BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everyone! Time to finally say goodbye to Trondheim today so once again I am writing to you from the train, this time on my way to Lillehammer which is a name sports fans will no doubt recognize as a popular destination for winter activities. In fact I’m pretty sure they hosted the winter olympics a few years back, but I just hope it’s as much fun in summer! Trondheim was nice, especially in the mountains surrounding the bay. The local football team, Rosenborg, are also in action against Copenhagen in the final qualifying round for the champions league and even though I’d sorely like to stick around for the game every hotel for miles around is booked out. Even early this morning the main square was beginning to fill up fans arriving from Denmark so it looks like it’s going to be a lively couple of days in the city. Guess I’ll have to be content with watching this on on TV I’m afraid.

But anyway, back to business. As long as I’m going to be sitting here on the train I think I should take the opportunity to tell you about the latest addition to the MNO monitoring page. It’s a promising enough looking HYIP called MutualTreaty, and it’s a long term low rate of interest program. They’ve only been online about a week or so now so you can still class them as pretty much a brand new program as well.

There’s basically three versions of the same plan on offer from MutualTreaty, with your earnings being based on the size of your deposit. They’re all quite sustainable but some options are a bit on the pricey side mind. With a minimum deposit of just $10 however it can still be quite affordable too.

MutualTreaty‘s first plan is called The Starter Plan. Deposits here as I said start at a $10 minimum and go up to a maximum value of $5,000. The plan then runs for a term of 100 business days (20 weeks) and makes daily payments of 2% per day from Monday to Friday. Your principal is counted as part of your payments so will not be returned on expiry. In practical terms that would mean for a $100 investment you would receive $2 per business day ($10 per week), break even after 50 business days (10 weeks) and finish up with a total return of $200, or double your money.

That’s all fine for the small to medium sized player, but things start to get pretty serious with MutualTreaty‘s second plan. It’s called The Professional Plan and it too runs for a 100 business day term. The difference however is that it’s going to cost you a minimum of $5001 to join. If that’s not too rich for you then MutualTreaty offer a daily return of 2.2% paid from Monday to Friday. This plan also counts your principal as part of the payments so don’t wait around for it to be returned on expiry. In more practical terms however you can expect to break even after 46 payment days and finish up with a total of 220%. Maximum deposit is $30,000.

I imagine those first two plans covers just about everyone’s budget but for information purposes let me just explain the third one to you anyway. It’s called The Superior Plan and it too runs for a term of 100 business days. The minimum deposit is $30,001 with no published maximum. In return for this MutualTreaty offer you 2.4% interest per business day which includes your principal. This in turn allows you to break even after 42 business days and earn a total return of 240%.

It should also be noted that compounding is allowed by MutualTreaty, but only in the second and third plans. And as that will cost at least $5K to join then it’s not really a viable option for most. On the other hand there is quite a good selection of payment processors accepted if you are joining. It will probably be a massive boost to the program over the coming Autumn months. Personally I always welcome the sight of SolidTrustPay on any program, partially due to their verification and refund policies, but also because I find their debit card very handy. Especially when on vacation as I am now. Other options available include AlertPay, LibertyReserve, and PerfectMoney. Payments are made manually so you’ll need to request them. Once done the MutualTreaty admin asks you to allow up to 24 hours for him to complete it.

The hosting provider chosen by MutualTreaty is one of the best available today. It’s Dragonara whose track record in this field is impeccable so expect few if any problems on that front. The script is licensed from GoldCoders. SSL encryption is also in use by the way, as certified by Comodo.

Customer support is available by filling out the form on the contacts page or else by e-mailing the admin directly at the address provided. MutualTreaty treaty also has a telephone number and a UK based postal address. Feel free to ask the admin this yourself if you feel it important but I’m pretty sure that this will just be a “virtual” hosted office. The reason I say this is because of MutualTreaty‘s incorporation as a company in the UK. You can view their certificate relating to this on the website. MNO is also incorporated as a legal company in the UK you see, and I also have such an office. But don’t expect to find me there if you ever decide to visit because despite it being my address I’ve never seen the inside of it! It’s all perfectly legal and perfectly legitimate, but what it doesn’t do is give any sort of guarantee on your deposit.

But at least it shows the admin is prepared to go to some trouble and expense to add some level of respectability and professionalism to his program, even if it is largely cosmetic. The business and investment interests of MutualTreaty are allegedly in the ForEx market. That’s something you are either going to have to research for yourself or just take the admin at his word. I wouldn’t pay all that much attention to it myself until a lot more proof is provided, but it’s there for you to look into if you wish. What I can say though is that in HYIP terms the plans offered by MutualTreaty are (or at least can be) pretty sustainable. Clearly 2% interest per day (10% per week) can’t be maintained indefinitely but the fact that your principal is already factored into the payments will prevent a massive drain on the program’s resources when the first accounts start to expire later in the winter. And while no one can say for sure how long the program could potentially run for, it’s a positive sign that some effort has been made. Just make sure to keep it affordable and always exercise your common sense when approaching anything in this industry.

OTHER NEWS FOR TODAY.

I would like to start the news section today with a warning about a program that is still paying fine but might be in trouble soon. I’m talking about BookmakerOffice (reviewed here) which has been paying on two investment plans (1% for 40 days, 1.5%-2% for 100 days). Apparently the admin is getting tired of the slow growth and little interest the program is getting and decided to harvest the good reputation he gained by stable payouts for three months online. So he’s launching a new extremely short-term plan paying 120% after 1 day on deposits of $500 or more. Needless to say that by depositing into this plan via LibertyReserve and PerfectMoney you will most likely never see your money again. This is a very huge and visible sign of a pending collapse of BookmakerOffice which is simply too hard to ignore. It’s hard to say if it happens at all but the first deposits into that 120% after 1 day plan will kill the program for sure. So if you want BookmakerOffice to last longer with the low-ROI plans and save your money at the same time then simply ignore this “generous” offer. Otherwise, I’m afraid BookmakerOffice will not be among us for much longer. I’m sure that all the investors who jumped on the wagon early enough and invested in BookmakerOffice should be in a good profit by now but at this point investing in this program is not recommended. Here is the latest update from the program introducing their new short-term plan:
“Dear depositors!
First of all we want to tell thank you to all the depositors who continue working together with us. We are invested already more than 1 000 000 $ and that`s why we have prepared a new plan for you!
We are glad to inform you about a new plan 120% after 1 day!
You can invest money into this plan having entered your profile and having clicked “Make deposit”.
You are to choose the proper plan.”

I noticed that HOX has some site problems today and my withdrawal was not processed instantly as was usually done before. Moreover, you can’t access your accounts by signing into HOX website today for some reason due to the turing image is not being displayed correctly. HOX didn’t even last for two months yet and I don’t believe it got so much attention to scam so early. Maybe it’s just due to some technical script issues because if members cannot get into their accounts not only can they not withdraw but can’t deposit either. So I have contacted the admin today and kindly asked for an explanation. I hope I will get a reply as soon as possible, but just in case I moved HOX to Waiting status on my monitoring.

I just noticed that EzProfit announced a very high referral bonus that will be awarded to the best referral of the month. Well, I couldn’t see anything wrong with that until I saw the amount that will be given – $10,000. Yes, it’s $10K straight into your account if you’re the lucky winner. Even if the bonus is paid to one of the lowest paying plans 1% for 999 days you would still be able to claim $100 daily interest. However, as far as I can see from the update the bonus will be actually paid to the lucky one on the 15th of each month. I don’t like it at all as that could mean that if the program really pays this kind of bonus monthly it could get into some financial troubles pretty soon. Suppose it is a lie and nobody gets paid and the bonus is just bait to attract more investors before shutting up shop – then EzProfit will disappear in less than a month. I might be wrong about that of course, and EzProfit might be in just a very good financial state to throw such huge amounts of cash around, but this prize money is simply too high to give it away. Anyway, you can draw the conclusion by yourself and I believe MNO readers are smart enough to treat such signs responsibly. Here is the latest news from EzProfit (reviewed here) actually published on the site a few days ago:
“Top Referral Of The Month BONUS!
We offer USD$10,000 bonus for the top referral of the month.
How it works?
It’s base on how much deposit made by the people you have referred to EzProfit. The more deposit made by the people you have referred, the more chances you will win the bonus. It will be calculated separately monthly. Bonus USD$10,000 will be payout on every 15th monthly.
Example:
Member “1” referred his friends and the total deposits of his friends are the highest of the month of August, member “1” will win the bonus USD$10,000 for the month of August.
In September, if total deposits of member “2” friends are the highest, member “2” will win the bonus USD$10,000.”

I have added another program to Premium listing today called OnlineMDT, a program that has been running successfully for 6 days. OnlineMDT is a short-term program accepting LibertyReserve, PerfectMoney and StrictPay in one of the following plans: 102% after 1 day, 109% after 3 days, 119% after 5 days and 129% after 7 days. The minimum to deposit in each plan varies from $5 to $15 and in order to get paid you should request your payout from your account. OnlineMDT is running off a licensed GoldCoders script and is hosted on a dedicated server with DdoSWiz protection against malicious attacks. The site’s design looks pretty good but the texts and ForEx descriptions and charts borrow heavily from some other public online sources. That just means you should treat OnlineMDT as an online short-term game and nothing more and invest only what you can afford to lose. I will probably review it on my blog tomorrow if I receive the first payment by then. So stay tuned for a more detailed analysis!

I have been paid today by the following programs:
CherryShares, PawnShopFund, FundsOMatic, GlobalTradeManagers, OnyxInvClub, ReProFinance, InWolton, FutureTrails, OilStructure, UniteTrade, WorldPrivateFunds, 144CashAds, CashMiner, RedOrchidInvest, YesInvestment, EzProfit, BullInvest, GroupUniversal, Forexica, Flamanta and MutualTreaty (the first payment received).

See you tomorrow, guys. I hope you will be able to check out my poll and vote for the program which you consider the most likely candidate to be the next biggest thing in the HYIP industry over the coming months. Anyway, watch out for more news and updates tomorrow and see you then!