BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi everybody! One newly launched long term HYI program that came to my attention recently is called EMSFinance. You may remember I gave a very brief description of it and the plans it offers last night. So before we move on to today’s news I’d like to go into it in a bit more detail. It’s a simple enough program that makes daily payments and might be an interesting addition to your portfolio if you’re looking to diversify.

To start with EMSFinance isn’t exactly brand new but when you see length of the investment plans they are offering the fact that they are ten days online is almost irrelevant. And there’s a pretty wide variety of them too. Some are more affordable than others but it’s free to take a look so I’ll go through them here and you can see if there’s one you like.

There are no less than seven plans in total, the first of which is open to deposits starting from a $10 minimum up to a $50 maximum. The investment term runs for 120 calendar days and EMSFinance are offering 1% interest per day. It’s pretty simple to work out therefore that upon expiry you will have finished up with a total profit of 120% upon which your initial principal is then returned. So for example if you went in with the full $50 that would bring $60 in interest payments, as well as the original fifty returned.

Next up and still quite affordable, the second plan takes deposits ranging from $51 to $100. EMSFinance are offering a more generous rate of 1.2% interest per calendar day and the term itself runs for 150 calendar days. So were you to join up under this one you could expect a total of 180% profit in interest payments and then have your initial deposit returned on top of that.

The third plan runs for a term of 180 calendar days. It’s also not outrageously expensive (not for most players anyway) and takes deposits that range from $101 up to a $250 maximum. In return you are offered a daily interest payment of 1.4% per day. That would eventually amount to 252% in interest payments as well as your principal which then gets returned.

If you’re prepared to get a bit more serious and are prepared to spend from a $251 minimum to a maximum of $1,000 then consider EMSFinance‘s fourth plan. The investment runs for 210 calendar days – that’s around seven months so we’re also getting seriously long term now – and makes a daily interest payment of 1.6%. By the time the plan expires this should accumulate to a total of 336% in profits and then have your principal returned.

For the bigger HYIP players EMSFinance is offering 1.8% interest per day on deposits starting from a $1,001 minimum to a $2,500 maximum. The term runs for 240 calendar days so at the end your payments should add up to a total of 432%, and then your principal is returned.

For those willing to risk a minimum $2,501 investment up to a maximum of $5,000 then EMSFinance are offering 2% interest per day for a term of 270 calendar days. If that’s beginning to sound overly ambitious to you then do keep in mind that it doesn’t take all that long to break even so anything after that is pure profit. All things going according to plan you should net yourself a return of 540% and then see your initial principal returned.

And finally – and I know this may be well beyond the means of most of you – for a minimum deposit of $5,001 you can earn a daily interest rebate of 2.3% per calendar day. This particular plan runs for 300 calendar days so that should mean (fingers crossed) a total profit of 690% on top of your principal which is then returned. Maximum spend is $20,000.

As is usually the case with longer term HYIPs the choice of payment processors is pretty basic. EMSFinance is no exception to that and currently accept just LibertyReserve and PerfectMoney. Nothing wrong with either of them of course but if you are looking for something else then the FAQ page states that others will be added. What and when aren’t mentioned, so if you prefer to wait for a verified processor then you may wish to get some further details from the admin.

Speaking of communicating with the admin, you can get in touch with the EMSFinance support network either by submitting a support ticket (the progress of which you can then track with an ID number) or else by mailing them directly at one of two addresses provided. Support is bilingual and you can speak with an operator in either English or German which is always a nice touch and very handy if that’s your first language.

Other than that EMSFinance is hosted on a dedicated Staminus server, supported and protected by Koddos. SSL encryption as certified by Comodo is also in place and the script is under license from GoldCoders. As you can see there’s nothing overly complicated there and if you click on the EMSFinance website you’ll see they’ve kept it fairly straight forward and easy to navigate there too. Although texts are original so don’t think that by sticking to the basics they are in anyway cutting corners either. It’s a well presented site that’s easy to use, though a little thin on solid information regarding how they intend to support these daily payments for such elongated terms. Sure, they so make some claims about ForEx trading, but what I mean is they don’t really elaborate and do little to prove it.

So take that bit with a pinch of salt anyway, until they prove otherwise that is. But like I said at the beginning if you are looking to diversify your portfolio (and you always should be at least looking to) then you could do worse than think about EMSFinance.

DAILY NEWS FROM THE INDUSTRY.

It looks to me like the admin of InWolton (interviewed here) is changing his advertising tactics in an attempt to reach more potential investors. It’s pretty obvious to me that as the program gets older it requires some different promotional methods in order to compete with so many newly launched programs. Don’t get me wrong as InWolton has been perfectly paying for nearly four months already and currently is offering two investment plans (a variable return for 50 business days and a fixed 1% daily return for 25 business days) with the principal returned on expiry and instant payouts. So the admin of InWolton decided to post updates from the program more frequently and repeat the approach that was so successfully used by the admin of PTVPartner in the beginning of 2010 – to issue extensive daily updates which brings you also some useful tips, Forex education articles, and even a joke of the day is sent here as well. So this first daily update from InWolton was all about positive thinking and providing the recent stats from the program. I guess that would be an interesting approach and I would be glad to publish those updates on MNO. So here is the latest from InWolton (reviewed here):
“Man cannot discover new oceans unless he has the courage to lose sight of the shore.”
André Gide
Hey dear lovers and followers of InWolton! Today is an awesome day and we are incredibly happy to tell you about our innovations! From now on we will publish daily report about our activity.
Right now I would like to start with an important message. You can read more about it here.
The main point of this article is that all problems come from your mind. And if you actually unscramble all your thoughts and feelings you will see that the problem doesn’t exist. You have to tell yourself everyday: “I am cool!!! Everything will be superbly! I can do this!” You need to motivate yourself, because there is no better motivator than you! And this is the only way to success.
And if you have any bad feeling or failure you have to remember that you are a part of international InWolton‘s family. And you can always contact our support (which works 24/7) and we will do our best to help you.
Also we are extremely happy that more and more investors see real potential in our company. This helps us to move gradually towards our aim.
So, now let’s check our financial report for Monday.
Total Forex balance $59520, Forex transactions number 16, Company’s income $2140 (3,6%), Advertising $400, Customer’s gross profit $970, Company’s net profit $770, Customer’s investment $9803, Customer’s withdrawals $512, Total reserve fund 3867, New customers 14
InWolton‘s education
What is the Forex market?
Forex – The foreign exchange market or spot fx or retail forex or currency market is a non-stop financial market where currencies of different nations are traded.
Some of the participants in this market include government, central banks, commercial and investment banks, hedge funds and massive multinational corporations. Some of the volume in the forex market is simply banks and corporations exchanging a foreign currency for another. However, traders who attempt to take advantage of small fluctuations in exchange rates can also participate in the Forex market.
Forex stands out from other markets for a number of reasons:
24-hour trading, 5 days a week.
The ability to profit in rising or falling markets.
The biggest financial market in the world.
Leveraged trading with low margin requirements.
Unlike stocks the market cannot be cornered.
Every day close to $5 Trillion is traded through the Forex market. Even if you take all the daily volume traded on the U.S. stock, bond and equity markets and add it together it does not come close to matching the enormity of the Forex market.
Joke of the day.
A man receives a phone call from his doctor.
The doctor says, “I have some good news and some bad news.”
The man says, “OK, give me the good news first.”
The doctor says, “The good news is, you have 24 hours to live.”
The man replies, “Oh no! If that’s the good news, then what’s the bad news?”
The doctor says, “The bad news is, I forgot to call you yesterday.”

The admin of WorldPrivateFunds Samuel (interviewed here) explained today in more detail how his $10 bonus will work for the new members. Apparently even the older members can create a new account in the program to obtain the $10 bonus which will be credited to their account to earn 1.4% for 60 business days. So a more detailed explanation has been given in the latest update from WorldPrivateFunds (reviewed here) which you should read carefully before applying for the bonus deposit:
“New promotion – 10$ deposit bonus in 60 business plan is available ONLY FOR NEW MEMBERS till Oct 10th, 2010
Old promotion – 5% cash bonus is available for ALL members who invest from their own money, till Sep 30th, 2010.
Any member can open a new account from the same IP, but NOT on their referral link (can be any other referral link) and also with another username, another email address and another e-currency account.
Please strictly follow the instruction, otherwise your accounts will be deleted without warning and your money lost.
I kindly ask members, who received and will receive FREE 10$ deposit bonus, to post in one of the main forums, in Ratings page or everywhere they want.
Kind Regards. Samuel Arildsen
WorldPrivateFunds Admin”.

144CashAds today was listed on one of the oldest and most reliable HYIP monitors – GoldPoll. As was already mentioned in the interview for MNO by the program’s admin Lewies (read it here) the promotional strategy would include the gradual addition of more good monitors with time to enable a steady and sustainable growth for the program using the unique model of six investment plans thoroughly discussed in MNO review published here. And I can see that it can be perfectly achievable as 144CashAds is slowly gaining the momentum and gradually becoming widely known among experienced investors who could see the potential in some innovative approaches used by the admin here. So here is the latest short newsletter from 144CashAds:
“Hi. Thanks for your support. Pls Vote for us. All payout done
Welcome to all new members. Fell free contact if you need any help
As I mention earlier in MNO interview No 12. Tell us more about the general advertising and promotional strategies) “we spend a certain percentage of incoming money among good selective promoters.”
Link is here http://money-news-online.com/blog/2010/09/13/13092010-interview-with-the-admin-of-144cashads/
We purchase today one of the best Monitoring system in hyip industry GoldPoll
Below the link
http://www.goldpoll.net/details/16300
Enjoy earning with 144CashAds.
Thank you. Lewies. Project admin”.

There was another update sent today by the admin of GrapeVineFunds where he delves into the world of wine and reselling whiskey and gave some stats about the redistribution of the investors’ deposits among their three investment plans: daily (1.1%-1.3% for 150 business days), weekly (6.2%-6.4% for 30 weeks) and monthly (30%-35% for 8 months). By the way, just recently I realized that GrapeVineFunds doesn’t pay on weekends so if you invest into the daily plan your account will not be credited on those days. I think the admin of GrapeVineFunds was so busy with wine and whiskey (drinking?) that he forgot to mention that anywhere on the site. Well, since it makes the plans on offer more logical I had to change my review of the program (read it here) to reflect the changes that were never shown on the website in the first place. Anyway, I’m sorry for misleading you (though it was not my fault) and hopefully the slower returns on the daily plan will not prevent GrapeVineFunds becoming a success which the admin is so eager for according to his last email sent today:
“Hello. Membership is still increasing at a good rate with around 55% of members investing, if that is broken down again 30% are in the daily plan with 10% in the weekly plan and 15% in invested in our monthly plan. Just to let you know how we work 75% of investments are used to fund the activities within our portfolio of wines and malt, the other 25% is left in the PP’s for making payments and we will be adding profits as they become available and when required.
We want to be sure that no matter when you invest you will still make a great income from The Grapevine and not just the ones who were “in first”. We intend to be the biggest and best and confidence is already flowing through as many members are already getting paid daily and weekly. If you invest today you can have your first payment tomorrow.
Ryan”.

Please do not forget that the cash contest sponsored by PawnShopFund is still running till the end of the week and that means that you have a perfect chance to be richer by $5 every time you submit the right answer. Well, the last winner was the username “ruben2009” and I’m currently waiting to receive his LR account where I can pay to him his prize money. Want to get $5 to your account? Then check out the thread on MNO forum (click here), answer a question from the admin of PawnShopFund Frederick (interviewed here) and wait for the results to get your prize daily. The last question was a total guess and related to the total deposits made in the program. The answer to the next question which was posted just now again requires a and asks the following: How many members had on 28.09.2010 deposits exceeding $1000 in PawnShopFund? In the live stats on the site of PawnShopFund you can see that it has now 1840 members with a total $115K so that makes your task easier in my opinion. So try your luck in MNO Cash contest and win a $5 cash prize! The link is here.

In order to improve the quality of monitored programs on MNO I would like to send an important message to all HYIP admins. MNO will NOT be accepting poor HYIPs with unlicensed scripts and hosted on shared servers for Basic listing! The reason for that is simple – too many scams recently try to use MNO as a platform for their cheating activity when they create a low-quality cheap programs which costs them a couple of bucks only and try to abuse the MNO monitoring system by submitting them to Basic listing. Well, as I already refused three programs to list their low-budget potential scams on MNO I will make it official now – such programs will not be accepted on MNO. So be sure that Basic listing from now on will be more selective in that matter. I hope that is a reasonable explanation to you all.

There are two short-term games that I accepted for monitoring today. They are both of good-quality capable of running for some time. The first one is called PremiumGain. It’s an HYIP that was launched two days ago and accepts LibertyReserve and PerfectMoney only into the following plans: 106%-128% after 1 day, 135%-175% after 5 days, 180%-350% after 10 days. It’s too early to make any conclusions here as PremumGain is quite a new program and the first payouts on most of the plans are yet to be expired and paid. Anyway, in all of the plans you can start with as low as $10 and your profit is fixed and dependent only in the amount deposited (the higher the amount the bigger the potential profit). According to the FAQ the withdrawals should be instant or paid within 2-6 hours so I will confirm or deny that tomorrow when I’m going to receive my first payout from 106% after 1 day plan and review the program. In terms of security PremiumGain looks ok to me: running off a licensed GoldCoders script and hosted on a dedicated server with the highest Enterprise level of protection from BlackLotus. I have already seen some positive feedback on the forums from the people who already got their instant payouts.

Another program added to MNO monitoring is EarnPlaza which although running for 10 days already still has some good potential for growth as the admin promises to add AlertPay as their third payment processor within the next few days (possibly tomorrow) which will definitely cause a new influx of members. Anyway, for now only LibertyReserve and PerfectMoney are accepted into the three plans in EarnPlaza all of which pay you on expiry: 110% after 5 days ($10 minimum), 130% after 10 days ($20 minimum) and 150% after 15 days ($50 minimum). So far the feedback on forums about EarnPlaza was quite positive and apart from one dishonest monitor that was dropped by the admin of the program everybody else seems to be satisfied with the steady payments from them. EarnPlaza is running off a licensed script by GoldCoders and is hosted on a dedicated Staminus server by DdosWiz with an SSL-certificate for better security. More on EarnPlaza will be discussed in the upcoming review on MNO which will hopefully be published after the AlertPay is added. Stay tuned for that, guys!

Here is the list of the programs monitored by MNO that paid me today:
FundsOMatic, Vodapex, ReProFinance, OnyxInvClub, MutualTreaty, FutureTrails, FenixTrust, UniteTrade, WorldPrivateFunds, GrapeVineFunds, SyFunds, EzProfit, 144CashAds, VividTrade, OilStructure, GainBucks, YesInvestment, Flamanta, FairHyip, FiboTradePro, YoKapital, TradersPower, RedOrchidInvest, YamaFinance, PawnShopFund, OptimumPride and OrderDollar.

That’s all for today, folks. Stay tuned for another review and the latest news from the HYIP industry on MNO tomorrow!