BEWARE! THIS PROGRAM HAS STOPPED PAYING! PLEASE DO NOT INVEST!

Hi guys! As you may have noticed there have been a couple of new HYI programs added to my monitoring list over the last couple of days. There’s bit of a variety in there which I hope you like (even if not joining) and following on from last night’s long term program I would like to tonight tell you about one of the shorter term one’s that I’ve found. Variety being the spice of life as they say! It’s called PremiumGain and they’ve been online for the last two days. Plenty of time to get in at the very beginning then if you see something you like.

PremiumGain has three short term investment plans that run for a variety terms – all of them short – and all that pay on expiry. The longer they run for the more risk they carry but one thing that I like about PremiumGain is that all plans have a very affordable minimum spend so it’s an easy enough one to play and something that might even turn out to be kinda fun and an easy couple of bucks without making any kind of big financial commitment. Interest rates are variable and based on how much you are prepared to spend.

The first of these three plans starts by taking deposits of just $10 and the investment term is just 1 day. The interest PremiumGain offers ranges from 106% to 128%, principal included, on expiry. Amounts from $10 to $750 – and I’m guessing that’s going to be the most suitable for the majority of you – pays 106% on expiry. Amounts between $751 and $2,5000 are rewarded with 110%. $2,501 to $5,500 will get paid 118% on expiry. And finally the big players willing to risk from $5,501 to the maximum allowed $10,000 are offered the maximum payable of 128%.

The second plan runs for a longer term of 5 days. You may think this by itself entails a much greater risk, but with a minimum investment that stays at just $10 then financially speaking it’s not that big a deal. Not unless you want it to be and start spending big. In return for your investment PremiumGain are offering a one time payment made on expiry of between 135% and 175% depending on the size of your investment, principal included. Personally I don’t consider this one to be all that much better than the first plan in order to justify the risk. Sure, it definitely pays a bit more. But only slightly and the benefits of reinvesting your principal in the first one day plan for five consecutive days are only slightly less than they are here but with a fraction of the risk. And if you were reinvesting your full payments (not that I’d recommend that by the way) then the rewards would potentially be a whole lot better.

Anyway, the figures work out as follows: Deposits from $10 to $750 receive 135% interest. $751 to $2,500 will earn 155%. $2,501 to $5,500 will get paid 160%, while anything above that up to the maximum allowed $10,000 is offered 175%.

PremiumGain‘s third plan is a bit better thought out but still not as profitable on a day to day ratio to make it significantly more attractive than the first one. It runs for an investment term of 10 days and on expiry offers a total return of between 180% and 350%, principal included. The minimum investment is still $10, so if you’re feeling lucky it’s worth a look. The question still remains why you should commit your principal here for 10 days when you could just as easily join the one day plan and continue to re-invest.

Profits are paid as follows: Deposits from $10 to $750 receive 180% interest. $751 to $2,500 will earn 235%. $2,501 to $5,500 will get paid 300%, while anything above that up to the maximum allowed $10,000 is offered 350%.

PremiumGain‘s choice of payment processors is limited at best but considering some well publicized issues with AlertPay and their treatment of short term HYIPs recently I wonder how many investors still consider that a bad thing? Anyway, your choices are between LibertyReserve and PerfectMoney. But if you’re not convinced then the PremiumGain admin has made the whole package much more attractive by introducing instant payments. That’s always going to be a popular move and I’m sure most readers will agree. Please be aware that payments of $1,000 or more will only be made manually for what I assume are security reasons.

Speaking of security, PremiumGain is up to what is an acceptable industry level. BlackLotus are the hosting provider and are keeping the program on a dedicated server with their highest “enterprise” level of protection. SSL encryption does not feature. The script is under license from GoldCoders and communication with the admin is available through the online support form.

Texts appear to be original from what I can make out, but also appear to be a bit vague. The line of business PremiumGain are involved with is allegedly trading the usual HYIP faves such as ForEx, oil, precious metals, and so on. To believe that or not is up to yourself, but I strongly urge you to disregard the statement from PremiumGain that “we guarantee almost no risk and 100% profit”. The simple reason behind that is that if LibertyReserve and PerfectMoney both refuse to make any such claim then nobody dealing exclusively with them can make it either.

So proceed with the usual caution but if you feel like a gamble and you’re feeling lucky then remember that PremiumGain is only online for the last two days so your chances of winning a fast buck are pretty high at the moment. Feedback from the first investors has been universally positive with many confirming receipt of their profits instantly. But it’s not here forever either so one way or another make up your mind about if you feel it a suitable program for you or not and do something about it soon.

DAILY NEWS FROM THE INDUSTRY.

It seems like only after 6 months online UniteTrade (reviewed here) gained some recognition among top promoters and even the most infamous online referral shark Liegao now promotes them heavily. So I wonder why it took them six months to realize the program’s potential. UniteTrade has been monitoring on MNO for 75 days and I never got one single complaint about them from my downlines. The program pays like clockwork from both plans (120% after 7 days and 150% after 15 days) and I believe the extra level of promotion the admin acquired will make it even more popular and stronger to run for a longer period of time. With the recent implementation of instant payouts to all the accepted payment processors (LibertyReserve, PerfectMoney and AlertPay) it looks like nothing can stop their stable payments and successful growth. For me UniteTrade has already become one of the most successful short-term programs of 2010. Of course, most of the kudos should go to the admin of the program Andy (interviewed here) who started with a very quiet promotion campaign and increased it gradually over time so to achieve a level of sustainability which even well-established long-term programs could only dream of. Of course the members also contributed a lot by their support of UniteTrade on forums and monitors and voting for the program so it’s their success too. Remember though that the past performance of any HYIP is in no way a guarantee of any future performance but in case with UniteTrade I still can see some room for growth and expansion. Below is the latest newsletter from the admin which looks to me genuinely positive and to the point:
“Hello Members,
First and the foremost, I would like to congratulate you all for making money with UniteTrade.
Right after we enabled the instant withdrawal feature, a lot of visitors joined UniteTrade to become our valuable members. Our member base is growing at an amazing rate, with almost 150 to 200 member registrations a day. It looks like the instant withdrawal feature surely has done wonders. I’m sure that all of you are enjoying the new and exciting feature. I have to say I am one happy admin for having enabled such a feature, as my work load has reduced a lot, and I have more than enough time to manage the other activities of the program, the advertising of the site being one of them. Our Alexa traffic rank increasing day after day, which is one of the signs that definitely proves UniteTrade is getting popular day after day. We would like to extend our heartiest thanks to all our members for supporting us by voting for us in the monitors, and for promoting us.
The instant withdrawal feature does not seem to have any kind of problem, and is working perfectly smooth and well, without any glitches or faults, and we hope it will continue like that.
Finally, we would like to say big WOW!!! for UniteTrade for being online for 177 days. We have completed almost 6 months of online journey, offering returns of 120% after 7 days, and 150% after 15 days. This just gives us even more hope that programs like UniteTrade can last even long with such returns, guaranteed the program is being run by a good, honest and hard working management.
If anyone has any kind of suggestions for UniteTrade, please contact us using the support form. We would be more than happy to hear you. Remember, your suggestions do matter for the growth of UniteTrade.
Once again, a big thank you to all our members for supporting us all through the way.
Regards. Andy. UniteTrade.”

As I expected another short-term program EarnPlaza which is going to be reviewed on MNO tomorrow added AlertPay today as their third payment processor. This should definitely arouse more interest in the program which accepted only LibertyReserve and PerfectMoney today. EarnPlaza pays on three plans on expiry (110% after 5 days, 130% after 10 days, 160% after 15 days) and with the possible introduction of an auto-withdrawal feature in a few days along with Live Support EarnPlaza will surely be able to compete with the already established short-term programs like UniteTrade, for instance. Anyway, it has every chance to become a hit with the right approach and I hope that the admin has something interesting to say in the upcoming interview about his plans for the future and how he sees the development of his program. Anyway, together with announcing AlertPay’s addition the admin of EarnPlaza Matt also mentioned the upcoming review of his program which you will be able to find on MNO tomorrow. Here is the latest newsletter from EarnPlaza:
“Hello, we have completed verification of our AlertPay account, so as I promised AlertPay has been added and we already started to accept AP deposits. Yesterday I have received custom auto-withdrawal script witch one I have ordered some time ago, so I’m going to test it in next few days and hopefully within next 3-4 days time we will enable auto-withdrawals.
Last week a lot of members were asking when will we list our program on Money-News-Online blog so I decided that its right time to do this. So from now EarnPlaza is listed at MNO blog in Premium listing section. Don’t forget to check soon EarnPlaza review and my interview as well. Also want to say that we are currently working on Live Support and its will be available very soon.
All payments has been processed as always and that’s all for today. Thank you for choosing EarnPlaza and I hope that members will continue to support our project. I wish you all good day and see you soon.
Best regards, Matt Powell. EarnPlaza Support”.

Note that the site of OilStructure (reviewed here) is now listing Portuguese support email and a phone number. This is just another step in the expansion of the program to serve a worldwide multi-lingual community of investors. I remind you that OilStructure already offered representatives support and the Portuguese support located in Brazil is their eleventh language. Before that support was available in English, French, Spanish, Italian, German, Thai, Russian, Chinese, Filipino and Indonesian. In addition, OilStructure‘s website is available in five different languages where you can find all the basics about the program and how it works if you haven’t read my review of them yet. Anyway, at this moment the payments from OilStructure are made like clockwork and the level of popularity the program is experiencing is simply unprecedented, especially considering the HYIP industry as a whole is not in the best condition. I myself am on the third stage of the program and am enjoying 2.2% daily payouts. Let’s hope that OilStructure will continue its good job for a long time and put many other members in profit. Here is the latest announcement of the Portuguese support posted on their site yesterday:
“Português de Apoio ao Cliente (Brazil): dorian@oilstructure.com / + 557581917463 (GMT-3) (Horário de atendimento: 16:00 às 22h00)”.

The administration of InWolton (interviewed here) is keeping his promise to issue updates on a daily basis. Today there was another newsletter issued. In it we can find a quote from a famous inventor, a short discussion on the topic of responsible decisions we make, some fresh statistics from the InWolton program, ForEx education article and Joke of the day. I remind you that InWolton has been listed on MNO for 114 days already and is currently offering a variable daily return plan for 50 business days and a fixed 1%-2.5% return for 25 business days with the principal returned on expiry. The withdrawals are still instant and to invest in InWolton you have to buy shares – the process which was thoroughly described in my review published here (remember that the plans have changed since then but the principle remains the same). Below is the latest newsletter received today:
“Many of life’s failures are people who did not realize how close they were to success when they gave up.” Thomas A. Edison
Hello friends! As we promised today is a second report of our work. InWolton’s team shows incredible results. We pick up steam and go beyond all reason.
Today I want to talk about responsibility. Very often people see their life as a clockwise motion. Many of us don’t want to make any major decisions. We like to be controlled by somebody. And why? Because we are afraid to take responsibility. It is much easier to put the onus on somebody else.
And this is one of the main reasons of any failure and problem. You have to get clear, that in the world of business nobody will beg you to do something. You have to take responsibility for any small motion you do. This is a key to success.
So, now let’s check our financial report for Tuesday Total forex balance $63522, Forex transactions number 13, Company’s income $1650 (2.2%), Advertising $300, Customer’s gross profit $1020, Company’s net profit $330, Customer’s investment $4002, Customer’s withdrawals $560, Total reserve fund 3910, New customers 8.
InWolton’s education
What do you trade in Forex?
In the stock market you trade stocks. In the commodities market you trade commodities and in the Forex market you trade Forexies. Kidding!
Just a little ninja humour there. In the Forex market you trade currencies.
What is the Spot FX market?
Spot FX is just another name for Forex, it is not a different market. Spot market simply means a market that deals on the current price of a financial instrument, unlike markets such as futures which are traded differently. In the Forex market, trades are taken based on current prices, therefore it is a spot market.
Joke of the day.
A monkey goes into a bar and asks the barman: – Do you have any bananas? – No, I don’t. (says the barman) – Do you have any bananas? (asks the monkey) – No, I have not got any bananas!!! – Do you have any bananas? – If you ask me that question one more time, I’ll nail your tongue to the counter!!! – Do you have any nails? – No, I don’t. – Do you have any bananas?”

Please note that MejorTrade (it was listed on MNO Basic list) has turned into a scam which didn’t even last for a cycle. Well, after the admin sent an email announcing new plans it was quite clear that the program’s days are numbered. Today though I received another mail where he stated that all the pending withdrawals had been paid and as an evidence he sent me a notification of my withdrawal allegedly paid to my PerfectMoney account. Well, as you might imagine it was another lie probably to persuade other not so attentive customers that the program is actually paying. Another attempt was to change all the monitoring codes on the Rating page of MejorTrade to the logos actually belonging to another popular program 144CashAds (reviewed here). I have never seen such nonsense before, guys! But this probably caused some confusion as the admin of 144CashAds Lewies (interviewed here) had to issue a special email where he warned the members that his program had nothing to do with such an ugly scam as MejorTrade. I think the members of 144CashAds are smart enough to understand that but the clarification was still more than welcome. So here is the latest update from the admin of 144CashAds:
“Hi. Thanks for your support. All payout done
Pls to inform you that http://144cashads.com/ is our only project. We have no relation with any other project.
One of hyip admin use our all monitor logos. Below the link
http://mejortrade.com/?a=cust&page=rateus
We have no relation with this project
Thank you. Lewies. Project admin”.

The site of a popular project GroupUniversal (reviewed here) has been offline all day today. If you try to access the site you will see a sign warning about routine maintenance on the server which states the following:
“Website is under monthly maintenance. Please wait untill we check all things and make website fresh again. Thank you for doing business with us
If you have any question please send e-mail to support@groupuniversal.biz”
I would not like to draw any conclusions yet so let’s wait until the site of GroupUniversal is back online and the payments resume. I will keep you updated on MNO of course and you will be the first to know about any further developments.

The admin of FxTradingWorldwide sent me some kinda complicated instructions on what I should do with my computer to get access to the site. It looks like I’m not then only one to experience such troubles and many other investors cannot access their accounts either. At the same time on many forums I still see payment proofs. Of course, such a situation cannot continue indefinitely as FxTradingWorldwide is losing potential customers and loyal supporters alike day after day while the site is hard to access. So they finally decided to take some appropriate measures to return the site back online so it could be accessed by everybody. So here is what the admin of FxTradingWorldwide Addy let me know today via email:
“We decide to move the dedicated server, which will do on Friday night or Saturday night to solve this IP problem.
I will send newsletter to member today. FYI. Addy”.
I will keep you updated in MNO on how the situation plays out and so will leave the program on Paying status on MNO till Saturday as I appreciate the level of communication from the admin and the time that is probably required to remedy the situation.

Here is the list of programs that paid me today:
EMSFinance (the first payments received), FundsOMatic, Vodapex, ReProFinance, MutualTreaty, FutureTrails, FenixTrust, OnyxInvClub, OilStructure, UniteTrade, TradersPower, Flamanta, FiboTradePro, GainBucks, YesInvestment, EzProfit, GrapeVineFunds, GloTrade, SyFunds, CherryShares, VividTrade, 144CashAds, WorldPrivateFunds, YamaFinance, PawnShopFund, YoKapital, OrderDollar, PremiumGain (the first payment received) and EarnPlaza (the first payments received).

That’s about it for today. I will see you on MNO tomorrow with the review of EarnPlaza and all the daily news from the industry. Good luck with your investments, everyone!