asked for members support by promoting the program among friends and voting on the famous forums and monitoring sites:
“Dear members,
Today we’re celebrating our fifteen day online. Well, you can say ‘Not a big deal John’ and you’re right. But please do not forget that we’re currently in a hard HYIP crisis or something like that. So, fifteen days of our program with such a good ROI (Return On Investment) become a good date in this point of view.
I promised you that you wouldn’t make any promises so I won’t do it today too. But I’m sure a lot of you want to know, “Should I keep (or start) investing with SevenStarProfit or it’s too late?” With that question in mind, I came up with a little different idea to show you not only our withdrawals but deposits too.
Today, on our Payment proof page
https://sevenstarprofit.com/index.php?a=cust&page=payments_proof
you can see list of deposits that have been made to SevenStarProfit for the last 24 hours as well as the cleared list of pending withdrawals dating on the 6th of July.
Direct links:
Deposits:
https://sevenstarprofit.com/images/5-6jul_deposits.gif
Pending withdrawals list:
https://sevenstarprofit.com/images/6jul_withdraw_requests.gif
As you can see, there is no point for us to be going anywhere if we can attract more than +$1000 in just 24h. But there is still one thing I don’t find exciting in our project. It’s our membership base. We have only 300 members and I can’t call it a good number. I guess it’s up to you, members, to attract more investors into our program by inviting your friends and colleagues. If we pay always in time with no problems whatsoever, why not recommend us to other people? You can safely say, “I’m earning with SevenStarProfit good money. You should try it too! You can always keep your investment sensible, starting with only $10-$50 and if you like it, you can always add more and earn more! Of course there are some risks, but life without them is just too boring!”.
Besides, you will get our 5% referral commission for every deposit your friend has made. Please, be more active, guys. If you really want SevenStarProfit to become next big success story. If you want one more healthy and stable high ROI program paying this summer, then start inviting your friends! Flood investment forums with your payment proofs. Vote for us on any monitor you like.
On this week, we have new sticky thread on our official forum on Money-News-Online:
http://money-news-online.com/forum/viewtopic.php?f=9&t=261
Your payment proofs are much appreciated here!
Other forums where you can post:
http://www.talkgold.com/forum/r296963-.html
http://www.moneymakergroup.com/Sevenstarprofit-Sevenst-t350886.html
http://www.dreamteammoney.com/index.php?showtopic=101802
The most rated monitors:
http://hyipscope.org/details-3513.html
http://gsmonitor.org/details/3186/SevenStarProfit/
http://www.goldpoll.net/details/15798/
Whether SevenStarProfit will become real success or not depends on you and your activity.
With best wishes, Your admin John Smith”.

It seems like another program with payouts on expiry RoyalPlaceInvest is still going well and today the second cycle payouts for 110% after 7 days were completed (I received my payout as well). Together with that the first investors who deposited in the 125% after 14 days plan should have been paid as well. The other two plans offered by RoyalPlaceInvest (145% after 21 days and 190% after 28 days) are yet to expire. If you want to know more about RoyalPlaceInvest please refer to my review published here. And for more news from the admin of the program please check out the recent update below:
“Firstly, thank you for support! We are happy everyday to read and assist you with your investment in our company day after day.
Today, we are proud to reach our 16th day online and are ready to success month after month as we started. Your support is welcome to attract news visitors to RPI, we are looking to change our plateform and design this month. The new website will help to show our professionalism and our wish to serve and to satisfy investors over the world.
More informations available soon!
Feel free to contact us for any question!
Jeffrey, RoyalPlaceInvest Ltd”.

For some strange reason I couldn’t withdraw my weekly earnings from PrivateDiamondClub tonight due to some error in their script. I hope I will receive a reply from the admin by tomorrow who was strangely silent for the last few days despite the promise to issue some important updates recently including the gem certificates news. I hope there be an explanation of the current script issues and with the more recent news from their alleged diamond trading business in Africa. I will keep you updated about that tomorrow but for now I would not advise to invest into the program due to possible script issues.

For the last 24 hours I have been paid from the following programs featured on my monitoring page:
Disalina, InWolton, OnyxInvClub, ReProFinance, HOX, OilStructure, FxCrudeOil, FundsOMatic, FluxRates, SevenStarProfit, YamaFinance, RoyalPlaceInvest, GroupUniversal, YesInvestment, GoldenInvestment, EzInvest, AvaInvestment, RedOrchidInvest, GoldCollarInvest, FreshReturn, CherryShares and Biffalo (the first payment received).

Biffalo is a brand-new program that was added to my monitoring a few hours ago and is offering pretty interesting short- and medium-term plans with instant payouts to LibertyReserve and PerfectMoney. The minimum to invest is only $10 and you can spread your investment between different plans on offer: up to 125% after 4 days (this is the most complicated plan which will thoroughly explained in tomorrow’s review), 130% after 7 days, 160% after 14 days and 200% after 28 days. Biffalo is a very good-looking program with a totally customized script which makes me think that it will not be a fly-by-night program. It just started yesterday and already attracted some attention from the investing community. The only drawback I can see in Biffalo is that the program is hosted on shared server and though the admin claims that the site is DDoS-protected by Dragonara I would still preferred to see it on a dedicated one. Anyway, apart from that Biffalo really looks a pretty interesting program, especially its first Jackpot plan which will be further discussed tomorrow in the upcoming review of Biffalo. So stay tuned for that, guys!

I would like to thank all those who submitted their votes in my new poll when I asked you about your personally most commonly used payment processor. There were four options to reply and so far LibertyReserve is leading the poll with 13 votes (48% total). The second place is occupied by AlertPay so there was no surprises here for me. So AlertPay got 7 votes (26% of the total voters), while PerfectMoney scored 4 (15%) and SolidTrustPay – 3 votes (11%). Please keep voting n the poll which is located in the end of the right sidebar on my blog page and the results will be drawn on Sunday. Thanks a lot for your feedback, guys!

That’s all the news for today. I hope my post was useful for you and I hope to see you all back tomorrow with the review of Biffalo and of course more news from the HYIP industry.